电影《大空头》商务英语学习笔记Note for Business English——The Big Short
《大空头》影评解说文案_让我们刺破经济泡沫,辛辣调侃次贷危机——北美新片《大空头》漫谈
《大空头》解说文案_让我们刺破经济泡沫,辛辣调侃次贷危机——北美新片《大空头》漫谈.美国传记/喜剧/剧情电影《大空头》,于2015年上映,由亚当·麦凯导演,迈克尔·刘易斯亚当·麦凯编剧,影片讲述了影片讲述了三群不同的人马通过预测到2007到2010年间美国次贷危机的发生,而从中赚得巨利的故事。
2005年,性格古怪的对冲基金经理迈克尔·布瑞看出了美国房地产市场极不稳定,建立在高风险并且回报越来越少的次级房贷的基础之上。
他预测房地产市场就于2007年的第二个季度崩溃,并且意识到自己可以通过创造一个信用违约互换在2005年发现了韦内特的计划,也加入到贷款违约保险市场中来。
他们自感过于稚嫩,缺少经验,于是寻求退休银行家本·李克特的帮助。
他们也参加了美国证券业论坛,并且成功地与银行达成协议。
两个年轻人击掌庆祝,李克特却提醒他们,他们庆祝的是一次可怕的经济危机,很多普通人将失去他们的工作和房子。
2016开年,让我们来谈谈经济危机!哈哈哈,自己都觉得这个开头还真是又衰又无聊呢,不过还好电影《大空头》带给我们的感觉是完全不同的。
这样一部来源于美国著名金融记者:迈克尔·刘易斯同名著作的影片,在改编之初,当作者听到消息时,全然没有在意。
在好莱坞报道的圆桌访谈中,他说道:“我在写作的时候,觉得这部作品,不可能被搬上大荧幕。
”。
尽管迈克尔·刘易斯这样说,但是之前他已经有两部著作被改编成电影,分别是:2009年的《弱点》讲述一名传奇的橄榄球运动员的经历、2011年的《点球成金》讲述一位传奇的棒球队经理人。
而把这部《点球成金》搬上大荧幕的幕后推手,正是独具慧眼的布拉德·皮特先生,他自己还担任了主演。
而他还曾确切地表示:“《大空头》的故事需要被讲述,现在的情形和次贷危机时,没有丝毫改变”。
这里再次膜拜一下皮特先。
大空头
大空头1、巴里不相信投资可以被推导为一个公式,或者可以从任何一个单独的模型中学到。
他对巴菲特的研究越深入,他就越相信巴菲特是不可能被复制的。
事实上,巴菲特的经验是:要想以一种伟大的方式成功,你就必须做一个伟大的、不同寻常的人。
“如果你想成为一种伟大的投资者,你必须找到适合你的方式,”巴里说,“我认识到,尽管沃伦巴菲特有着得天独厚的条件,师从本杰明格雷厄姆,但是他并没有复制本杰明格雷厄姆,而是制定了自己的路线,用他自己的方式、自己的规则管理资金。
我马上产生了这样的想法,我认为没有哪所学校能够教会哪个人怎样成为一个伟大的投资者。
如果真有这样的学校,那么它应该是世界上最受追捧的学校,学费应该高得离谱。
所以,这种情况不会是真的。
”2、投资是需要你以自己独特的方式去学习的一件事情。
巴里没有真金白银可以去投资,他带着他的痴迷度过了中学、大学和医学院的生涯。
一直到他进入斯坦福大学医院的时候,他都从来没有学习过金融或者财务方面的课程,更不要说为任何华尔街公司工作了。
他有大约4万美元的现金,但是还欠着14.5万美元的学生贷款。
在完成医学院学业的同时,他挤出时间学习,并成为一名金融专家。
“时间是可变的,”他在1999年一个周日上午在写给他的一位笔友的邮件中说:一个下午可以飞逝而过,也可以有5个小时。
我卓有成效地填补了大多数人认为是无用时间的那些空隙。
我对成效的追求,可能让我付出了第一次婚姻的代价,几天之前,我又几乎失去了我的女朋友。
在我进大学之前,军方曾经有过这样的说法:“早晨9点以前,我们所做的工作比大多数人一整天做的还要多。
”而我当时就想,我要比军队做得更多。
如你所知,有那么一些严格挑选出来的人,只要在特定的活动中找到一种动力,就可以取代其他的一切事情。
我必须学得更多,更快,更深。
(20130216)3、我想说的是,能够以40美分买入1美元代表的是机遇而不是风险,而且1美元仍然价值1美元。
4、巴里以略多于100万美元的资金启动了子孙资本公司,这些钱来自他的母亲、兄弟以及他自己的100万的美元。
商务英语课堂笔记模板
BUSINESS ENGLISHESP1.The concept of businessInternational Trade Commodity /goods/cargos Brand /trade markstariffs/customs duties WTOGATTGeneral Agreement on Tariffs and Trade2.The contents of businessContracts合同/documents单证/clauses条款B/L Bill of Lading 提单L/C Letter of Credit 信用证Symbolic Delivery3.The linguistic features of Business EnglishPaper /future 期货ESP acronyms/initialsTechnical termsFOBCFR CIF FPA WPA TPNDINCOTERMS ICCTELEX4.Writing styles of Business EnglishConveyanceINTERNATIONAL TRADEImport and exportTechnical termsPaper trade/future tradeAcronymsWTO GATT(General Agreement on Tariffs and Trade) L/C FOB CIF NATO UNESCO IMF B/L ISOD/A (Documents against Acceptance)承兑交单D/P (Documents against Payment)付款交单ESPENGLISHICC International Chamber of CommerceL/C Letter of CreditB/L Bill of LadingFairsIssuing bank/opening bank 开证银行Notifying bank/advising bank通知Negotiating bank 议付Confirming bank 保兑Paying bank 支付International Chamber of Commerce ICCInternational practices 国际惯例EmbassyMilitary 武官Cultural counselor 文化参赞Commercial counselor 商务参赞Board of Directors 董事会Directors – investors- shareholders SharesMessieurs/MadameFNCB First National City Bank花旗银行Specialization 专业化Globalization 全球化Mass-production 规模生产Know-how 专有技术Commercial invoice 商业发票Customs invoice 海关发票Consular invoice 领事发票Proforma invoice 形式发票Combined invoice 联合发票LicenseOriginal 正本Copy 副本IOP: Irrespective of Percentage不计免赔率PortPort of shipment/loadingPort of destination/dispatachPort of refuge/ intermediate port/port of transshipment 转运Partial shipment分批装运CurrencyForeign exchange (rates)USD/ RMB/ STGSterling poundBargaining:Quotation/ Inquiry 报盘/询盘Offer 报盘Firm Offer / Non-firm OfferCounter-offer 还盘Confirmation 确盘Unit price 0.1USD X 60,000M/T=6000S /C Sales Confirmation 售货确认书P/C Purchase Confirmation 购货确认书Contract 合同。
商务英语读书笔记
商务英语读书笔记竭诚为您提供优质文档/双击可除商务英语读书笔记篇一:商务英语阅读课堂笔记整理版businessenglishAReadingcourse(整理版)商务英语阅读的主要内容:商务英语阅读主要包括世界经济形势、经济全球化、国际贸易与投资、金融风险与管理、商业文化、企业管理等。
这些阅读材料不但传递最新的世界经济和国际商务信息,开阔学生的视野,还提供最新、最典型的商务语言和词汇,有助于学生熟悉并掌握商务英语文章的典型语言用法、语言风格及语言特点等。
1)阿迪达斯ImpossibleIsnothing.没有什么是不可能2)香奈儿Fashionpasses,styleremains.流行稍纵即逝,风格永存3)飞利浦Letusmakethingsbetter.让我们做得更好4)麦氏咖啡goodtothelastdrop.滴滴香浓,意犹未尽Thisbillofexchangeshallbeacceptedfirstandthencanbeh onoredbytheacceptor.(该汇票应先承兑,然后由承兑方进行支付)Transnationalroadwarriors从事跨国商务活动的人Facultyandalumniperformance-reviewprocess绩效考核过程makeanassessmentofsb对某人作出评价Inagroupsetting公共场合haveaone-on-onesessionwithsb进行单独会话Tonedown缓和语气careerprogression事业发展culturalgulf文化鸿沟Inthearenaofinternationalcommerce在国际商务的平台上commonground共同点Attheinstitutionallevel制度层面Fallshort结果,后果ongoingcross-pollination不断学习他国先进事物Trait特征becustomer-centric以客户为本Implement实施commonality共性Theintegrationoftheglobaleconomy全球经济一体化seelocalcontextadintegral本土文化语境知识一些跨国公司英文名称:procter网购mousepotato电脑迷hot-button热点问题smallofficehomeoffice在家办公族businessImprovementDistrict经济开发区onthejobhunt找工作committed坚定的passionate热情的Failure-is-not-an-option失败不是一个选项entail带来,使成为必需productivity生产力comerightout直接,突然,立刻?provocative挑衅的Takeapaycut?付出代价buildanadaptableskillset技能组合pulloutallthestops全力以赴经典的英语面试问题:1.Tellmeaboutyou!2.whatdoyouknowaboutourcompany?3.whydoyouwanttoworkforus?4.whatwouldyoudoforus?whatcanyoudoforusthatsomeonee lsecant?5.whataboutthejoboffereddoyoufindthemostattractive?Leastattractive?6.whyshouldwehireyou?7.whatdoyoulookforinajob?8.pleasegivemeyourdefinitionofasecretary.(thepositi onforwhichyouarebeinginterviewed).9.what’syourgreatestweakness?10.whatkindofsalarydidyouhaveinmind?m查看账户Drainout消耗消费holdonto省钱Don’tletsavingsbondssit不要把钱放在银行serieseebonds系列电子储蓄债券seriesIbonds低风险储蓄债券built-inadjustmentsforinflation?Throughpayrolldeduction通过扣除薪水的方式购买债劵nationalaverage全国平均值bondfund公债基金beequivalentto等同于Takeabiteoutof大幅度削减Tax-exempt免税债券DropyourpmI(私人不动产抵押借款保险)Downpayment 首付Anequitystake股权Rollbackcarinsurancepremiums终止汽车保险费bargainingforbucks讨价还价Ahand-beadedsilkdinnersuit手工钉珠的晚宴西装withsomeexceptions除个别例外Lessforunclesam交少一点钱给政府counton指望,依靠shaveup去除。
