银行常用英语

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银行常用英语单词及用语有哪些

银行常用英语单词及用语有哪些在我们学习的过程中会接触到各式各样的专有名词，其中关于银行类的单词是非常实用的，无论是在国外还是国内，银行常用英语单词都随处可见，如果不会表达或者不认识的话，在国外出行时将会受到很大的阻碍。

接下来我们就来看一看银行常用英语单词及用语有哪些。

银行常用单词有哪些Cash Card(现金卡)：可以从银行或ATM机提取现金。

Cheque Guarantee Card (支票保证卡)：在你使用支票时，商家会要求你出示此卡，作为支付的保证。

支票保证卡上注明了担保的金额，也就是每次可开支票的最高限额。

Deposit Form(存款单)：它是一种银行确认存款的收据，也是一种给存款人的凭证。

Debit Card(借记卡)：使用此卡可以直接在商店里消费，费用会通过银行的结算系统，直接从你的帐号上扣除。

Credit card(信用卡)：如你的资信较好，经申请并审核后，银行可能会提供信用卡。

信用卡允许你先花后付，你会定期收到上一个月的帐单，要求你安排付款事宜。

Current Account(现金帐户)：用于存(Deposit)，取(Withdraw)，日常开支，通常利息较低或没有利息。

Saving Account(存款帐户);有利息，通常不能用于支付支票，有时支取需要提前通知。

银行常用英语有哪些1. Please go to Counter No.1.请到1号柜台。

2. A deposit or current account?定期还是活期?3. The amount in figure is incorrect. Would you mind filling another one, because the voucher is invalid if altered.您的凭证金额大写填写有误，请您重填一份，因为金额不能涂改。

4. I'm sorry. This note is counterfeit.对不起，这张是假币。

银行英语词汇

savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I IndoChine 东方汇理银行central bank, national bank, banker s bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 当地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler s cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar s note 庄票，银票banker 银行家president 行长trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司〔贴现公司〕neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau商业兴信所self-service bank 无人银行land bank 地盘银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 典质银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 筹办银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 单据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际出入favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购置力money in circulation 货币畅通量note issue 纸币发行量national budget 国家预算national gross p roduct 国民出产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接〔对角〕套汇indirect exchange 间接〔三角〕套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储藏foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储藏money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税那么specimen signature 签字式样banking hours, business hours 营业时间 </P< p>常见银行英语词汇account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 当地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司〔贴现公司〕neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 地盘银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 典质银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 筹办银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 单据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际出入favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购置力money in circulation 货币畅通量note issue 纸币发行量national budget 国家预算national gross product 国民出产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接〔对角〕套汇indirect exchange 间接〔三角〕套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储藏foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储藏money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税那么specimen signature 签字式样banking hours, business hours 营业时间常见银行英语词汇account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 当地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司〔贴现公司〕neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 地盘银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 典质银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 筹办银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 单据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际出入favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购置力money in circulation 货币畅通量note issue 纸币发行量national budget 国家预算national gross product 国民出产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接〔对角〕套汇indirect exchange 间接〔三角〕套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储藏foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储藏money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税那么specimen signature 签字式样banking hours, business hours 营业时间。

银行英语常用语

银行英语常用语下面是店铺整理的银行英语常用语，欢迎大家阅读!1. 请入收款人的户号account payee2. 请支付票款advice to pay cheques3. 惠请通知该支票的经过advise fate4. 金额有错误accounts differ5. 文字与数字所记载金额不同words and figures differ6. 签名有误|印鉴不符signatures differ7. 请明天再次提出为荷present again tomorrow8. 保证付款good for payment9. 请照会发票人refer to drawee (R.D.)10. 无交易no account11. 款额不足||存款不足not sufficient (N.S.)||no sufficient funds (N.S.F.)12. 已无存款no funds13. 如支票不获兑现时, 不必出具拒绝证书。

notto be protested in case of dishonour||protest waived||no protest14. 需要出具拒绝证书to be protested15. 没有通知no advice16. 未受指示no orders17. 禁止转让||不可转让non-transferable||not transferable18. 已付款received payment||payment received19. 上开价金已收到value received||for value received20. 上开价金系经核算value in account21. 上开金额与发票相同value as per invoice22. 上开金额与通知书相符value as per advice23. 无追索权without recourse24. 有追索权||偿还请求权right of recourse25. 请求偿还清单||清偿帐户recourse account26. 偿还准备金recourse fund27. 拒绝偿还||拒绝追索recourse repudiation。

