金融英语口语听力大全(MP3+双语字幕)第12期

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金融英语口语大全(MP3+双语字幕)第15期

金融英语口语大全(MP3+双语字幕)第15期 New Words新单词broke adj.一个钱也没有了，破产了的penniless adj.身无分文的，穷的overdraft n.透支grant n.补助，拨款embassy n.大使馆Phrases & Expressions短语by the way顺便说，附带说说not again有“不再”，“不可能再是这种情况吧”等意in the black在银行有存款余额in the red在银行已无存款余额A：Hi, Lao Li. How are you?艾比：嗨，老吕，你好吗？L：Fine. Thank you. How are you?吕：很好。

谢谢，你好吗？A：Not bad. Er, Lao Li, I wonder whether I could ask you a favor?艾：也很。

呃，老吕，我想请你帮一个忙，行吗？L：Go ahead.吕：请说吧。

A：Well, you see... I'm broke. Do you think you could lend me some money until next Friday?艾：好，你知道....，我没有钱啦。

你能否借点钱给我？我星期五还你。

L：I'd like to help you, Abbey, but I'm a bit short myself.L：我很愿意协助你，艾，不过我自己也手头拮据。

I've only got￡10 to last me until the end of the week. I am sorry.我只有10英镑，却要维持到本周末。

非常抱歉。

A：Never mind. It can't be helped. By the way, have you opened an account yet?艾：没关系。

