外贸跟单员考试资料：托收统一规则1-

外贸类《跟单员》外贸跟单操作实务《外贸跟单基础理论》考试试题及答案解析

外贸类《跟单员》外贸跟单操作实务《外贸跟单基础理论》考试试题及答案解析姓名:_____________ 年级:____________ 学号:______________1、原材料较为贵重时，不宜进行外包(协)作业。

1、正确2、错误正确答案：正确答案解析：暂无解析2、进口货物应当自运输工具申报进境之日起21天内向海关申报。

超过上述规定期限未向海关申报的，由海关征收滞纳金。

1、正确2、错误正确答案：错误答案解析：暂无解析3、海关事务担保期限在一般情况下，不得超过20天。

1、正确2、错误正确答案：正确答案解析：暂无解析4、滞报金的起征金额为50元人民币。

1、正确2、错误正确答案：正确答案解析：暂无解析5、石棉是化学纤维的一种。

1、正确2、错误正确答案：错误答案解析：暂无解析6、玻璃类产品的特点是耐酸(所有酸 )、耐碱、耐油、防火。

1、正确2、错误正确答案：错误7、CCC 认证对所有出口产品执行国家强制的安全认证。

1、正确2、错误正确答案：错误答案解析：暂无解析8、GS 与 CE 认证的区别是， GS 是强制认证， CE 是自愿认证。

1、正确2、错误正确答案：错误答案解析：暂无解析9、电子数据报关单和纸质报关单具有同等的法律效力。

1、正确2、错误正确答案：正确答案解析：暂无解析10、根据《UCP500》，信用证未清楚地表明“可撤销”或“不可撤销”，应视为：“不可撤销信用证”1、正确2、错误正确答案：错误答案解析：暂无解析11、买卖双方以 D/P.T/R 条件签订合同，货到目的港后,买方凭T/R 向代收行借单提货，事后收不回货款（）A、代收行应负责向卖方偿付B、由卖方自行负担货款损失C、由卖方与代收行协商共同负担损失D、由买方自行负担货款损失正确答案：B答案解析：暂无解析12、保兑信用证的保兑行其付款责任是 ( )。

A、在开证行不履行付款义务时履行付款义务B、在开证申请人不履行付款义务时履行付款义务C、承担第一性付款义务D、付款后对受益人具有追索权正确答案：C答案解析：暂无解析13、在下列有关可转让信用证的说明中，错误的说法是( )。

国际结算——托收业务操作参考资料

国际结算——托收业务操作参考资料1、托收的概念：是指由债权人（一般为出口商）开出汇票，委托当地银行通过其在国外的分行或代理行向债务人（一般为进口商）收取款项的结算方式。

2、托收的分类：托收方式的种类有光票托收与跟单托收两类。

光票托收：是指不附商业单据的金融单据托收。

跟单托收：是指对下列单据的托收a. 附有商业单据的金融单据b. 不附有金融单据的商业单据3、托收的当事人及其责任（1）出票人（principal）：又称“本人”是委托银行取得国外付款人的付款或承兑后向其交单的人，通常就是出口方，出票人及托运人。

（2）托收行（remitting bank）它是委托人的代理人，为委托人转托国外分行或代理行办理托收的银行，通常为出口地银行。

（3）代收行（collecting bank）它是托收行的代理人，接受代收行的指示，在取得国外付款人的付款或承兑后向其交单，并最终得到付款的银行，通常为进口地银行。

（4）付款人（drawee）它是按照托收指示作成提示的被提示人，通常为进口商。

（5）提示行（presenting bank）它是向汇票付款人做成提示的代收行。

如果托收行不指定一家特定提示行，多数情况下提示行就是代收行，但也有时提示行与代收行是分离的两家银行。

（6）需要是的代理人（representative in case of need）这是委托人指定的付款地的代理人，其作用是在付款人拒绝付款、拒收货物时，代表委托人接受单据并处理货物。

托收当事人之间的关系如下，点击观看托收结算方式一般流程：4、托收特点：（1）属于逆汇范畴（2）代表商业信用（3）主要用于国际贸易结算业务5、跟单托收的交单条件跟单托收依据交单条件分为承兑交单、即期交单和远期付款交单3种。

（点击黑体弹出）（1）跟单即期付款交单(DOCUMENT AGAINST PAYMENT AT SIGHT)：俗称D/P AT SIGHT，指开出的汇票是即期汇票，进口商见票，只有付完货款，才能拿到商业单据。

跟单托收统一规则URC522中英文版本.docx

跟单托收统一规则第522号一、总则和定义Article1Application of URC522 第一款：《托收统一规则》第522号的应用。

a.The Uniform Rules for Collections,1995 Revision,ICC Publication No.522,shall apply to all collections as defined in Article 2 where such rules are incorporated into the t ext of the “ collection instruction”referred to in Article 4 and are binding on all parties thereto unless otherwise expressly agreed or contrary to the provisions of a national, state or local law and/or regulation which cannot be departed from.国际商会第522号出版物《托收统一规则》1995 年修订本将适用于第二款所限定的、并在第四款托收指示中列明适用该项规则的所有托收项目。

除非另有明确的约定，或与某一国家、某一政府，或与当地法律和尚在生效的条例有所抵触，本规则对所有的关系人均具有约束力。

b. Banks shall have no obligation to handle either a collection or any collection instruction or subsequent related instructions.银行没有义务必须办理某一托收或任何托收指示或以后的相关指示。

c. If a bank elects, for any reason,not to handle a collection or a ny related instructions received by it, it must advise the party from w hom it received the collection or the instructions by telecommunicationor, if that is not possible,by other expeditious means,without delay.如果银行无论出于何种理由选择了不办理它所收到的托收或任何相关的托收指示，它必须毫不延误地采用电讯，或者如果电讯不可能时采用其它快捷的工具向他收到该项指示的当事人发出通知。

托收统一规则

托收统一规则(1978年国际商会修订)★总则和定义：A．本总则、定义以及下列条文适用于下面(B)所限定的一切托收。

除非另有明示同意，或除非与一国、一州或地方所不得违反的法律条例的规定相抵触，它们对所有当事人都具有约束力。

B．就本规则、定义和条文而言：1． I． "托收"是指银行根据所收到的指示来处理下面( II)项所限定的单据，为了：a．取得承兑，和(或)视情况予以付款，或者b．在承兑后，和(或)视情况在付款后交付商业单据，或者c．按照其他条件交付单据。

II． "单据"是指资金单据和(或)商业单据：a． "资金单据"是指汇票、期票、支票、付款收据或其他用于取得付款的类似凭证；b ． "商业单据"是发票、装运单据、所有权单据或其他类似的单据，或者一切不属于资金单据的其他单据。

III． "光票托收"是指资金单据的托收，不附有商业单据。

Ⅳ． "跟单托收"是指：a．资金单据的托收，附有商业单据；b．商业单据的托收，不附有资金单据。

2． "有关当事人"是指：I． "委托人" ，是指委托银行，办理托收业务的客户；II． "委托行" ，是指受委托人的委托，办理托收业务的银行；III． "代收?是指除委托行以外，参与办理托收指示的任何银行；Ⅳ． "提示行"是指向付款人作出指示的代收行。