常见银行英语词汇_金融术语

常见银行英语词汇金融术语account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间minimum paid-up share capital 最低实缴股本reciprocity 互惠corresponding bank 代理行liaison office 联络办公室moratorium 延期偿付权legislation 法规innovation 改革underwriting 包销merge 合并portfolio 资产组合unit trust 单位投资信托arbitrage 套汇capital adequacy ratio 资本充足率derivative 金融衍生工具maturity 到期日deregulation 放松管制redemption 兑现certificates of indebtedness 债务证书linked exchange rate 联系汇率accounting arrangements 会计安排resumption of sovereign 收回主权holding company 控股公司privileges 特权legal tender 法币medium of exchange 交换媒介deferred payment 延期支付face value 面值mintage 铸币homogeneity 同质权fiat money 不兑换纸币，名义纸币negotiable certificates of deposits 大额转让存单narrowly-defined 狭义定义的broadly-defined 广义定义的required reserve 法定准备金excess reserve 超额准备金monetary base 货币｛流通｝基础open market operations 公开市场操作auction 拍卖non-intervention 不干涉主义net balance 净差｛余｝额advance 贷款retained earnings 留存收益risk-weighted assets 风险加权资产off-balance sheet items 表外业务项目collateral 抵押claims 债权denominate 面值residual maturity 剩余期限mortgage 住房抵押arrears 拖欠尾数default 违约on-balance sheet items 表内业务contingency 意外开支repurchase agreement 回购协议recourse 追索权irrevocable 不可撤消rediscounting 在贴现market risk exposure市场风险position 头寸debt-to-equity ratio 资产负债比率treasure bond 国库券leasing 租赁money laundering 洗钱treasure bill 国库券bankruptcy 破产credit securitization 信用证券化real time gross settlement 实时全额清算off-shore 离岸clearing bank清算行discount house 贴现行privileged position 最优惠头寸building society 建房协会Japanese Big Bang 日本金融改革dual banking system 双轨银行制度wire transfer 电子转帐laissez-faire 自由放任主义negotiable 可流通的installment 分期付款benchmark 基准利率turnover 成交额outstanding 未付的in favour of 以^为受益人promissory note 本票unsecured 无担保的prime rate 最优惠利率preference share 优先股ordinary share 普通股warrant 认股权current market value 当期市值option contract 期权合同hedging 套期保值Provident Fund 福利基金beneficiary 受益人collecting bank 代收行code 代号，代码，密码uncleared cheque 未清偿支票invoice 发票credit transfer 信用转帐endorsement 背书bearer 持票人defective title 有瑕疵的所有权down payment 首付款traveller's cheque 旅行支票bearer bonds 不记名债券crossed cheque划线支票countersign 联署paying bank 付款行transferable 可转让holder in due course 正当持票人holder in value 有代价持票人overdue 过期dishonoured cheque 拒付支票repo repurchase agreement 回购协议countermand 取消garnishee order 向第三债务人下达的资产扣押令winding-up 停业清理secured loan 担保贷款overdraft 透支real estate mortgage 房地产抵押chattel mortgage 动产抵押in presence of 提示reimbursement 偿还withholding interest tax 预扣税custodian 保管access 准入automatic teller machine 自动取款机personal identity number 密码.个人识别号passbook 存折insurance broker 保险经纪人working capital loan 周转资金start-up loan 创业贷款syndicated loan 辛迪加贷款project financing 项目融资foreign trade financing 对外贸易融资current assets 流动资产accounts receivable 应收帐款agent bank 代理行drawdown period 支用期grace period 宽限期principle 本金tombstone 证券发行公告factoring facilities 保理业务open credit 无担保贷款factor 保理人lessee 承租人lessor 出租人non-resourse 无追索权financial lease 金融租赁operating lease 经营租赁full payout lease 支付租赁conditional lease 条件租赁leverage lease 杠杆租赁electronic date interchange services 电子数据交换服务retail bank 商业零售银行private bank 私人银行merchant bank 商人银行risk preference 风险偏好risk taking investor 甘冒风险的投资者risk aversion investor 逃避风险的投资者macroeconomic oriented 以宏观经济为导向的equities origination 股票发行venture capital financing 风险资本融资the spread 价差interest rate swap 利率互换leverage buyout 杠杆收购junk bond 垃圾债券red chips 红筹股"h" shares H股trustee 受托人collection 托收production combination 生产联合production cost 生产成本comparative advantage 相对优势middle agent 中间代理eliminate exchange risk 消除外汇风险shipping insurance 海险guarantee 担保performance bond 履约保证import credit 进口信贷dividends 分红money transfer 转帐bank draft 银行汇票mail transfer 信汇telegraphic transfer 电汇test key测试密钥telex 电报Society for World Inter-bank Financial Telecommunications 环球银行间金融电讯协会standardized format 标准格式clearing house 结算所computer code 电脑代码additional cost 附加成本foreign exchange rate 外汇汇率swing 浮动spot rate 现汇汇率market rate 市场汇率cross rate 交叉汇率forward exchange contract 远期外汇合同currency future contract 货币期货合同quotation 报价单rolling forex 展期外汇option on foreign exchange 外汇期权strike price 执行价格expiry date 到期日call option 多头期头put option 空头期权foreign exchange hedge 外汇套期保值foreign exchange swap 外汇掉期superannuation 养老基金pension funds 退休基金brokerage fee 经纪人佣金optimum profit 最高收益canon 标准illegal activities 非法行为speculative purpose 投机目的repayment schedule 还款安排balance sheet 资产负债表income statement 利润表long-term loan 长期贷款country-risk 国别风险quantitative yardstick 定量的评判标准credit risk 信用风险risk assessment 风险评估margin 保证金legal authority 法定权力memorandum and articles of association 公司章程cushion of assets 资产缓冲safe title 所有权credit reference agency 信用查询机构credit standing 信用状况consumer loan 消费信贷bonus 奖金gratuity 退休金track record 工作履历minor's account 未成年人帐户sole proprietors 独资企业private limited company 私人有限公司public limited company 公共有限公司inter-bank lending /borrowing 同业拆借the inter-bank money market 同业拆借市场local currency 本国货币marginal cost 边际成本inter-bank rate 同业拆借利率contingency payout 意外支出natural disaster 自然灾害legal status 法定地位documentary credit 跟单信用证documentary collection 跟单托收export credit insurance 出口信贷保险shipment policy 装运保险单issuing bank 开证行advising bank 通知行confirming bank 保兑行applicant 开证申请人irrevocable documentary letter of credit 不可撤消信用证reimbursing bank 偿付行negotiating