银行基本业务英语口语
银行英语对话
1．问答 DIALOGUEClerk: Hello, what can I do for youYes职员：您好,请问您要办理什么业务Customer: Please tell me my balance.顾客：请帮我查询一下帐户余额;职员：您讲慢些好吗Clerk: please speak slowly.Clerk: Please write it down on the paper.职员：您用纸写下来好吗Clerk: Yes, sirmiss,wait a moment please.职员：好的,先生小姐,请稍等;Clerk: Your balance at the bank is RMB 5,000.职员：您在本行的帐户余额是人民币5000元;Customer: My magcard does not work, please take a look.顾客：我的银行磁卡出现故障了,能帮我看一下吗Clerk: No problem, the magcard is locked, show me your passport, I will help you out.职员：问题不大,您的银行磁卡被锁住了,请出示护照,输入密码就可以给您解开;Clerk: The magcard need more magnetism, it is ok now.职员：您的银行磁卡需要加磁,现在加好了;Customer: I want to close my account with you.顾客：我想结束在你们这儿的帐户;Clerk: Please go to the number 6 counter.职员：请到6号柜台办理.Clerk: Please go to the open counter.职员：请到大厅开放式柜台办理;Clerk: Please take a seat over there for a moment; our client manager will help you.职员：请先在大厅休息一下,马上会有客户经理来帮助您;Customer: I would like to, thanks.顾客：好的,谢谢;2．存款 DEPOSITClerk: How much cash do you plan to deposit in your account职员：您有多少钱要存入呢Customer: I want to deposit 300 yuan in my account.顾客：我想在我的户头上存300元;Customer: Please tell me the procedure for opening a savings account.顾客：请告诉我开个储蓄帐户需要什么手续;Clerk: Please fill in the depositing form, the sum of money,your name, address and professional unit.职员：请填张存款单,写明数额、姓名,地址和工作单位;Clerk: Please fill in your name, the number of the certificate and your telephone.职员：请写上您的姓名、证件号码和;Clerk: Words and figures differ.职员：您填写的文字与数字不符;Clerk: Signatures differ.职员：您的签名有误;Clerk: keep your receipt please.职员：请收好单据.Clerk: Here is your passbook. Please bring it back when you deposit or withdraw money any time you like.职员：这是您的存折,以后存取款时请带来;Clerk: Keep the passbook magcard well and inform us whenever you lose it.职员：请保管好存折银行卡,若遗失请告诉我们;Customer: Thank you very much..顾客：非常感谢;Clerk: Not at all.职员：不客气;3．取款 DRAWClerk: yes职员：您好.Customer: excuse me, Can you help me顾客：对不起,能帮我个忙吗Clerk: it is my pleasure. Please tell me what I can do for you. 职员：很高兴为您效劳,请告诉我能为您做什么;Customer: I want to withdraw 8000RMB from my deposit account. 顾客：我要从我的帐户支取8000元人民币;Clerk: Sorry, no sufficient balance, the balance is 6000 RMB.职员：对不起,您户头中没有足够的余额,只有6000元; Customer: I want to withdraw5000 RMB.顾客：取5000 RMB好了;Customer: I want to draw 10,000-dollar and 30,000 RMB. 顾客：我从卡上取1万美金和3万元人民币;Clerk: Please show me your passport;职员：请出示护照;Clerk: password please.职员：请输入密码;Clerk: please sign your name. 职员：请签名;Clerk: please check carefully. 职员：请清点一下现金. Customer: Thank you very much. 顾客：非常感谢;Clerk: Not at all.职员：不用谢;4．兑换 EXCHANGECustomer: Can you change me some money, please顾客：能否请你给我兑换一些钱Clerk: What kind of currency do you want to change职员：要换哪种货币Customer: Please change some RMB from m y . dollars’ account.顾客：请帮我把帐户里的美圆兑换一些人民币;Clerk: Please tell me how much you want to change.职员：请告诉我你要换多少;Customer: Please change 3000 RMB.顾客：我想兑换出3000人民币;Clerk: Take Cash or deposit in your card passbook职员：请问您兑换后要取走人民币现金还是存入卡折里Customer: I'd like to take cash deposit in the card<passbook>.顾客：我想取现金;我存到卡<折子>里Customer: What's the exchange rate today顾客：今天的兑换率是多少Clerk: If you'll wait a moment, the rates of exchange is about 1:8.职员：请等一会儿,美圆和人民币的兑换率是1：8左右;Customer: I'd like to break this 100 RMB. Could you give me some small notes顾客：请把这张100人民币换开,给我一些小票好吗Clerk: How would you like it职员：你要什么面额的Customer: Three 20s, some 10s and 5s , please.顾客：请给我3张20元和几张10元和5元的;Customer: Thanks a lot.顾客：非常感谢;Clerk: My pleasure.职员：不用谢;5．收费 CHARGECustomer: Excuse me, I forget the password of my card.顾客：对不起,我忘记卡的密码了you remember the number of the magcard职员：您的卡号是多少 Clerk: Please pay 15 yuan, includes 5 yuan cost and 10 yuan handling charge.职员：请支付15元,包含换卡工本费5元,挂失手续费10元;Customer: Do you charge for remit顾客：汇款你们收手续费吗Clerk: Yes, we do, 1% of the sum, from 1 yuan to 50 yuan.职员：是的,我们收手续费,我们按照1%金额收取,最低1元,最高50元;Customer: I come for paying my telephone cost.顾客：我来交费;Clerk: Show me the number of the telephone.职员：您的号码是多少Customer: I come for paying my gas cost.