一般银行业务英语
合集下载
相关主题
- 1、下载文档前请自行甄别文档内容的完整性，平台不提供额外的编辑、内容补充、找答案等附加服务。
- 2、"仅部分预览"的文档,不可在线预览部分如存在完整性等问题,可反馈申请退款(可完整预览的文档不适用该条件!)。
- 3、如文档侵犯您的权益，请联系客服反馈,我们会尽快为您处理(人工客服工作时间：9:00-18:30)。
我要从我的支票存款账户里提款。
deposit
n. 存款
I didn't get my pay deposit this month.
我这个月薪资存款没有入帐。
discount rate
重贴现率
The discount rate is set by the Fed.
重贴现率是由联准会所订定。
Individual Retirement Account
个人退休账户
Does it matter where I open an Individual Retirement Account?
我在哪里开立个人退休账户有关系吗?
interest
n. 利息
Interest rates are not expected to increase.
利率应不会上升。
safe-deposit box
（银行）保险箱
She kept her jewels in her safe-deposit box.
她将珠宝放在她银行保险箱。
savings account
储蓄存款账户
I need to transfer money from my savings account to my checking account.
蒂娜利用自动转帐服务支付电话账单。
balance
n. 余额；差额
If you keep a balance of $1,000, you won't have to pay the $20 monthly-service fee.
如果您维持一千元存款余额，就不必付每月二十元的服务费。
瑞克要缴二十年的房贷。
outstanding
adj. 未清偿的；未付清的
Our records show you have an outstanding balance of $6,000.
我们数据显示您有一笔六千元的款项未付。
refinance
v. 重新贷款
When deciding whether or not to refinance, there are many factors to consider.
由于没担保品，托马斯先生的贷款办不下来。
credit card
信用卡
I need to report a stolen credit card.
我要报信用卡失窃。
credit limit
信用额度
Beware of outrageous credit limits, which may lead to uncontrollable spending.
在考虑负债整合之前，要仔细检视其还款方案。
default
n. 违约
The company is in default on its loan agreement.
该公司违反其贷款合约。
freeze
v. 冻结（账户）
The bank froze my credit card account after I reported it stolen.
Katherine made a balance transfer from her old credit card to her new one.
凯瑟琳申办新卡代偿旧卡。
cancel
v. 停（卡）
What happens if I want to cancel my card?
如果我想停卡该怎么办？
cash card
现金卡
What do I need in order to apply for a cash card?
申办现金卡我需要准备些什么？
collateral
n. 抵押品；担保品
Without collateral, Mr. Thomas wasn't able to get a loan.
01 Banking - General Business 银行业务－一般业务
ATM
n. 自动柜员机
You can change your PIN at the ATM.
你可以在自动柜员机更改你的密码。
automatic bill payment
自动转帐服务
Tina pays her phone bill with an automatic bill payment.
You can use this debit card almost anywhere in the world.
这张签帐卡你几乎全世界任何地方都可使用。
debt consolidation
负债整合
Before you consider debt consolidation, closely examine the proposal.
茱蒂父亲汇了一笔钱到她的户头。
withdraw
v. 提款
I withdrew $300 from my savings account.
我从我的储蓄存款账户提领了三百元。
02 Banking - Consumer Finance银行业务－消费金融
balance transfer
余额代偿
要小心信用额度别订得太高，这可能会导致花费无度。
credit rating
信用评等
Bob's poor repayment history has really hurt his credit rating.
巴柏不良的还款记录对他的信用评等造成很大的伤害。
debit card
签帐卡
bank account
银行账户
How do I open a bank account here?
我要怎么开户？
bank holiday
银行公休日；国定假日
What happens if payday falls on a bank holiday?
发薪日如果碰上国定假日该怎么办？
banking
n. 银行业务
Could you sign me up for online banking?
你可以帮我申请网络银行服务吗？
banknote
n. 纸币；钞票
Wads of banknotes were hidden in the bag.
袋子里藏了数迭纸钞。
certificate of deposit
我确认已阅读并了解这份贷款协议的条件与规定。
minimum finance charge
每月最低应缴金额
Some credit cards have a minimum finance charge.
有些信用卡有每月最低应缴金额的限制。
mortgage
n. 房贷；抵押借款
Rick has a twenty-year mortgage.
定期存款
Redeeming your certificate of deposit before maturity may result in withdrawal penalties.
如果你定存提前解约，可能必须付提前解约支票存款账户
I need to make a withdrawal from my checking account.
在我报失信用卡后，银行冻结了我的信用卡户头。
installment
n. 分期付款
Penny will pay off her student loans in 60 installments.
潘妮将分六十期偿还她的助学贷款。
loan
n. 贷款
I confirm that I have read and understood the terms and conditions of the loan agreement.
玛西一开始是当银行出纳员，但现在她是贷款员。
transfer
v. 转帐
The money has been transferred into my account.
钱已经转进我的账户。
wire
v. 汇款
Judy's father wired money to her bank account.
在决定是否重新贷款时，有许多因素要考虑。
statement
n. 账单明细
The fee for issuing a replacement card will be charged to your next statement.