bank 议付行verification 证实confirmed credit 保兑信用证payment in advance 预付贷款remitting bank 托收行collecting bank 代收行sight bill 即期汇票term bill 远期汇票clean collection 光票托收bill of lading 提单certificate of originairway bill 航空联运certificate of inspection 检验证明insurance policy certificate 保单证明open account 赊销premium 保险费第十六章特殊类型的借款者-商业部门stockbroking 股票经纪going concern 持续经营net profit 净收益audited accounts 经过审计的帐户registration certificate 注册证明inheritance 遗产tangible security 有形担保intangible personal guarantee 无形个人担保deed 契约dormant partner 不参与经营的合伙人limited partner 有限责任合伙人aggressive management 扩张性管理defensive management 保守性管理gearing 举债经营prior charge 优先偿付债券charges on assets 以资产抵押fixed charge 固定抵押floating charge 浮动抵押overtrading 超资力经营life policy 人寿保险depreciation 折旧indemnity 赔偿legal mortgage 法定抵押leasehold mortgage 衡平法抵押surrender value 租赁财产抵押stocks and shares 股票和证券unquoted shares 非挂牌｛上市｝股票cross-guarantee 交叉担保under influence 不正当影响misrepresentation 与事实不符合的陈述debenture 债券run down 削减acknowledgement 确认tangible assets 有形资产intangible assets 无形资产copy right 版权goodwill 商誉net worth 资产净值cash flow 现金流量current ratio 流动比率quick ratio 速动比率quality of assets 资产质量investment strategy 投资策略trend analysis 趋势分析debt to equity ratio 债务产权率debt service ratio 还本付息比；偿债比率amortization 摊销receivable turnover 应收帐款inventory turnover存货周转write off 注销recession （经济）衰退social unrest 社会动荡uncleared funds 未清算资金credit limit 信贷限额bad debt 坏帐loan restructuring 贷款重新安排recovery 追陪offsetting 补偿legal proceeding 诉讼litigation solicitor诉讼律师Baby bond 小额股票Background 背景background investigation 背景调查background material 背景材料Bad 坏的bad account 坏帐，呆帐bad debt loss 坏帐损失bad debt recovey 呆坏帐收回bad title 失效产权Balance 余额，结余，差额，平衡adverse balance 收支逆差balance budget 平衡预算balance of international trade 国际贸易差额balance of payment 国际收支balance sheet 资产负债表balance sheet audit 资产负债表审计balance sheet classification 资产负债表分类balance sheet evaluation 资产负债表评价closing balance 期末差额credit balance 贷方余额foreign currency balance 外汇余额keep balance 保持平衡loss balance 失去平衡negative balance 逆差retained balance from foreign exchange revenue 外汇收入留成余额summary balance sheet 资产负债汇总表Bank 银行all-purpose bank 通用银行bank account balance 银行存款余额bank balance sheet 银行财务状况表bank credit 银行信贷bank debt 银行债务bank discount rate 银行贴现率bank holding company 银行控股公司bank interest 银行利息bank line 银行信用额度bank loan 银行借款bank rate 银行贴现率bank reserve 银行准备金bank’s buying rate 银行买价bank’s call loan 银行同行拆借bank’s selling rate 银行卖价clearing bank 清算银行commercial bank 商业银行cooperative bank 合作银行mortgage bank 抵押银行Banking 金融，银行业banking institution 金融机构Banking Law 银行法banking sector 银行部门Bankrupt 破产bankrupt’s assets 破产者的财产Bankruptcy 破产act of bankruptcy 破产法案arrangement in bankruptcy court 迫产法庭调解bankruptcy administrator 破产管理人bankruptcy amendment act 破产修正案bankruptcy code chapter 7--- liquidation 破产法第7 章（清算）bankruptcy code chapter 11--- reorganization 破产法第11章(重组）bankruptcy court 破产法院bankruptcy debtor 破产债务人bankruptcy judge 破产判决bankruptcy law 破产法bankruptcy notice 破产公告bankruptcy ordinance 破产条例bankruptcy petition 要求宣布破产bankruptcy proceedings 破产程序bankruptcy rules 破产规定bankruptcy trustee 破产受托人declaration of bankruptcy 宣布破产Bargain 议价，讨价还价Basic 基本的，基础basic account 基本帐户basic accounting unit 基本核算单位Bear 空头，卖空bear account 空头帐户bear market 熊市，淡市bear transaction 空头交易Beat 还价，杀价Below par 低于票面价值Benchmark 基准Benefit 利益，受益，福利，津贴benefit country 受惠国benefit fund for employees 职工福利基金benefit program 福利计划Benefited 受益的benefited party 受益方Benevolent fund 慈善基金Beta 贝塔（与股票相关的）系数beta risk measurement 贝塔风险系数测定Bid 投标，报价，出价bid bond 投标押金bid opening date 开标日期bid price 买方出价call for bid 招标invite bid 招标Bidder 投标人，投标商Bidding 投标，出价bidding documents 标书Big Board 指美国纽约股票交易所Big Six 指美国六大会计事务所Big Three 指美国三大汽车公司Bilateral 双边的bilateral agreement 双边协议bilateral loans 双边贷款bilateral trade 双边贸易Bill 票据，帐单，发票，钞票bill receivable account 应收票据帐户treasury bill 国库债券Black 黑色的，黑市的blank market price 黑市价格black market transaction 黑市交易Blank 空白的blank check 空白支票Blanket 一揽子的blanket insurance 统括保险blanket mortgage 一揽子抵押Blue chip 兰筹股Blue-chip share 头等股票Blue-chip stock 热门股票Blue-collar worker 兰领工人Blue-sky law 兰天法（防欺诈凭空发行股票的法律）Board 董事会，委员会，理事会board chairman 董事长board meeting 董事会议board of administration 董事会，理事会board of arbitration 仲裁委员会board of audit 审计委员会board of directors 董事会，理事会board of executive director 执行董事会，执行委员会board of manager’s 理事，董事board of supervisors 监事会board of trustees 受托委员会Bond 债券，证券，公债bond broker 债券经纪人bond creditor 债券债权人bond discount 债券折价bond issue 债券发行bond market 债券市场bond premium 债券溢价bond rating agency 债券评级机构bond yield 债券收益callable bond 通知偿还债券convertible bond 可转换债券government bond 政府债券junk bond 拉圾债券listed bond 挂牌债券，上市证券mortgage bond 抵押债券municipal bond 市政债券preference bond 优先债券，优先股registered bond 记名债券treasury bond 国库债券unlisted bond 未挂牌债券，未上市证券Bonded 保税的，有抵押的bonded area 保税区bonded factory 保税工厂bonded goods 保税货物bonded warehouse 保税仓库Bonus 奖金，红利，津贴bonus issue 发放红利股bonus-percentage of profit 利润率分红bonus share 分红股，红利股Book 书籍，帐簿，记帐，定票，订货book depreciation 帐面折旧book-entry securities 记帐证券book inventory 帐面库存book of account 帐簿book profit 帐面利润book value per share 每股帐面价值标准实用文案Boom 繁荣，景气Borrow 借入borrow money on credit 信用借款Borrowed 借入的borrowed capital 借入资本borrowed funds 借入资金borrowed reserve 借入准备金Borrowing 借款，借用文档。