donald trump is back 商务英语课文
donald trump is back 商务英语课文Title: The Return of Donald Trump: Implications for Business and BrandingIn the ever-evolving landscape of global business, the resurgence of prominent figures can have a profound impact on market dynamics and consumer perceptions. One such figure, Donald Trump, has recently made headlines with his return to the public arena. This development invites a discussion on the potential implications for business and personal branding strategies.The Trump Brand: A Case Study in Personal BrandingDonald Trump's brand is synonymous with luxury, real estate, and entertainment. His ability to leverage his personal brand to build business ventures and influence consumer behavior is a testament to the power of branding. As Trump makes his return, businesses and marketers alike must pay attention to how his brand influences consumer choices and market trends.Implications for BusinessTrump's return could signal changes in various sectors including real estate, finance, and media. His historical focus on deregulation and business-friendly policies might encourageinvestment and growth in these areas. Businesses operating within these sectors should stay informed about any policy changes or public statements that could affect market sentiment.Navigating the Political LandscapeThe intersection of politics and business is more pronounced in the era of Trump. Companies may find themselves navigating a polarized political landscape, where associations with political figures can significantly impact brand perception and consumer loyalty. This necessitates a careful approach to public relations and brand management, ensuring that corporate values align with customer expectations.Opportunities and ChallengesTrump's return presents both opportunities and challenges for businesses. On one hand, his influence could open doors for policy advocacy and brand collaborations. On the other hand, the divisive nature of his public persona could pose risks for brands that align too closely with any political figure.Strategic Brand ManagementIn this context, the importance of strategic brand management cannot be overstated. Businesses must balance between capitalizing on potential opportunities presented byTrump's return and maintaining a brand identity that resonates with a diverse customer base. This may involve:Monitoring the political and economic environment for shifts that could impact the industry.Engaging in thoughtful public relations strategies that emphasize corporate values and social responsibility.Exploring innovative partnerships and branding opportunities that align with the company's long-term vision.ConclusionThe return of Donald Trump to the public sphere is a reminder of the complex relationship between personal branding, politics, and business. For businesses, it underscores the necessity of agile brand management strategies that can adapt to the changing dynamics of the global market. As we move forward, the lessons learned from navigating the Trump era will undoubtedly shape the future of business and branding strategies.。
商务英语笔记整理
Unit 1一.Language features of BEIn lexical [ˈleksɪkəl] selection 词汇选用In stylistic features 文体风格二.Definition of BE社会功能变体语言知识交际职能专门知识“商务英语范畴”理论专门用途英语管理职能文化背景多学科视角内容丰富商务活动面广三.Lexical features of BE1、词义面窄,专业性强(商务术语和缩略词)①新词汇 e.g. Euro 欧元②准专业词汇 e.g. Kite 空头支票kitty 共同资金average 海拔franchise 免赔额anti-dumping measures 反倾销措Bad debt 呆账CIF 到岸价commercial invoice商业发票Quota-free product 非配额产品D/P(document against payment) 付款交单anti-subsidy 反补贴2、用词正式规范(合同和法律文本)①措辞严谨Prior to /previous to (not before) Certify (not prove)expiry [ikˈspaiəri] (not end)n.终止,满期,届期②逻辑性强As a result , for this reason③表达简洁(发传真或打电话)3、语言准确具体,遵循商务原则①商务原则:准确无误,完整具体②语言准确得体:A.英语语法、单词拼写、标点符号B.精确、简洁的信息数据C.恰当的表达方式和专业术语4、用词礼貌体贴You-attitude VS we-attitudeWe allow 5% discount for cash payment.You earn 5% discount when you pay cash.四.Syntactical features of BE1、长难句较多(严格性、精确性和逻辑性)2、句式规范(报刊文章、招标文件和合同)3、多使用主动语态4、题材多样(广告文体、信函、法律、契约、商务公文文体)5、风格各异A. 广告文体——实用文体(语言词汇标新立异)B. 信函文件(语言凝练精干,力求表达有效)C. 法律文体(正式书面语)五.课文阅读1、venture capital: money invested in a new enterprise, esp. A risky one 风险资本,创业基金2、web start-ups start-up company 刚起步新建的公司CF. Early-stage company 处于早期的公司创建企业的过程:seed stage 种子期(构想阶段)——start-up stage 起步期(已注册)——expansion stage 扩张期(快速成长)——pre-mature stage 成熟前期(创业后期)3、entrepreneurship 企业家精神Entrepreneur [ˈɔntrəprəˈnə:] n. One who organizes, manages, and assume therisks of a business or enterprise4、business①u.n. The activity of buying or selling goods or serv ices that is done by companiesE.g. Be in ~ / go into ~ 从商do ~ with sb.