银行业务常用英语词汇以及对话
常见银行英语词汇(各种银行术语和句子全面介绍)
银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account? 定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit.最低起存款额是5元。
Y ou can open a savings account at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right.甚至一元也可以起存。
Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。
保管好存折，遗失请告诉我们。
I should like to open a current account.我想开一个活期存款帐户。
常见银行英语词汇(各种银行术语和句子全面介绍)20999
常见银行英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft，overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub，counterfoil 票根cash cheque 现金支票traveler’s cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar’s note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India，Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank，banker’s bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank，notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company）商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self—service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank，accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK）进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal，day—book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock，share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接(三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency （exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate，bank rate 贴现率gold reserve 黄金储备money (financial）market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room，vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account？定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There’s a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收.Our minimum deposit for a savings account is 100 dollars。
银行里的常用英文对话
银行里常用的英文对话1. 开立账户：I would like to open a checking account. 我想开一个支票账户。
Do you have any ID with you? 你带身份证了吗？What is the minimum deposit required for this account? 这个账户的最低存款要求是多少？2. 存款：I want to deposit $1000 into my account. 我想在我的账户里存1000美元。
How much cash do you want to deposit? 你想存多少现金？I want to deposit these cheques into my account. 我想把这些支票存入我的账户。
3. 取款：I want to withdraw $500 from my checking account. 我想从我的支票账户里取500美元。
I want to cash this check. 我想兑现这张支票。
How much cash do you want to withdraw? 你想取多少钱？4. 转账：I want to transfer $2000 from my checking account to my savings account. 我想从我的支票账户转2000美元到我的储蓄账户。
How much would you like to transfer? 你想转多少钱？What is the name of the account you would like to transfer to? 你要转到哪个账户？5. 查询余额：Could you check my balance, please? 请帮我查一下我的余额，可以吗？What is the balance in my account? 我账户里的余额是多少？6. 贷款：I would like to apply for a home loan. 我想申请住房贷款。
银行营业厅常用服务英语
银行营业厅常用服务英语2016年Common spoken English in lobby service大堂服务常用口语Common spoken English in counter service柜面服务常用口语总目录大堂服务常用口语Greeting the Customers 招呼客户Customer Departure 客户离开Orientation 指引Information 信息Form Filling 填写表格ATM service 自助服务Card Swallowed 吞卡Card Lost 遗失卡Greeting the Customers 招呼客户 1 Welcome to Bank of China Citic Bank! 欢迎光临中信银行Can you speak Chinese? Can you speak English? 请问您讲中文吗？请问您讲英文吗？Good morning! 早上好Good afternoon! 下午好Can I help you?What can I do for you?有什么能帮您的吗？What banking services do you need? 请问您想办理什么业务？Any other transaction do you need? 您还要办理其他业务吗？对话示范Welcome to Bank of of China Citic Bank! Can I help you?欢迎来到中信银行，我能帮您做点什么？I’d like to open a savings account. 我想开个储蓄账户。
