金融行业常用英语词汇

金融行业常用英语词汇常用金融英语词汇

acquirer商户或收单银行

adjustable rate浮动/可调整利率

adjusted balance method调整余额法

agreement corporation协议公司(美)

average daily balance日均余额

balance余额，结余

bank reconciliation

银行余额调节表，对账单

benchmarking基准

beneficial ownership实益拥有权

blank check空白支票

blank endorsement空白背书，无记名背书

bounced check空头支票，退回支票

cancelled check注销支票，付讫支票

capital requirement资本要求

cash out现金支出

cash reserves现金储备

cashier's check银行本票，现金支票

cd rate利率存单

certified check保兑支票，保付支票

check credit支票贷款

checkbook支票本

check支票

clearance净空，清除

cleared funds结算/清算资金

CM丁index第一资本金融公司指数(capital one financial core)

COF index废材指数

collection agency收账代理公司commission recapture佣金折扣commission佣金，手续费compensating balance补偿性余额complete audit全面审计

compound interest复利，复.9. consumer finance消费信贷continuous compounding连续复利core deposits核心存款correspondent代理，通汇

credit card信用卡

CD 存单

central assets account中央财产帐户certificate of authority委托书，许可证certificate of deposit存单，存款单credit netting信用净额结算

credit report信用调查报告

credit union信用社，合作银行current income本期收益

debit card借记卡，转账卡

debt instrument债务票据

direct deposit直接存款

discount window贴现窗口

discrete compounding 非连续复利计算draft汇票

electronic funds transfer电子转账

Eurocurrency market欧洲通货市场

Eurodollar market欧洲美元市场

European economic and monetary union欧洲经济与货币联盟exact interest精确/实计利息

examiner银行审查人员

excess reserves超额准备金

fail不及格，失败

financial holding company金融控股公司

firewall防火墙

float浮点数，浮动

floor limit最低限额

foreign exchange reserve外汇储备

interest-bearing有.It,的，计息的

investment management投资管理

kiting空头支票

late charge滞纳金，逾期费用

late fee滞纳金

lending standards贷款标准

letter of credit信用证

loan officer贷款员

loan-deposit ratio存贷比率

lockbox个人资料管理

micropayment 小额支付

minimum balance最低余额

money market account

货币市场帐户，金钱市场帐户

money order汇票，汇款单

negotiable certificate of deposit可转让存款证

negotiable instrument可转让票据，流通票据

neqotiable可转让的，可流通的forfeiting无追索权融资，又称福费廷frozen account冻结帐户

go around足够供应，足够分配

gold certificate金券，金元券

good money良币，赚大钱

guarantee fee保证金，担保费

identity theft身份信，,IN被盗，身份窃取inactive account滞呆帐户，无效帐户indirect loan见解贷款

initial deposit开户金额，初始保证金institutional financing机构融资

net interest利息收益

income净利息收入，净

netting净额结算

online banking网上银行，网上银行业务ordinary interest普通利息，单息outstanding check未付支票，未兑付支票overdraft protection透支保障，透支保护overdraft透支

overnight limit隔夜限额

payment in kind实物支付

pay支付

penalty罚款

personal identification number身份证号pin密码

postdate过期

price价格