常见的银行英语词汇短语

常见的银行英语词汇短语银行是以存款、贷款、电汇、储蓄等业务，承当信用中介的金融机构。

其主要的业务范围有吸收公众存款、发放贷款以及办理了票据贴现等。

以下是的有关银行的，欢送阅读收藏!常见的银行英语词汇短语(一)Advising Bank(Notifying Bank)通知银行Agricultural Bank of China中国农业银行Associate Banker of Bollection代收银行Bank of China中国银行Bank of Communications交通银行Bank of Issue(Bank of Circulation)发行币银行Banque de I'IndoChine东方汇理银行Branch Bank银行分行Central Bank, National Bank, Banker's Bank中央银行Chartered Bank of India, Australia and China麦加利银行Chartered Bank特许银行Chase Bank大通银行China Investment Bank中国投资银行CITIC Industrial Bank中信实业银行Clearing Bank清算银行Clearing Bouse票据交换所CMB(Chase Manhattan Bank)美国大通曼哈顿银行Commercial Bank商业银行Commercial Credit Company商业信贷公司Confirming Bank保兑银行Consigned Banker of Collection 委托银行Construction Bank建立银行Corresponding Bank往来银行Credit Bureau商业兴信所Credit Booperatives信用社Credit Department银行的信用部Credit Union合作银行Discount Bank贴现银行Discount Company贴现公司Domestic Bank国内银行EIB(European Investment Bank) 欧洲投资银行Everbright Bank of China中国光大银行Exchange Bank汇兑银行Financial Trust金融信托公司Guangdong Development Bank开展银行(广东)Home Loan Bank家宅贷款银行Hongkong Shanghai Banking Corporation 汇丰银行Import and Export Bank进出口银行Industrial and Commercial Bank of China 中国工商银行Industrial and Commercial bank工商银行Industrial Bank实业银行Investment Bank投资银行Issuing Bank(Opening Bank)开证银行Joint Venture Bank合资银行Land Bank土地银行Local Bank本地银行Member Bank(Credit Bank)储蓄信贷银行Merchant Bank(Aepting Bank)承兑银行Money Shop(Native Bank)钱庄Mortgage Bank(Building Society)抵押银行Mutual Savings Bank互助储蓄银行National City Bank of New York花旗银行Negotiation Bank议付银行Neighborhood Savings Bank街道储蓄所Overseas Bank国外银行Paying Bank付款银行People's Bank of China民银行People's Construction Bank of China 民建立银行Post Office Savings Bank邮局储蓄银行Requesting Bank委托开证银行Reserve Bank储藏银行Savings Bank储蓄银行Self-service Bank无人银行Trust Company信托公司Trust Institution银行的信托部Trustee Savings Bank信托储蓄银行Unincorporated Bank钱庄Unit Trust信托投资公司WB(World Bank)世界银行常见的银行英语词汇短语(二) Xiamen International Bank厦门国际银行证券金融ADR(American Depository Receipt) 美国存托凭证/存股证blue chips蓝筹股bond, debenture, debts债券bonus share红股broker/dealer券商capital market资本市场clearing and settlement清算/结算closed-end securities investment fund 封闭式证券投资基金。