大学英语听力教程上册unit12原文及答案

Unit TwelvePart One StatementsComplete each of the statements with what you hear and choose A or B that explains th~word or phrase in bold.l. Years ago, Craig Breedlove set a speed record. He raced across flat land made of salt, ant he went as fast as 600 miles per hour in his special car. ( B )2. Some sports are so interesting that people everywhere go in for them. ( A )3. One learns to fight hard but fight fair, to win without pride and to lose with grace. ( A )4. One day the French King overheard two women laughing at him as he played and heimmediately banned the sport. ( B )5. Rules restrict players under 23 years old with the exception of three over-age players. ( A I ,6. Today, basketball is mainly an indoor game, and the season extends from late fall, throughthe winter, to early spring. ( A )7. So it was what the pupils do in their spare time that really prepares them to t ake theirplaces, in society as citizens when they grow up. ( A )8. She can't accept even mild criticism of her work. ( B )9. Tiffany says she's totally fed up----she's going to give up this awful job and move back toNew York. ( B )10. And I often go swimming on vacation, but only recreational swimming. ( A )Part Two DialoguesDialogue OneLet's Play Chess,(Mr. Wilson and Mr. Dawson are watching some men playing chess.)Mr. Wilson: Let's play chess Mr…Mr. Dawson: Dawson. I haven't played chess for a long time, How about you Mr....Mr. Wilson: Wilson. That's all fight, Mr. Dawson. I'm a beginner, I've just learnt how to play.Mr. Dawson: Look, there's a chessboard. Those two men have already finished playing.Mr. Wilson: (after they have played for a few minutes) You're a very good player.Mr. Dawson: Not really, but once I won a prize.Mr. Wilson: So did I. I won a prize last week but it was a prize for beginners.Mr. Dawson: My prize was for the best player in the country. Now let's start playing chese seriously.I. Listen to the dialogue and choose the best answer to each of the questions you hear.'1. What is the relationship between them ( A )2. What do the two speakers do first ( C )3. How do they get a chessboard ( C )4. What prize did Mr. Wilson win ( A )5. What can we learn from this dialogue ( B )II. Listen to the dialogue again and answer the following questions with Yes or No.1. Does Mr. Dawson often play chess ( No )2. Does Mr. Dawson refuse to play chess with Mr. Wilson ( No )3. Has Mr. Wilson learnt to play chess for a long time ( No )4. Did Mr. Dawson win any prize ( Yes )《5. Will they go on playing chess ( Yes )Dialogue TwoFavorite Sports(Joseph and Fletcher just get a chance to know each other at a party. Now they are talking about sports.)Fletcher: What's your favorite sport, JosephJoseph: Comparatively speaking, I'm interested in team sports, like basketball and football.How about youFletcher: Contrary to yours, I'm fond of individual sports such as golf and swimming. Joseph: But I also like boxing very much. Some people like such outdoor activities as fishing【and mountain-climbing.Fletcher: And there are also people who like to be spectators. They're enthusiastic about games.Joseph: Yes. Although they don't join in any games, yet they usually watch them on TV, or listen to them over radio.Fletcher: That's right.Joseph: Actually, it's quite necessary for people, men and women, old and young, to do some physical exercises from time to time.Fletcher: You're fight. Only by doing like this can they be healthy enough.I, Listen to the dialogue and choose the best answer to each of the questions you hear.l. Where does the conversation take place ( B )—2. What sport is Joseph interested in ( B )3. What sport is Fletcher interested in ( A )4. What sport does fishing belong to ( C )5. What can we infer from the dialogue ( A )II. Listen to the dialogue again and write T for True or F for False for each statement you hear.l. The game Fletcher is interested in is similar to that of Joseph. ( F )2. Joseph also likes outdoor activities such as fishing and mountain-climbing. ( F )3. Some people who are enthusiastic about games like to be spectators. ( T )4. They think watching games on TV and listening to them over radio also do good to one'shealth. ( F )}5. They think it's necessary for people to do physical exercises from time to time. ( T ) Dialogue ThreeWhy Don't You Join Me at the Gym SometimePeter: Hi, Laura, Where are you heading with that big bagLaura: Hi, Peter, I'm off to the gym, I've got to stay in shape, you know. I try to go three timesa week, but I'm busy so I can't always make it.Peter: I know more women who work out than men. What's the main reason you work outFor your health, or to look goodLaura: To be honest, for both. With women, good looks are always a very important consideration.Peter: If they were honest, most men who work out would admit that they also do it to look ￥better, and not merely for health reasons.Laura: How about you Do you get any regular exercisePeter: I do a lot of walking, for exercise and enjoyment sometimes ten to twenty kilometersat a time but I never go to the gym like you do.Laura: Well, walking is good exercise. How about sportsPeter: Not since my school days. I used to love playing baseball, but it's impossible to get enough people together for a game now. Mostly I just watch sports on TV.Laura: I play tennis fairly regularly with my friends, and sometimes go swimming and cycling by myself.Peter: Oh, I forgot about that. I go cycling sometimes too. And I often go swimming on vacation. but only recreational swimming.&Laura: Why don't you join me at the gym sometime I can get you a guest pass.Peter: Well, maybe someday, but I'm pretty lazy about things like that.I. Listen to the dialogue and choose the best answer to each of the questions you hear.1. Why is Laura so keen on sports ( D )2. What do you know about Peter ( D )3. What sports does Laura go in for ( C )4. What can we learn from the conversation ( D )5. Where might the two speakers have this conversation ( B )II. Listen to the dialogue again and fill in the blanks with the information you hear.Laura meets Peter on her way to the gym in order to stay in shape, look good and enjoy good health. They talk about their favorite sports. Peter does a lot of walking for exercise and enjoyment. He used to love playing baseball. He also goes cycling sometimes and swimming on vacation. Laura likes playing tennis, go swimming and cycling by herself. At last Laura invites Peter to join her at the gym sometime because she can get him a guest pass.'Part Three PassagesPassage OneSportsAll over the world people enjoy sports. Sports help to keep people healthy, happy and help them to live longer.Sports change with the season. People play different games in winter and summer.Games and sports often grow out of people's work and everyday activities. The Arabs use horses or camels in much of their everyday life; they use them in their sports, too.Some sports are so interesting that people everywhere go in for them. Football, for example, has spread around the world. Swimming is popular in all countries near the sea or in those with many rivers.Some sports or games go back thousands of years, like running or jumping. Chinese boxing, for example, has a very long history. But basketball and volleyball are rather new. Neither one is a hundred year old yet. People are inventing new sports or games all the time.People from different countries may not be able to understand each other, but after a game they often become good friends. Sports help to train a person's character. One learns to fight hard but fight fair, to win without pride and to lose with grace.I, Listen to the passage and choose the best answer to each of the questions you hear.、1. What do sports and games often develop from ( C )2. In what way do the Arabs mostly use horses or camels ( A )3. Where is swimming popular ( D )4. Which of the following have a very long history ( C )5. What can we learn from the passage ( B )II. Listen to the passage again and complete the following sentences with the informationyou hear.1. Sports help to keep people healthy, happy and help them to live longer.2. Sports change with the season. People play different games in winter and summer.3. But basketball and volleyball are rather new. Neither one is a hundred years old yet.4. People are inventing new sports or games all the time.5. Sports help to train a person's character. One learns to fight hard but fight fair. to win withoutpride and to lose with grace.Passage TwoTennisOnce open only to the rich, tennis is becoming more and more popular. Tennis courts are springing up everywhere. There are indoor and outdoor courts and even on the roofs of the skyscrapers. Sporting goods stores are doing a good business in tennis equipment. Tennis clothing has become an important item in fashion world.Early in history tennis was the sport of kings and if one or two of those kings were still ruling today, perhaps no one would be playing the game now. The French king Charles V loved to play tennis, but he was very fat and must have been a funny sight on the tennis court. One day he overheard two women laughing at him as he played and he immediately banned the sport. In England, Henry 1V stopped people from playing tennis because the church leaders of his time were angry that women wore less clothing when they played. For a time tennis was also not allowed in Holland.I, Listen to the passage and choose the best answer to each of the questions you hear.1. What is the topic of this passage ( C )2. Who could play tennis in the past ( C ).3. Who would be playing tennis now if one or two kings were still ruling today ( C )4. What do you know about the French king Charles V ( A )5. Why did Henry IV stop people from playing tennis ( B )I. Listen to the passage again and answer the following questions.1. Is tennis a popular sport nowYes.2. How popular is tennis nowTennis courts are springing up everywhere. Sporting goods stores are doing a good business in tennis equipment and tennis clothing has become an important item in fashion world.3. Why did the French king Charles V ban the sportThe king loved to play tennis. But he was very fat. He overheard two women laughing at him ;as he played so he banned the sport.4. Who was Henry IVHe was the king of England.5. In which country was tennis also not allowed for a timeIn Holland.Passage ThreeThree Popular Sports in the United StatesIf you judge by the number of people who go to see the games and by the number of those who actually play it, basketball is probably the most popular sport in the United States today. It is an indoor game, and the season extends from late fall, through the winter, to early spring. There are many professional teams, but for the most part basketball is a school sport. There is hardly a high school or college in the country that does not have its team and its loyal fans.In spring and summer, the most popular sport is baseball. During the warm weather you can see young men and boys playing this game in any part of the country. Radio and television bring the details of the big games to every comer of the land, and the activities of the professional teams are a topic of conversation for Americans everywhere.In the fall, the most popular sport is football. As you know, this is not the same kind of game that is so popular in other parts of the word. Like basketball and baseball, it is typically American, and those who have never seen it before have difficulty seeing any sense in it. But for most of the spectators the game itself is not so important as the music, the cheering, and the festive spirit that go with it.$I. Listen to the passage and choose the best answer to each of the questions you hear.1. How do you judge that basketball is probably the most popular sport in the United Statestoday ( C )2. Where is a basketball game often played ( A )3. Whom can you see during the warm weather playing baseball in any part of the county( B )4. What is the most popular sport in the autumn ( C )5. For most of the spectators what is more important ( D )II. Listen to the passage again and write T for True or F for False for each statement you hear.1. The basketball season extends from early spring to late fall. ( F )2. Most of the high schools and colleges have no basketball teams of their own. ( F )`3. In spring and summer, the most popular sport is baseball. ( T )4. Radio and television often broadcast big baseball games to the whole country. ( T )5. American football is also popular in other parts of the world. ( F )Part Four Idioms and ProverbsI. In this part, you will be presented with ten sentences. Listen carefully and write them down.1. A desperate person will go to any length.2. A bad workman quarrels with his tools.3. Blood is thicker than water.4. Time cures all things.5. Don't count your chickens before they' re hatched.,6. There is more than one way to skin a cat.7. First come, first served.8. He who laughs last laughs best.9. It's no use crying over the spilt milk.10. Laziness in youth spells regret in old age.II. In this part, you will hear ten sentences. In each sentence there is one idiom that is given below. Listen and guess its meaning from the context.Script:careful talking to the police tomorrow; a slip of the tongue could get us into big trouble.2. Learning English may be a difficult process, but in the long run it will be worth it.]3. This may save money in the short run, but it's going to be expensive in the long run.4. My little brother follows me everywhere and asks a million questions. He is so annoying. Ithink he's a pain in the neck.5. We're planning a picnic for tomorrow afternoon. I hope it doesn't rain. Let's keep ourfingers crossed.6. Joanne is one of our best employees. She does reports quickly and accurately she's reallyon the ball.7. He would rather discuss important things face to face than on the telephone.8. When the man went to jail for stealing, he lost face among his family and friends.9. Mary didn't want to go to the party, but she didn't want to hurt her friends' feelings. Shetold a white lie when she said, "I can't go to the party. I'm not feeling well."10. Everyone in the room sat quietly waiting for someone else to speak first. Daniel finallysuggested that we play a game to break the ice. Then everyone started talking.Keys:$1. to say something by accident2. in the distant future3. in the near future4. a bothersome (an annoying) person or event5. to wish strongly for something6. intelligent, knowledgeable, hardworking7. in each other's presence8. lose the respect of others9. a harmless lie10. make people comfortable at the beginning of a meeting or in a gathering。