~ is ~. 公事公办(profit is the most important thing to consider)②c.n. An organization such as a shop or factory which produce or sells goods orservices e.g. Run a ~Cf. Firm n. A business company 公司,商行E.g. Exporting ~s a ~ of accountants5、“厂”的英译:A. 大型冶金(metallurgy)和机械工业(mechanical industry)中的“厂”用works;B. 面粉厂、纺织厂等用mill(粉碎机、碾磨机);E.g. 国棉三厂State-run No.3 Cotton Textile Mill 苏州第三印染厂SuzhouThird Printing & Dyeing Mill 纱厂a cotton-mill 造纸厂a paper mill轧钢厂a steel-mill 锯木厂a saw-millC. 炼油厂、制糖厂等用refinery(精制,提纯)E.g. 制糖厂a sugar refinery 炼油厂an oil refineryD. 造船厂用yard(为某一目的或用途的场地)E.g. Shipyard/ dockyard/ shipbuilding yardE. 酒厂用brewery 或distilleryF. 其他类厂通常用factoryE.g. 无线电八厂No.8 Radio Factory 量具刃具厂Measuring Instruments &Cutting Tools Factory6、“公司”的英译:Company(Co.) / Corporation(Corp.) / Co.,Ltd./,Ltd.(前面的逗号可省)/ ,Inc.(前面的逗号可省)A. 股份有限公司:英、欧、日多用Ltd. 美多用Inc.(incorporated)B. “实业公司”中的“实业”以及“开发公司”中的“开发”可以省译;C. “集团”可以用group/consortium(pl. Consortia)D. “联合企业”可以用complexE.g. 南京四通计算机有限公司stone computer (Nanjing) Co. Ltd.E. “分公司”用branch;“支公司”用sub-branch;“子公司”用subsidiaryE.g. 中国轻工、工艺品进出口公司江苏省分公司无锡支公(标题中)China National Light Industrial Products, Art & Crafts Import &Export Corporation, Jiangsu Province Branch, Wuxi Sub-branch(文章中)Wuxi Sub-branch under Jiangsu Province, Branch of China National Light Industrial Products, Art & Crafts Import & Export Corporation7、finance①the management of money, esp. Money controlled by a government, company,or large organization. E.g. The university's finance committee②finances the money that a person, compang, organization etc. Has availableE.g. The company's finances are very limited.③vt. To provide money for (交易)融资E.g. To finance the transaction/ to finance an idea or a team④C.f. FundA. C.n. An amount of money that is collected and kept for a particular purposeSet up a fund =begin to collect moneyB. Vt. To provide money for an activity, organization, event, etc.8、returnU.n. Also returns the amount of profits that you get from sth.Return on investment/ capital/ sales9、target audience 目标群Market acceptance 市场认可情况customer acceptance10、implement carry out, accomplishU.N. ImplementationDescribe the ~ approachC.N. Implementer or implementorC.F. ExecuteVt. To carry out fully; put completely into effect11、market size 市场规模market share 市场份额12、Profit margin 利润率gross profit margin 毛利率13、RevenueU.n. 收入advertising ~U.n. Money that the gov. Receives from taxUnit 21. Attention span (心理学术语)注意力集中的时间长度-life span 寿命 span of a bridge 桥梁跨度(孔径)2. Customer scenario 顾客情境,即观察顾客选择、购买与使用产品与服务的整个背景,进而发掘出顾客需求,并赢得顾客的忠臣3. Story board 故事板,故事图4. Advisory board 顾问委员会Board of customs 海关署Board of directors 理事会5. Bricks-and-mortar companies 实体公司6. Market v. To offer for sale 营销~ strategies 市场定位策略7. client acquisition 客户募集Merge v. 合并,兼并Acquire vt. 收购Marketing mix 营销组合8. goodwill (企业的)信誉;商誉9. Intellectual property (rights) 知识产权不动产 real estate ;immovable property动产 movable property ;movables ;personal property10. Bullet-point summary 简要总结 bullet point 要点Business plan is useful:①define and focus your objjective;②a selling tool in dealing with important relationships;③uncover weaknesses;④solicit opinions and advice from people.Place avoid:①some reason limits on long-term, future projections;②optimism;③④use simple language;⑤depend on the uniqueness of your business or even a patented invention.11. Business plan format:Vision statement 远景规划The peopleBusiness profileEconomic assessment 经济环境评估Cash flow assessment 现金周转评估Marketing4P(product,price,promotion,place) 4C(customer's needs,cost, communication,convenience)12.Five steps to a great business plan:Basic business conceptGather all the data you can on the feasibility and the specifics of your business concept Focus and refine your concept based on the data you have compiledOutline your specifics of you businessPut your plan into a compelling form(to be attractive)13. 8 necessary factors:A sound business conceptUnderstanding your marketHealthy,growing and stable industryCapable managementAble financial controlConsistent business focusMindset to anticipate changePlans for online businessUnit 31.Expenditure 开支Two different kinds of expenditures : short term & long termFinancial statement 财务报表balance sheets 资产负债表CF. Expense2.Outlay 花费,开支(尤指用于建立新公司或业务等)Outlay on/ for sth.3.Accounts payable 应付账款CF. Accounts receivable 应收账款4.Working capital 营业资本,周转资本CF. Venture capital 创业资本,创业基金5.The credit interchange 信用交换,互换信用情报The National Association of Credit Management ( NACM ) 国家信用管理协会6.Incentive 刺激,奖励~ to do sth.T ax incentives = offers of reduced taxes7.work-in-process inventory 在制品盘存/ 库存CF. Raw materials inventory 原料库存Finished-goods inventory 制成品库存8.Current asserts 流动资产CF. Fixed assertsLiquid ~ liquid a. (finance) easily converted into cashLiquidate 清偿/清算债务;清算Liquidation u.n.Current account / checking ~ 活期存款账户Deposit account 定期存款账户Saving account 储蓄账户9.Credit policy 信贷政策Green ~10.Fortune 500 companies 财富500强公司Public companies 上市公司listed ~11.Cash flow 现金流量interest dividend 分红Common stock 普通股preferred stock 优先股Unit 41.International Monetary Fund (IMF) 国际货币基金组织2.Emerging economic powers 新兴的经济强国—emerging a. (only before n.) in an early state of development3.Economic shocks 经济冲击CF. Cultural shocks4.currency devaluation 货币贬值—devalue vt. 