3． "受票人" ，就是根据托收指示书，向其作出提示的人。

c．送交托收的一切单据，必须附有一份完整的明确的托收指示书。

银行只被允许按照托收指示书中的规定和根据本规则行事。

如出于某种原因，某一银行不能执行它所收到的托收指示书的规定时，必须立即通知发出托收指示书的一方。

★义务和责任第一条银行应以善意和合理的谨慎行事。

【推荐】托收统一规则word版本 (27页)

本文部分内容来自网络整理，本司不为其真实性负责，如有异议或侵权请及时联系，本司将立即删除！== 本文为word格式，下载后可方便编辑和修改！ ==托收统一规则篇一：托收统一规则中英文国际商会托收统一规则（英文版）(ICC Uniform Rules for Collections ，ICC Publication No. 522 )ICC Uniform Rules for CollectionsICC Publication No. 5221995 Revision in force as of January 1, 1996CONTENTA. General Provisions and DefinitionsApplication of URC 522Definition of CollectionParties to a CollectionB. Form and Structure of CollectionsC.Form of PresentationPresentationSight/AcceptanceRelease of Commercial DocumentsDocuments Against Acception (D/A) vs Documents Against Payment (D/P) Creation of DocumentsD.Liabilities and ResponsibilitiesGood Faith and Reasonable CareDocuments vs. Goods/Services/PerformancesDisclaimer for Acts of an Instructed Party Disclaimer on Documents ReceivedDisclaimer on Effectiveness of DocumentsDisclaimer on Delays,Loss in Transit and Translation Force MajeureE. PaymentPayment Without DelayPayment in Local CurrencyPayment in Foreign CurrencyPartial PaymentF.Interest,Charges and ExpensesInterestCharges and ExpensesG. Other ProvisionsAcceptancePromissory Notes and other InstructionsProtestCase-of-NeedAdvices1A. General Provisions and DefinitionsArticle 1Application of URC 522a. The Uniform Rules for Collections, 1995 Revision, ICC Publication No.522, shall apply to all collections as defined in Article 2 where such rules are incorporated into the text of the“collection instruction” referred to in Article 4 and are binding on all parties thereto unless otherwise expresslyagreed or contrary to the provisions of a national,state or local law and/or regulation which cannot be departed from.b. Banks shall have no obligation to handle either a collection or any collection instruction or subsequent related instructions.c. If a bank elects, for any reason, not to handle a collection or any related instructions received by it, it must advise the party from whom it received the collection or the instructions bytelecommunication or, if that is not possible, by other expeditious means, without delay.Article 2Definition of CollectionFor the purposes of these Articles:a.“Collection”means the handling by banks of documents as definedin sub-Article 2 (b), in accordance received, in order to:I. obtain payment and/or acceptance, orII. deliver documents against payment and/or against acceptance,orIII. deliver documents on other terms and conditions.b.“Documents”means financial documents an d/or commercial documents:I. “Financial documents”means bills of exchange,promissory notes, cheques, or other similar instruments used for obtaining the payment of money;II. “Commercial documents” means invoice,transportdocuments,documents of title or other similar documents,or any other documents whatsoever, not being financial documents.c.”Clean collection” means collection of financial documents not accompanied by commercial documents.d.”Documentary collection”means collection of:I. financial documents accompanied by commercial documents;mercial documents not accompanied by financial documents.Article 3a. For the purposes of these Articles the “parties thereto” are:I. the “principal” who is the party entrusting the handling of a collection to a bank;II. the “remitting bank” which is the bank to which the principal has entrusted the handling of a collection;III. “collecting bank” which is any bank,other than the remitting bank, involved in processing the collection;IV. the “presenting bank” which is the collecting bank making presentation to the drawee.b. The “drawee” is the one to whom presentation is to be made in accordance with the collection instruction.2B．Form and Structure of CollectionsArticle 4Collection InstructionA i. All documents sent for collection must be accompanied by a collection instruction indicating that the collection is subject to URC522 and giving complete and precise instructions. Banks are only permitted to act upon the instructions given in such collection instruction,and in accordance with these Rules.ii. Banks will not examine documents in order to obtain instructions.。

外贸跟单员试题及答案

第二装订线请考生将答案填写在装订线以外，答在装订线内无效第二装订线外贸跟单员试题及答案题号一二三四五六七总分得分一、单选题（每题只有一个最佳答案,每题 1分，共 25分，)1．在以下图标中，属于我国认证的图标是（）。

A．B．C．D．2．以下是青岛陆风进出口公司对外出口报价，其中正确的是（）。

A．FOB NEW YORK USD120 PER TONB．CIF SHANGHAI GBP90 PER CARTONC．CFR HANGZHOU JPY900 PER PIECED．CIF FELIXSTOWE EUR 100 PER CARTON3．如果某样品的重量为3 050克，以下说法正确的是（)。

A．首重500克,续重个数为5 B．首重500克，续重个数为4C．首重500克,续重个数为3 D．首重500克，续重个数为64．外贸跟单员将货物和包装一起称重后所得的数值，应该填入箱外（)栏目中.A．侧唛的“NET WEIGHT”B．侧唛的“GROSS WEIGHT”C．侧唛的“QUANTITY”D．侧唛的“MEASUREMENT”5．以下是国外来证中的一段要求：Beneficiary must send one set of documents including 1/3 set original bill of lading，invoice and packing list to HWI International Co.,Ltd（H.K）within 7 days after shipment effected by courier。

如果外贸跟单员任明华按此要求操作，其最有可能遇到的风险是( ）。

A．收汇风险B．汇率风险C．运输风险D．海盗风险6．从国外订购的货物即将到港前，跟单员必须做好提货准备。

以下进口环节中不正确的操作步骤是（）。

A．关注并获知运输工具抵港动态,付清运费和海关环节税费及其它相关费用，及时提取货物以免产生仓储等费用B．及时委托报关行或货运代理公司办理进口申报纳税手续C．提取货物并察看货物的质量后再决定是否办理报关手续D．备妥一切必要的单证，向海关或商检部门办理进口手续7．下列支付方式中，对进口商比较有利的是（）.A．L/C B．D/AC．T/T IN ADVANCE D．D/P AT SIGHT8．一批货物品名为毛绒玩具，外箱尺寸为45cm×42cm×58cm，15千克/箱，共计15箱，在国际航空货物运输中的计重方法,一般采用的是（）。

国际贸易跟单员考试试题2013版

2013跟单员考试填空题1. 我国的对外贸易发展大致经历了三个发展阶段：______________________。

2. 世界贸易组织的最高权力机构是：_______，秘书处设在：______3. 企业的出口贸易策略有两种：一是：___________; 二是：___________4.国际商会1993年规定的《跟单信用证统一惯例》简称______;《托收统一规则》简称_____5. 一国政府实现外贸政策的具体手段，包括_____和_____两种6. 不可抗力的后果有两种：________和_______7. 议付信用证可分为：_________________________。