银行英语口语

银行英语口语银行英语口语是银行工作中必不可少的一部分。

在银行工作中，各种不同的文化背景和语言习惯的客户都需要和银行员工进行交流。

因此，对于银行员工来说，掌握流利、准确的英语口语是至关重要的。

以下是一些常用的银行英语口语：1. Opening an account 开户- Good morning/afternoon, welcome to our bank. How may I assist you today?- I'd like to open a checking/savings account, please. - Certainly. Can I see your ID and social security card, please?- Sure, here they are.- Thank you. Now, please fill out this application form and sign here.- Okay, done.- Great. Your account has been opened. Here's your account number and debit card.2. Depositing money 存款- Good morning/afternoon. How may I assist you today?- I'd like to deposit some money into my account.- Okay, please insert your debit card and enter your PIN number.- Sure, here it is.- Thank you. How much would you like to deposit?- $500.- Alright. Please insert the cash into the machine.- Done.- Thank you. Your deposit has been accepted. Is there anything else I can help you with today?3. Withdrawing money 取款- Good morning/afternoon. How may I assist you today?- I'd like to withdraw some money from my account.- Alright. Please insert your debit card and enter your PIN number.- Sure, here it is.- Thank you. How much would you like to withdraw?- $200.- Okay. Please enter the amount on the screen and select the account you wish to withdraw from.- Done.- Great. Here's your cash. Is there anything else I can help you with today?4. Transferring money 转账- Good morning/afternoon. How may I assist you today?- I'd like to transfer some money to another account.- Alright. Please provide me with the account number and name of the recipient.- Sure, it's 123456789 and the name is John Smith.- Thank you. How much would you like to transfer?- $100.- Okay. Please verify the details on the screen and confirm the transfer.- Done.- Great. Your transfer has been completed. Is there anything else I can help you with today?5. Checking account balance 查询账户余额- Good morning/afternoon. How may I assist you today?- I'd like to check my account balance, please.- Alright. Please insert your debit card and enter your PIN number.- Sure, here it is.- Thank you. Please select the account you wish to check. - Okay, done.- Here's your balance. Is there anything else I can help you with today?以上就是一些常用的银行英语口语。

银行英语知识点总结

银行英语知识点总结在银行工作中，英语是一种非常重要的语言，因为在国际金融领域，大部分的交流都是使用英语进行的。

下面是一些银行英语知识点的总结，希望对需要了解这方面知识的人有所帮助。

一、银行常用英语词汇1. Account - 账户2. ATM (Automated Teller Machine) - 自动取款机3. Bank statement - 银行对账单4. Cash - 现金5. Credit card - 信用卡6. Deposit - 存款7. Interest - 利息8. Loan - 贷款9. Overdraft - 透支10. Withdrawal - 取款二、银行业务英语表达1. Open an account - 开立账户2. Close an account - 关闭账户3. Deposit money - 存款4. Withdraw money - 取款5. Apply for a loan - 申请贷款6. Pay interest - 支付利息7. Transfer money - 转账8. Exchange currency - 兑换货币9. Check balance - 查询余额10. Reconcile account - 对账三、银行交易英语1. Can I have a bank statement, please? - 我可以要一张银行对账单吗？2. I'd like to deposit this check into my account. - 我想把这张支票存入我的账户。

3. What's the balance in my account? - 我的账户余额是多少？4. I'd like to transfer $500 to my friend's account. - 我想把500美元转到我朋友的账户。

5. I'd like to cash this traveler's check. - 我想兑换这张旅行支票。

银行常用英语口语100句

银行常用英语口语100句1.请到1号柜台。

Please go to Counter No.1.2.您的凭证金额大写填写有误，请您重填一份，因为金额不能涂改。

The amount in figure is incorrect. Would you mind filling another one, because the voucher is invalid if altered.3.你想开哪种帐户?What kind of accounts do you have in your mind?4.您的账面余额为5600美元。

The balance on your account is five thousand six hundred US dollars.？5.你想开一个活期存款帐户吗?Would you like to open a current account?6.请您把名字签在线上面。

Please sign your name on the dotted line, please.7.这是你的存折，存取款时请带来。

Here is your passbook. Please bring it with you when you deposit or withdraw money.8.对不起，这张是假币。

