新标准大学英语4 Unit4 Active reading 1 Embarkation

Active reading 1: Destination
Listening
Listen to a recording and find out the advantages and disadvantages of getting a student card as well as the advice.
Tip 1
Tip 2
Extension Activities
Tip 1
Yes. Go ahead and avoid the credit card trap all together. And it is going to be hard for students to have access to credit with a new card act that was implemented in February. You know, keep in mind that now students are gonna either have to get a parent to cosign to access credit, or they are going to show proofs in employment. But it’s always important to understand even if a student has a job, their first priority is studying in college. So they are probably not making a lot of money in that part-time job and having access to that credit can be too much temptation for them. (Absolutely!) So it’s really important for them not to get over their heads. So the best thing to do is avoid the credit card all together until they graduate, get a full-time job and can take responsibility for any debt that they happen to rack up.
Script
Active reading 1: Destination
Script
A student credit card? Is it right for me, and can it help me pay for expenses online such as online courses, music, language-learning maerials, or even a degree? Actually, the answer might be yes or no, depending on your circumstances. Of course, probably the best advice is to save up and then make purchases with cash. Unfortunately, different online services often require a credit card. Here are some ideas to getting a credit card. First of all, obtaining a student credit card is becoming easier, and many companies are offering such cards to students in this growing market. From a student's perspective, it allows a person to pay for things online that only can be purchased on credit. Furthermore, it can help students build a good credit history that is often needed later for bigger purchases like a car or home.
Active reading 1: Embarkation
Introduction பைடு நூலகம்f credit cards
Credit cards are an important part of American life. Whether we have a positive or negative image of credit cards, they are an inescapable part of our finances, either now or in the future. A credit card can be used to "charge" things like clothes, tapes or CDs, dinner at a restaurant, or maybe a hotel room while you're on vacation. When you charge something, you are agreeing now and paying for it later. Credit cards come with a "limit". Let's say your credit card has a limit of $100.00. That means you charge up to $100.00 worth of items on your card. You will get a statement in the mail each month that lists the charges you have made. You will also have to make a payment that you have a balance owing. When you charge something on a credit card, you not only
Back
Extension Activities
How to avoid the credit card trap?
Watch the following two video clips which are tips given to college students to avoid the credit card trap.
Extension Activities
Tip 2 Well, you know, if college student they are out on their own for the first time and they are having a set of limits for themselves on all areas of their life. And paying the bills on time is one of the most important things they can do to set a good foundation for money management habits. Whether it’s their rent, or their cable, or their telephone or cell phone bill, giving in a habit of making sure they meet their monitory and financial commitments is going to carry through with them into adulthood and throughout their life, and it’s going to help to set, you know, a good president for credit.