货币与货币流通

第一章货币与货币流通

货币money 支票check

法定货币fiat money 电子货币electronic money

铸币coin 支付系统payment system

银行券banknote 准货币Quasi-money

纸币Paper currency ，paper money 电子资金划拨EFT Electronic Funds Transfer

货币总量monetary aggregates 借记卡debit card

交易媒介medium of exchange 信用卡credit card

计算单位unit of account 销售终端point-of-sale

价值贮藏store of value 存款货币deposit money

通货

currency

第二章货币制度

货币制度monetary system 金平价gold parity

本位制standard 金块本位制gold bullion standard

本位币standard money 国际货币制度international monetary system

辅币fractional money 布雷顿森林体系Bretton Woods Monetary System 货币法偿能力legal tender powers 牙买加体系Jamaica system

复本位制bimetallic standard 美元化dollarization

银本位silver standard 欧元EURO

金币本位gold specie standard 欧洲货币联盟Europe Monetary Union ,EMU

金汇兑本位gold exchange standard 最优通货区理论theory of optimum currency area 金本位制gold standard

第三章国际交往中的货币与汇率

自由外汇freely convertible currency 卖出汇率selling rate

记帐外汇accounting foreign exchange 中间汇率middle rate

汇率exchange rate 电汇汇率telegraphic transfer rate

直接标价法direct quotation 信汇汇率mail transfer rate

间接标价法indirect quotation 票汇汇率demand draft rate

可兑换convertibility 即期汇率spot rate

不可兑换inconvertibility 远期汇率forward rate

现汇spot exchange 官方汇率official rate

期汇forward exchange 市场汇率market rate

远期升水forward premium 开盘汇率opening rate

远期贴水forward discount 收盘汇率closing rate

远期平价forward par 货币贬值devaluation

固定汇率fixed exchange rate 货币升值revaluation

浮动汇率floating rate 铸币平价mint parity

基准汇率basic rate 黄金输送点gold points

套算汇率cross rate 购买力平价purchasing power parity

买入汇率

buying rate

第四章信用的演进

信用credit 贷出lending

债权claim 高利贷usury

债务debt, debt obligation, indebtedness 实物信用physical credit

借入borrowing 货币信用monetary credit

金融finance 间接融资indirect finance

国际信用international credit 信用风险credit risk

银行信用bank credit 泡沫经济bubble economy

直接融资direct finance 信用制度credit system

第五章信用形式

信用形式form of credit 消费信用consumer credit

商业信用commercial credit 消费贷款consumer loans ，loan for 赊销sale on account ，account consumption

sales ，sale on credit ，credit sales 出口信贷export credit

商业票据commercial paper ，commercial bill 买方信贷buyer's credit

背书endorsement 卖方信贷seller's credit

银行信用bank credit 银团贷款consortium loan

政府信用sovereign credit 直接投资direct investment

公债public debts 民间信用non-institutional credit

国库券treasury

第六章利息与利息率

融资交易成本the cost of financing

利息interest

利率interest rate

回报率、报酬率return rate of return

资本化capitalization

本金principal

单利simple interest

复利compound interest

年利率annual interest rate

月利率monthly interest rate

日利率daily interest rate

官定利率，官方利率official interest rate

市场利率market interest rate

固定利率fixed interest rate

浮动利率floating rate

基准利率benchmark interest rate

差别利率differential interest rate

长期利率long-term interest rate

短期利率short-term interest rate

名义利率nominal interest rate

实际利率real interest rate

即期利率spot rate of interest

远期利率forward rate of interest

到期收益率yield to maturity

利率的风险结构risk structure of interest rate

利率的期限结构term structure of interest rate

违约风险default risk

风险溢价risk premium

流动性风险liquidity risk

税收风险tax risk

预期假说expectation theory expectation hypothesis