前者在任何银行均可以办理，后两者则由指定的银行议付。

8. 按照我国进出口货物保险规则规定，ICC 条款中的ICC (A) 和ICC (B) 相当于我国 CIC 条款中的：______和_____9. 托收的性质为：_______ ;而信用证则属于：________10. 国际贸易货款结算基本方式有：___________ 三种判断题1. 信汇、电汇和托收业务中的结算工具与资金流向相同，所以属于顺汇2. 根据UCP500规定，可转让信用证只能转让一次，但如果信用证有可分批装运的规定则允许分若干部分多次转让。

3. 根据UCP500规定，信用证上如未注明是否可撤消，则视为不可撤消的信用证。

4. 在采用托收方式结算时，如发现进口商财务状况恶化，应采取承兑交单的交单方式。

5. 本票仅限于见票即期付款，而汇票和支票则有即期和远期付款之分。

6. 合格的汇票遭拒付时，持票人有权向背书人和出票人追索7. 根据《INCOTERMS 2000》，EXW术语仅适用于公路运输方式。

8. 一般而言，票据的背书次数愈多，背书人愈多，票据的担保性也愈强。

9. 根据《INCOTERMS 2000》规定，FOB价格包括由买方支付的取得进口许可证的费用及关税的费用.10. 根据《INCOTERMS 2000》，在FCA贸易术语下，如货物在卖方仓库处交付后使用公路运输方式，则意味着卖方负担将货物装上卡车的费用单项选择题1. 可供查找一般原产地证明书上所要求填制的商品H.S.CODE的出版物是：( )A.《征免性质代码表》B.《包装种类代码表》C.《中华人民共和国进出口商品的目录对照表》D.《贸易方式代码表》2. 根据UCP500的规定，银行有权拒付迟于提单日后多少天后提交的单据?( )A.10天B.7天C.21天D.30天3. 托收是一种：( )A.顺汇方式B.保证出口商能得到付款的方法C.商业信用的支付方式D.银行不对进出口商提供融资的付款方式4. 英文缩写为D/D的是：( )A.信汇B.电汇C.票汇D.汇票5. 信用证规定的期限为10 DAYS AFTER THE BILL OF LADING DATE，而一张汇票下提交了4套不同的海运提单，提单日期分别显示为JANUARY 3， 2005和JANUARY 4，2005，JANUARY5，2005以及JANUARY6，2005，根据《国际银行标准实务》(ISBP)，汇票到期日应该为：( )A、2005年1月13日B、2005年1月14日C、2005年1月15日D、2005年1月16日6. 如果其他条件相同，对收款人最为有利的远期汇票是：( )A、出票后60天付款B、见票后60天付款C、提单日后60天付款D、货物抵达目的港后60天付款7. 以下须经背书方可转让的汇票抬头是：( )A、限制性抬头B、指示性抬头C、来人抬头D、持票人抬头8. 贸易术语CIFC代表的是：( )A、含定金价B、含预付款价C、含折扣价D、含佣金价9. 我国甲公司与日本乙公司签订合同出口大豆到日本，根据合同，甲公司不负责办理出口报关，请问应选的贸易术语是：( )A、FCAB、FASC、FOBD、EXW10. 上海甲公司向美国纽约乙公司报价，出口货物从上海运至纽约，单价的正确表示方法应为：( )A、USD100.00 PER CARTONB、USD100.00 PER CARTON CIF NEW YORKC、USD100.00 PER CARTON FOB NEW YORKD、USD100.00 PER CARTON CIF SHANGHAI简答题1. 简述非关税措施的主要手段有哪些?2. 经销协议的基本内容有哪些?翻译1. 缮制商业发票(10分)(要求根据下列L/C No.002/2002/00889的内容，缮制商业发票，如保费为1%，运费为5%，请按信用证要求缮制商业发票，请完成发票中的10 项内容的填写。

国际商会托收统一规则

国际商会托收统一规则国际商会（ICC）出版物第522号一、总则和定义第一条：URC 522之适用（1）本国际商会第522号出版物《托收统一规则》1995年修订本，应适用于第二条界定的、并在第四条“托收指示”中列明适用该项规则的所有托收项目，且除非另有明确的相反约定，或与无法规避的某一国家、政府或地方法律及/或法规相抵触，本规则对所有的当事人均具有约束力。

（2）银行没有义务必须办理某一托收或任何托收指示或以后的相关指示。

（3）如果银行无论出于何种理由选择不办理它所收到的托收或任何相关的托收指示，应毫不延误地采用电讯，或者如果电讯不可能时，采用其它快捷的工具，通知向其发出托收或指示的当事人。

第二条：托收的定义就本规则各项条款而言：（1）托收是指银行依据所收到的指示，处理下述第（2）款所界定的单据，以便：a.取得付款及/或承兑；或b.付款交单及/或承兑交单；或c.按照其他条款和条件交付单据。

（2）单据是指金融单据及/或商业单据。

a.金融单据是指汇票、本票、支票或其他类似的可用于取得款项支付的凭证；b.商业单据是指发票、运输单据、所有权单据或其他类似的单据，或者不属于金融单据的任何其他单据。

（3）光票托收是指不附有商业单据的金融单据项下的托收。

（4）跟单托收是指：a. 附有商业单据的金融单据项下的托收；b.不附有金融单据的商业单据项下的托收。

第三条：托收当事人（1）就本规则各项条款而言，托收当事人有：a.委托人，即委托银行办理托收的当事人；b.托收行，即委托人委托办理托收的银行；c.代收行，即除托收行以外的任何参与处理托收业务的任何银行；d. 提示行，即向付款人提示单据的代收行。

（2）付款人，即根据托收指示向其提示单据的人。

二、托收的形式和结构第四条：托收指示（1） a.所有送往托收的单据必须附有一项托收指示，注明该项托收将遵循《托收统一规则》第522号出版物，并列出完整和明确的指示。

银行只准根据该托收指示中的命令和本规则行事；b.银行将不会为了取得指示而审核单据；c.除非托收指示中另有授权，银行将不理会向其发出托收的任何当事人/银行以外的任何当事人/银行的任何指示。

跟单托收统一规则1

《跟单托收统一规则》第522号一、总则和定义第一款：《托收统一规则》第522号的应用。

（1）国际商会第522号出版物《托收统一规则》1995年修订本将适用于第二款所限定的、并在第四款托收指示中列明适用该项规则的所有托收项目。

除非另有明确的约定，或与某一国家、某一政府，或与当地法律和尚在生效的条例有所抵触，本规则对所有的关系人均具有约束力。

（2）银行没有义务必须办理某一托收或任何托收指示或以后的相关指示。

（3）如果银行无论出于何种理由选择了不办理它所收到的托收或任何相关的托收指示，它必须毫不延误地采用电讯，或者如果电讯不可能时采用其它快捷的工具向他收到该项指示的当事人发出通知。

第二款托收的定义就本条款而言：（1）托收是指银行依据所收到的指示处理下述（2）款所限定的单据，以便于：a.取得付款和/或承兑；或b.凭以付款或承兑交单；或c.按照其他条款和条件交单。