顾客：我要交煤气费;Customer: I come for paying my electricity cost.顾客：我要交电费;Clerk: Please show me your card;职员：请出示卡片;支票结算T: Hello May I help you 您好,您有事需要帮忙吗C: Yes, I hope so. I need some more cash for my visit in China. May I cash a traveler's check here 噢,是这样的;我需要些现金,在中国观光时使用;我能在这儿兑现旅行支票吗T: Of course. We'd be happy cash it for you. 当然, 我很乐意为您兑现;C: I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates. 我原本打算在家旅馆兑现, 但我朋友说银行的兑现率通常有点高;What kind of account did you have in your mind你想开哪种帐户Do you like to open a current account你想开一个活期存款帐户吗A deposit or current account定期还是活期Please tell me how you would like to deposit your money.请告诉我你想存何种户头There's a service charge for the checking account but no charge for the savings.支票户头要收服务费,现金户头不收;Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆;Five yuan is the minimum original deposit.最低起存款额是5元;You can open a savings account at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户;Even one yuan is all right.甚至一元也可以起存;Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折,存取款时请带来;保管好存折,遗失请告诉我们;I should like to open a current account.我想开一个活期存款帐户;I need a checking account so that I can pay my bill.我需开个支票帐户,这样就能付帐;We'd like to know how we open a checking-savings account.我们想知道如何开一个支票储蓄帐户;I have a checking account here.我在这里有一个支票存款帐户;I think I'd like a deposit account.我想要开个定期存款帐户;Can I open a current account here我能否在这儿开个活期存款帐户I want to open a deposit account with you.我要开个储蓄帐户;I'd like to open a deposit account with you.我想在你们这儿开个定期存款帐户; Could you tell me the difference between a savings account and a checking account 请告诉我储蓄存款与支票存款的区别好吗Please tell me the procedure for opening a savings account.请告诉我开个储蓄帐户需要什么手续;Will 100 yuan be enough for a minimum deposit100元作最低存款额够吗I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.我想知道开一个支票帐户200元存款是否够;Could you tell me how to operate this account请告诉我如何经管这个帐户好吗Is there any minimum for the first deposit第一次储蓄有最低限额吗How much does each account cost每个帐户要花多少钱Useful Phrasescurrent deposit, current account 活期存款fixed deposit, fixed account 定期存款fixed deposit by installments 零存整取joint account 联名存款帐户to open an account 开户头银行英语口语－存款How much do you want to deposit with us你想在我们这存多少How much do you wish to pay into your account你希望在你的户头上存多少How much money do you plan to keep in your account on a regular basis你计划在你的户头上定期存放多少钱How much cash do you plan to deposit in your account你有多少钱要存入呢I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.我认为你可把钱存入银行,或留在银行暂保管起来;Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗I want to deposit 300 yuan in my account.我想在我的户头上存300元;I want to deposit these cheques in my account.我想把这些支票存在我的户头上;I'd like to pay 200 yuan into my deposit account.我想在在我的定期存款户头上存200元;I want to deposit my paycheck.我想存入我的工资支票;I'd like to know whether I can cash a cheque here.我想知道我能否在这兑换支票;Will you please cash this traveler's cheque请兑现这张旅行支票好吗I'd like to cash this money order.我想兑现这张汇款单;I want to cash the balance of a traveler's letter of credit.我要把旅行信用证的结余兑现;Will you please tell me whether you charge for cheques请告诉我兑换支票收手续费吗Could you tell me how much the checks cost请告诉我这些支票要花多少钱What if I overdraw如果透支了怎么办Please sign your name on the bottom line if you want to cash the check.如果想兑支票,请在底线上签名;Please write your account number on the back of the check.请在支票背面写上你的帐号;We honored the check as the overdraft was only 5 yuan.我们承兑这张支票的透支额只有5元;Please endorse the cheque.请背签这张支票;The traveler's checks cost % of the total amount of purchase.旅行支票手续费是购买总额的%;Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".这是一本支票簿,你邮寄支票时,注意要在支票上打叉线;但是如果你本人想开张兑现支票,就不可打叉线; Each cheque you write will cost 2 dollars.你每开一张支票将花2美圆;Useful Words and Phrasesaccount number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票,银票银行英语口语－取款、结余I'd like to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款来支付天津购物的费用;I want to withdraw 200 dollars from my deposit account.我要从我的定期存款中支取200美圆;I want to close my account with you.