Can you speak Chinese? 你会说汉语吗？A little. 会一点儿。
Any other transaction do you need? 还有其他业务需求吗？No, just this.没有了，就这些。
CustomerBank ClerkCustomer Departure 客户离开 2Thank you, goodbye! 谢谢，再见。
银行业务 英语
银行业务的英语表达银行业务是指银行为客户提供的各种金融服务，包括存款、贷款、汇款、结算、理财、保险等。
银行业务是经济活动中不可或缺的一部分，也是人们日常生活中经常接触的领域。
因此，掌握银行业务的英语表达对于学习和使用英语非常有用。
本文将介绍银行业务的基本概念和常用词汇，以及一些实用的句型和对话。
希望能够帮助你提高你的英语水平，也能让你在遇到银行业务相关的情境时更加自信和顺畅。
一、银行业务的基本概念1. 银行（bank）银行是从事金融活动的机构，主要功能是吸收存款、发放贷款、办理结算、发行货币、管理外汇等。
根据性质和功能的不同，银行可以分为以下几种：中央银行（central bank）：国家金融体系的核心机构，负责制定和执行货币政策，维护金融稳定，管理国家外汇储备等。
例如，中国人民银行（the People's Bank of China），美国联邦储备系统（the Federal ReserveSystem）。
商业银行（commercial bank）：以营利为目的，为公众提供存款、贷款、结算等金融服务的银行。
例如，中国工商银行（Industrial and Commercial Bank of China），美国花旗银行（Citibank）。
投资银行（investment bank）：主要从事证券发行、承销、交易、咨询等金融中介服务的银行。
例如，高盛集团（Goldman Sachs Group），摩根士丹利（Morgan Stanley）。
政策性银行（policy bank）：根据国家政策和发展战略，为特定领域或项目提供优惠贷款或担保等金融支持的银行。
例如，中国农业发展银行（Agricultural Development Bank of China），中国进出口银行（Export-Import Bank of China）。
信用合作社（credit union）：由具有共同利益或背景的人组成的非营利性金融合作组织，为成员提供存款、贷款等金融服务的机构。
银行里的常用英文对话
银行里的常用英文对话在日常生活中，我们经常需要去银行办理一些业务，如存款、取款、办理贷款等。
在银行里，英语是一种常用的语言。
本文将为您提供一些在银行里常用的英文对话，帮助您更好地应对这些情景。
Dialog 1: Opening a Bank Account对话1：开立银行账户Customer: Good morning. I would like to open a bank account.顾客：早上好。
我想开立一份银行账户。
Bank Teller: Good morning. Sure, I can help you with that. Do you have any specific type of account in mind?银行职员：早上好。
当然，我可以帮您办理。
您有什么特定类型的账户想要开立吗？Customer: I would like to open a checking account.顾客：我想要开立一份支票账户。
Bank Teller: Okay, we have different options for checking accounts. Are you interested in a basic checking account or one with added benefits?银行职员：好的，我们有不同的支票账户选项。
您对基本支票账户还是有附加福利的账户感兴趣？Customer: I would like a basic checking account for now.顾客：我暂时想要一个基本支票账户。
Bank Teller: That's not a problem. Could you please fill out this application form? And do you have your identification documents with you?银行职员：没问题。
银行业务常用英语词汇以及对话
银行业务常用英语词汇以及对话开支票账户实用银行英语对话双语May：I’d like to open a current account.我想开一个支票帐户。
Clerk：Certainly. May I see your social security and your ID, please.好的。
请给我社会保障卡和身份证好吗？May：Here you are. I wonder how much interest can I earn from a current account.在这里。
我想知道支票户头可以赚取多少利息。
Clerk：Oh, current account don’t pay out interest.噢！支票户头是没有利息的。
May：Why is that?为什么这样？Clerk：It’s primarily designed for business transactions. That is, writing checks to pay for bills, buying things and sending money. We won’t expec t a large amount of deposit in a current account.因为这是为了作交易而设的，就是用支票付欠单、买东西和寄钱等等。
一般来说，支票户头里不会有大量存款。
May：I see. How do I draw money for my own use then?原来这样，那么我如何提钱给自己用呢？Clerk：In that case you can write yourself a cash check and draw money for yourself.那样的话,您可以给开一张现金支票，然后自行取款就可以了。
咨询汇率实用银行英语对话双语Bank clerk：Good Morning, sir. What can I do for you?早上好，先生。
常见银行英语词汇(各种银行术语和句子全面介绍)
常见银行英语词汇(打印版) account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
银行英语
银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for t he savings.支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit.最低起存款额是5元。
You can open a savings account at any time with an initial deposit o f 50 dollars.你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right.甚至一元也可以起存。
Here is your pasbook. Please bring it back when you deposit or with draw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。
保管好存折，遗失请告诉我们。
I should like to open a current account.我想开一个活期存款帐户。
银行业务常用英语词汇以及对话
