国际贸易实务讲义8.ppt

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（二）Charges of the sea 1、Sue and labor charges 2、Salvage charges
Insurer must compensate Sue and labor charges no matter the result
Salvage charges is ‘No result, no compensate’
This insurance does not cover : . 1. Loss or damage caused by the intentional act or fa ult of the insured. 2. Loss or damage falling under the liability of the co nsignor. 3. Loss or damage arising from the inferior quality o r shortage of the insured goods prior to the attachm ent of this insurance. 4. Loss or damage arising from normal loss， inhere nt vice or nature of the insured goods ， loss of mar ket and/or delay in transit and any expenses arising there from.. 5. Risks and liabilities covered and excluded by the o cean marine (cargo) war risks clauses and strike ， riot and civil commotion clauses of this Company.
Section1: General knowledge of insurance Section2 ：Insurance coverage Section3 ：Insurance average Section4 ：Institute Cargo Clauses Section5：Transportation insurance under other
三、Extraneous risks and losses (一） General extraneous risks and losses （二） Special extraneous risks and losses
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四、Exclusions for insurance company:
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Section2: Insurance Coverage
一、Perils of the Sea
（一）Natural Calamity （二）Fortuitous Accidents 二、Loss and cost of the Sea （一）Loss of the sea 1、Degree of loss: total loss and partial loss
Firstly, contribution according to the actual loss and extra charges Secondly, contribution according to the article’s value in proportion
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国际贸易实务讲义
Chapter 4: Insurance of International Transport
Abstract：This chapter tells mainly insurance cover of marine transport, and some insurance coverage and clause in our country, and some insurance practices.
Total loss
Actual total loss Constructive total loss
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When constructive loss happens, the insured
can ask for compensate the partial loss or total loss, but at this moment, he must give the Abandonment notice.
Particular Average:
reason for loss obligation for loss
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（4）、Contribution of General Average
Related Parties: Owner, shipper, payer
Two principles of General Average Contribution:
transportation way Section6: Insurance Practice
Section 1：General knowledge of insurance
Basic Principles of Insurance
1、Utmost good faith 2、Insurable interest 3、Principle of indemnity 4、Principle of proximate cause 5、Principle of subrogatio
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2、Property of loss: General Average and
Particular Average （1）The definition of General Average and Particular Average
( 2 ) Conditions of Genaral Average （3）Difference of Genaral AHale Waihona Puke Baiduerage and