金融英语教学大纲修订版

金融英语教学大纲集团标准化小组：[VVOPPT-JOPP28-JPPTL98-LOPPNN]《金融英语》教学大纲制定依据：本大纲根据2014版本科人才培养方案制定课程编号：W0231964学时数：32学分数：2适用专业：英语专业先修课程：国际金融考核方式：考查一、课程的性质和任务改革开放以来，中国取得了举世瞩目的成就。

随着中国加入世界贸易组织和现代服务业的快速发展，金融市场进一步对外开放，外资银行代表处、外资金融机构纷纷在华开办业务，并逐渐从货币经营发展到资本市场和金融服务各个领域。

与此同时，中国的企业也开始走向国际、融入世界。

在全球金融竞争日趋激烈的今天，金融英语的普及和掌握，已成为非英语国家人力资源发展水平的重要内容，也是衡量金融中心城市的一个指标。

通过学习该门课程，使学生在金融基础业务中较熟练地运用英语，熟悉基本的业务概念、术语及一般的业务程序与原理；听懂日常会话和一般的业务交谈；看懂与金融业务有关的一般文字材料，拟定一般的业务文件；在基础业务中掌握英语基本语法知识；掌握金融英语写作的文风要求；掌握信函和报告的写作方法；掌握阅读的技巧，提高学生的理解能力；牢固掌握英译汉和汉译英的技巧；掌握金融英语口译的基本技巧，胜任高级别会谈、重大场合即席讲话等类金融活动的口译工作。