使贬值CF. Depreciate v i. 贬值Appreciate v i. 增值,涨价5.Cut spending 缩减开支6.Industrialized nations 工业化国家CF. Agriculturalized7.Foreign-exchange reserves 外汇储备Reserves 储备物,储备量Eg. Currency/ oil/ gold reserves8.Trade imbalance 贸易失衡The US's huge trade deficit 贸易逆差The soaring trade surpluses 贸易顺差in emerging Asia9.European economies 欧洲各国Economy c.n. a capitalist ~ 经济制度political ~ 政治经济omestic ~ 国内经济a. ~ size/ pack 经济装,实惠装a. (only before n.) ~ classu.n. The cheapest type of seats in a planadv. We flew economy class.10.Oil-producing nations 石油出产国OPEC——organization of petroleum exporting countries 石油输出国组织APEC——asia-pacific economic cooperation 亚太经合组织11.The group of Seven Industrial countries 七大工业国12.Purchasing-power parity (PPP) 购买力平价理论/学说,又称“一价定律”( Law of One Price)13.Say u.n. The right to take part in deciding sth.The workers had no say in how the factory was run.14.Multilateral consultation/ dialogue 多边磋商/ 对话Bilateral 双边的/ unilateral 单边的15.Financial-market turbulence 金融市场的动荡Unit 51.Developer 开发商Flywheels 飞轮,惯性轮Chemicals 化学药品2.Beef up (make bigger)3.Gadgets: small mechanical device or tool tenfold (-fold:suffix,ten times)Be listed in/on 上市Executive 行政领导,行政人员,董事,主任NASDAQ:National Association of Securities Dealers Automated Quotation 美国全国证券交易商协会自动报价系统4.Upstart n.暴发户,新贵5.Alternatives investment market (AIM:二板市场,另类投资市场,高增长市场)In a good light= in a good wayLondon stock Exchange (LSE)6. Barter vt. exchangeTurnover n.①(一定时期的)营业额②(商店的)货物周转率We aim for a quick turnover of stock in our stores. 我们指在加速本店库存周转。
The Big Bang Theory S04E23 Wind-VDS笔记系列 看美剧学英语美语口语单词
【看美剧学英语/美语/口语/单词】【 Wind-VDS笔记系列】The Big Bang Theory S04E23作者: Wind-VDS创作于:2011年5月15日*转载请保留笔记完整,未经作者许可不得用于商业用途*地道口语篇1 1分10秒,餐厅,Sheldon 一席恶语,Raj 怒了正文 Raj:H ey! That's my sister and my country you're talking about. Leonard may have defiled one,but I won't have you talking smack about the other.Talk smack讲解 Smack 是打击,talk smack 是用说话来攻击举例 Leonard: Raj: 你真的觉得Penny 会对Priya 说我坏话 不,但我有可能(杜撰对白)Leonard: Raj: you really think Penny would talk smack about me to Priya?No, but I might.类似 表达-I will not stand you abusing my sister virbally like this.-U are not gonna trash my sisiter or my country like that.2 4分10秒,Sheldon 客厅,Howard 表示但愿老娘别把Berni 给吃了正文 Leonard : Howard:girlfriend and mom having a get-to-know-you lunch?That sounds lovely.Hopefully. Of course, if history is any indication,my mother will swallow her wholeand spit out her bones like an owl.If ***讲解 加上If 的结构弱化了语气 比较based on the past events, my mother is goona ** 类似形式 Berni: Howard: 你怎么能认为你妈因我犯了心脏病,你个傻瓜 额,如果这让你好受点的话,现在我们可以确定我妈不介意我和一个信奉天主教的女孩在一起不是?(杜撰对白)Berni: Howard: How could you think your mum had a heart attack becauseof me? You little putz.Well, if it ’s any consolation , now we are sure that mymum is ok with me marring a Catholic girl类似形式 Berni: Sheldon: 为什么你就认定是我导致你妈躺在临死之床上? 如果我能插一句话,根据事情发生的时间顺序,认定这事和你有关乃最正确的假设,你也是个科学家,你应该懂这个(杜撰对白)Berni: Why did you just assume I was responsible for your mumbeing on a deathbed?Sheldon: if I may jump in , based on the chronological events thattook place, it is only fair to assume it has something to dowith you. You are a scientist, I ’d think you know that.3 11分10秒,医院,Berni 得知自己可能要对Howard 母亲的心脏病复发负责 正文 Berni: Howard: Penny: You told her we were going to get marriedand she had a heart attack?You can't take that personally .How else is she supposed to take it?Take thatpersonally讲解 认为**是争对自己举例 Raj: Leonard: 嗨,我不能让你这么说我的妹妹 别激动,不是争对她的,Sheldon 只是极其的害怕细菌。
《商务英语》难懂词汇注解
Chapter 1The Long March1.China’s economic development in 20032. Grey Worldwide:课文讲解1.which is image-driven (p. 1)2.joint venture (p.2)venture 一词的含义是:a business enterprise involving some risk in expectation of gain, 即“追求利润但有某些风险的企业”,因此joint venture在此是指“合资企业”。
3. distribution channels (p.2)distribution channel是指the set of firms and individuals that take title, or assist in ransferring title, to the particular product or service as it moves from the producer to the consumer(在产品和服务从生产商向消费者转移的过程中取得这些产品或服务的所有权或者帮助转移所有权的企业和个人)。
实际上它指的就是我们平常所说的middlemen(中间商),主要包括批发商(wholesaler)和零售商(retailer)。
4. premium brands (p. 2)这里指的是products regarded as superior in quality and sold at a higher price,高档品牌的商品。
5. status-conscious domestic consumers (p.2)对社会地位十分敏感的国内消费者,也就是,为了满足虚荣心、显示自己的社会地位或表明自己属于社会上层而不惜大把花钱买高价商品或进口商品的人。
6.Meidi (p. 2)广东美的电器公司,在澳大利亚、加拿大、欧洲、中国香港、南美,和美国等地设立了办事处。
商务英语课堂笔记模板
商务英语课堂笔记模板
1. 授课内容
本节课授课内容主要涉及于商务英语方面的专业术语和商业行为用语。
下面是我在课堂上所做的笔记。
2. 商务英语专业术语
以下是本节课上所涉及到的商务英语专业术语:
2.1. Contact Person
Contact Person是指联系人,通常用于公司内部或外部人员之间的联系人,包括所有能提供必要信息和服务的人员。
2.2. Confidentiality
Confidentiality是指保密,指在商务领域中保护商业信息、客户隐私、秘密协议等的措施和计划。
2.3. Customer Service
Customer Service是指客户服务,指帮助客户解决问题、回答提问和提供服务的一系列活动。
3. 商业行为用语
以下是本节课上所涉及到的商业行为用语:
3.1. Closing a Deal
Closing a Deal是指促成交易,指商业谈判成功达成协议的过程。
3.2. Follow up
Follow up是指跟进,指在商业谈判中维持和发展客户关系,并在以后的交易中保持联系和继续协商。
3.3. Networking
Networking是指人际网络,指通过社交、职业或其他方式建立人际关系,以获得有利于事业发展的连接。
4.