account number 帐号 depositor 存户 pay-in slip 存款单a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款 certificate of deposit 存单deposit book, passbook 存折 credit card 信用卡principal 本金 overdraft, overdraw 透支to counter sign 双签 to endorse 背书 endorser 背书人to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付to suspend payment 止付 cheque,check 支票 cheque book 支票本order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票rubber cheque 空头支票 cheque stub, counterfoil 票根cash cheque 现金支票 traveler's cheque 旅行支票cheque for transfer 转帐支票 outstanding cheque 未付支票canceled cheque 已付支票 forged cheque 伪支票Bandar's note 庄票，银票banker 银行家 president 行长savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行 discount bank 贴现银行exchange bank 汇兑银行 requesting bank 委托开证银行issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行negotiation bank 议付银行 confirming bank 保兑银行paying bank 付款银行 associate banker of collection 代收银行consigned banker of collection 委托银行 clearing bank 清算银行local bank 本地银行 domestic bank 国内银行overseas bank 国外银行 unincorporated bank 钱庄branch bank 银行分行 trustee savings bank 信托储蓄银行trust company 信托公司 financial trust 金融信托公司unit trust 信托投资公司 trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行 home loan bank 家宅贷款银行reserve bank 准备银行 chartered bank 特许银行corresponding bank 往来银行 merchant bank, accepting bank 承兑银行investment bank 投资银行 import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行 money shop, native bank 钱庄credit cooperatives 信用社 clearing house 票据交换所public accounting 公共会计 business accounting 商业会计cost accounting 成本会计 depreciation accounting 折旧会计computerized accounting 电脑化会计 general ledger 总帐subsidiary ledger 分户帐 cash book 现金出纳帐cash account 现金帐 journal, day-book 日记帐，流水帐bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值international balance of payment 国际收支favourable balance 顺差 adverse balance 逆差hard currency 硬通货 soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量 national budget 国家预算national gross product 国民生产总值 public bond 公债stock, share 股票 debenture 债券treasury bill 国库券 debt chain 债务链direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现 discount rate, bank rate 贴现率gold reserve 黄金储备 money (financial) market 金融市场stock exchange 股票交易所 broker 经纪人commission 佣金 bookkeeping 簿记 bookkeeper 簿记员an application form 申请单 bank statement 对帐单letter of credit 信用证 strong room, vault 保险库equitable tax system 等价税则 specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
常见银行英语词汇及银行英语口语
investment 投资 broker 经纪人
surplus 结余 commission 佣金
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account number 帐目编号 depositor 存户 discount bank 贴现银行
pay-in slip 存款单 a deposit form 存款单 exchange bank 汇兑银行
overdraft, overdraw 透支 associate banker of collection 代收银行
to counter sign 双签 consigned banker of collection 委托银行
forged cheque 伪支票 credit bureau 商业兴信所
Bandar's note 庄票，银票 self-service bank 无人银行
a banding machine 自动存取机 requesting bank 委托开证银行
to deposit 存款 deposit receipt 存款收据 issuing bank, opening bank 开证银行
banker 银行家 land bank 土地银行
president 行长 construction bank 建设银行
central bank, nation行 home loan bank 家宅贷款银行
bank of issue, bank of circulation 发行币银行 reserve bank 准备银行
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银行业务常用英语词汇以及对话
