金融英语词汇

Banking Industry

1 The Banking industry in China

1 Words and expressions

Banking 银行业银行业务 China banking history

Joint –equity commercial banks 股份制商业银行

Business domains 业务领域商业领域

Subordinate establishments 下级机构从属机构（immediate 直接的）All-in-one monopolistic bangking system 一体化的垄断银行系统Macroeconomic management 宏观经济管理

State Council 国务院

Financial sector 金融产业经溶界财政部门

Formulate monetary policy 制定货币政策

Currency 通货货币

Exercise supervision over the financial institutions

对金融机构进行监管

Financial system 金融系统

Issue renminbi and regulate its circulation

发行人民币并控制人民币流通

The state foreign exchange reserve

国家外汇储备

Fiscal agent 财务代理

Credit information 征信信息

Compile Statistics and statements 编制数据和报表

Payment and settlement 支付与清算

Monetary base =monetary supply

Aggregate credit 信贷总量

Benchmark interest rate 基准利率

Fiscal deficit 财政赤字

State treasury 国库

Currency distribution 现金调拨

Break even 不赚不赔收支相抵

Lending facility 信贷机构

Interest subsidy 贴息

Fixed-asset 固定资产

Policy-related credit 政策性贷款

Policy-based projects 政策工程

Line of business 业务范围

Indicator 指标

Complete plant 成套设备

Financial supervisory regime 金融监管体制

Trust 信托

Business scope 营业范围

On-site off-site 现场非现场的

Deposit taking institution 吸收存款的机构Functional department职能部门

Interest rate exchange rate 利率汇率

Real estate 不动产

License their establishment许可特许给发许可证

Security and insurance 证券和保险International capital flow

Real-time 实时的

Plenary session 全会

A provision of this agreement 条款Subsidiary 子公司

Surveillance 监管监督

Optimize 使最优化

Amount to 总计达到

Money laundering 洗钱

Macro-adjustment 宏观调控

Credit insurance 信用保险

2 Abbreviations

PBC People’s Bank of China

ADBC Agricultural Development Bank of China NPC National People’s Congress

CBRC the China Banking Regulatory Commission

2 The World Bank

1 Words and expressions

Creditworthy 有信誉的

Low-interest interest-free低息免息无息

Grant、拨款、补助金津贴

Bilateral 双方的双边的

Arbitration 公断仲裁

Expropriation 征收没收

Currency inconvertibility 货币不可兑换

Signatory 签署国签约人 be signatory to an agreement Hard loan 硬贷款条件苛刻的贷款

Proceeds 收益收入

Default 拖欠

Liquidity 流动资本

In default 违约

Tender 投标 bid 投标出价

Furnish 提供供应装备

per capita income 人均收入

Exclusively 专门的专有的

Joint venture 合资企业合营企业

Security underwriting activity 证券承销业务

Stock exchange 证券交易所

Emerging market 新兴市场

Write off investments 核销处理（勾销、报废）