（2）单据是指金融单据和/或商业单据。

a.金融单据是指汇票、本票、支票或其他类似的可用于取得款项支付的凭证；b.商业单据是指发票、运输单据、所有权文件或其他类似的文件，或者不属于金融单据的任何其他单据。

（3）光票托收是指不附有商业单据的金融单据项下的托收。

（4）跟单托收是指：a. 附有商业单据的金融单据项下的托收；b.不附有金融单据的商业单据项下的托收。

第三款托收的关系人（1）就本条款而言，托收的关系人有：a.委托人即委托银行办理托收的有关人；b.寄单行即委托人委托办理托收的银行；c.代收行即除寄单行以外的任何参与处理托收业务的任何银行；（2）付款人即根据托收指示向其提示单据的人。

二、托收的形式和结构第四款托收指示（1） a.所有送往托收的单据必须附有一项托收指示，注明该项托收将遵循《托收统一规则》第522号文件并且列出完整和明确的指示。

银行只准允根据该托收指示中的命令和本规则行事；b.银行将不会为了取得指示而审核单据；c.除非托收指示中另有授权，银行将不理会来自除了他所收到托收的有关人/银行以外的任何有关人/银行的任何指令。

《托收统一规则》URC522

《托收统一规则》(简称“国际商会第522号出版物”或“URC522”)敬请注意：本规则各条的题目、分类或标题仅用于参考之目的，只应解释为方便或指引参照，不包含任何法律含义。

一、总则和定义第一条：URC522之适用（1）本国际商会第522号出版物《托收统一规则》1995年修订本，应适用于第二条界定的、并在第四条“托收指示”中列明适用该项规则的所有托收项目，且除非另有明确的相反约定，或与无法规避的某一国家、政府或地方法律及/或法规相抵触，本规则对所有的当事人均具有约束力。

（2）银行没有义务必须办理某一托收或任何托收指示或以后的相关指示。

（3）如果银行无论出于何种理由选择不办理它所收到的托收或任何相关的托收指示，应毫不延误地采用电讯，或者如果电讯不可能时，采用其它快捷的工具，通知向其发出托收或指示的当事人。

第二条：托收的定义就本规则各项条款而言：（1）托收是指银行依据所收到的指示，处理下述第（2）款所界定的单据，以便：a.取得付款及/或承兑；或b.付款交单及/或承兑交单；或c.按照其他条款和条件交付单据。

（2）单据是指金融单据及/或商业单据。

a.金融单据是指汇票、本票、支票或其他类似的可用于取得款项支付的凭证；b.商业单据是指发票、运输单据、所有权单据或其他类似的单据，或者不属于金融单据的任何其他单据。

（3）光票托收是指不附有商业单据的金融单据项下的托收。

（4）跟单托收是指：a. 附有商业单据的金融单据项下的托收；b.不附有金融单据的商业单据项下的托收。

第三条：托收当事人（1）就本规则各项条款而言，托收当事人有：a.委托人，即委托银行办理托收的当事人；b.托收行，即委托人委托办理托收的银行；c.代收行，即除托收行以外的任何参与处理托收业务的任何银行；d. 提示行，即向付款人提示单据的代收行。

（2）付款人，即根据托收指示向其提示单据的人。

二、托收的形式和结构第四条：托收指示（1） a.所有送往托收的单据必须附有一项托收指示，注明该项托收将遵循《托收统一规则》第522号出版物，并列出完整和明确的指示。

国际商会托收统一规则

国际商会托收统一规则国际商会（ICC）出版物第522号一、总则和定义第一条：URC 522之适用（1）本国际商会第522号出版物《托收统一规则》1995年修订本，应适用于第二条界定的、并在第四条“托收指示”中列明适用该项规则的所有托收项目，且除非另有明确的相反约定，或与无法规避的某一国家、政府或地方法律及/或法规相抵触，本规则对所有的当事人均具有约束力。

（2）银行没有义务必须办理某一托收或任何托收指示或以后的相关指示。

（3）如果银行无论出于何种理由选择不办理它所收到的托收或任何相关的托收指示，应毫不延误地采用电讯，或者如果电讯不可能时，采用其它快捷的工具，通知向其发出托收或指示的当事人。

第二条：托收的定义就本规则各项条款而言：（1）托收是指银行依据所收到的指示，处理下述第（2）款所界定的单据，以便：a.取得付款及/或承兑；或b.付款交单及/或承兑交单；或c.按照其他条款和条件交付单据。

（2）单据是指金融单据及/或商业单据。

a.金融单据是指汇票、本票、支票或其他类似的可用于取得款项支付的凭证；b.商业单据是指发票、运输单据、所有权单据或其他类似的单据，或者不属于金融单据的任何其他单据。

（3）光票托收是指不附有商业单据的金融单据项下的托收。

（4）跟单托收是指：a. 附有商业单据的金融单据项下的托收；b.不附有金融单据的商业单据项下的托收。

第三条：托收当事人（1）就本规则各项条款而言，托收当事人有：a.委托人，即委托银行办理托收的当事人；b.托收行，即委托人委托办理托收的银行；c.代收行，即除托收行以外的任何参与处理托收业务的任何银行；d. 提示行，即向付款人提示单据的代收行。

（2）付款人，即根据托收指示向其提示单据的人。

二、托收的形式和结构第四条：托收指示（1） a.所有送往托收的单据必须附有一项托收指示，注明该项托收将遵循《托收统一规则》第522号出版物，并列出完整和明确的指示。

银行只准根据该托收指示中的命令和本规则行事；b.银行将不会为了取得指示而审核单据；c.除非托收指示中另有授权，银行将不理会向其发出托收的任何当事人/银行以外的任何当事人/银行的任何指示。

托收统一规则

三、托收的分类和流程
四、案例分析
案例一：出口商A向进口商B出口大蒜,双方达成协议采用D/P即期方式（即期付款交单）进行结算，并且明确表示适用于URC522的规定。出口商将这批大蒜装船出运后，随即向出口地银行提交了托收申请书和相应的单据，而C银行始终没有给出口商A答复。当这批货物到达目的港后，进口商B没有收到出口商A通过托收行给其寄来的海运提单等单据，无法迅速提货。随着时间的推移，这批大蒜开始腐烂变质，进口商B没有办法只好向出口商A发电要求速寄单据，出口商 A也感到莫名其妙，要求C银行给其答复。C银行的解释是：它始终没有答应为其办理托收业务。与此同时，由于当时A向其提交托收指示及相关单据的时间恰逢周五下午，C银行借故没来得及通知出口商 A，等到下周一的银行工作日时，已经是两天以后了；同时由于银行业务的复杂性又耽搁了一段时间。但等到出口商将单据重新寄交进口商的时候，此批大蒜已经出现了大范围的腐烂。出口商A只有降价处理给进口商B，损失惨重。
二、《托收统一规则》主要内容
（URC522）共7部分，共26条。包括：
A.总则及定义
B.托收的形式和结构 C.提示方式
包括3条
包括1条包括4条
D.义务与责任
E.付款 F.利息、手续费及其它费用 G.其它规定
包括7条
包括4条包括2条包括5条
根据《托收统一规则》规定托收意指银行根据所收的指示，处理金融单据或商业单据，目的在于取得付款或承兑，凭付款或承兑交单，或按其他条款及条件交单。上述定义中所涉及的金融单据是指汇票、本票、支票或其他用于付款或款项的类似凭证；商业单据是指发票、运输单据、物权单据或其他类似单据，或除金融单据之外的任何其他单据。需要注意的是，该规则本身不是法律，因而对一般当事人没有约束力。只有在有关当事人事先约定的条件下，才受该惯例的约束。