account number 帐号 depositor 存户 pay-in slip 存款单a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款 certificate of deposit 存单deposit book, passbook 存折 credit card 信用卡principal 本金 overdraft, overdraw 透支to counter sign 双签 to endorse 背书 endorser 背书人to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付to suspend payment 止付 cheque,check 支票 cheque book 支票本order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票rubber cheque 空头支票 cheque stub, counterfoil 票根cash cheque 现金支票 traveler's cheque 旅行支票cheque for transfer 转帐支票 outstanding cheque 未付支票canceled cheque 已付支票 forged cheque 伪支票Bandar's note 庄票，银票banker 银行家 president 行长savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行 discount bank 贴现银行exchange bank 汇兑银行 requesting bank 委托开证银行issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行negotiation bank 议付银行 confirming bank 保兑银行paying bank 付款银行 associate banker of collection 代收银行consigned banker of collection 委托银行 clearing bank 清算银行local bank 本地银行 domestic bank 国内银行overseas bank 国外银行 unincorporated bank 钱庄branch bank 银行分行 trustee savings bank 信托储蓄银行trust company 信托公司 financial trust 金融信托公司unit trust 信托投资公司 trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行 home loan bank 家宅贷款银行reserve bank 准备银行 chartered bank 特许银行corresponding bank 往来银行 merchant bank, accepting bank 承兑银行investment bank 投资银行 import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行 money shop, native bank 钱庄credit cooperatives 信用社 clearing house 票据交换所public accounting 公共会计 business accounting 商业会计cost accounting 成本会计 depreciation accounting 折旧会计computerized accounting 电脑化会计 general ledger 总帐subsidiary ledger 分户帐 cash book 现金出纳帐cash account 现金帐 journal, day-book 日记帐，流水帐bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值international balance of payment 国际收支favourable balance 顺差 adverse balance 逆差hard currency 硬通货 soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量 national budget 国家预算national gross product 国民生产总值 public bond 公债stock, share 股票 debenture 债券treasury bill 国库券 debt chain 债务链direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现 discount rate, bank rate 贴现率gold reserve 黄金储备 money (financial) market 金融市场stock exchange 股票交易所 broker 经纪人commission 佣金 bookkeeping 簿记 bookkeeper 簿记员an application form 申请单 bank statement 对帐单letter of credit 信用证 strong room, vault 保险库equitable tax system 等价税则 specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户?What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
银行业务常用英语词汇以及对话
accountnumber帐号depositor存户pay-inslip存款单adepositform存款单abandingmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单chequefortransfer转帐支票outstandingcheque未付支票canceledcheque已付支票forgedcheque伪支票Bandar'snote庄票，银票banker银行家president行长savingsbank储蓄银行ChaseBank大通银行Citibank花旗银行HongkongShanghaiBankingCorporation汇丰银行CharteredBankofIndia,AustraliaandChina麦加利银行BanquedeI'IndoChine东方汇理银行consignedbankerofcollection委托银行clearingbank清算银行localbank本地银行domesticbank国内银行overseasbank国外银行unincorporatedbank钱庄branchbank银行分行trusteesavingsbank信托储蓄银行trustcompany信托公司financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部creditdepartment银行的信用部commercialcreditcompany(discountcompany)商业信贷公司（贴现公司）postofficesavingsbank邮局储蓄银行mortgagebank,buildingsociety抵押银行industrialbank实业银行homeloanbank家宅贷款银行reservebank准备银行charteredbank特许银行correspondingbank往来银行merchantbank,acceptingbank承兑银行investmentbank投资银行importandexportbank(EXIMBANK)进出口银行jointventurebank合资银行moneyshop,nativebank钱庄creditcooperatives信用社clearinghouse票据交换所inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值internationalbalanceofpayment国际收支favourablebalance顺差adversebalance逆差hardcurrency硬通货softcurrency软通货internationalmonetarysystem国际货币制度thepurchasingpowerofmoney货币购买力moneyincirculation货币流通量noteissue纸币发行量nationalbudget国家预算goldreserve黄金储备money(financial)market金融市场stockexchange股票交易所broker经纪人commission佣金bookkeeping簿记bookkeeper簿记员anapplicationform申请单bankstatement对帐单letterofcredit信用证strongroom,vault保险库equitabletaxsystem等价税则specimensignature签字式样bankinghours,businesshours营业时间银行英语口语－新开帐户?支票户头要收服务费，现金户头不收。