本节课上,我们学习了商务英语专业术语和商业行为用语的基本知识,这些专业术语和商业用语是在商务领域中必备的词汇,具有广泛的应用和重要性。
希望我的笔记能够对你的学习有所帮助。
大空头英语观后感
大空头英语观后感The 2015 film The Big Short, directed by Adam McKay, is a captivating and thought-provoking exploration of the events leading up to the 2008 global financial crisis. Based on Michael Lewis's book of the same name, the movie provides a unique and engaging perspective on the complex web of greed, corruption, and systemic failures that ultimately led to the collapse of the U.S. housing market and the subsequent global economic downturn.One of the standout aspects of The Big Short is its ability to make a complex and dense topic accessible to a wide audience. The film's use of creative storytelling techniques, such as breaking the fourth wall and incorporating celebrity cameos to explain complex financial concepts, is particularly effective in demystifying the financial jargon and making it easier for the average viewer to understand the underlying issues.The movie's central characters, a group of outsiders and mavericks who manage to foresee the impending crisis and bet against the housing market, are especially compelling. Their stories serve as acounterpoint to the mainstream narrative of Wall Street's elite, who are portrayed as greedy, short-sighted, and unethical in their pursuit of profit.One of the most intriguing characters is Michael Burry, played by Christian Bale. Burry, a socially awkward and idiosyncratic hedge fund manager, is the first to recognize the impending collapse of the housing market and take a position against it. Bale's performance is a masterclass in nuanced character development, as he seamlessly transitions between Burry's intense focus on his research and his growing frustration with a system that seems rigged against him.Another standout character is Mark Baum, portrayed by Steve Carell. Baum is a cynical and embittered trader who is haunted by past failures and a deep-seated distrust of the financial industry. Carell's portrayal of Baum is a revelation, as he manages to blend the character's acerbic wit and moral outrage with a genuine sense of anguish and disillusionment.The film's exploration of the underlying causes of the financial crisis is also particularly compelling. The Big Short delves into the complex web of subprime mortgages, collateralized debt obligations (CDOs), and credit default swaps that ultimately led to the collapse of the housing market. The movie's ability to make these complex financial concepts understandable to a non-specialist audience is a testamentto the filmmakers' skill and attention to detail.One of the most powerful aspects of The Big Short is its ability to highlight the systemic failures and institutional corruption that were at the heart of the financial crisis. The movie shows how the greed and short-sightedness of Wall Street's elite, combined with the complicity of regulators and government officials, created an environment that was ripe for exploitation and ultimately led to the collapse of the global economy.The film's portrayal of the aftermath of the crisis is also particularly poignant. The movie shows how the consequences of the financial crisis were felt most acutely by ordinary people, such as homeowners who lost their homes and workers who lost their jobs. The film's refusal to shy away from the human cost of the crisis is a powerful reminder of the real-world impact of such events.Overall, The Big Short is a masterful piece of filmmaking that not only entertains but also educates and enlightens. Its ability to make complex financial concepts accessible to a wide audience, combined with its compelling characters and nuanced exploration of the underlying causes of the crisis, make it a must-see for anyone interested in understanding the events that led to the 2008 global financial crisis.。
大空头观后感英文200字
大空头观后感英文200字英文回答:The Big Short, directed by Adam McKay, is a captivating and thought-provoking film that delves into the intricate world of finance and the events leading up to the 2008 financial crisis. Through the eyes of four unconventional investors, the film unveils the systemic flaws and reckless behavior that contributed to the near-collapse of the global economy.McKay masterfully blends humor and drama, using innovative techniques such as breaking the fourth wall and employing animated sequences to explain complex financial concepts. The ensemble cast delivers stellar performances, particularly Christian Bale as Michael Burry, a brilliant but eccentric hedge fund manager who recognized the impending crisis long before anyone else.The film's strength lies in its ability to make complexfinancial matters accessible to a broad audience. It exposes the greed, hubris, and lack of accountability that permeated the financial industry. Moreover, it highlights the importance of critical thinking, skepticism, and the courage to act against the grain.The Big Short serves as a valuable lesson in financial literacy and a cautionary tale about the dangers of unchecked greed and complacency. It prompts viewers to question the systems in place, demand transparency, andhold those in power accountable for their actions.中文回答:《大空头》由亚当·麦凯执导,是一部引人入胜、发人深省的电影,深入探讨了金融世界的错综复杂以及导致 2008 年金融危机发生的事件。
大空头英文观后感
大空头英文观后感The film "The Big Short" is a masterful portrayal of the 2008 financial crisis, told through the eyes of a group of misfits who saw the disaster coming and bet against the system. What struck me most was the way the movie humanized the complex world of finance, making it accessible and engaging for viewers who might not have a background in economics.The narrative is woven with dark humor and a sense of urgency that keeps you on the edge of your seat. The characters, played by an ensemble cast including Christian Bale, Steve Carell, and Ryan Gosling, are flawed yet compelling, each driven by their own motivations to uncover the truth behind the housing bubble.One of the film's greatest strengths is its commitment to clarity. It uses innovative storytelling techniques, such as breaking the fourth wall, to explain the intricacies of subprime mortgages and collateralized debt obligations. This not only educates but also adds a layer