托收统一规则

4.银行有是否接受委托的自主权有人认为，一方收到了托收单据即自动使该当事方有义务处理此项托收业务。为消除上述误解，URC522在本条b分条中首次明确规定：银行没有处理托收单据或执行托收指示或其后相关指示的义务。所谓“其后相关指示”是指在托收业务中，委托人因情况变化，或由于其他原因，如根据进口商的要求，或在进口商拒付的情况下，通过银行变更原先“托收指示”中的条件，如增减托收金额、变更付款人名称、改变交单条件、延长付款期限等。按上述规定，银行不仅有拒绝处理托收单据或执行托收指示的权利，而且还享有拒绝处理其后相关托收指示的权利。这是因为，托收是银行提供的一种服务，银行有选择不提供这种服务的权利。事实上我们可以将申请人向银行发出托收指示及托收单据等行为当成一种要约，银行可以承诺或不承诺。
（二）托收的定义就本条款而言：（1）托收是指银行依据所收到的指示处理下述（2）款(金融单据和/或商业单据)所限定的单据，以便于： a.取得付款及/或承兑. 例如,进口方向出口方寄发一份以进口方银行为付款人的银行本票以结算货款时,出口方利用光票托收方式委托出口地一家银行向进口方银行托收该份以进口方银行为付款人的银行本票以取得货款.
B.不附有金融单据的商业的托收。即指托收单据中仅有发票、运输单证、保险单等商业单据，而不附有汇票等金融单据。由于有些国家规定汇票要征收印花税，所以这些国家的进口商要求出口商不要开立汇票，以逃避印花税。
值得注意的是，URC522对跟单托收中的“单”是指除金融单据以外的任何其他单据，而并不一定要求该单据中必须包括海运提单等物权凭证。但在实际进出口业务中，为掌握货物所有权，出口商通常均将物权凭证（如全套正本海运提单）附于跟单托收项下。此时，买方在未付清货款前拿不到物权凭证，提不走货物，货物的所有权仍属卖方。如买方到期拒不付款赎单，卖方除可与买方交涉外，还可将货物另行处理或再装运回。