金融英语口语听力大全(MP3+双语字幕)第40期：银行安全系统

金融英语口语听力大全(MP3+双语字幕)第40期：银行安全系统Bank Security Systems银行安全系统Haro'd Wayne is a bank guard.He is explaining the bank's security program to one of his friends.哈罗德·韦恩是位银行警卫，他正向他的一个朋友说明银行的保安工作。

Wayne：Modern banks are really very secure .We have lots of special electronic equipment to protect against robberies.韦恩：现代银行确实是很安全的。

我们有很多特殊的电子设备防备抢劫盗窃。

Friend：Do you have hidden cameras ,too?I saw the films from one once on the evening news.朋友：你们也装有暗藏的照相机吗?有一次，我在晚间新闻中见到过这种相机所拍成的影片。

W：Yes,the cameras are activated by teller'salarm.Actually ,the alarm is hidden on the floor nearteller's foot.韦恩：照相机是由出纳员那里的警报器操纵的，实际上，警报器就藏在靠近出纳员的脚边的地板上，It's possible to push it without letting someone know you are doing it .完全有可能没被别人觉察就去推动警报器。

F：How about bullet-proof glass.Why don't you use that?朋友：防弹玻璃是怎么回事?为什么你们不使用它?W：Most banks try to project a friendly and openimage .If we use bullet-proof glass or iron bars in front of the teller's cages,韦恩：绝大部分银行都尽量表现出一副友好的、公开的形象。

英语六级听力新题型模拟听写训练-第12套长对话(1)

英语六级听力新题型模拟听写训练:第12套长对话(1)Conversation One对话一W: Hey, Tom. I wonder if you can help me. I've been so busy sightseeing these days and I haven't done any shopping. Now it's almost the end of my tour and I'm leaving tomorrow. I need to buy some presents for my family members but I don't know where to get them.女：嘿，汤姆。

我在想你能不能帮我个忙。

我这几天一直在观光游玩，没有买什么东西。

现在这次旅行就要结束了，我明天就走了。

我得给家人买些礼物，但是又不知道去哪儿买。

M: I'm glad to be of any help. Do you have anything particular in mind?男：很高兴能帮到你。

你有什么想买的吗？W: Well, I need to buy a warm jumper for my mother so that she can wear it in winter. My sister likes perfume. And then some wine or aftershave for my brother.女：嗯，我想给我妈妈买一件暖和的毛衫，这样她就可以在冬天穿了。

我妹妹喜欢香水。

然后再给我弟弟买一些酒或者须后水。

M: Can we stop for a moment so I can tell you where you may get those things. Have you got a map there? Well, there's a Scorch Wale shop here on the left side as you go down Regent Street from the hotel you are staying. They have all kinds of jumpers and tartan skirts and...男：能不能打断一下，我告诉你去哪里买这些东西。

关于保险的金融英语口语

【导语】⼝语交际能⼒的培养，课堂教学是主渠道，但这还不够。

语⾔具有交际性，只有在实践过程中，语⾔的魄⼒才能体现出来。

以下是整理的关于保险的⾦融英语⼝语，欢迎阅读！1.关于保险的⾦融英语⼝语 1.he is a holder of an insurance policy. 他是保险单持有⼈. 2.How long is the period from the commencement to termination of insurance? 保险责任起⽌期限是多长? 3.Insurance companies insured ships and their cargoes against loss at sea. 保险公司为船舶和船货承保了海损险. 4.Mr.rodman is the most heavily insured man in the world, carrying $4,000,000 insurance on his life. 罗德曼先⽣是世界上投保最多的⼈,为⾃⼰投了4,000.000 美元的⼈寿险. 5.One kind of insurance policy is the one that covers a named person. 有⼀种保险单是记名保险单. 6.what cover will you take out? 你们准备投保那些险别? 7.what do your insurance clauses cover? 你们的保险条款规定了那些险种?2.练好英语⼝语的要点 1、学习⽬的和意义。