我想结束在你们这儿的帐户;I'd like to draw 100 yuan against this letter of credit.我想从这份信用证上提款100元;May I draw money against the letter of credit here我可以在这儿用这份信用证取钱吗Could you tell me my balance能否把存款结余金额告诉我Please let me know my balance.请告诉我结余金额;I think you can draw on this account by cheque in payment of goods.我以为你可用支票提款支付购物费用;Your balance at the bank is 300 yuan.你在本行的结余是300元;Your deposit is exhausted.你的存款支净了;Your letter of credit is used up.你的信用证用完了;Please tell me how you wish to draw your money.请告诉我你希望怎样支款;Fill our a withdrawal form, please.请填写取款单;The letter of credit is exhausted.信用证上的款子已提清;The letter at Counter 6 will pay you against your number slip.六号柜台的出纳员将根据你的号码牌付给你钱;Useful Words and Phrasesto close an account, to clear an account 结清to draw money 取款drawing-out slip 取款单the number slip 号码牌a withdrawal form 取款单to fill in the receipt in duplicate 一式两份填这张收据teller, cashier 出纳员银行英语口语－兑换货币Please tell me how much you want to change.请告诉我你要换多少;How much of the remittance do you want to convert into Japanese yen你要把多少汇款换成日圆What kind of currency do you want要哪种货币What's it you wish to change你有什么要换的What kind of currency do you want to change要换哪种货币In what denominations要什么面值的Please tell me what note you want.请告诉我要什么钞票;Will seven tens be all right7张10元的可以吗Is it in traveler's cheques换旅行支票吗I'd like to know how I shall give it to you.我想知道如何付钱给你;How would you like it你要什么面额的Would you kindly sign the exchange form, giving your name and address请在兑换单上签字,写出你的姓名和地址,好吗Can you change me some money, please能否请你给我兑换一些钱Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders.这些就是：一些法国法郎,瑞士法郎,美圆和一些荷兰盾;Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change.请你给我7张5镑纸币,4张1镑纸币,4张10先令纸币,剩下的要零票;Would you mind giving me the six pence in coppers 劳驾给我6便士的铜币;I'd like to know if you could change this money back into . dollars for me.我想知道能否把这笔兑回成美圆;Could you change these French francs for me能给我兑换这些法国法郎吗Can you give me 100 dollars in Swiss francs能否给我100美圆的瑞士法郎I'd like to convert the full amount of the remittance into . dollars.我想把全部汇款换成美圆;I'd like some coins for this note.我想把这张纸币换成硬币;I'd like to break this 50 dollar note.我想把这张50美圆纸币换开;Five twenties and ten singles, please.请给我5张20元和10张一元的;I need 300 dollars in 100-dollar cheques.我要300美圆票面为100美圆的支票;I hope you'll give me ten traveler's cheques of 100 dollars each.我希望给我10张面额为100美圆的旅行支票;In fives, please.请给我5元票面的;Could you give me some small notes给我一些小票好吗Useful Words and Phrasescurrency, money 货币money changing 兑换货币an exchange form 兑换单bank note 钞票note of large denomination 大票note of small denomination 小票small change 零钱subsidiary money 辅币nickel piece 镍币plastic currency notes 塑料钞票convertible money 可兑换黄金纸币银行英语口语－储蓄存款利息What's the interest rate for the savings account储蓄存款的利率是多少Do you pay interest on this account这种存款付给利息吗Please tell me what the annual interest rate is.请告诉我年利率是多少;Interest is paid at the rate of 1% per annum at present.目前每年的利率是1%;It allows you to earn a little interest on your money.这可使你从存款中获得一点利息;The account carries interest of 4%.该存款有4%的利息;The interest is added to your account every year.每年的利息都加到你的存款中; The interest rate for the savings account is 4%.储蓄存款的利率是4%;It varies from time to time. At present it is 6%.年息每个时期都不同,现在是六厘; Useful Words and Phrasesinterest rate 利率simple interest 单利compound interest 复利legal interest 法定利息prime rate 优待利率payable interest 应付利息lending rate 贷款利率usury 高利贷the subsidy rate for value-preserved savings 保值储蓄补贴率银行英语口语－外汇率Tell me the current rate for RMB, please.请告诉我人民币的现价;What's your selling rate for RMB yuan in notes today你们今天人民币现钞的售价是多少What's the dollar going for today美圆今天的售价是多少Our buying rate for notes is 523 yuan for 100 dollars.我们100美圆的现钞买入价是523元;It's 200 French francs at today's selling rate.今天的卖出价是200法国法郎;The buying rate of . dollar notes is 460 yuan per hundred dollars.美圆现钞买入价是100美圆付460元;Useful Phrasesbuying rate 买进价格selling rate 卖出价格And how much will it be in Japanese currency换成日本币是多少How much would I get for 300 Japanese yen300日圆可兑换多少钱I'd like to know the exchange rate for German marks.