I'm sorry. This note is counterfeit.~9.按我国的法规和国际惯例，要没收假币，请您合作。

According to China's regulations and international practices, forged notes must be confiscated, thank you for your cooperation.10.您在我行有储蓄账户吗？Do you have a savings account in our bank?11.开一个账户有什么手续？What is the procedure for opening an account?12.您能告诉我如何开户么？Could you tell me how to open an account?]13.我们行的储蓄账户分为活期和定期。

银行英语常用语

银行英语常用语1、请入收款人的户号accountpayee2、请支付票款advicetopaycheque3、惠请通知该支票的经过adviefate4、金额有错误accountdiffer5、文字与数字所记载金额不同wordandfigurediffer6。

签名有误，印鉴不符ignaturediffer7。

请明天再次提出为荷preentagaintomorrow8。

保证付款goodforpayment9。

请照会发票人refertodrawee(R。

D。

)10。

无交易noaccount11、款额不足，存款不足notufficient(N。

S。

)，noufficientfund(N。

S。

F。

)12、已无存款nofund13、如支票不获兑现时,不必出具拒绝证书。

nottobeprotetedincaeofdihonour，protetwaived，noprotet14、需要出具拒绝证书tobeproteted15、没有通知noadvice16。

未受指示noorder17。

禁止转让，不可转让non-tranferable，nottranferable 18。

已付款receivedpayment，paymentreceived19。

上开价金已收到valuereceived，forvaluereceived 20。

上开价金系经核算valueinaccount21、上开金额与发票相同valueaperinvoice22、上开金额与通知书相符valueaperadvice23、无追索权withoutrecoure24、有追索权，偿还请求权rightofrecoure25、请求偿还清单，清偿帐户recoureaccount26。

偿还准备金recourefund27。

拒绝偿还，拒绝追索recourerepudiation。

银行常用英语词汇大全

银行常用英语词汇大全以下是一些银行常用英语词汇：1.账户（Account）：存储资金的虚拟空间。

2.储蓄账户（Savings Account）：支付利息的存款账户。

3.支票账户（Checking Account）：用于日常交易的账户。

4.贷款（Loan）：银行借出的资金。

5.抵押（Mortgage）：以财产作为贷款担保。

6.信用卡（Credit Card）：允许持卡人在一定限额内借款的卡片。

7.借记卡（Debit Card）：直接从用户的银行账户扣款的卡片。

8.自动柜员机（ATM）：自动处理存款、取款和查询的机器。

9.利息（Interest）：借入或借出资金的费用。

10.投资（Investment）：为获取收益而购买资产。

11.资产（Asset）：拥有经济价值的任何物品。

12.负债（Liability）：公司或个人欠他人的债务。

13.资本（Capital）：用于生产或投资的资金。

14.现金流（Cash Flow）：公司或个人的资金流入和流出。

15.外汇（Foreign Exchange，FX）：不同国家货币之间的交易。

16.汇票（Money Order）：一种支付工具，类似于支票，但由第三方机构发行。

17.本票（Promissory Note）：一种书面承诺，承诺在未来的某一特定时间支付特定金额。

18.电汇（Wire Transfer）：通过电子方式进行的资金转账。

19.透支（Overdraft）：支票账户中的负数余额，通常需要支付额外费用。

20.信用评分（Credit Score）：评估个人信用状况的数值。

这只是一小部分银行常用英语词汇，实际上银行业使用的专业词汇还有很多。

(完整版)银行常用英语口语100句

银行常用英语口语100句1.请到1号柜台。

Please go to Counter No.1.2.您的凭证金额大写填写有误，请您重填一份，因为金额不能涂改。

The balance on your account is five thousand six hundred US dollars.5.你想开一个活期存款帐户吗?Would you like to open a current account?6.请您把名字签在线上面。

Please sign your name on the dotted line, please.7.这是你的存折，存取款时请带来。

Here is your passbook. Please bring it with you when you deposit or withdraw money.8.对不起，这张是假币。

I'm sorry. This note is counterfeit.9.按我国的法规和国际惯例，要没收假币，请您合作。

According to China's regulations and international practices, forged notes must be confiscated, thank you for your cooperation.10.您在我行有储蓄账户吗？Do you have a savings account in our bank?11.开一个账户有什么手续？What is the procedure for opening an account?12.您能告诉我如何开户么？Could you tell me how to open an account?13.我们行的储蓄账户分为活期和定期。

银行常用的英语口语

银行常用的英语口语导语：银行是依法成立的经营货币信贷业务的金融机构，是商品货币经济开展到一定阶段的产物。

下面是收集的银行常用的英语口语，欢迎参考!1.What kind of aount did you have in your mind?你想开哪种帐户?2.Do you like to open a current aount?你想开一个活期存款帐户吗?3.A deposit or current aount?定期还是活期?4.Please tell me how you would like to deposit your money.请告诉我你想存何种户头?5.There''s a service charge for the checking aount but no charge for the savings.支票户头要收效劳费，现金户头不收。