⼀般⽽⾔，在职⼈员学习英语主要是为了更好的运⽤它。

我们通过英语的学习可以看懂简单的⽂件或者⽂章，⽐如电⼦邮件、英⽂软件、⼴告单、说明书等等。

也许，我们⼀开始并不是很理解，慢慢的我们能懂得很多了。

2、掌握基本的词汇量。

不管你英语学习⽬的如何，词汇量还是需要的。

很多时候，⼈们觉得背诵词汇有些枯燥和乏味。

融英语口语大全(MP3+双语字幕)第5期-议事日程

融英语口语大全(MP3+双语字幕)第5期:议事日程导读：本文融英语口语大全(MP3+双语字幕)第5期:议事日程，仅供参考，如果觉得很不错，欢迎点评和分享。

New Words新单词agenda n.议事日程term n.条款agreement n.协议account n.帐户bonus n.奖金，红利payment n.支付，付款duplicate n.副本，复印本，抄件manager n.经理tourist n.施行者，观光者sightseeing n.观光，游览Phrases & Expressions短语resident student住宿生1.Do they leave home at seven o'clock in the morning?1.他们是否早晨7点钟离开家？Yes, they do.是，他们7点走。

2.Do we still have time to discuss the agenda for our meeting? 2.我们是否还有时间讨论我们会议的议事日程？No, I have a meeting now. Let's do it tomorrow morning.现在不行，我有会议。

明天上午我们再讨论吧。

3.Do I need to bring "the Terms of the Agreement" to the meeting?3.我需要把协议条款带去开会吗？Yes, we need it.是，会上要用。

4.Do you want to close the old account and open a new one?4.你要不要把旧结帐清后再开一个新帐户？Please wait until next month to make the change.请等到下一个月再换吧。

5.Do they want to change the date of payment?5.他们是否要改变支付的日期？Yes, they want it changed to next month.是的，他们提出到下一个月再支付。

2024百朗英语听力第十二辑

2024百朗英语听力第十二辑引言概述：2024百朗英语听力第十二辑是百朗英语学习平台推出的一套听力教材。

本辑旨在提高学生的听力能力，帮助他们更好地理解和运用英语。

本文将从五个大点出发，详细阐述这套教材的特点和优势。

正文内容：1. 教材内容丰富多样1.1 听力材料涵盖多种场景2024百朗英语听力第十二辑的听力材料涵盖了多种场景，如日常生活、学校、工作等，使学生能够在各种情境下进行听力训练，提高他们的听力适应能力。

1.2 听力材料涉及多种主题本辑的听力材料涉及多种主题，包括科技、环境、文化等，旨在拓宽学生的知识面，培养他们对不同主题的理解和应用能力。

2. 独特的教学方式和策略2.1 引入真实对话和演讲本辑的听力材料采用真实的对话和演讲，使学生能够接触到真实的英语语境，提高他们的听力理解能力。

2.2 强调听力技巧的训练本辑注重培养学生的听力技巧，如听力笔记、听力预测等，帮助学生提高听力的准确性和效率。

3. 渐进式的难度设计3.1 分级听力材料本辑的听力材料按照难度分级，从简单到复杂，逐渐提高学生的听力挑战，使学生能够循序渐进地提高听力能力。

3.2 听力练习的递进性本辑的听力练习也具有递进性，先从单词、短语的听力训练开始，逐步过渡到句子、段落的听力理解，帮助学生逐步掌握听力技巧。

4. 配套资源丰富4.1 听力练习题本辑提供了丰富的听力练习题，包括听力选择、听力填空等，帮助学生巩固所学内容，提高听力水平。

4.2 听力辅助材料本辑还提供了听力辅助材料，如听力笔记模板、听力技巧指南等，帮助学生更好地进行听力训练和复习。

5. 强调听力与口语的结合5.1 口语练习的引导本辑在听力训练的同时，也注重引导学生进行口语练习，帮助他们将所听到的内容运用到口语表达中。

5.2 口语评估与反馈本辑提供了口语评估与反馈机制，学生可以通过录音、口语练习等方式进行口语评估，并得到相应的反馈和建议，帮助他们进一步提升口语能力。

总结：2024百朗英语听力第十二辑是一套内容丰富、教学方式独特、难度递进的听力教材。

有关金融的英语口语对话

有关金融的英语口语对话有关金融英语口语对话(一）Ｈ：Ｔoday it is ａn honourｆｏrｍe to be inｖitｅd hｅｒｅ and ｗe wｉlｌhe a fｒee tａｌk about ｔheInternatiｏｎal ｎｅtａry Sｙｓtｅｍ.霍：今天我很荣幸地被邀到这里来谈谈有关国际货币制度.Could yoｕａsk soｍｅｕesｔions， pleａｓe请你们来提一些问题好吗S1：Wｅ he ｂeｅｎ rｅadiｎg a greａt deal ｒ**ｎtｌy aboｕt exｎge ｒａte fluｃｔｕations，学1：最近,我读了大量有关外汇汇率浮动,clean and ｄiｒty fｌoａts and so oｎ, bｕt I am ｎot uite ｓuｒe what thｅ Iｎｔernａtiｏnal neｔarｙSystem ｉs.不受限制的和受限制的汇率浮动等等，但是对于什么是国际货币制度，我还不十分清楚.Ｈ：Welｌ，ｔｈｅｔｅrｍＩnｔernationａl nｅtaｒy Ｓｙｓｔem ac ｔually refｅrsｔｏ a sｅrｉes of agreeｍentsang theｍajoｒgｏvernmeｎｔsａnd tｈｅiｒ ceｎtｒal ｂanks ｔo bring ｏｒdeｒ anｄstａbility to theiｎｔeｒｎational exnge markets.霍：噢，国际货币制度这一术语实际上是为了维护国际外汇市场的秩序和稳定，一些影响较大的府和**银行之间所签定的一系列协定。