of entertainment that is rare in films dealing with such serious subject matter.Emotionally, the film is a rollercoaster. There's a sense of satisfaction in seeing the characters profit from their foresight, but it's tempered by the knowledge of the real-world consequences of the financial collapse. The movie doesn't shy away from showing the human cost of the crisis,which adds a sobering perspective to the high-stakesfinancial betting."The Big Short" is not just a film about numbers and markets; it's a story about greed, hubris, and the failure of a system that affects us all. It's a cautionary tale that isas relevant today as it was in 2008, serving as a reminder of the importance of accountability and transparency in the financial sector.In conclusion, "The Big Short" is a powerful and thought-provoking film that manages to be both educational and entertaining. It's a must-watch for anyone interested in understanding the complexities of the financial crisis andits impact on society. The film's ability to balance humorwith the gravity of its subject matter is a testament to the skill of its director, Adam McKay, and the talent of its cast.。
大空头观后感英文200字
大空头观后感英文200字I recently watched "The Big Short" and I was left both fascinated and horrified by the events leading up to the 2008 financial crisis.最近我看了《大空头》,这部电影让我对2008年金融危机前的事件既着迷又感到恐惧。
One of the most striking aspects of the movie was the depiction of the financial industry's recklessness and greed, as well as the lack of accountability that ultimately led to devastating consequences.电影中最引人注目的一个方面是对金融行业的肆无忌惮和贪婪的描绘,以及最终导致了毁灭性后果的缺乏问责。
It was shocking to see how the banks and rating agencies were willing to ignore the warning signs and continue to push subprime mortgages, ultimately leading to the collapse of the housing market and the global financial system.看到银行和评级机构愿意忽视警告信号,继续推动次级抵押贷款,最终导致房地产市场崩溃和全球金融体系崩溃,令人震惊。
The movie also shed light on the few individuals who saw the impending crisis and took bold bets against the market, ultimately profiting from the collapse that devastated so many.这部电影还揭示了少数看到即将发生的危机并对市场进行大胆押注的个人,最终从摧毁了许多人的危机中获利。
大空头观后感1500字
Reflections on "The Big Short""The Big Short" is a powerful film that provides a fascinating insight into the 2008 financial crisis. Directed by Adam McKay and based on Michael Lewis's book of the same name, the film stars an ensemble cast including Christian Bale, Steve Carell, Ryan Gosling, and Brad Pitt. It tells the story of four eccentric individuals who saw an opportunity in the crisis and made a profit from the global economic downturn, while also attempting to prevent it.What struck me most about the film is its brilliant portrayal of the complexities and nuances of the financial world. The characters, each with their own unique backgrounds and perspectives, offer a diverse range of opinions and strategies on how to navigate the crisis. This diversity in thought and approach is what makes the film so engaging and thought-provoking.The film also does an excellent job of explaining the financial instruments and concepts involved in the crisis in a way that is accessible and understandable for the layperson. This is particularly important given the complexity and abstraction of financial markets, which can often leave the average viewer feeling lost and overwhelmed.Another noteworthy aspect of the film is its exploration of the moral and ethical implications of the crisis. The characters are constantly faced with difficult decisions that test their principles and values. This exploration of morality adds another layer of depth and complexity to the film, making it more than just a simple telling of a financial story.In conclusion, "The Big Short" is an excellent film that provides a fascinating and thought-provoking look at the 2008 financial crisis. It offers a unique perspective on the crisis that is both entertaining and informative, making it a must-watch for anyone interested in finance or economics.《大空头》是一部深刻揭示2008年金融危机的电影,由亚当·麦凯执导,根据迈克尔·刘易斯的同名小说改编,克里斯蒂安·贝尔、史蒂夫·卡瑞尔、瑞恩·高斯林、布拉德·皮特等一线演员联袂出演。
《大空头》读书笔记思维导图
06
最后的时 刻
05
最大的单 一交易亏 损
第十章 投行业的黑暗面
01
末日对决
02
一溃千里
03
危机大爆 发
04
摧毁华尔 街
06
“毁灭它 是正义的 行为”
05
孤独的胜 利
尾声 万事万物皆关联
致谢
谢谢观看
其它
推荐序 金融市场大洗牌时期 的反思
序 敲门的小鬼
第一章 末日机器的引擎
天才型人物 天生的导师
将负债变成产品 销售
审计的黑箱
末日机器的引擎 真实的金融界
坏事随时会发生 开辟债券市场
第二章 寻找市场的漏洞
01
无法卖空 的次贷债 券
02
对赌次贷
03
孤僻的金 融专家
04
新的百万 富翁诞生 了
06
价值投资 法
05
大获成功
与一个体系对赌 疯狂地下注
和投资人论战 与华尔街做交易
第三章 关于次贷的赌注
市场的暗箱操作 风险吞食者
被掩盖了的风险 空头设下的赌局
第四章 华尔街的金矿
无知会带来怎 1
样的回报
2
寻找更多人来 下注
3 最诱人的做空
对象
4 评级制度的盲
点
5 发现惊人的藏
宝图
第五章 意外的资本家
的资本机器
5 虚构出来的庞
氏骗局
第七章 财富狩猎大行动
市场裂缝开始出 现
亏损和破产
脱离现实的市场 走势
隐藏的次贷危机
第八章 灾难发生前夕
偏执的追求 巨额赌注
意外的风险 市场反转
第九章 书写结尾的时刻
商务英语电影收获
商务英语电影收获这部电影《大空头》讲述的是2008年美国次贷危机爆发前的故事,看完这部电影后,我想用自己学过的金融知识,去分析洞察其中的漏洞和问题。
我先介绍一下发生的背景,在美国房地产上升的时期,当时房地产行业持续稳定发展,人们都不相信会发生房产崩溃。
人们需要购房,买房就会牵涉到房贷,所以普通人会向银行贷款买房。
银行一般根据客户的信用积分,选择向一些具有稳定收入来源的客户放款。
但是一份房屋贷款通常要等20年、30年,银行才能得到收益。
虽然根据固定利率能多得一部分除本金以外的利息,但是在银行看来时间成本与价值不对等,那么银行只好想出一个办法,将房屋抵押贷款证券化(MBS),转手给其他金融机构,还可以降低交易成本,还分散了风险。
这些经过二手、三手的贷款就叫做次贷、次次贷。
在这一条长长的利益输送链中,最具有风险其实就是这些次级贷款。
通常信用良好的贷款都轻松转手卖出去了,不良贷款的MBS怎么卖?银行家们发明了担保债务凭证(CDO),把信用评级低的贷款重新包装组合在一起,只要房贷数量足够多,就可以形成多元化的组合,然后再找信用评级机构评分,又是一个好的产品。
一份住房贷款后面可能附着无穷无尽、子子孙孙的衍生品。
但是其中存在的问题是如果越来越多的人还不上贷款,那么银行只好把房子没收回来,拿去低价出售,由于银行为了尽快获得资金,填补借款人未还款的部分,这些用来抵押的房屋,通常会以低于市场价的价格出售。
市场里面房子量越来越多,进而导致房价下跌。
另一方面,原始贷款还不回来的钱收不回来一多了,又会影响到它关联的CDO,进而影响全国的经济。
次贷危机发生前,美国财政部部长经常讲,美国的金融体系非常强大,房价从来没有跌过,所以没有人相信CDO会垮掉。
迈克尔.布瑞研究发现在2000年前,美国的房价以每年1%速度增长,但在2000年以后,房价却在以7%的速度增长。
如果要回到2000年前的上涨趋势,短期内要暴跌40%。
迈克尔.布瑞认为楼市的繁荣是被泛滥的房贷推高的,这些房贷的质量非常的差,很多没有固定收入来源的人也轻松拿到贷款。
大空头观后感英语