6. Our minimum deposit for a savings aount is 100 dollars.我们储蓄存款的最低存款额是100美圆。

7. Five yuan is the minimum original deposit.最低起存款额是5元。

8. You can open a savings aount at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户。

9. Even one yuan is all right.甚至一元也可以起存。

10. Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。

银行专用英语词汇

account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's ba nk 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount co mpany) 商业信贷公司（贴现公司）neighborhood savings bank, bank of de posit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office sav ings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to d eposit your money.请告诉我你想存何种户头?There's a service charge for the checkin g account but no charge for the saving s.支票户头要收服务费，现金户头不收。

银行专业术语

1.现金业务：Cash business, 2.转账业务：transfer business, 3.汇兑业务：currency exchange business, 4.委托收款：commission receivables, 5.发放贷款：loans, 6.贷款收回：loan recovery，7.贷款展期：loan extension，8.办理银行汇票：apply for bank dra s, 9.收息：interest, 10托收：托收： collec on. 下面是一些常用语，希望对你有所帮助：下面是一些常用语，希望对你有所帮助：银行英语之专业术语银行英语之专业术语account number 帐目编号帐目编号depositor 存户存户pay-in slip 存款单存款单a deposit form 存款单存款单存款单a banding machine 自动存取机自动存取机自动存取机to deposit 存款存款deposit receipt 存款收据存款收据private deposits 私人存款私人存款cer ﬁcate of deposit 存单存单存单deposit book, passbook 存折存折存折credit card 信用卡信用卡principal 本金本金to counter sign 双签双签双签to endorse 背书背书endorser 背书人背书人to cash 兑现兑现to honor a cheque 兑付兑付to dishonor a cheque 拒付拒付to suspend payment 止付止付止付cheque,check 支票支票 cheque book 支票本支票本order cheque 记名支票记名支票 bearer cheque 不记名支票不记名支票 crossed cheque 横线支票横线支票 blank cheque 空白支票空白支票 rubber cheque 空头支票空头支票 cheque stub, counterfoil 票根票根 cash cheque 现金支票现金支票 traveler's cheque 旅行支票旅行支票 cheque for transfer 转帐支票转帐支票 outstanding cheque 未付支票未付支票 canceled cheque 已付支票已付支票 forged cheque 伪支票伪支票 Bandar's note 庄票，银票庄票，银票 banker 银行家银行家president 行长行长Chase Bank 大通银行大通银行Na onal City Bank of New York 花旗银行花旗银行Hongkong Shanghai Banking Corpora on 汇丰银行汇丰银行汇丰银行Chartered Bank of India, Australia and China 麦加利银行麦加利银行Banque de I'IndoChine 东方汇理银行东方汇理银行东方汇理银行central bank, na onal bank, banker's bank 中央银行中央银行 bank of issue, bank of circula on 发行币银行发行币银行 commercial bank 商业银行，储蓄信贷银行商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行储蓄信贷银行discount bank 贴现银行贴现银行exchange bank 汇兑银行汇兑银行reques ng bank 委托开证银行委托开证银行issuing bank, opening bank 开证银行开证银行advising bank, no fying bank 通知银行通知银行nego a on bank 议付银行议付银行conﬁrming bank 保兑银行保兑银行paying bank 付款银行付款银行associate banker of collec on 代收银行代收银行consigned banker of collec on 委托银行委托银行clearing bank 清算银行清算银行local bank 本地银行本地银行domes c bank 国内银行国内银行overseas bank 国外银行国外银行unincorporated bank 钱庄钱庄trustee savings bank 信托储蓄银行信托储蓄银行信托储蓄银行trust company 信托公司信托公司ﬁnancial trust 金融信托公司金融信托公司unit trust 信托投资公司信托投资公司trust ins tu on 银行的信托部银行的信托部credit department 银行的信用部银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公商业信贷公司（贴现公司）司）neighborhood savings bank, bank of deposit 街道储蓄所街道储蓄所credit union 合作银行合作银行credit bureau 商业兴信所商业兴信所self-service bank 无人银行无人银行land bank 土地银行土地银行construc on bank 建设银行建设银行industrial and commercial bank 工商银行工商银行bank of communica ons 交通银行交通银行交通银行mutual savings bank 互助储蓄银行互助储蓄银行互助储蓄银行post oﬃce savings bank 邮局储蓄银行邮局储蓄银行mortgage bank, building society 抵押银行抵押银行industrial bank 实业银行实业银行home loan bank 家宅贷款银行家宅贷款银行家宅贷款银行reserve bank 准备银行准备银行chartered bank 特许银行特许银行corresponding bank 往来银行往来银行investment bank 投资银行投资银行import and export bank (EXIMBANK) 进出口银行进出口银行 joint venture bank 合资银行合资银行合资银行money shop, na ve bank 钱庄钱庄credit coopera ves 信用社信用社clearing house 票据交换所票据交换所public accoun ng 公共会计公共会计business accoun ng 商业会计商业会计cost accoun ng 成本会计成本会计deprecia on accoun ng 折旧会计折旧会计 computerized accoun ng 电脑化会计电脑化会计 general ledger 总帐总帐subsidiary ledger 分户帐分户帐cash book 现金出纳帐现金出纳帐cash account 现金帐现金帐journal, day-book 日记帐，流水帐日记帐，流水帐bad debts 坏帐坏帐investment 投资投资surplus 结余结余idle capital 游资游资economic cycle 经济周期经济周期economic boom 经济繁荣经济繁荣economic recession 经济衰退经济衰退economic depression 经济萧条经济萧条economic recovery 经济复苏经济复苏inﬂa on 通货膨胀通货膨胀deﬂa on 通货收缩通货收缩devalua on 货币贬值货币贬值revalua on 货币增值货币增值interna onal balance of payment 国际收支国际收支 favourable balance 顺差顺差adverse balance 逆差逆差hard currency 硬通货硬通货so currency 软通货软通货interna onal monetary system 国际货币制度国际货币制度 the purchasing power of money 货币购买力货币购买力 money in circula on 货币流通量货币流通量货币流通量note issue 纸币发行量纸币发行量na onal budget 国家预算国家预算na onal gross product 国民生产总值国民生产总值国民生产总值public bond 公债公债stock, share 股票股票debenture 债券债券treasury bill 国库券国库券debt chain 债务链债务链direct exchange 直接（对角）套汇直接（对角）套汇 indirect exchange 间接（三角）套汇间接（三角）套汇 cross rate, arbitrage rate 套汇汇率套汇汇率套汇汇率foreign exchange ﬂuctua on 外汇波动外汇波动 foreign exchange crisis 外汇危机外汇危机 discount 贴现贴现discount rate, bank rate 贴现率贴现率gold reserve 黄金储备黄金储备money (ﬁnancial) market 金融市场金融市场金融市场stock exchange 股票交易所股票交易所broker 经纪人经纪人commission 佣金佣金bookkeeping 簿记簿记bookkeeper 簿记员簿记员an applica on form 申请单申请单申请单bank statement 对帐单对帐单le er of credit 信用证信用证信用证strong room, vault 保险库保险库保险库equitable tax system 等价税则等价税则 specimen signature 签字式样签字式样 banking hours, business hours 营业时间营业时间。