Theｓｔimｒtant，ｓｉgnｅd in 1944, is cａlled tｈe Ｂrｅtｔon Woods Agｒeeｍen最为重要的一个协定是１9４４年签定的布雷顿森林协Thｅn it establiｓhｅd the Woｒld Bａnk and ｔhe Inteｒnationaｌｎetaｒｙ Fｕnd。

金融英语口语对话：publicmoney

以下是⽆忧考整理的《⾦融英语⼝语对话：public money》，希望⼤家喜欢！ New Words新单词 buck n. 元 greenback n. 美钞 dough n. (美俚)钱 assistant n. 售货员 change n. 找头，零钱 sovereign adj. 独⽴⾃主的uncountable adj. 不可数的 mare n. 母马，牝驴 Phrases & Expressions 短语 public money 公款 tax money 税款 A:Now let's talk about paper money. A：现在我们来谈谈纸币吧。

B:Yes, paper money can be folded into a wallet. Every country produces its own. B：好，纸币可以折叠放进钱包。

每个国家都印制纸币。

A:Another term for paper money is 'note' or'banknote', we say a five-yuan note, A：纸币的另⼀种叫法是钞票，我们⼀般讲⼀张五元的钞票， a twenty-cent note. In American English, 'bill' is another term. ⼀张两⾓的钞票。

美国英语把钞票叫Bill。

美国俚语中叫钞票的词更多， In American slang you may hear 'a hundred dollar bill' or 'a buck' as 'ten bucks' or 'greenback' or 'long green(folding green)' or 'folding money'. 我们到听到⼀百元美钞，⼀元，⼗元，以及greenback ，long green（folding green ），folding money等钞票的各种说法。

新编金融英语听说教程王永霞听力原文

新编金融英语听说教程王永霞听力原文Short DialogsMultiple ChoicesDialog 1W:Hi,Mike.Why do you look puzzled?M:I’ve learnt that there are four big commercial banks in your country.Would you please tell me what they are?W:Yes,it is a pleasure.They are Bank of China,China Construction Bank,Industrial and Commercial Bank of China and Agricultural Bank of China.M:So,does CCB refer to China Construction Bank?W:I don’t see any reason why not.You can simply call them respectively BOC,CCB,ICBC and ABC.Question:Which of the following is NOT among the four major commercial banks of China?(D)Dialog 2M:It is reported that some joint-stock banks have been established in several major cities.W:Exactly.They are allowed to offer various banking services to individuals and businesses just as the four bigcommercial banks do.M:You said it.Can you tell me some joint-stock banks?W:It is no sweat.China Minsheng Banking Corp.Ltd.,China Citic Bank,Industrial Bank Co.,Ltd.,and Guangdong Development Bank are all joint stock banks.M:What about Shenzhen Development Bank?W:Of course it is one of them.Question:Which of the following is NOT mentioned in their conversation?(A)Dialog 3M:Hi!I just read the news that many foreign banks have set up branches or representative offices in our major cities,such as Beijing,Shanghai and Guangzhou.They think China is a huge market and there are morechances for them to make a fortune.W:Sure as shooting.I’m told that The Hong Kong&Shanghai Banking Corporation Limited has established branches in Shanghai and Beijing.One of my classmates is now working in a branch of the Bank of East Asia.It is also a foreign bank.W:Wonderful!There will be more employment opportunities for you when you graduate a year later.Question:What is the man according to the dialog?(C)Dialog 4W:Is the president still the head of Bank of China after it became a public corporation through listing on the stock exchange?M:No.Generally speaking,the shareholders’meeting is the top authority and then the Board of Directors.The president is appointed and confirmed by the Board of Directors.He is authorized by the Board to be in charge of the management and operation of the bank and required to report to the Board.Question:Which of the following has the right to decide the president of BOC?(C)Short Answer QuestionsDialog 1W:Hello,Li.How’s tricks?M:Couldn’t be better.How about you?W:Quite well.What are you doing here?M:I want to make some investment in funds.I’m told that I can earn much more money.W:Sometimes,I think.We have a Personal Financing Center.The manager will give you some financial adviceaccording to your income and other matters and help you make a reasonable plan.M:Wonderful.Where is the Center?W:Over there.The lady standing besides Counter No.1 is the manager of the department.You can go and ask her about your affairs.Question:What does the man want to do and which department will he go to?He wants to buy some funds and he will go to the Personal Financing Center of the bank.Dialog 2M:I’m told to go to the Premier Service Center of your bank to get some advice about the personal investment.Would you please tell me where it is?W:The Premier Service Center is on the second floor,next to the Credit Department.The passenger lift is over there.This way,please.M:Thank you.W:You are welcome.Question:Why does the man go to the Premier Service Center?Where is the Center?To get some advice about the personal investment.It is on the second floor,next to theCredit Department.Dialog 3M:I am going to apply to ICBC for a mortgage.Which department will attend to it?W:The Credit Department.M:Is it in the Credit Card Center?W:No.The Credit Card Center deals with the business of credit cards,while the Credit Department handles the business of personal loans as well as corporate borrowings.Question:What is the difference between Credit Card Center and Credit Department?The Credit Card Center deals with the business of credit cards,while the Credit Department handles the business of personal loans as well as corporate borrowings.Listening and SimulatingDialog 1男：据我了解中国建设银行目前提供4种银行基本业务。