大空头观后感英语The Big Short: A ReflectionRecently, I watched the film "The Big Short" and was deeply moved by its thought-provoking storyline and brilliant performances. Directed by Adam McKay, the movie dives into the world of high finance, explaining the complexities of the 2008 financial crisis. As I watched the events unfold on screen, I couldn't help but reflect on the underlying issues within the financial industry and the staggering repercussions felt by society."The Big Short" tells the true story of a handful of financial professionals who predicted the housing market collapse and subsequent economic crisis. It sheds light on how the greed and unethical practices of major banks and investment firms led to the collapse of the housing market and the loss of millions of people's homes and jobs. The film's narrative is both educational and captivating, making it accessible to a wide audience.One of the most striking aspects of the film is its portrayal of the financial industry as a whole. It exposes the systematic corruption and disregard for the well-being of ordinary people. The Wall Street insiders are shown to be complicit in selling toxic mortgage-backed securities, knowingly betting against the market, and profiting from the eventual collapse. This blatant betrayal of trust left me feeling a mix of anger and frustration.In addition to its portrayal of the financial industry, the film highlights the individuals who saw the impending crisis and dared to challenge the status quo. Characters such as Michael Burry, played by Christian Bale, andMark Baum, played by Steve Carell, are portrayed as outsiders who, against the odds, researched and analyzed the market to uncover the truth. Their perseverance and determination, despite facing ridicule and skepticism, are incredibly inspiring and commendable."The Big Short" not only explores the financial crisis itself but also delves into the broader issues of morality, greed, and the flaws within the system. It forces the audience to question the notion of the "American Dream" and confronts the harsh realities faced by everyday individuals who were victims of the crisis. Many lost their homes, jobs, and life savings, while the perpetrators faced little to no consequences for their actions. This stark contrast between the powerful and the powerless evokes a sense of injustice and highlights the urgent need for reform.Moreover, the film effectively uses humor to convey its message. The use of witty dialogue and comedic moments creates a unique tone that helps the audience to digest the complex financial concepts being presented. The film strikes a delicate balance between comedy and drama, ultimately creating a captivating and thought-provoking experience.As I reflect on "The Big Short," I am left with a sense of unease and concern for the state of our financial system. The film exposes the flaws and corruption within the industry, leaving me worried about the potential for another crisis. It serves as a reminder that without significant changes in regulations and ethical standards, history may repeat itself.Furthermore, the film highlights the importance of financial literacy. The complexity of the financial system can be overwhelming, but it is crucial for individuals to have a basic understanding of how it works. This knowledgeempowers people to make informed decisions and protects them from falling victim to the manipulations of the financial elite.In conclusion, "The Big Short" is a powerful and eye-opening film that educates, entertains, and challenges its audience. It successfully portrays the events leading up to the 2008 financial crisis while shedding light on the flaws within the financial system. The film serves as a call to action for reform and emphasizes the importance of financial literacy. As we move forward, it is essential that we learn from the past and work towards creating a more just and ethical financial system that benefits the many, not just the few.。
大空头英文观后感
大空头英文观后感(中英文实用版)**English Review on "The Big Short"**"The Big Short" is a thought-provoking and chilling depiction of the events leading up to the 2008 financial crisis.The film effectively captures the greed, complacency, and eventual downfall of the American financial system.It"s a story of a few individuals who saw the bubble about to burst and decided to bet against the housing market, which was considered fail-safe at the time.The film"s narrative style, which often breaks the fourth wall, helps to explain complex financial terms and concepts in a way that is accessible to a broad audience.It also adds a layer of intimacy, making the viewer feel like an insider in this world of high-stakes trading and investing.What"s most striking about "The Big Short" is its portrayal of the moral ambiguity surrounding the actions of the main characters.While they profit from the collapse of the housing market, one can"t help but feel a sense of disgust at the system that allowed such a catastrophe to happen.It raises questions about the ethics of exploiting a broken system for personal gain.The performances are outstanding, with Christian Bale, Ryan Gosling, Steve Carell, and Brad Pitt all delivering compelling portrayals of the real-life individuals who played significant roles in the events depicted.Thefilm"s pacing is also commendable, maintaining a balance between the tension of the unfolding crisis and the necessary downtime to understand the characters" motivations.Overall, "The Big Short" is a powerful reminder of the fragility of the financial systems we trust and the importance of questioning the status quo.It"s a film that leaves a lasting impression and a sense of disquiet about the often hidden workings of the global economy.**《大空头》观后感**《大空头》是一部发人深省、令人寒心的电影,它生动地描绘了2008年金融危机爆发前的一系列事件。
关于商务英语的读书笔记
关于商务英语的读书笔记在学习的海洋里,商务英语就像一艘独特的大船,载着我领略了不一样的风景。
最近读了几本关于商务英语的书,真的是让我大开眼界,收获满满。
有一本书中提到,商务英语在国际贸易中的地位那可是举足轻重。
就拿我之前实习的经历来说吧,当时我在一家外贸公司,主要负责和国外客户沟通订单的细节。
有一次,接到一个来自美国的大客户的询盘,对方发来的邮件那叫一个专业,各种商务术语、行业缩写,看得我是一头雾水。
比如说“FOB”“CIF”这些贸易术语,我当时根本就不明白啥意思。
没办法,只能赶紧翻书查资料,这才搞清楚“FOB”是“Free on Board”,也就是船上交货价,“CIF”是“Cost, Insurance and Freight”,成本、保险加运费价。
搞明白这些之后,回邮件的时候心里才有了底。
可别小看这几个术语,价格计算、风险承担可都包含在里面了,要是理解错了,那损失可就大了。
还有一次,和一个英国客户打电话沟通。
我的天呐,对方那语速快得像机关枪,再加上那带着浓厚口音的英语,我真是听得云里雾里。
我这边嗯嗯啊啊地回应着,其实好多都没听懂。
放下电话,我那个着急呀,赶紧把没听懂的部分又听了好几遍录音,一个词一个词地去琢磨。
后来发现,商务英语里的用词真的很讲究。
比如说,表达“同意”,不能简单地说“agree”,在正式的商务场合,要用“concur”或者“be in favor of”。
再比如说,“尽快”这个词,我们平常可能会说“as soon as possible”,但商务英语里更常用“at the earliest convenience”或者“promptly”。
在阅读的过程中,我还注意到商务英语中的语法也有它的特点。
时态的使用要准确无误,不然很容易造成误解。
比如说,在描述过去已经完成的交易,就得用过去完成时,要是用错了时态,对方可能会以为这事儿还没完成呢。
而且,商务英语的写作格式也有严格的要求。
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Note for Business English————Stock Market
——The Big Short
It ani’t what you don’t know that gets you into trouble.It’s what you know for sure that just ani’t so.