托收统一规则中英文完整版

国际商会托收统一规则(英文版)(ICC Uniform Rules for Collections ，ICC Publication No. 522 )ICC Uniform Rules for CollectionsICC Publication No. 5221995 Revisi on in force as of Jan uary 1, 1996CONTENTA. Gen eral Provisi ons and Defin iti onsApplication of URC 522Defin iti on of Collectio nParties to a Collect ionB. Form and Structure of Collecti onsof Prese ntati onPrese ntatio nSight/Accepta neeRelease of Commercial Docume ntsDocume nts Aga inst Acceptio n (D/A) vs Docume nts Aga inst Payme nt (D/P) Creati on of Docume ntsand Resp on sibilitiesGood Faith and Reas on able CareDocume nts vs. Goods/Services/Performa ncesDisclaimer for Acts of an In structed PartyDisclaimer on Docume nts ReceivedDisclaimer on Effective ness of Docume ntsDisclaimer on Delays,Loss in Tran sit and Tran slatio nForce MajeureE. Payme ntPayme nt Without DelayPayme nt in Local Curre ncyPayme nt in Foreig n CurrencyPartial Payme nt‘Charges and Expe nsesIn terestCharges and Expe nsesG. Other Provisi onsAccepta neePromissory Notes and other In struct ionsProtestCase-of-NeedAdvices11A. Gen eral Provisi ons and Defin iti onsArticle 1Application of URC 522a. The Uniform Rules for Collections, 1995 Revision, ICC Publication , shall apply to all collecti ons as defi ned in Article 2 where such rules are in corporated into the text of the“ collectio n in structi on ” referred to in Article 4 and are binding on all parties thereto uni ess otherwise expressly agreed or con trary to the provisi ons of a n ati on al,state or local law an d/or regulati on which cannot be departed from.b. Banks shall have no obligatio n to han dle either a collectio n or any collectio n in structi on or subseque nt related in struct ions.c. If a bank elects, for any reas on, not to han dle a collectio n or any related in struct ions received by it, it must advise the party from whom it received the collectio n or the in struct ions by telecom muni cati on or, if that is not possible, by other expeditious means, without delay.Article 2Defin iti on of Collectio nFor the purposes of these Articles:a. “ Collect ion ” means the han dli ng by banks of docume nts as defi ned in sub-Article 2(b), in accorda nee received, in order to:I. obta in payme nt an d/or accepta nee, orII. deliver docume nts aga inst payme nt an d/or aga inst accepta nce,orIII. deliver docume nts on other terms and con diti ons.b. “ Documents” means financial documents and/or commercial documents:I. “ Financial documents ” means bills of exchange,promissory notes, cheques, or other similar in strume nts used for obta ining the payme nt of mon ey;II. “Commercial documents ” means invoice,transport documents,documents of title or other similar docume nts,or any other docume nts whatsoever, not being finan cial docume nts.c. ” Clean collection ” means collection of financial documents not accompanied by commercial docume nts.d. ” Docume ntary collect ion ” means collect ion of:I. finan cial docume nts accompa nied by commercial docume nts;docume nts not accompa nied by finan cial docume nts.Article 3a. For the purposes of these Articles the “ parties thereto” are:I. the “ prin cipal ” who is the party en trusti ng the han dli ng of a collect ion to a bank;II. the “ remitting bank ” which is the bank to which the principal has entrusted the han dli ng of a collect ion;III. “collecting bank ” which is any bank,other than the remitting bank, involved in process ing the collect ion;IV. the “ presenting bank” which is the collecting bank making presentation to the drawee.b. The “drawee” is the one to whom presentation is to be made in accordanee with the22collecti on in structio n. 23B . Form and Structure of Collect ionsArticle 4Collectio n In structi onA i. All docume nts sent for collectio n must be accompa nied by a collecti on in structio n in dicati ng that the collect ion is subject to URC522 and givi ng complete and precise in struct ions. Banks are only permitted to act upon the in struct ions give n in such collecti on in struct ion,and in accorda nee with these Rules.ii. Banks will not exam ine docume nts in order to obta in in struct ions.iii. Uni ess otherwise authorized in the collect ion in struct ion, banks will disregard any in struct ions from any party/ba nk other tha n the party/ba nk from whom they received the collecti ons.B A collectio n in structio n should con tain the followi ng items of in formatio n,as appropriate.i. Details of the bank from which the collection was received including full name,postal and SWIFT addresses,telex,teleph on e,facsimile nu mbers and referece.ii. Details of the prin cipal in clud ing full n ame, postal address,a nd if applicabletelex,telephone and facsimile numbers.iii. Details of the drawee including full name,postal address,or the domicile at which presentation is to be made and if applicable telex, telephone and facsimile numbers.iv. Details of the presenting bank,if any,including full name,postal address,and if applicable telex, teleph one and facsimile nu mbers.v. Amoun t(s) and curre ncy(ies) to be collected.vi. List of docume nts en closed and the nu merial count of each docume nt.vii. a) Terms and con diti ons upon which payme nt an d/or accepta nee is to be obta in ed.b) Terms of delivery of docume nts aga in st:1) payme nt an d/or accepta nee2) other terms and con diti onsIt is the resp on sibility of the party prepari ng the collect ion in struct ion to en sure that the terms for the delivery of docume nts are clearly and un ambiguously stated, otherwise banks will not be resp on sible for any con seque nces aris ing therefrom.viii. Charges to be collected, in dicat ing whether they may be waived or n ot.ix. In terest to be collected, if applicable, in dicat ing whether it may be waived or not, in cludi ng:a) rate of in terestb) in terest periodc) basis of calculati on (for example 360 or 365 days in year) as applicable.x. Method of payme nt and form of payme nt advice.xi. I nstrucit ons in case of non-payme nt, non-accepta nee an d/or non-complia nee with other in struct ions.i. Collectio n in struct ions should bear the complete address of the drawee or of the domicile at which the prese ntati on is to be made. If the address is in complete or in correct, the collecti ng bank may, without any liability and resp on sibility on its part, en deavour to ascerta in the proper address.ii. The collect ing bank will not be liable or resp on sible for any ensuing delay as a result of an address being provided.B. Form of Prese ntati onArticle 533Prese ntatio na. For the purposes of these Articles, prese ntati on is the procedure whereby the prese nting bank makes the docume nts available to the drawee as in structed.b. The collection instruction should state the exact period of time within which any action is to be take n by the drawee.Expressions such as “ first ” , “ prompt ”，” immediate ” , and the like should not be used in connection with presentation or with referenee to any period of time within which documents have to be take n up or for any other action that is to be take n by the drawee. If such terms are used banks will disregard them.c. Docume nts are to be prese nted to the drawee in the form in which they are received, except that banks are authorized to affix any n ecessary stamps, at the expe nse of the party from whom they received the collect ion uni ess otherwise in structed, and to make any n ecessaryen dorseme nts or place any rubber stamps or other ide ntify ing marks or symbols customary to or required for the collect ion operati on.d. For the purpose of giving effect to the instructions of the principal, the remitting bank will utilize the bank nominated by the principal as the collecting bank. In the absence of such nomination, the remitting bank will utilize any bank of its own, or another bank ' s choice in the country of payme nt or accepta nce or in the country where other terms and con diti ons have to be complied with.e. The documents and collection instruction may be sent directly by the remitting bank to the collect ing bank or through ano ther bank as in termediary.f. If the remitti ng bank does not nomin ate a specific prese nting bank, the collect ing bank may utilize a presenting bank of its choice.Article 6Sight/Accepta nceIn the case of docume nts payable at sight the prese nting bank must make prese ntati on for payme nt without delay.In the case of docume nts payable at a tenor other tha n sight the prese nti ng bank must, where accepta nce is called for, make prese ntati on for accepta nce without delay, and where payme nt is called for, make prese ntati on for payme nt no t later tha n the appropriate maturity date.\ Article 7Release of Commercial Docume ntsDocume nts Aga inst Accepta nce (D/A) vs. Docume nts Aga inst Payme nt (D/P) should not contain bills of excha nge payable at a future date with in struct ion that commercial docume nts are to be delivered aga inst payme nt.b. If a collect ion contains a bill of excha nge payable at a future date, the collect ionin struct ion should state whether the commercial docume nts are to be released to the drawee aga inst accepta nce (D/A) or aga inst payme nt (D/P).In the abse nce of such stateme nt commercial docume nts will be released only aga inst payme nt and the collect ing bank will not be resp on sible for any con seque nces aris ing out of any delay in the delivery of docume nts.c. If a collect ion contains a bill of excha nge payable at a future date and the collect ionin struct ion in dicates that commercial docume nts are to be released aga inst payme nt, docume nts will be released only aga inst such payme nt and the collect ing bank will not be resp on sible for any con seque nces aris ing out of any delay in the delivery of docume nts.Article 8Creati on of Docume nts44Where the remitti ng bank in structs that either the collect ng bank or the drawee is to create docume nts (bills of excha nge promissory no tes, trust receipts,letters of un dertak ing or other docume nts) that were not in cluded in the collecti on, the form and word ing of such docume nts shall be provided by the remitt ing bank, otherwise the collect ing bank shall not be liable or resp on sible for the form and word ing of any such docume nt provided by the collect ing bank an d/or the drawee.C. Liabilities and Resp on sibilitiesArticle 9Good faith and Reas on able CareBanks will act in good faith and exercise reas on able care.Article 10Docume nts vs. Goods/Services/Performa ncesshould not be dispatched directly to the address of a bank or con sig ned to or to the order of a bank without prior agreeme nt on the part of that bank.Nvertheless, in the event that goods are dispatched directly to the address of a bank or con sig ned to or to the order of a bank for release to a drawee aga inst payme nt or accepta nee or upon other terms and con diti ons without prior agreeme nt on the part of that bank, such bank shall have no obligati on to take delivery of the goods, which rema in at the risk and resp on sibility of the party dispatch ing the goods.b. Banks have no obligation to take any action in respect of the goods to which a docume ntary collectio n relates, i ncludi ng storage and in sura nee of the goods even whe n specific in struct ions are give n to do so. Banks will only take such action if, whe n, and to the exte nt that they agree to do so in each case, no twithsta nding the provisi ons of sub-article 1 (c), this rule applies even in the abse nee of any specific advice to this effect by the collect ing bank.c. Nevertheless, in the case that banks take acti on for the protect ion of the goods, whether in structed or not, they assume no liability or resp on sibility with regard to the fate an d/or con diti on of the goods an d/or for any acts an d/or omissi ons on the part of any third parties en trusted with the custody an d/or protect ion of the goods. However, the collecti ng bank must advise without delay the bank from which the collection instruction was received of any such action taken.d. Any charges an d/or expe nsed in curred by banks in conn ecti on with any action take n to protect the goods will be for the acco unt of the party from whom they received the collecti on.e. i. Notwithsta nding the provisi ons of sub-article 10 (a), where the goods are con sig ned