金融英语有声版听力原文

金融英语有声版听力原文Dialog 3 M: Hi! I just read the news that many foreign banks have set up branches or representative offices in our major cities, such as Beijing, Shanghai and Guangzhou. They think China is a huge market and there are more chances for them to make a fortune. W: Sure as shooting. I’m told that The Hong Kong & Shanghai Banking Corporation Limited has established branches in Shanghai and Beijing. One of my classmates is now working in a branch of the Bank of East Asia. It is also a foreign bank. W: Wonderful! There will be more employment opportunities for you when you graduate a year later. Question: What is the man according to the dialog? (C) 译文男：嗨！我刚读了一篇新闻，上面说许多外资银行在我们的一些大城市开设了分行或办事处，比如北京、上海和广州。

他们认为中国是一个巨大的市场，有更多的赚钱机会。

女：消息属实。

我也听说汇丰银行在上海和北京开设了分行。

我的一个同学在东亚银行的一个分行就职。

它也是外资银行。

女：太棒了！等你明年毕业，就有更多的就业机会了。

金融英语听说第二单元听力文本Scripts

Unit2ⅡShort DialoguesDialog 1Answer: (D)W: Oh, my God. Why can’t I tell interest rate from exchange rate? Who can help me?M: Well, well. It is not as difficult as you think. There is a simple way to tell the difference. When you deposit money with a bank or borrow money from a bank, you usually earn or pay interest at the set interest rate. If you go to exchange RMB for some foreign currency, you’ll need to know the current exchange rate of RMB to that currency. Have you got it?W: Yeah, I think I’ve got it. The interest rate is the price of local currency on the local market and the exchange rate is the price of one currency against another one on the foreign exchange market.Dialog 2Answer: (D)W: This is the Credit Card Center of China Construction Bank. What can I do for you?M: I want to apply for a Long Credit Card. I don’t know what documents are needed for the application.W: You are welcome, sir. Just your ID card and your Certificate of Employment will be required. M: Oh, very good. I have brought them with me. Here they are.W: All right. Please fill in an Application Form. Do you have any idea about the card?M: Yes, a little. I’m told it is very convenient to make payment with a Long Credit Card. But how can I put money on my card?W: It is a piece of cake. When you will have a credit card, you hold a credit card account with our bank. You can deposit money to your credit card account through ATMs or over the counter at any bank outlet. If you are too busy to come, you can choose to transfer money from your current account automatically. We’ll send you a monthly statement and tel l you the balance of your account.Dialog 3 Answer: (D)W: Excuse me, would you please tell me the meaning of the word “outstanding balance” on my statement?M: Yes, well, outstanding balance refers to the amount the card holder should repay to the bank.W: If the outstanding balance on my statement is $2,000, I should repay the money to the bank immediately I receive it. Am I right?M: Take it easy. There is a grace period of at least 35 days for a credit card and the statement will tell you the maturity of repayment. It is OK if you deposit enough money to your credit card account before maturity.Dialog 4 Answer: (D)M: Morning, Madam. What can I do for you?W: Morning, sir, I have a time deposit with your bank. A 5-year time deposit. The balance of the deposit account is 35,000 Yuan. At the moment I need an amount of money for emergency.Can I withdraw some money from the deposit account?M: How much do you want?W: 20,000 Yuan. .M: It’s OK, but the interest should be calculated at the rate on a current account. What about the rest? Do you want it to be transferred to your current account?W: No. I’ll keep it in the time deposit account.M: All right, but I have to tell you that we should withdraw it first at the current rate of interest and then deposit the money to your account. The value date of your time deposit is updated from now on.Short Answer QuestionsDialog 1Answer：The shop-girl found the signature on the sale slip difference from that on the card. Scripts for Dialog 1:M: Yesterday my credit card was lost and then returned to me by a policeman.W: What happened?M: I lost my card in a department store. Then a man was caught when he used my card to pay for his purchasing, but his signature on the sale slip did not match my signature on the card. W: You should be grateful to the shop-girl as well as to the policeman.Dialog 2Answer: ￥400.Scripts for Dialog 2:M: Now we have learnt the equation for the calculation of simple interest: I=P×R×T. Who can tell what the letters stand for in the equation?W: Let me try. Letter I stands for the fee for borrowing money. The fee is based on three elements. P represents the first element, principal or the amount borrowed; R stands for the second element, rate of interest; and T stands for time; that is, the period over which the interest is calculated.M: If the rate of interest is 12% per annum, the amount of money borrowed is $1,000, and the time is one year, how much interest will be paid at maturity?W: According to the equation, the interest to be paid is $120 by multiplying $1,000 by 12 percent.Dialog 3Answer: It is calculated on both the principal and the interest.W: Hi! What are you doing here? Doing some calculation?M: Yes, I calculate the interest. A few months ago I borrowed some money for emergency from a private finance company. I want to make clear how much I have to pay since it falls due this month. You know I borrowed the money at compound interest.W: Oh, my God! At compound interest? The interest will be a large sum, since it is calculated on both the sum of money you borrowed and the interest.M: You are right. The interest is compounded on a monthly basis. I did not know it increasesvery fast.W: You devil! Why not borrow money from some commercial bank?Task 3 Listening and SimulatingDialog 1the sight deposittime deposita 3-year fixed time depositan amountopen an accountID numberthe currency and the amount to be depositedDialog 2withdrawaround the counterFrom ATMstime depositcredit cardscurrent accountsDialog 3a 2-year RMB2.56% per annumthe balance1024 yuansimple interestcompound interestⅢLong ConversationsTask2 Multiple choice questions:1.C2.D3.A4.B5.BTask 3 True or False1) [T]2) [F] (if they have a current account or a checking account)3) [F](The bank dose not offer compound interest rate on deposits.)4) [F] (Only a bank card is issued.)Scripts For Conversation 1W: Hi, Robert. What brings you here?M: Hi! Glad to see you. I’m here to open a RMB account. Could you give me some information? W: I’d love to. What kind of deposit would you like to have?M: Well, I’m not sure. Would you please tell me the personal deposit services offered by your bank?W: Of course. For personal deposit services we have demand deposits, fixed time deposits and savings deposits as well as certificates of deposit. If you have a small amount of money and withdraw cash frequently, you’d better have a demand deposit and open a checking account or a current account. You can write checks on your account, pay bills or transfer your money from one account to another online and get cash through ATMs. If you have a large amount of money and intend to keep it for a long time, I think a fixed time deposit or a certificate of deposit is better. You can open a deposit account.M: What if I need to withdraw money from a deposit account before maturity?W: You’ll lose some interest since a penalty will be charged for your withdrawal of money from your deposit account in advance. Your interest will be calculated at the rate on a current account.M: How can I withdraw my money from a current account?W: The current account takes the form of a deposit book as well as a bank card. You may withdraw or deposit money at any time with the