——Mark Twain Short空头
Treasury bonds 国库债券
Utility bonds事业公司股票
Fixed rate固定利润
Payoff清算,回报
Yield产量、收益
credit rating信誉评级
Pension fund养老基金
Savings存款
Security证券
Financial crisis经济危机
Unemployed失业的
Collapse崩溃倒塌
Financial institution金融机构
The housing market房产市场
Default违约
Mania狂热
Fraud欺诈
1927年great depression大萧条
1933年大萧条第四年
2001tech-bubble burst互联网泡沫破裂
Fund筹款,基金
Low risk
Brokerage firm经纪公司
Violation违规
Retail 零售
Overdraft透支
Cheque /check支票
Rip off剥削,偷窃
Hijack劫持,威逼敲诈
Session 会议;(法庭的)开庭;(议会等的)开会;学期;讲习会
I’m in commodities.商品期货.
Suffer loss遭受损失
Sub-prime次级贷款
Wall street华尔街
Tranche份额
Profitable有利润的
Fee酬金,费用
Mortgage bonds房贷证券
Prop up支撑
Solvency偿还能力
Bet against 赌反向一面
Pay-as-we-go现付现收制
Premiums保险费用
Fund manager基金经理
Liquidity流通性,流动资金
Withdrawal撤回
Diversified分散化投资/组合投资
AAA-BBB信誉等级
Default rate违约率
Interest rate 利息
Long term options长线期权
Grand一千美元
Capital资本
Void失效
Jump暴跌
Jump up暴涨
Gully
Motivate
Broker经纪人
Hedge-fund对冲基金
Residential住宅的
Loan贷款
Refinance重新贷款
Expire到期/期满
Condo高级公寓
Mortgage delinquencies房贷违约
Collateral 抵押品
Tie up套牢
gobble up
Roll out推出
Package一套产品/方案
Unload减持
Underlying assets标的资产
Goldman Sachs高盛投资公司
Deutsche Bank德意志银行
Countrywide Banking&Home Loans国家银行和贷款公司(美国最大的初级房贷公司,08年被收购)
Bank of America美国银行
Credit Suisse瑞士瑞信银行
Morgan Stanley摩根史丹利
Wachovia 美联银行
Manhattan Bank曼哈顿银行
Standard & Poors标准〃普尔(Rating Agency)
AIG美国国际集团
Countrywide Bank美国国家金融服务公司
Freddie Mac联邦住房抵押贷款公司
Harding Advisor哈丁顾问公司
FrontPoint Partners LLC
Scion Capital
Cornwall Capital
American Securitization Forum美国证券化论坛,Las Vegas
Caesars Palace凯撒宫酒店
Mortgage backed bonds(MBS)房贷证券;抵押担保证券(抵押贷款支持证券)FED(the Federal Reserve)美联储
Loan to value LTV贷款价值比=(贷款金额/抵押品价值)X100%
ABX次级房屋贷款债券价格综合指数
Income-verification收入核实
SEC (Securities and Exchange Commission 美国证交会)证券交易委员会Credit default swap,CDS信用违约互换/贷款违约保险(债权人对债务人信用违约的担保)
Adjustable Rate Mortgage(ARMs.)可变利率贷款[对合同利率进行定期调整的抵押贷款]
CDO债务抵押债券( Collateralized Debt Obligation)担保债务凭证
PD(Probability of Default)违约概率
FICO个人信誉评级Finance Controlling美国信用评分300-850;700≥优ISDA:International Swaps and Derivatives Association 国际掉期和衍生品协会
While the whole world was having a big old party,few outsiders and weirdos saw what no one else could.整个世界都在虚假狂欢,少数的局外人和怪才却独具慧眼。
Adam Smith
Armageddon善恶大决战
New York,Broadway百老汇,Charging bull金融牛
Buzz-kill扫兴
Chronology
1970年代末,Christie Brinkley模特演员因泳装封面照出名
1980年6月20日The Blues Brother《福禄双霸天》喜剧电影
1980年9月22日,Ronald Reagan里根总统对古巴裔美国人演讲
1980世贸大厦建筑群简称World Trade Center complex
1980年军方加入禁毒力量
1981-1989 老布什George H.W. Bush担任总统
1982年Jean-Michel 巴斯奎特《Self Portrait As A Heel》
1984年1月24日,第一代苹果电脑Mac
1986 Tammy Faye Messner and Jim Baker
1986 Movie Top Gun《壮志凌云》
1989年8月19日Fall of the Berlin Wall
1990 LL Cool J—Mama Said Knock You Out
1990年Snoop Doggy Doggy and Tupac
1994年Spice Girls辣妹合唱团
19951年4月19日Oklahoma City bombing
1997 Eric Cartman in South Park《南方公园》首播
1998Google成立
1998年Monica Lewinsky and Bill Clinton克林顿绯闻
1998年8月15日iMaC G3第一台苹果一体机,精简型电脑的鼻祖。
2000 Rainbow flag,LGBT movement(Lesbian Gay Bisexual Transgender)
2001年小布什上台George Walker Bush
2002 Da Ali G Show。