常见银行英语词汇(各种银行术语与句子全面介绍)
常见银行英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票,银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行mercial bank 商业银行,储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust pany 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行得信托部credit department 银行得信用部mercial credit pany(discount pany) 商业信贷公司(贴现公司) neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and mercial bank 工商银行bank of munications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计puterized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐,流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接(对角)套汇indirect exchange 间接(三角)套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人mission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?您想开哪种帐户?Do you like to open a current account?您想开一个活期存款帐户吗?A deposit or current account?定期还就是活期?Please tell me how you would like to deposit your money、请告诉我您想存何种户头?There's a service charge for the checking account but no charge for the savings、支票户头要收服务费,现金户头不收。
最近的银行英语
最近的银行英语近期的银行英语有以下几个方面的内容：1. 银行业务的英语词汇和短语：- Account balance（账户余额）- Deposit（存款）- Withdrawal（取款）- Transaction（交易）- Loan（贷款）- Interest rate（利率）- Overdraft（透支）- Credit card（信用卡）- Debit card（借记卡）- Bank statement（银行对账单）- Online banking（网上银行）2. 银行会话用语：- Can I help you?（我可以帮您吗？）- How much would you like to deposit/withdraw?（您想存/取多少钱？）- Do you have an account with us?（您在我们这里有账户吗？）- Could you please fill out this form?（请您填写这张表格好吗？）- What is your account number?（您的账号是多少？）- How long would you like to borrow the money for?（您想借款多长时间？）- What is the interest rate for this loan?（这个贷款的利率是多少？）- Would you like a receipt?（您需要一张收据吗？）- Could you please confirm your identity?（请确认您的身份好吗？）3. 银行相关的新闻报道和文章，如银行业的发展趋势、金融科技创新、全球市场对银行的影响等。
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accountnumber帐号depositor存户pay-inslip存款单adepositform存款单abandingmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单chequefortransfer转帐支票outstandingcheque未付支票canceledcheque已付支票forgedcheque伪支票Bandar'snote庄票，银票banker银行家president行长savingsbank储蓄银行ChaseBank大通银行Citibank花旗银行HongkongShanghaiBankingCorporation汇丰银行CharteredBankofIndia,AustraliaandChina麦加利银行BanquedeI'IndoChine东方汇理银行consignedbankerofcollection委托银行clearingbank清算银行localbank本地银行domesticbank国内银行overseasbank国外银行unincorporatedbank钱庄branchbank银行分行trusteesavingsbank信托储蓄银行trustcompany信托公司financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部creditdepartment银行的信用部commercialcreditcompany(discountcompany)商业信贷公司（贴现公司）postofficesavingsbank邮局储蓄银行mortgagebank,buildingsociety抵押银行industrialbank实业银行homeloanbank家宅贷款银行reservebank准备银行charteredbank特许银行correspondingbank往来银行merchantbank,acceptingbank承兑银行investmentbank投资银行importandexportbank(EXIMBANK)进出口银行jointventurebank合资银行moneyshop,nativebank钱庄creditcooperatives信用社clearinghouse票据交换所inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值internationalbalanceofpayment国际收支favourablebalance顺差adversebalance逆差hardcurrency硬通货softcurrency软通货internationalmonetarysystem国际货币制度thepurchasingpowerofmoney货币购买力moneyincirculation货币流通量noteissue纸币发行量nationalbudget国家预算goldreserve黄金储备money(financial)market金融市场stockexchange股票交易所broker经纪人commission佣金bookkeeping簿记bookkeeper簿记员anapplicationform申请单bankstatement对帐单letterofcredit信用证strongroom,vault保险库equitabletaxsystem等价税则specimensignature签字式样bankinghours,businesshours营业时间银行英语口语－新开帐户?支票户头要收服务费，现金户头不收。
