中国人民银行关于简化跨境人民币业务流程和完善有关政策的通知-推荐下载

中国人民银行关于简化跨境人民币业务流程

和完善有关政策的通知

People's Bank of China on the simplification of cross-border RMB business processes

And improve relevant policies notice

China PBOC Shanghai headquarters, branches, business management department, the provincial capital (capital) city center branch, sub-provincial city center branch, the National Development Bank, the policy banks, state-owned commercial banks, joint-stock commercial banks, China Postal Savings Bank:

To further improve the efficiency of cross-border RMB settlement, convenient banking financial institutions (hereinafter referred to as banks) and businesses to use the RMB cross-border settlement, is now on simplifying cross-border renminbi business processes and improve relevant policies and other matters are notified as follows:

I, on the regular cross-border RMB settlement business under

(A) Domestic banks can 'know your customer', 'know your business,' 'due diligence' on the basis of three principles, with companies (export goods trade, the RMB settlement business enterprises within the list of key regulatory exception) submitted business cross-border RMB settlement certificate or << / receive payment instructions >> directly for cross-border settlement.

(Two) companies often under the RMB settlement to be automatically recorded, and its handling of domestic banks can be accounted for, and then to verify the authenticity of the relevant trade.

(Three) to encourage domestic banks to carry out cross-border RMB trade finance business. Domestic banks can carry out cross-border RMB trade finance cross-border transfer of business assets.

(Four) export goods trade, the RMB settlement business key regulatory list of enterprises for cross-border RMB settlement under regular business, domestic banks should << People's Bank of China Ministry of Commerce Office of the General Office of the Ministry of Finance Customs Office State Administration of Taxation, China Banking Regulatory Commission Office of the General Office of export goods trade in

RMB clearing business letter a list of key regulatory >> (Silver Letter Office (2012) 381) established the principle of strict audit the authenticity of conducting business. People's Bank branches may be registered in the region's exports of goods trade, the RMB settlement business key regulatory lists sent to the bank's internal use within the jurisdiction.

Second, on the bank card account cross-border RMB clearing business

(A) bank card account transactions RMB cross-border interbank clearing operations should be established in the territory of RMB business qualification with a bank card clearing organization (hereinafter referred to as domestic bank card clearing agencies), through offshore RMB Clearing Bank or domestic agent banking channels handle.

(Two) in use outside the territory of bank cards issued by banks or withdraw cash in RMB account after consumption, domestic issuing bank shall be RMB clearing organizations and domestic bank card clearing, clearing organizations within the bank card in RMB or foreign currency and foreign acquirers liquidated.

(Three) in the territory of using bank cards issued by foreign banks RMB account of consumption or extraction RMB cash, the domestic acquirers be denominated and domestic settlement bank card clearing agencies, domestic bank card settlement in RMB and foreign institutions should issuing bank liquidated.

(Four) bank card account cross border RMB settlement of cross-border RMB business involves the payment information from the territory of the bank card clearing organization through its territory to the RMB cross-border settlement bank unified information management system for payment submitted.

(Five) Cross-border RMB clearing bank card business according to the above provisions, People's Bank of China announcement (2003) Article No. 16, People's Bank of China announcement (2004) Article No. 8, << China People's Bank of China on the mainland Bank and Hong Kong and Macau bank for personal RMB business issues related to notice >> (YF (2004) 254) the third, fourth, seventeen on the liquidation of personal RMB bank cards with the relevant provisions are not executed.

Third, on the territory of non-financial institutions RMB offshore lending business