人民币贷款利率变化趋势
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金融机构人民币贷款基准利率
单位：年利率 六个月 调整时间 六个月以内 至一年 1991.04.21 1993.05.15 1993.07.11 1995.01.01 1995.07.01 1996.05.01 1996.08.23 1997.10.23 1998.03.25 1998.07.01 1998.12.07 1999.06.10 2002.02.21 2004.10.29 2006.04.28 2006.08.19 2007.03.18 2007.05.19 2007.07.21 2007.08.22 2007.09.15 2007.12.21 2008.09.16 2008.10.09 2008.10.30 2008.11.27 2008.12.23 8.10% 8.82% 9.00% 9.00% 10.08% 9.72% 9.18% 7.65% 7.02% 6.57% 6.12% 5.58% 5.04% 5.22% 5.40% 5.58% 5.67% 5.85% 6.03% 6.21% 6.48% 6.57% 6.21% 6.12% 6.03% 5.04% 4.86% 8.64% 9.36% 10.98% 10.98% 12.06% 10.98% 10.08% 8.64% 7.92% 6.93% 6.39% 5.85% 5.31% 5.58% 5.85% 6.12% 6.39% 6.57% 6.84% 7.02% 7.29% 7.47% 7.20% 6.93% 6.66% 5.58% 5.31% （含三年） 9.00% 10.80% 12.24% 12.96% 13.50% 13.14% 10.98% 9.36% 9.00% 7.11% 6.66% 5.94% 5.49% 5.76% 6.03% 6.30% 6.57% 6.75% 7.02% 7.20% 7.47% 7.56% 7.29% 7.02% 6.75% 5.67% 5.40% （含五年） 9.54% 12.06% 13.86% 14.58% 15.12% 14.94% 11.70% 9.90% 9.72% 7.65% 7.20% 6.03% 5.58% 5.85% 6.12% 6.48% 6.75% 6.93% 7.20% 7.38% 7.65% 7.74% 7.56% 7.29% 7.02% 5.94% 5.76% 9.72% 12.24% 14.04% 14.76% 15.30% 15.12% 12.42% 10.53% 10.35% 8.01% 7.56% 6.21% 5.76% 6.12% 6.39% 6.84% 7.11% 7.20% 7.38% 7.56% 7.83% 7.83% 7.74% 7.47% 7.20% 6.12% 5.94% 一至三年 三至五年 五年以上
三至五年期贷款利率变化趋势
16.00% 14.00% 12.00% 10.00% 8.00% 6.00% 4.00% 2.00% 0.00% 15.12%
5.58%
5.76%
五年期以上贷款利率变化趋势
18.00% 16.00% 14.00% 12.00% 10.00% 8.00% 6.00% 4.00% 2.00% 0.00% 15.30%
5.76%
5.94%