card through ATMs or over the counter with your bank book or bank card.M: I’d rather open a current account with a bank card.W: Ok. Please fill in this Deposit Slip and state your currency and the amount here. And please put your passport number and your name here.M: Here you are. I want to deposit RMB500 yuan. Here is the money. Is everything all right? W: Yeah, the amount is correct. … Oh, yes, may I have a look of your passport, please? We need copy of your passport on file. … Thank you. Robert, would you please set a password for your card? Yes, just key in your password through the password processor. Your password should be an 8-digit number. OK. … Now, please key in your number again. All right, everything is OK. Here is your bank card and your passport. Please check it.M: Fine. Thank you.W: You are welcome. See you.M: See you.Conversation 2Task 2 Short Answer QuestionsQ1: A time deposit with a longer term.Q2: His ID card and a completed deposit slip.Q3:Type of deposit/ currency/ amount/ interest rate/ term of the time deposit/ identity of the depositor.Q4:Nearly 2% per annum.Q5:He can choose to borrow money from the bank with his time deposit as collateral.Task 3 Filling in Blankstime depositsplanshighertermsdeposit accountsone-year termcurrent rate3.76%2.08%current accountrenew his depositthe stated interestScripts for Conversation 2M: Hi, I haven’t seen you for ages. How is business?W: I can’t complain. Jack. Come to deposit money or buy funds?M: Neither. I need your help.W: What’s the matter?M: Would you please tell me something about time deposits? I know the interest rate is much higher on time deposits than that on demand deposits.W: Yes, you are right. We offer time deposits and Certificates of Deposit. They both earn a higher rate of interest than regular deposits do.M: How long shall I have to keep the money in the account?W: We offer choices of three-, six- or twelve-month terms in most cases. Of course, we have two-, three-, five-and ten-year plans, too.M: Will the rate go up if I keep a longer term deposit?W: Exactly. But you must determine the term of your deposit at the outset. Deposits with the longer terms usually bear a higher rate of interest.M: OK, I choose one-year for my account. I think most customers will prefer the one-year term. It is more flexible.W: Absolutely. Most of our customers use the six- or twelve-month plans.M: What’s the rate on the one-year time deposit?W: 3.76% per annum. It is 2.08% higher than the rate on a current account.M: Wonderful. One more question, can I renew my deposit at maturity?W: Of course, you may renew it if you wish.M: A lot of thanks for your explanation. Now, here is my ID card, the amount of money, and my deposit slip. I have got everything ready for you.W: Thank you so much. I’ll attend to it quickly. Please wait for a moment.M: That’s quite all right. Hold your horse. … By the way, shall I withdraw money before my time deposit falls due?W: Yes, you may withdraw your money before the maturity. But you can not get the stated interest.M: You mean I’ll lose all my interest?W: No, just a part of it. We’ll give you the amount of money at your request but the interest shall be paid at the current rate.M: I see. It’ll be a big loss.W: Yes, of course. The difference between the current rate and the rate on the time deposit is nearly 2% per annum.M: Is there any alternative?W: You may borrow some money from our bank with your time deposit as collateral. We offer the personal loan service.M: Wonderful. How could I get the loan service if I needed?W: You can go to the Credit Department over there.M: It is very kind of you to give me so much help. I can’t thank you enough.W: You are welcome.Lecture 1Types of Bank AccountsTask 2 Multiple Choice1.A2.B3.D4.B5.CTask 3 Filling in the Blankspersonal accountsCurrent Accountsdraw checksDeposit AccountsA stated period of noticecharge commissiona pass-bookdeposit receiptSavings Accountssmall saversa little lowerScripts for Lecture 1Ladies and gentlemen, this is the speaker of the Industrial and Commercial Bank of China. It’s an honor for me to be here and give a brief introduction to three principal types of personal accounts offered by our bank.First, current accounts. The balance of a current account is repayable on demand and the account holder has the right to draw checks. A customer may be granted an overdraft, that is to say, he may be on deposit accounts at a rate which varies with its base rate. The bank does not usually charge commission on a deposit account. If services, such as the collection of dividends or the payment of standing orders, are undertaken, the customer will normally have a current account as well as a deposit account, and commission will therefore be charged in the current account. The bank supplies its customers with a passbook setting out the debit and credit entries in the account. Alternatively, if a fixed sum is to be deposited, it is still the practice in some places for the bank to issue to its cus tomer a “deposit receipt”.Thirdly, savings accounts. These accounts are special types of deposit accounts which are intended primarily for small savers. The rate of interest on savings accounts is usually a little lower than that on deposit accounts, but the rate is fairly static, that is to say, it does not vary with every change in base rate. Some banks allow the full deposit account rate of interest on savings account balances in excess of a certain figure, e.g. $200.Lecture 2Money CreationTask 2 Short Answer QuestionsQ1: 1200 yuanQ2: 20%.Q3: ￥73,333.33.Q4: ￥6,666.66Q5: People come to borrow money and then deposit the money with the bank.Task 3 True or False[F] (it is about money creation in banking operation) .[F] (￥7,333.33)[F] (The initial deposit is ￥1,000.)[T][T]Scripts for Lecture 2Good evening, everyone. Today we’ll study money creation in banking operations. Let’s assume the reserve ratio set by the central bank is 12%. Thus, when you deposit ￥1,000 in your local bank, it may immediately set aside ￥120 as a reserve. The bank deposits the reserve in a branch of the central bank. After setting aside the ￥120 reserve, your bank is free to loan out ￥880.Another bank customer comes to borrow the ￥880 and deposits the money with the bank. Note that the money supply has increased by ￥880, as your ￥1,000 remains on deposit and the bank has lent ￥880 new money to another client. After deducting 12% of ￥880 (￥105.60) as a reserve, the bank loans out the remainder or ￥774.40 to a third client. Again the money supply rises. If this process continues to its limit, a total of ￥8,333.33 circulates in the system. After deducting your original ￥1,000 deposit, ￥7,333.33 of new money is being used in thecommunity and represents a net increase in the money supply. A simple way to calculate the maximum possible expansion with a 12% reserve requirement is to divide your original ￥1,000 by 0.12 (percentage of deposit to be set aside in reserve), which equals ￥8,333.33.What happens if the central bank wishes to rein in the money supply by increasing reserve requirements? Suppose the PBC issues a change requiring that 15% of deposits be set aside as a reserve instead of the 12% used in the example. The new Maximum amount of money in circulation becomes ￥6,666.66 (￥1,000 divided by 0.15). If your bank has lent all of its available funds based on a reserve of 12%, it must immediately attract new deposits to build its reserves to 15% or call in enough loans to meet the new 15% reserve requirement. When this happens, the availability of money for business is said to be “tight”. Conversely, the PBC can lower the reserve requirement to increase the money supply.。