我想知道德国马克的兑换率;What rate are you giving你们提供的兑换率是多少What's the exchange rate today今天的兑换率是多少Please tell me what you would give me for my . dollars.请告诉我这些美圆可以兑换多少钱;Please tell me the current rate for sterling.请告诉我英国货币的现行兑换率;If you'll wait a moment, I'll find out the rates of exchange.请等一会儿,我查一下兑换率;Please wait a moment. I'll find out the exchange rate between . dollars and RMB.请等一会儿,我查一下美圆对人民币的兑换率;It's 470 yuan for 100 dollars.100美圆可兑470元;The exchange rate today is 200 yen to the pound.今天的兑换率是一英镑可兑200日圆; The rate for traveler's cheques is 300 yuan against 100 dollars.旅行支票的兑换率是100美圆兑300元;These dollars are worth 1,000 yuan.这些美圆可换1000元;Useful Phrasesexchange table, conversion table 汇兑换算表foreign exchange 外汇exchange rate 外汇率conversion rate 折合率foreign exchange restriction 外汇限额foreign exchange quotations 外汇行情to check the rate for sb. 查牌价A:Hello,what can I do for youB:I’d like to withdraw 10000 RMB ,here is the withdrawal slip.A:Ok,please enter your code number.B:Ok.A:Sorry,the code number is wrong.B:Oh,I’m sorry. Let me see,maybe I can give you another number.A:It’s correct the way, how do you want your moneyB:Please give me 5000 RMB in one-hunder nots and 3000 RM B in fifty nots and the other in small nots.A:No you are.B:Thank you.Customer: Excuse me , but can I draw on my account for payment of things I buy in China 顾客：劳驾,请问我能不能提取存款尝付我在中国买东西的费用 Clerk: Certainly, sir. How much do you draw 职员：当然可以,先生;您要取多少钱 Customer: RMB 8,000 please. Would you please tell me my balance 顾客：请给我人民币8,000元;请把我帐号上的节余金额告诉我好吗 Clerk: Yes, sir. Your balance is RMB 34,000. 职员：好的,先生;你的帐户余额是人民币34000元; Customer: I am sorry, but may I ask one more question 顾客：对不起,我能不能再问一个问题 Clerk: Of course, please do. What is it 职员：当然可以了;请问是什么问题 Customer: What is the interest rate for the saving account 顾客：储蓄存款的利率是多少 Clerk: The detailed information is on the board. Please go and see it. 职员：详细的情况在那块利率牌上;请去那里看看吧; Customer: Many thanks. 顾客：非常感谢; Dialogue Tow 对话2 Customer: Excuse me, but could you help me 顾客：对不起,能帮我一个忙吗 Clerk: With pleasure. What can I do for you 职员：很高兴为您效劳;我能为您做些什么 Customer: Could you tell me where I can find Mr Zhang 顾客：请告诉我张先生在哪里,好吗 Clerk: Sure Miss. Mr Zhang is upstairs. 职员：没问题,小姐;张先生在楼上; Customer: Thank you very much. 顾客：非常感谢; Clerk: Not at all, miss. 职员：不客气,小姐; Dialogue Three 对话3 Customer: Do you charge for cheques 顾客：请问,兑换支票你们收手续费吗 Clerk: Yes we do. Each cheque you write will cost RMB 2. 职员：是的,我们收手续费;您每开一张支票就要花人民币2元; Customer: Do I have to deposit a large sum of money if I want to opena chequing-savings account 顾客：如果我要开一个支票储蓄帐户,我必须存一大笔钱吗 Clerk: Not necessarily, sir. 职员：不一定的,先生; Customer: Regarding the interest rate, what is the difference between a savings account and checking account 顾客：在利率方面,储蓄存款和支票存款有什么不同 Clerk: Not big difference, sir. 职员：没有太大的区别,先生; Customer: I see. I would like to open a checking account. Will 300 dollars be enough for a minimum deposit 顾客：我知道了;我想开一个支票存款帐户;300美圆作最低存款额够了吗 Clerk: Definitely. 职员：足够了;Customer: Hello, I would like to open an account, but I do not know what account it should be. 顾客：你好;我想开立一个帐户,但我不知道要开哪种帐户; Clerk: Do you often deposit money and draw money 职员：您经常存钱和取钱吗 Customer: No, I do not. I just want to deposit my salary and use this account to pay the things I buy at department stores once a month. 顾客：不,我不经常存钱和取钱;我只想把工资存入并且用这个帐户来支付每月一次在百货商店所买的东西的帐款; Clerk: So, it will be a good idea for you to open a checking account. Do you think so 职员：那么您还是开立一个支票帐户的好;您认为怎么样 Customer: All right ,if that account will make. 顾客：行,如果这个帐户合适的话; Dialogue Two 对话2 Customer: Good morning, sir. I am from Japan. My English is poor. Can you help me 顾客：你好,先生;我是日本人;我的英语不太好,你能帮忙吗 Clerk: It is my pleasure, but I think it would be better for you to tell me what you want to do. 职员：很高兴为您效劳,但我想您最好告诉我您想要干什么; Customer: Oh, I want to change some money, but I do not know how to fill out the exchange memo. 