境外金融机构反洗钱调查问卷

Foreign Financial Institution AML Questionnaire

境外金融机构反洗钱调查问卷

Ⅰ.Financial Institution’S Information

金融机构信息

Institution Name:

机构名称：

Place of Incorporation:

注册地：

Physical Address of your head office:

总部地址：

Website Address:

网址：

Ⅱ.General AML Policies, Practices and Procedures:

一般的反洗钱政策、操作方式及程序

1. Does the AML compliance program require approval of the FI’s Board or a senior committee thereof

反洗钱合规计划是否需要取得该金融机构董事会或高层委员会的批准

2. Does the FI have a legal and regulatory compliance program that includes a designated Compliance officer that is responsible for co-ordinating and overseeing the AML program on a day-to-day basis, which has been approved by senior management of the FI

金融机构是否指定一名合规管理人员，负责协调及监管反洗钱计划合法合规，并已经取得金融机构高级管理层的批准

3. Has the FI developed written policies documenting the processes that they have

in place to prevent, detect and report suspicious transactions that has been approved

by senior management

金融机构是否有制定具体的书面政策，详细记录其已实施的程序，以防止、侦察及报告可疑

交易活动，并已经高级管理层批准

4. In addition to inspections by the government supervisors/regulators, does the

FI client have an internal audit function or other independent third party that assesses AML policies and practices on a regular basis

除了政府监管/立法部门的监察，金融机构客户是否设有一个内部稽核部门，或者是委任其

它独立第三方，经常性地评估反洗钱政策及操作规程

5. Does the FI have a policy prohibiting accounts/relationships with shell banks

(A shell bank is defined as a bank incorporated in a jurisdiction in which it has

no physical presence and which is unaffiliated with a regulated financial group.)

金融机构是否有政策禁止为空壳银行开立账户及进行业务关系（空壳银行的定义是该行在其

注册成立地区没有实际业务，同时它不附属于任何受监管的金融业务集团）

6. Does the FI have policies covering relationships with politically exposed persons consistent with industry best practices

金融机构是否有与行业最佳操守一致的政策以监管与政治公众人物的关系

the FI have appropriate record retention procedures pursuant to applicable law 金融机构是否具备根据法律制定的适当文件保存程序

8. Does the FI require that its AML policies and practices be applied to all branches

and subsidiaries of the FI both in the home country and in locations outside of the

home country

金融机构是否要求其国内及境外地区的所有分行以及附属机构，遵守其反洗钱政策及操守

Ⅲ.Risk Assessment

风险评估

9. Does the FI have a risk focused assessment of its customer base and transactions of its customers

金融机构是否会对其客户及其交易活动进行专门风险评估

10. Does the FI determine the appropriate level of enhanced due diligence necessary for those categories of customers and transactions that the FI has reason to believe pose a heightened risk of illicit activities at or through the FI

就那些金融机构有足够理由认定其自行、或通过金融机构进行高风险违法活动的客户和交易，金融机构是否会决定制订适当标准的增强尽职调查工作

Are The Major Business Activities Of Your Institution

贵机构的主要业务活动有哪些

Ⅳ. Know Your Customer, Due Diligence and Enhanced Due Diligence

了解您的客户（KYC）、尽责调查及增强尽责调查工作

12. Has the FI implemented systems for the identification of its customers, including customer information in the case of recorded transactions, account opening, etc. (for example; name, nationality, street address, telephone number, occupation, age/ date of birth, number and type of valid official identification, as well as the name of the country/state that issued it)

金融机构是否有鉴别客户身份的系统，包括已记录交易及开设账户时取得客户信息（例如：姓名、国籍、住址、电话号码、职业、年龄/出生日期、所持有效身份证明文件的号码及种类、签发此等文件的国家/州等）