总之，这门课程为学生今后从事金融活动奠定一定的语言和理论基础。

二、教学内容与要求理论教学（32学时）第一章：Commercial Banking商业银行（6学时）(1)The Banking System 银行体系Section A—The People s Bank of China 中国人民银行Section B—Bank of China 中国四大国有商业银行之一：中国银行Section C—Bank of America 美国商业银行之一：美洲银行Section D—BOC International Holdings Limited 中银国际公司(2)Retail Banking: Bank Accounts 私人业务: 银行账户Section A—Deposit Accounts 存款账户Section B—Foreign Currency Deposits 外汇存款Section C—Deposits by Correspondence 邮寄存款Section D—Deposit Collections in Different Places 异地存款Section E—Loss Reporting 报失(3)Retail Banking: Loans 私人业务: 贷款Section A—Housing Loans for Individuals 私人住房贷款Section B—Auto Loans 购车贷款Section C—Education Loans 教育贷款Section D—Secured Personal Loans 以定期存款/国库券做担保的私人贷款Section E—Other Type of Loans 其他私人贷款Listening Material 听力材料(4)Retail Banking: Foreign Currency 私人银行业务: 外汇Introduction 导语Section A—Currency Conversion 汇兑Section B—Collection from Abroad 托收Section C—International Remittance of Foreign Currency 国外汇款Section D —Foreign Exchange Dealings for Individuals 私人外汇交易Section E—Automatic Banking of Savings Deposits 自动储蓄存款业务Section F—Multifunctional Debit Card 多功能借记卡Section G—Personal Cheque Deposits 私人支票存款Section H—Safety Deposit Box 保险箱Section I—Fee-based Business 收费业务Section J—Automatic Deposit Service 自动存款服务Section K—Transfer Service for Security Firm 为证券公司提供转账服务(5)Corporate Banking: Loans 公司业务: 贷款Section A—RMB Working Capital Loan 人民币流动资金贷款Section B—Fixed Asset Loan 固定资产贷款Section C—Foreign Currency Loans 外汇贷款Section D—Project Financing 项目融资Section E—Bill Discount 票据贴现Section F—Syndicated Loan 银团贷款(6) Corporate Banking: Credit Lines; Trade Finance 公司业务: 信用额度；商业信贷Section A—Credit Line 信用额度Section B—Worldwide Credit 统一授信Section C—Export Buyer s Credit 出口买方信贷Section D—Export Seller s Credit 出口卖方信贷(7) Corporate Banking: Other Services 公司业务: 其他服务Section A—Agent Bank Business 委托行业务Section B—Trust Loan 委托贷款Section C—Financial Advisory Service 财务顾问1222、第二章：Investment Banking投资银行（6学时）(1)Introduction 导语Section A—The Basics 基本定义Section B—Setting Goals 设立目标Section C—Needs and Money 需求与货币Section D—An Overview of Markets 市场概览Section E—How Suppliers Make Their Money Available如何供款Section F—What Suppliers of Money Expect— The Profit Motive 供款人的期望——盈利动机Section G—Buying and Selling The Right to Use Money 买卖货币使用权Section H—How Long Can The “Buyers” Use The Money货币“买家”可以使用货币多长时间呢？Section I—Can Suppliers Always Be Sure of Getting Their Money Back 货币使用权的归还Section J—Words and Expressions 术语及解释(2)The Financial Marketplace 金融市场Section A—Introduction 导语Section B—The Participants 入市者Section C—The Places 交易场所Section D—The Products 金融产品Section E—The Term 金融产品的期限Section F—Marketability and Liquidity 适销性及流通性Section G—Words and Expressions 术语及解释(3)Debt Securities 债务型证券Section A—Introduction 导语Section B—General Characteristics of Debt Securities 债务型证券的共性Section C—Short Term Debt 短期债务Section D—Long Term Debt: Bonds and Debentures 长期债务：政府债券及公司债券Section E—Words and Expressions 术语及解释(4)Equity Securities 权益型证券Section A—Capital Structure 资本结构Section B—Preferred Shares 优先股Section C—Common Shares 普通股Section D—Words and Expressions 术语及解释(5)Research 研究金融市场Section A—The Research Department 研究部门Section B—What Buying a Share of Stock Gives Us购买股票的意义Section C—The Company Under a Microscope 显微镜下的公司Section D—How Much Money is Company Earning公司收益情况Section E—Earnings Available for the Common Shareholders 可分给普通股股东的收益Section F—What Are the Earnings Worth 收益的价值Section G—Consider the Dividend 股息Section H—Words and Expressions 术语及解释(6)Trading 股票交易Section A—Putting Our Knowledge into Action 变知识为行动Section B—Opening an Account 开户Section C—What the Client Should Expect from theSecurities Firm 证券公司提供的服务Section D—Stock Symbols 证券交易代码Section E—Where Are The Company’s Shares Traded交易场所Section F—The Quote 报价Section G—Placing an Order 下达买卖指令Section H—The Reporting 公司报告Section I—Measuring Movements in the Overall Market 交易指数Section J—Words and Expressions 术语及解释3、第三章：Derivatives金融衍生品（10学时）(1)IntroductionSection A—A Common Business Problem 一个普遍的商业难题Section B—What Are Derivatives金融衍生品的定义Section C—Uses of Derivatives 用途Section D—Words and Expressions 术语及解释(2)Options 期权Section A—The Basics 基本定义Section B—Options Are Binding Contracts 期权是契约Section C—Equity Options 股权期权Section D—Buying Options 买入期权Section E—Selling Options 卖出期权Section F—You Bought an Option and Now You Want to Get Your Money Out 套现Section G—You Have Written an Option (Original Seller) and You Want out of the Contract 赎回Section H—Time Decay of Put and Call Options 期权买卖的时间衰减Section I—Valuing Options 期权估价Section J—Why We Use Equity Options使用股权期权的原因Section K—Words and Expressions 术语及解释(3)Futures and Forwards 期货及远期Section A—The Basics 基础知识Section B—Futures Contracts 期货合同Section C—Forward Contracts 远期合同Section D—Margins 保证金Section E—Long and Short 多头及空头交易Section F—Foreign Currencies 外汇Section G—Futures and Forward Contracts Similarities and Differences 期货合同与远期合同的相同与不同之处Section H—Words and Expressions 术语及解释4、第四章：Insurance 保险（10学时）(1)Introduction 导语Section A—What Insurance Is and Why We Need It 什么是保险为什么需要保险 Section B—How Insurance Works 保险的作用Section C—The Fundamentals基础知识Section D—Words and Expressions 术语及解释(2)The Insurance Market 保险市场Section A—Who Supplies Insurance 谁提供保险Section B— Who Buys Insurance 谁购买保险Section C—Where Do We Buy Insurance 何处购买保险Section D—What Do We Pay for Insurance保险的成本（保费）Section E—How Do We Buy Insurance如何购买保险Section F—Words and Expressions 术语及解释(3)Life Insurance 人寿保险Section A—Introduction 导语Section B—Life Insurance That Provides Protection Only 只提供保障的寿险Section C—Life Insurance That Provides Both Protection and Savings 提供保障兼储蓄功能的寿险Section D—Some Additional Features of Life Insurance Policies 其他种类的寿险Section E—What Does It Cost决定保险费的因素Section F—The Pay Out 赔付Section G—Words and Expressions 术语及解释(4)Personal Property and Liability Insurance 个人财产及责任险Section A—Introduction 导语Section B—Insuring the Building 房屋保险Section C—Protecting Yourself Against Liability for Damage Caused to Others 第三者损失赔偿责任险Section D—Insuring the Contents (of Your Home) 家庭财产保险Section E—What is not Covered家庭财产保险中不包括的项目Section F—Words and Expressions 术语及解释(5)Automobile Insurance 汽车保险Section A—Types of Automobile Insurance 车险的种类Section B—Who Is at Fault谁承担过失Section C—Protecting Yourself Against Liability for Damage Caused to Others 公共责任保险Section D—Covering Medical Costs 投保医疗费用Section E—Protecting Your Vehicle 车险是汽车的保障Section F—Other Kinds of Coverage That Are Readily Available 其他种类的车险Section G—You ve Had an Accident, Now What车险的索赔步骤Section H—How Much Will Auto Insurance Cost车险的成本Section I—Words and Expressions 术语及解释三、考核要求本课程为考查课，考查内容较多，包括书本上每章的重点、教师课堂上补充的知识点及课后作业练习。