顾客：啊,我想兑换些钱,但不知道怎样填写兑换水单;我不会看英文; Clerk: Would you care to give me your passport and write your name on the paper 职员：您能把您的护照给我,并把您的名字写在这张纸上吗 Customer: There you are. My name is Tanaka. 顾客：给你护照和姓名,我叫田中; Clerk: Good. I will fill out the exchange memo for you now. Why do not you take a seat over there for a moment 职员：好,我现在就为您填写这张兑换水单;您请在那里坐一会行吗 Customer: I would like to. Thanks. 顾客：好的,谢谢; Clerk: Hello, Mr. Tanaka. I was wondering if you would ever thought of conversing the unused Renminbi back into Japan yen later 职员：您好,田中先生,不知道您是否考虑到以后要把没有用完的人民币兑换成日元呢 Customer: Yes, if I will have Renminbi left. 顾客：是的,如果有没用完的人民币的话,就要换成日圆; Clerk: So, If I may make a suggestion , please keep your exchange memo safe, 职员：那么,如果我还可以提一个建议的话,请您保管好您的这张兑换水单; Customer: Thank you indeed. I will do that. 顾客：我会保管好的;谢谢; Clerk: Not at all. 职员：不用谢;What kind of account did you have in your mind 你想开哪种帐户 Do you like to open a current account 你想开一个活期存款帐户吗 A deposit or current account 定期还是活期Please tell me how you would like to deposit your money. 请告诉我你想存何种户头 There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费,现金户头不收; Our minimum deposit for a savings account is 100 dollars. 我们储蓄存款的最低存款额是100美圆; Five yuan is the minimum original deposit. 最低起存款额是5元; You can open a savings account at any time with an initial deposit of 50 dollars. 你可随时以50美圆的起存额开立储蓄帐户; Even one yuan is all right. 甚至一元也可以起存; Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it. 这是你的存折,存取款时请带来;保管好存折,遗失请告诉我们; I should like to open a current account. 我想开一个活期存款帐户; I need a checking account so that I can pay my bill. 我需开个支票帐户,这样就能付帐; We'd like to know how we open a checking-savings account. 我们想知道如何开一个支票储蓄帐户; I have a checking account here. 我在这里有一个支票存款帐户; I think I'd like a deposit account. 我想要开个定期存款帐户; Can I open a current account here 我能否在这儿开个活期存款帐户 I want to open a deposit account with you. 我要开个储蓄帐户; I'd like to open a deposit account with you. 我想在你们这儿开个定期存款帐户; Could you tell me the difference between a savings account and a checking account 请告诉我储蓄存款与支票存款的区别好吗 Please tell me the procedure for opening a savings account. 请告诉我开个储蓄帐户需要什么手续; Will 100 yuan be enough for a minimum deposit 100元作最低存款额够吗 I'd like to know whether a 200 yuan deposit will be enough for opening a checking account. 我想知道开一个支票帐户200元存款是否够; Could you tell me how to operate this account 请告诉我如何经管这个帐户好吗 Is there any minimum for the first deposit 第一次储蓄有最低限额吗 How much does each account cost 每个帐户要花多少钱 Useful Phrases current deposit, current account 活期存款 fixed deposit, fixed account 定期存款 fixed deposit by installments 零存整取 joint account 联名存款帐户 to open an account 开户头参考：学习。
银行业务常用英语词汇以及对话
account number 帐号 depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book; passbook 存折credit card 信用卡principal 本金overdraft; overdraw 透支to counter sign 双签 to endorse 背书endorser 背书人to cash 兑现 to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付 cheque;check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub; counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票;银票banker 银行家president 行长savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India; Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank; national bank; banker's bank 中央银行bank of issue; bank of circulation 发行币银行commercial bank 商业银行;储蓄信贷银行member bank; credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank; opening bank 开证银行advising bank; notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit companydiscount company 商业信贷公司贴现公司neighborhood savings bank; bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank; building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank; accepting bank 承兑银行investment bank 投资银行 import and export bank EXIMBANK 进出口银行joint venture bank 合资银行 money shop; native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal; day-book 日记帐;流水帐bad debts 坏帐 investment 投资surplus 结余 idle capital 游资economic cycle 经济周期 economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条 economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock; share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接对角套汇indirect exchange 间接三角套汇cross rate; arbitrage rate 套汇汇率foreign currency exchange reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate; bank rate 贴现率gold reserve 黄金储备money financial market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金 bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room; vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours; business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind你想开哪种帐户Do you like to open a current account你想开一个活期存款帐户吗A deposit or current account定期还是活期Please tell me how you would like to deposit your money.请告诉我你想存何种户头There's a service charge for the checking account but no charge for the savings.支票户头要收服务费;现金户头不收..Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆..Five yuan is the minimum original deposit.最低起存款额是5元..You can open a savings account at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户..Even one yuan is all right.甚至一元也可以起存..Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折;存取款时请带来..保管好存折;遗失请告诉我们..I should like to open a current account.我想开一个活期存款帐户..I need a checking account so that I can pay my bill.我需开个支票帐户;这样就能付帐..We'd like to know how we open a checking-savings account. 我们想知道如何开一个支票储蓄帐户..I have a checking account here.我在这里有一个支票存款帐户..I think I'd like a deposit account.我想要开个定期存款帐户..Can I open a current account here我能否在这儿开个活期存款帐户I want to open a deposit account with you.我要开个储蓄帐户..I'd like to open a deposit account with you.我想在你们这儿开个定期存款帐户..Could you tell me the difference between a savings account and a checking account请告诉我储蓄存款与支票存款的区别好吗Please tell me the procedure for opening a savings account.请告诉我开个储蓄帐户需要什么手续..Will 100 yuan be enough for a minimum deposit100元作最低存款额够吗I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.我想知道开一个支票帐户200元存款是否够..Could you tell me how to operate this account请告诉我如何经管这个帐户好吗Is there any minimum for the first deposit第一次储蓄有最低限额吗How much does each account cost每个帐户要花多少钱Useful Phrasescurrent deposit; current account 活期存款fixed deposit; fixed account 定期存款fixed deposit by installments 零存整取joint account 联名存款帐户to open an account 开户头银行英语口语－存款How much do you want to deposit with us你想在我们这存多少How much do you wish to pay into your account你希望在你的户头上存多少How much money do you plan to keep in your account on a regular basis你计划在你的户头上定期存放多少钱How much cash do you plan to deposit in your account你有多少钱要存入呢I think you may deposit your money with the bank; or leave it here for temporary safe-keeping.我认为你可把钱存入银行;或留在银行暂保管起来..Would you please fill in the depositing form; giving the sum of money you're to deposit as well as your name; address and professional unit请填张存款单;写明要存的数额以及你的姓名;地址和工作的单位;好吗I want to deposit 300 yuan in my account.我想在我的户头上存300元..I want to deposit these cheques in my account.我想把这些支票存在我的户头上..I'd like to pay 200 yuan into my deposit account.我想在在我的定期存款户头上存200元..I want to deposit my paycheck.我想存入我的工资支票..I'd like to know whether I can cash a cheque here.我想知道我能否在这兑换支票..Will you please cash this traveler's cheque请兑现这张旅行支票好吗I'd like to cash this money order.我想兑现这张汇款单..I want to cash the balance of a traveler's letter of credit.我要把旅行信用证的结余兑现..Will you please tell me whether you charge for cheques请告诉我兑换支票收手续费吗Could you tell me how much the checks cost请告诉我这些支票要花多少钱What if I overdraw如果透支了怎么办Please sign your name on the bottom line if you want to cash the check.如果想兑支票;请在底线上签名..Please write your account number on the back of the check.请在支票背面写上你的帐号..We honored the check as the overdraft was only 5 yuan.我们承兑这张支票的透支额只有5元..Please endorse the cheque.请背签这张支票..The traveler's checks cost 1.5% of the total amount of purchase. 旅行支票手续费是购买总额的1.5%..Here's the cheque book. When you send a cheque by post be careful to cross it; but if you wish to cash a cheque yourself; you must leave it "open".