to or the order of the collect ing bank and the drawee has honoured the collecti on by payme nt, accepta nee or other terms and con diti ons, and the collect ing bank arran ges for the authorized the collect ing bank to do so.a collect ing bank on the in struct ions of the remitt ing bank or in terms of sub-article 10 (e) i, arran ges for the release of the goods, the remitt ing bank shall indemnify such collect ing bank for all damages and expe nses in cured.Article 11Disclaimer For Acts of an In structed Partya. Banks utiliz ing the services of ano ther bank or other banks for the purposes of givi ng effect to the in struct ions of the prin cipal, do so for the acco unt and at the risk of such prin cipal.b. Banks assume no liability or resp on sibility should the in struct ions they tran smit not be carried out, even if they have themselves taken the initiative in the choice of such other bank(s).c. A party in struct ing ano ther party to perform services shall be bound by and liable to indemnify the in structed party aga inst all obligati ons and resp on sibilities imposed by foreig n laws and usages.55Article 12Disclaimer on Docume nts Receivedmust determ ine that the docume nts received appear to be as listed in the collect ionin struct ion and must advise by telecom-muni catio n or, if that is not possible, by other expeditious means, without delay, the party from whom the collection instruction was received of any docume nts miss ing, or found t be other tha n listed.Banks have no further obligati on in this respect.b. If the docume nts do not appear to be listed, the remitt ing bank shall be precluded from disputi ng the type and nu mber of docume nts received by the collect ing bank.c. Subject to sub-article 5 (c) and sub-article 12 (a) and 12 (b) above, banks will prese nt docume nts as received without further exam in ati on.Article 13Disclaimer on Effective ness of Docume ntsBanks assume no liability or responsibility ofr the form, sufficie ncy,accuracy,ge nuineness,falsificati on or legal effect of any docume nt (s) or superimposed there on; nor do they assume any liability, con diti on ,pack ing ,delivery, value of existe nee of the goods represe nted by any docume nt (s),or for the good faith or acts an d/or omissi on, solve ncy,performa nee or sta nding of the con sig nors, the carriers,the forwarders,the con sig nees or the in surers of the goods, or any other pers on whomsoever.Article 14Disclaimer on Delays,Loss in Tran sit and Tran slatio nassume no liability or resp on sibility for the con seque nces aris ing out of delay an d/or loss in transit of any message (s), letter(s) or document(s), or for delay,mutilation or other error(s) arising in tran smissi on of any telecom muni cati on or for error(s) in tran slati on an d/or in terpretati on of tech ni cal terms.b. Banks will not be liable or resp on sible for any delays result ing from the n eed to obta in clarificati on of any in struct ions received.Article 15Force MajeureBanks assume no liability or responsibility for consequence arising out of the interruption of their bus in ess by Acts of God, riots,civil commotios,i nsurrect ions, wars, or any other causes bey ond their con trol or by strikes or lockouts.D. Payme ntArticle 16Payme nt Without Delaycollected (less charges an d/or disburseme nts an d/or expe nses where applicable) must be made available without delay to the party from whom the collect ion in struct ion was received in accordance with the terms and conditions of the collection instruction.b. Notwithsta nding the provisi ons of sub-article 1 (c) and uni ess otherwise agreed, the collect ing bank will effect payme nt of the amounts collected in favour of the remitti ng bank only.Article 17Payme nt in Local Curre ncy66In the case of docume nts payable in the curre ncy of the country of payme nt (local curre ncy), the prese nting bank must, uni ess otherwise in structed in the collect ion in structi on, release the docume nts to the drawee aga inst payme nt in local curre ncy on ly if such curre ncy is immediately available for disposal in the manner specified in the collection instruction.Article 18Payme nt in Foreig n CurrencyIn the case of docume nts payable in a curre ncy other tha n of the country of payme nt (foreig n curre ncy), the prese nting bank must, uni ess otherwise in structed in the collecti on in struct ion, release the docume nts to the drawee aga inst payme nt in the desig ned foreig n curre ncy only if such foreig n curre ncy can immediately remitted in accorda nee with the in structi ons give n in the collectio n in structio n.Article 19Partial Payme ntsrespect of clea n collect ions, partial payme nts may be accepted if and to the exte nt to which and on the conditions on which partial payments are authorized by the law in force in the place of payment. The financial document(s) will be released to the drawee only when full payment thereof has bee n received.b. In respect of docume ntary collecti on, partial payme nts will only be accepted if specifically authorized in the collect ion in struct ion. However,u nl ess otherwise in structed, the prese nting bank will release the docume nts to the drawee only after full payme nt has bee n received, and the presenting bank will not be responsible for any consequence arising out of any delay in the delivery of docume nts.all cases partial payme nts will be accepted only subject to complia nce with the provisi ons of either Article 17 or Article 18 as appropriate. Partial payment, if accepted, will be dealt with in accorda nce with the provisi ons of Article 16.E. In terest, Charges and Expe nsesArticle 20In terestthe collecti on in struct ion specifies that in terest is to be collected and the drawee refuses to pay such in terest, the prese nti ng bank may deliver the docume nt (s) aga inst payme nt of accepta nce or on other terms and con diti ons as the case may be, without collect ing such in terest, uni ess subarticle 20 (c) applies.b. Where such in terest is to be collected, the collect ion in struct ion must specify the rate of interest,interest period and basis of calculation.the collecti on in struct ion expressly states that in terest may not be waived and the drawee refuses to pay such in terest the prese nti ng abnk will not deliver docume nt and will not be resp on sible for any con seque nces aris ing out of any delay in the delivery of docume nt(s). When payment of interest has been refused, the presenting bank must inform by telecommunication or, if that is not possible, by other expeditious means without delay the bank from which the collecti on in struct ion was received.Article 21Charges and Expe nsesthe collecti on in struct ion specifies that collect ion charges an d/or expe nses are to be ofr acco unt of the drawee and the drawee refuses to pay them, the prese nting bank may deliver the77docume nt(s) aga inst payme nt or accepta nee or on other terms and con diti ons as the case may be, without collect ing charges an d/or expe nses, uni ess sub-article 21 (b) applies.When ever collect ion charges an d/or expe nses are so waived they will be for the acco unt of the party from whom the collect ion was received and may be deducted from the proceeds.the collecti on in struct ion expressly states that charges an d/or expe nses may not be waived and the drawee refuses to pay such charges an d/or expe nses, the prese nti ng bank will not deliver docume nts and will not be resp on sible for any con seque nee aris ing out of any delay in the delivery of the docume nt(s). When payme nt of collecti on charges an d/or expe nses has bee n refused the presenting bank must inform by telecommunication or, if that is not possible, by other expeditious means without delay the bank from which the collecti on in structi on was received.all cases where in the express terms of a collectio n in structio n or un der these Rules, disburseme nts an d/or expe nses an d/or collect ion charges are to be borne by the prin cipal, the collect ing ban k(s) shall be en titled to recover promptly outlays in respect of disburseme nts,expe nses and charges from the bank form which the collectio n in structio n ws received, and the remitting bank shall be entitled to recover promptly from the principal any amount so paid out by it,together with its own disbursements,expenses and charges,regardless of the fate of the collect ion.reserve the right to dema nd payme nt of charges an d/or expe nses in adva nee from the party from whom the collect ion in struct ion was received, to cover costs in attempti ng to carry out any in struct ions, and pending receipt of such payme nt also reserve the right not to carry out such in struct ions.F. Other Provisi onsArticle 22Accepta neeThe prese nting bank is resp on sible for see ing that the form of the accepta nee of a bill of excha nge appears to be complete and correct, but is not resp on sible for the genuinen ess of any sig nature or for the authority of any sig natory to sig n the accepta nee.Article 23Promissory Notes and Other In structi onsThe presenting bank is not responsible fo the genuineness of any sig nature or for the authority of any sig nature to sig n a promissory no te, receipt, or other in strume nts.Article 24ProtestThe collectio n in structio n should give specific in struct ions regard ing protest (or other legal process in lieu thereof), in the event of non-payme nt or non-accepta nee.In the abse nee of such specific in struct ions, the banks concerned with the collect ion have no obligati on to have the docume nt(s) protested (or subjected to other legal process in lieu thereof) for non-payme nt or non-accepta nee.Any charges an d/or expe nses in curred by banks in conn ecti on with such protest, or other legal process,will be for the acco unt of the party from whom the collecti on in struct ion was received.Article 25Case-of-NeedIf the prin cipal nomin ates a represe ntative to act as case-of- need in the event of non-payme nt an d/or non-accepta nee the collect ion in structi on should clearly and fully in dicate the powers of 88such case-of- need. In the abse nee of such in dicati on banks will not accept any in structi ons from the case-of- need.Article 26AdvicesCollecting banks are to advise fate in accordance with the following rules:of AdviseAll advices of information from the collecting bank to the bank from which the collection in struct ion was received, must bear appropriate details in clud in g, in all cases,the latter bank ' s refere nce as stated in the collectio n in structio n.of AdviceIt shall be the resp on sibility of the remitt ing bank to in struct the collect ing bank regard ing the method by which the advices detailed in (c) i, (c) ii and (c) iii are to be give n. In the abse nce of such in struct ions, the collect ing bank will send the relative advices by the method of its choice at the expe nse of the bank from which the collectio n in structio n was received.c. i. Advice of Payme ntThe collect ing bank must send without delay advice of payme nt to the bank from which the collecti on in struct ion was received, detaili ng the amount or amounts collected,charges an d/or disburseme nts an d/or expe nses deducted, where appropriate, and method of disposal of the funds.of Accepta nceThe collecti ng bank must send without delay advice of accepta nce to the bank from which the collectio n in structio n was received.of Non-payme nt an d/or Non-accepta nceThe prese nting bank should en deavour to ascerta in the reas ons for non-payme nt an d/or non- accepta nce and advise accord in gly, without delay,the bank from which it received the collect ion in structio n.The prese nti ng bank must send without delay advice of non-payme nt an d/or advice of non- accepta nce to the bank form which it received the collectio n in structio n.On receipt of such advice the remitt ing bank must give appropriate in struct ions as to the further han dli ng of the docume nts. If such in struct ions are not received by the prese nti ng bank within 60 days after its advice of non-payme nt an d/or non-accepta nce, the docume nts may be returned to the bank from which the collectio n in structio n was received without any further resp on sibility on the part of the prese nting bank.一、总则和定义第一款《托收统一规则》第522号的应用。