Ourminimumdepositforasavingsaccountis100dollars.我们储蓄存款的最低存款额是100美圆。
Fiveyuanistheminimumoriginaldeposit.最低起存款额是5元。
Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars. 你可随时以50美圆的起存额开立储蓄帐户。
Evenoneyuanisallright.Ihaveacheckingaccounthere.我在这里有一个支票存款帐户。
IthinkI'dlikeadepositaccount.我想要开个定期存款帐户。
CanIopenacurrentaccounthere?我能否在这儿开个活期存款帐户？Iwanttoopenadepositaccountwithyou.我要开个储蓄帐户。
我想知道开一个支票帐户200元存款是否够。
Couldyoutellmehowtooperatethisaccount?请告诉我如何经管这个帐户好吗？Isthereanyminimumforthefirstdeposit?第一次储蓄有最低限额吗？Howmuchdoeseachaccountcost?每个帐户要花多少钱？Howmuchdoyouwanttodepositwithus?你想在我们这存多少？Howmuchdoyouwishtopayintoyouraccount? 你希望在你的户头上存多少？? Howmuchmoneydoyouplantokeepinyouraccountonaregularbasis? 你计划在你的户头上定期存放多少钱？??Iwanttodeposit300yuaninmyaccount.我想在我的户头上存300元。
?Iwanttodepositthesechequesinmyaccount.我想把这些支票存在我的户头上。
?I'dliketopay200yuanintomydepositaccount. 我想在在我的定期存款户头上存200元。
?I'dliketocashthismoneyorder.我想兑现这张汇款单。
?Iwanttocashthebalanceofatraveler'sletterofcredit.我要把旅行信用证的结余兑现。
? Willyoupleasetellmewhetheryouchargeforcheques?如果想兑支票，请在底线上签名。
? Pleasewriteyouraccountnumberonthebackofthecheck. 请在支票背面写上你的帐号。
? Wehonoredthecheckastheoverdraftwasonly5yuan. 我们承兑这张支票的透支额只有5元。
??Eachchequeyouwritewillcost2dollars.你每开一张支票将花2美圆。
银行英语口语－取款、结余?I'dliketoknowifIcandrawonmyaccountforpaymentofthingsIbuyinTianjin. 我想知道一下我是否能提取存款来支付天津购物的费用。
?Iwanttowithdraw200dollarsfrommydepositaccount.我可以在这儿用这份信用证取钱吗？?Couldyoutellmemybalance?能否把存款结余金额告诉我？?Pleaseletmeknowmybalance.请告诉我结余金额。
?Yourletterofcreditisusedup.你的信用证用完了。
? Pleasetellmehowyouwishtodrawyourmoney.请告诉我你希望怎样支款。
?Fillourawithdrawalform,please.请填写取款单。
tocloseanaccount,toclearanaccount结清todrawmoney取款drawing-outslip取款单thenumberslip号码牌awithdrawalform取款单tofillinthereceiptinduplicate一式两份填这张收据teller,cashier出纳员?要哪种货币？?What'sityouwishtochange?你有什么要换的？? Whatkindofcurrencydoyouwanttochange? 要换哪种货币？?Isitintraveler'scheques?换旅行支票吗？?I'dliketoknowhowIshallgiveittoyou.我想知道如何付钱给你。
?Howwouldyoulikeit?你要什么面额的？?Wouldyoupleasegivemesevenfive-poundnotes,fourpoundnotesandfourten-shillingnotes,andtherestinsmallchange. 请你给我7张5镑纸币，4张1镑纸币，4张10先令纸币，剩下的要零票。
?Wouldyoumindgivingmethesixpenceincoppers?劳驾给我6便士的铜币。
?I'dliketoknowifyoucouldchangethismoneybackintoU.S.dollarsforme.我想把全部汇款换成美圆。
?I'dlikesomecoinsforthisnote.我想把这张纸币换成硬币。
?I'dliketobreakthis50dollarnote.我想把这张50美圆纸币换开。
?Infives,please.请给我5元票面的。
? Couldyougivemesomesmallnotes?给我一些小票好吗？UsefulWordsandPhrases?plasticcurrencynotes塑料钞票convertiblemoney可兑换（黄金）纸币?银行英语口语－储蓄存款利息?What'stheinterestrateforthesavingsaccount? 储蓄存款的利率是多少？?Itallowsyoutoearnalittleinterestonyourmoney. 这可使你从存款中获得一点利息。
?Theaccountcarriesinterestof4%.该存款有4%的利息。
? Theinterestisaddedtoyouraccounteveryyear. 每年的利息都加到你的存款中。
?interestrate利率simpleinterest单利compoundinterest复利legalinterest法定利息primerate优待利率payableinterest应付利息lendingrate贷款利率你们今天人民币现钞的售价是多少？?What'sthedollargoingfortoday?美圆今天的售价是多少？?Ourbuyingratefornotesis523yuanfor100dollars. 我们100美圆的现钞买入价是523元。