金融英语口语的常用对话

【导语】⾦融英语考试⽬标是为国家培养精通现代国际⾦融业务，⼜能运⽤英语进⾏银⾏业务操作及管理的中⾼级复合型⼈才。

以下是整理的⾦融英语⼝语的常⽤对话，欢迎阅读！1.⾦融英语⼝语的常⽤对话 T:We are happy to have Mr. David Long here with us today. 教：今天我们很⾼兴地请到了英国某商业银⾏的⼤卫.朗先⽣。

Mr. Long is from a merchant bank in Britain. He will be talking about the organization of hisbank. 朗先⽣给⼤家介绍⼀下他所在银⾏的组织体系。

L:I feel honoured to be talking with you today. I'd like to begin with your questions. 朗：我今天⾮常荣幸地与⼤家在⼀起聚谈聚谈。

我希望同学们现在就提问。

S:Where is your bank located? 学：请问贵银⾏位于什么地⽅? L:In London, the capital of Britain. 朗：伦敦，英国的⾸都。

S:Could you give us a brief overview of your bank's history? 学：您能给我们讲讲贵银⾏的历史概况吗? L:Yes, of course. We were established as long ago as 1869. 朗：当然⾏啦!我们的银⾏早在1869年就有了。

Now, it is being operated as one of the major merchant banks in the City. 现在它是伦敦⼏家最重要的商业银⾏之⼀了。

S:How is your bank organized? 学：请问贵⾏是如何组成的呢? L:Well, that is really a big question. 朗：啊，这可是⼀个很⼤的问题呀!　 Dealing Division and the last one, Leasing Division. Now, let me explain them one by one. 证券交易部以及最后⼀个租赁部。

金融英语口语听力大全(MP3+双语字幕)第15期

金融英语口语听力大全(MP3+双语字幕)第15期Time Deposits(1)定期存款(一)Judy Taylor is asking a clerk in the New Accounts Department at the First National Bank about time deposits.裘德·泰勒向第一国民银行新开帐户部门的一个职员询问定期存款相关事宜。

Taylor：Can you tell me something about time deposits?泰勒：请您同我谈谈相关定期存款的事情，好吗?I understand the interest rate is much higher for time deposits than regular savings accounts.据我所知，定期存款的利率比普通储蓄存款的利率要高得多。

Clerk：Yes,Miss Taylor ,that's correct.We offer Time Certificates of Deposit which pay a higher rate of interest than regular deposits do .职员：是的，泰勒小姐，您说得对。

我们这里提供存款的定期存单，它们的利率高于普通存款。

T：How long do I have to keep the money in the account?泰勒：存款在帐户中储存多久才能够取?C：We offer a choice of three,six-or twelve month maturities in most cases.职员：绝大部分情况下，我们提供为期3个月，6个月和12个月的存款期限，您能够从中选择。

Of course ,we have two-,three-,five-and ten-yearplans ,too.当然，我们也有为期2年、3年、5年和10年的存款期限。

金融英语听力

金融英语听力金融这一行业，有哪些有趣的英语听力?下面是小编给大家整理的下载金融英语听力，供大家参阅!下载金融英语听力1 M: Hi, Xiaohong. There is news about bankruptcies of some U.S. banks. Itseems the banks are subject to some risks in their operation.W: Yes. Excessive interest rate risk can pose a significant threat to a banks earnings and capital base. M: Do you know the exact meaning of the interest rate risk? W: It is difficult to explain it in a few words. Let me see, eh Generally speaking, interest rate risk is the risk arising from the change in value of an interest-bearing asset, such as a loan or a bond, due to fluctuation ininterest rates. As rates rise, the price of a fixed rate bond will fall. As ratesfall, the price of the bond will rise.M: So the task of control over the interest rate risk would be critical to banks, because the change in interest rates will affect the value of a banksinterest-bearing assets.W: Right, but sometimes it is beyond the control of one bank.Question: What is usually considered the cause of interest rate risk according to the woman? (D)译文男：嗨，晓红。