外贸跟单员试题及答案

第二装订线请考生将答案填写在装订线以外，答在装订线内无效第二装订线外贸跟单员试题及答案题号一二三四五六七总分得分一、单选题（每题只有一个最佳答案,每题 1分，共 25分，)1．在以下图标中，属于我国认证的图标是（）。

A．B．C．D．2．以下是青岛陆风进出口公司对外出口报价，其中正确的是（）。

A．FOB NEW YORK USD120 PER TONB．CIF SHANGHAI GBP90 PER CARTONC．CFR HANGZHOU JPY900 PER PIECED．CIF FELIXSTOWE EUR 100 PER CARTON3．如果某样品的重量为3 050克，以下说法正确的是（)。

A．首重500克,续重个数为5 B．首重500克，续重个数为4C．首重500克,续重个数为3 D．首重500克，续重个数为64．外贸跟单员将货物和包装一起称重后所得的数值，应该填入箱外（)栏目中.A．侧唛的“NET WEIGHT”B．侧唛的“GROSS WEIGHT”C．侧唛的“QUANTITY”D．侧唛的“MEASUREMENT”5．以下是国外来证中的一段要求：Beneficiary must send one set of documents including 1/3 set original bill of lading，invoice and packing list to HWI International Co.,Ltd（H.K）within 7 days after shipment effected by courier。

如果外贸跟单员任明华按此要求操作，其最有可能遇到的风险是( ）。

A．收汇风险B．汇率风险C．运输风险D．海盗风险6．从国外订购的货物即将到港前，跟单员必须做好提货准备。

以下进口环节中不正确的操作步骤是（）。

A．关注并获知运输工具抵港动态,付清运费和海关环节税费及其它相关费用，及时提取货物以免产生仓储等费用B．及时委托报关行或货运代理公司办理进口申报纳税手续C．提取货物并察看货物的质量后再决定是否办理报关手续D．备妥一切必要的单证，向海关或商检部门办理进口手续7．下列支付方式中，对进口商比较有利的是（）.A．L/C B．D/AC．T/T IN ADVANCE D．D/P AT SIGHT8．一批货物品名为毛绒玩具，外箱尺寸为45cm×42cm×58cm，15千克/箱，共计15箱，在国际航空货物运输中的计重方法,一般采用的是（）。

托收统一规则URC522资料

应收取的费用和利息（如有），同时须注明该费用和利息是否可以放弃。

付款方法及通知付款的方式。
发生不付款、不承兑和/或与其他指示不符时的指示。
出口商A向进口商B出口一批货物，付款条件是D/A见票后20天，规定于4月12日向托收行C办理托收手续。但是直到5月26日才收到进口商B的来电，称至今没有收到出口货物在托收项下的单据。经出口商A的调查，原来在托收指示及相应的单据上，进口商的地址不详。由于这批货物没有来得及提货，又由于收到雨淋所以严重受潮，进口商B拒绝承兑付款。最终A商收到严重损失。试问：谁将对损失承担责任？出口商A应该吸取哪些教训？
五、义务与责任有关银行在办理托收业务时必须诚信、合理谨慎。如因银行的失误，给委托人造成不应有的损失，银行不能免除责任。
（一）托收银行的权利与义务 1.托收银行的权利选择代收银行之权在委托人未指定代收银行的情形下

单证提示方法的决定权单据必须以银行收到时的形式向付款人提示
收回代垫费用之权即使未能收到货款，托收银行的托收手续费仍可向委托人收取。
5、通知代收情况代收行必须毫无延误地将付款通知、承兑通知、拒绝付款或拒绝承兑的通知向托收行发出。
（三）受托方的免责事项
1、对所收单据的免责银行将按单据收到时的原样提示，而不予地一步审核。
对于任何单据缺少或出现与托收指示中所列单据不一致时，必须用电讯，或用其他快捷的方法通知发出托收指示书的一方。
分析：出口商自己应该承担责任。 URC522在第四条c条中特别规定： 1.托收指示应载明付款人或提示所在地的完整地址，如该地址不完整或不准确，代收行可尽力查明其确切地址，但对此不承担任何责任。 2.代收行对因托收指示中提供的地址不完整/不准确所造成的延误不承担责任。