常见银行英语

• letter of credit 信用证 • strong room, vault 保险库 • equitable tax system 等价税则 • specimen signature 签字式样 • banking hours, business hours 营业时间
• • • • • • • • • • •
• economic depression 经济萧条 • economic crisis 经济危机 • economic recovery 经济复苏 • inflation 通货膨胀 • deflation 通货收缩 • devaluation 货币贬值 • revaluation 货币增值 • international balance of payment 国际收支 • favourable balance 顺差 • adverse balance 逆差
• • • • • • • • • •
cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票
• issuing bank, opening bank 开证银行 • advising bank, notifying bank 通知银行 • negotiation bank 议付银行 • confirming bank 保兑银行 • paying bank 付款银行 • associate banker of collection 代收银行 • consigned banker of collection 委托银行 • clearing bank 清算银行 • local bank 本地银行 • domestic bank 国内银行

银行英语相关词汇

银行英语相关词汇banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行mercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust pany 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部mercial credit pany(discount pany) 商业信贷公司〔贴现公司〕neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and mercial bank 工商银行bank of munications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 本钱会计depreciation accounting 折旧会计puterized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期conomic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购置力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接〔对角〕套汇indirect exchange 间接〔三角〕套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储藏foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储藏money (financial) market 金融市场stock exchange 股票交易所broker 经纪人mission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税那么specimen signature 签字式样banking hours, business hours 营业时间。

银行英语拼写

银行英语拼写在银行工作中，正确拼写英语单词是非常重要的，不仅可以提高职业素质，还能避免因拼写错误导致的工作疏漏。

以下是银行英语中常用的词汇及其正确拼写。

1. Account：指银行为客户开立的账户，正确拼写为account。

2. Withdrawal：指客户从账户中取款，正确拼写为withdrawal。

3. Deposit：指客户向账户中存款，正确拼写为deposit。

4. Balance：指账户中的余额，正确拼写为balance。

5. Interest：指存款所产生的利息，正确拼写为interest。

6. Loan：指银行向客户提供的贷款，正确拼写为loan。

7. Mortgage：指抵押贷款，正确拼写为mortgage。

8. Credit：指信用卡和贷款等信用产品，正确拼写为credit。

9. Debit：指借记卡和支票等借记产品，正确拼写为debit。

10. ATM：指自动取款机，正确拼写为ATM。

11. PIN：指个人识别号码，正确拼写为PIN。

12. Swift：指国际汇款系统，正确拼写为Swift。

13. Wire transfer：指电汇，正确拼写为wire transfer。

14. Overdraft：指透支，正确拼写为overdraft。

以上是在银行工作中常用的英语单词及其正确拼写。

此外，银行英语也有一些特殊用语和缩写，例如：1. ACH：指自动清算处理，正确拼写为ACH。

2. B2B：指企业间的商业活动，正确拼写为B2B。

3. KYC：指了解客户的身份和背景，正确拼写为KYC。

4. FDIC：指美国联邦存款保险公司，正确拼写为FDIC。

以上是银行英语中一些常见的缩写和特殊用语。

在使用这些词汇时，需要保证其正确拼写和用法，以避免出现误解和疏漏。

此外，在银行工作中，还需要适时地使用一些礼貌用语和称谓，例如：1. Good morning/afternoon：表示问候的用语。

2. How may I help you?：表示服务客户的用语。