信用卡补发费用将并入您下个月的账单明细。
我要将储蓄存款账户的钱转到我的支票账户。
signature
n. 签名
Tom forged his boss's signature to steal company funds.
汤姆伪造老板签名，盗领公司款项。
teller
n.（银行）出纳员
Marcy started as a bank teller, but now she's a loan officer.
deposit
n. 存款
I didn't get my pay deposit this month.
我这个月薪资存款没有入帐。
discount rate
重贴现率
The discount rate is set by the Fed.
重贴现率是由联准会所订定。
Individual Retirement Account
个人退休账户
Does it matter where I open an Individual Retirement Account?
我在哪里开立个人退休账户有关系吗?
interest
n. 利息
Interest rates are not expected to increase.
利率应不会上升。
safe-deposit box
（银行）保险箱
She kept her jewels in her safe-deposit box.
她将珠宝放在她银行保险箱。
savings account
储蓄存款账户
I need to transfer money from my savings account to my checking account.
蒂娜利用自动转帐服务支付电话账单。
balance
n. 余额；差额
If you keep a balance of $1,000, you won't have to pay the $20 monthly-service fee.
如果您维持一千元存款余额，就不必付每月二十元的服务费。
瑞克要缴二十年的房贷。
outstanding
adj. 未清偿的；未付清的
Our records show you have an outstanding balance of $6,000.
我们数据显示您有一笔六千元的款项未付。
refinance
v. 重新贷款
When deciding whether or not to refinance, there are many factors to consider.
由于没担保品，托马斯先生的贷款办不下来。
credit card
信用卡
I need to report a stolen credit card.
我要报信用卡失窃。
credit limit
信用额度
Beware of outrageous credit limits, which may lead to uncontrollable spending.
在考虑负债整合之前，要仔细检视其还款方案。
default
n. 违约
The company is in default on its loan agreement.
该公司违反其贷款合约。
freeze
v. 冻结（账户）
The bank froze my credit card account after I reported it stolen.
Katherine made a balance transfer from her old credit card to her new one.
凯瑟琳申办新卡代偿旧卡。
cancel
v. 停（卡）
What happens if I want to cancel my card?
如果我想停卡该怎么办？
cash card
现金卡
What do I need in order to apply for a cash card?
申办现金卡我需要准备些什么？
collateral
n. 抵押品；担保品
Without collateral, Mr. Thomas wasn't able to get a loan.
01 Banking - General Business 银行业务－一般业务
ATM
n. 自动柜员机
You can change your PIN at the ATM.
你可以在自动柜员机更改你的密码。
automatic bill payment
自动转帐服务
Tina pays her phone bill with an automatic bill payment.
You can use this debit card almost anywhere in the world.
这张签帐卡你几乎全世界任何地方都可使用。
debt consolidation
负债整合
Before you consider debt consolidation, closely examine the proposal.
茱蒂父亲汇了一笔钱到她的户头。
withdraw
v. 提款
I withdrew $300 from my savings account.
我从我的储蓄存款账户提领了三百元。
02 Banking - Consumer Finance银行业务－消费金融
balance transfer
余额代偿
要小心信用额度别订得太高，这可能会导致花费无度。
credit rating
信用评等
Bob's poor repayment history has really hurt his credit rating.
巴柏不良的还款记录对他的信用评等造成很大的伤害。
debit card
签帐卡
bank account
银行账户
How do I open a bank account here?
我要怎么开户？
bank holiday
银行公休日；国定假日
What happens if payday falls on a bank holiday?
发薪日如果碰上国定假日该怎么办？
banking
n. 银行业务
Could you sign me up for online banking?
你可以帮我申请网络银行服务吗？
banknote
n. 纸币；钞票
Wads of banknotes were hidden in the bag.
袋子里藏了数迭纸钞。
certificate of deposit
我确认已阅读并了解这份贷款协议的条件与规定。
minimum finance charge
每月最低应缴金额
Some credit cards have a minimum finance charge.
有些信用卡有每月最低应缴金额的限制。
mortgage
n. 房贷；抵押借款
Rick has a twenty-year mortgage.
定期存款
Redeeming your certificate of deposit before maturity may result in withdrawal penalties.
如果你定存提前解约，可能必须付提前解约支票存款账户
I need to make a withdrawal from my checking account.
在我报失信用卡后，银行冻结了我的信用卡户头。
installment
n. 分期付款
Penny will pay off her student loans in 60 installments.
潘妮将分六十期偿还她的助学贷款。
loan
n. 贷款
I confirm that I have read and understood the terms and conditions of the loan agreement.
玛西一开始是当银行出纳员，但现在她是贷款员。
transfer
v. 转帐
The money has been transferred into my account.
钱已经转进我的账户。
wire
v. 汇款
Judy's father wired money to her bank account.
在决定是否重新贷款时，有许多因素要考虑。
statement
n. 账单明细
The fee for issuing a replacement card will be charged to your next statement.
信用卡补发费用将并入您下个月的账单明细。
我要将储蓄存款账户的钱转到我的支票账户。
signature
n. 签名
Tom forged his boss's signature to steal company funds.
汤姆伪造老板签名，盗领公司款项。
teller
n.（银行）出纳员
Marcy started as a bank teller, but now she's a loan officer.