这是一本支票簿;你邮寄支票时;注意要在支票上打叉线..但是如果你本人想开张兑现支票;就不可打叉线..Each cheque you write will cost 2 dollars.你每开一张支票将花2美圆..银行英语口语－取款、结余I'd like to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款来支付天津购物的费用..I want to withdraw 200 dollars from my deposit account.我要从我的定期存款中支取200美圆..I want to close my account with you.我想结束在你们这儿的帐户..I'd like to draw 100 yuan against this letter of credit. 我想从这份信用证上提款100元..May I draw money against the letter of credit here我可以在这儿用这份信用证取钱吗Could you tell me my balance能否把存款结余金额告诉我Please let me know my balance.请告诉我结余金额..I think you can draw on this account by cheque in payment of goods.我以为你可用支票提款支付购物费用..Your balance at the bank is 300 yuan.你在本行的结余是300元..Your deposit is exhausted.你的存款支净了..Your letter of credit is used up.你的信用证用完了..Please tell me how you wish to draw your money.请告诉我你希望怎样支款..Fill our a withdrawal form; please.请填写取款单..The letter of credit is exhausted.信用证上的款子已提清..The letter at Counter 6 will pay you against your number slip.六号柜台的出纳员将根据你的号码牌付给你钱..Useful Words and Phrasesto close an account; to clear an account 结清to draw money 取款drawing-out slip 取款单the number slip 号码牌a withdrawal form 取款单to fill in the receipt in duplicate 一式两份填这张收据teller; cashier 出纳员银行英语口语－兑换货币Please tell me how much you want to change.请告诉我你要换多少..How much of the remittance do you want to convert into Japanese yen你要把多少汇款换成日圆What kind of currency do you want要哪种货币What's it you wish to change你有什么要换的What kind of currency do you want to change 要换哪种货币In what denominations要什么面值的Please tell me what note you want.请告诉我要什么钞票..Will seven tens be all right7张10元的可以吗Is it in traveler's cheques换旅行支票吗I'd like to know how I shall give it to you.我想知道如何付钱给你..How would you like it你要什么面额的Would you kindly sign the exchange form; giving your name and address请在兑换单上签字;写出你的姓名和地址;好吗Can you change me some money; please能否请你给我兑换一些钱Here it is; some French francs; Swiss francs; American dollars and a few Dutch guilders.这些就是：一些法国法郎;瑞士法郎;美圆和一些荷兰盾..Would you please give me seven five-pound notes; four poundnotes and four ten-shilling notes; and the rest in small change.请你给我7张5镑纸币;4张1镑纸币;4张10先令纸币;剩下的要零票..Would you mind giving me the six pence in coppers劳驾给我6便士的铜币..I'd like to know if you could change this money back into U.S. dollars for me.我想知道能否把这笔兑回成美圆..Could you change these French francs for me能给我兑换这些法国法郎吗Can you give me 100 dollars in Swiss francs能否给我100美圆的瑞士法郎I'd like to convert the full amount of the remittance into U.S. dollars.我想把全部汇款换成美圆..I'd like some coins for this note.我想把这张纸币换成硬币..I'd like to break this 50 dollar note.我想把这张50美圆纸币换开..Five twenties and ten singles; please.请给我5张20元和10张一元的..I need 300 dollars in 100-dollar cheques.我要300美圆票面为100美圆的支票..I hope you'll give me ten traveler's cheques of 100 dollars each.我希望给我10张面额为100美圆的旅行支票..In fives; please.请给我5元票面的..Could you give me some small notes 给我一些小票好吗Useful Words and Phrasescurrency; money 货币money changing 兑换货币an exchange form 兑换单bank note 钞票note of large denomination 大票note of small denomination 小票small change 零钱subsidiary money 辅币nickel piece 镍币plastic currency notes 塑料钞票convertible money 可兑换黄金纸币银行英语口语－储蓄存款利息What's the interest rate for the savings account 储蓄存款的利率是多少Do you pay interest on this account这种存款付给利息吗Please tell me what the annual interest rate is.请告诉我年利率是多少..Interest is paid at the rate of 1% per annum at present. 目前每年的利率是1%..It allows you to earn a little interest on your money. 这可使你从存款中获得一点利息..The account carries interest of 4%.该存款有4%的利息..The interest is added to your account every year. 每年的利息都加到你的存款中..The interest rate for the savings account is 4%. 储蓄存款的利率是4%..It varies from time to time. At present it is 6%. 年息每个时期都不同;现在是六厘..Useful Words and Phrasesinterest rate 利率simple interest 单利compound interest 复利legal interest 法定利息prime rate 优待利率payable interest 应付利息lending rate 贷款利率usury 高利贷the subsidy rate for value-preserved savings 保值储蓄补贴率银行英语口语－外汇率Tell me the current rate for RMB; please.请告诉我人民币的现价..What's your selling rate for RMB yuan in notes today 你们今天人民币现钞的售价是多少What's the dollar going for today美圆今天的售价是多少Our buying rate for notes is 523 yuan for 100 dollars. 我们100美圆的现钞买入价是523元..It's 200 French francs at today's selling rate.今天的卖出价是200法国法郎..The buying rate of U.S. dollar notes is 460 yuan per hundred dollars.美圆现钞买入价是100美圆付460元..Useful Phrasesbuying rate 买进价格selling rate 卖出价格And how much will it be in Japanese currency换成日本币是多少How much would I get for 300 Japanese yen300日圆可兑换多少钱I'd like to know the exchange rate for German marks.我想知道德国马克的兑换率..What rate are you giving你们提供的兑换率是多少What's the exchange rate today今天的兑换率是多少Please tell me what you would give me for my U.S. dollars. 请告诉我这些美圆可以兑换多少钱..Please tell me the current rate for sterling.请告诉我英国货币的现行兑换率..If you'll wait a moment; I'll find out the rates of exchange. 请等一会儿;我查一下兑换率..Please wait a moment. I'll find out the exchange rate between U.S. dollars and RMB.请等一会儿;我查一下美圆对人民币的兑换率..It's 470 yuan for 100 dollars.100美圆可兑470元..The exchange rate today is 200 yen to the pound.今天的兑换率是一英镑可兑200日圆..The rate for traveler's cheques is 300 yuan against 100 dollars. 旅行支票的兑换率是100美圆兑300元..These dollars are worth 1;000 yuan.这些美圆可换1000元..Useful Phrasesexchange table; conversion table 汇兑换算表foreign exchange 外汇exchange rate 外汇率conversion rate 折合率foreign exchange restriction 外汇限额foreign exchange quotations 外汇行情to check the rate for sb. 查牌价。
银行办理业务常用英语口语
频道为友整理的《银⾏办理业务常⽤英语⼝语》，供⼤家参考学习。
Hi,I'd Iike to open an account please!你好,我要开个户头!A:May I help you?我能为您服务吗?B:Hi,I'd Iike to open an account please!你好,我要开个户头。
Do you have any ID with you?您有没有证件借我看⼀下?A:Do you have any ID with you?您有没有证件借我看⼀下?B:Yes,here's my student card.有的。
这是我的学⽣证。
I need your chop please!我需要你的印章!A:I need your chop please!我需要你的印章.B:Here you are.在这⾥。
Would you like to have an ATM card and a checkbook?你要提款卡和⽀票簿吗?A:Would you like to have an ATM card and a checkbook?你要提款卡和⽀票簿吗?B:Yes.of course.当然要.I'd Iike to withdraw some money.我要领钱。
A:May I help you?我能为您服务吗?B:Yes,I'd Iike to withdraw some money.是的.我要领钱.Then,you need to go to the information desk.那你要到服务台办理.A:I'd like to apply for a balance statement of my account.我要申请存款证明.B:Then,you need to go to the information desk.那你要到服务台办理.I'm sorry,that window's closed.Please come here.对不起,那个窗⼝关闭了,请来这边办理!A:What happened?怎么啦?B:I'm sorry,that window's closed.Please come here.对不起,那个窗⼝关闭了,请来这边办理What would you like to exchange?请问你要兑换什么货币?A:What would you like to exchange?请问你要兑换什么货币?B:RMB to British pounds,please!⼈民币换英镑,谢谢!Please fill in this form first.请先填这张表.A:Hi,I'd like to deposit some money!你好,我要存款!B:Please fill in this form first.请先填这张表.What's the exchange rate between RMB and British pounds today?今天的⼈民币对英镑的汇率如何?A:What's the exchange rate between RMB and British pounds today?今天的⼈民币对英镑的汇率如何?B:We buy at RMB13.28 and sell at RMB13.32.⼀英镑对13.28⼈民币买进,13.32卖出.It's a student account,So there's no interest.这是学⽣户头,所以没有利息.A:Do I receive any interest?我会有利息吗?B:It's a student account,So there's no interest.这是学⽣户头,所以没有利息。
银行里的常用英文对话
银行里常用的英文对话1. 开立账户：I would like to open a checking account. 我想开一个支票账户。
Do you have any ID with you? 你带身份证了吗？What is the minimum deposit required for this account? 这个账户的最低存款要求是多少？2. 存款：I want to deposit $1000 into my account. 我想在我的账户里存1000美元。
How much cash do you want to deposit? 你想存多少现金？I want to deposit these cheques into my account. 我想把这些支票存入我的账户。
3. 取款：I want to withdraw $500 from my checking account. 我想从我的支票账户里取500美元。
I want to cash this check. 我想兑现这张支票。
How much cash do you want to withdraw? 你想取多少钱？4. 转账：I want to transfer $2000 from my checking account to my savings account. 我想从我的支票账户转2000美元到我的储蓄账户。
How much would you like to transfer? 你想转多少钱？What is the name of the account you would like to transfer to? 你要转到哪个账户？5. 查询余额：Could you check my balance, please? 请帮我查一下我的余额，可以吗？What is the balance in my account? 我账户里的余额是多少？6. 贷款：I would like to apply for a home loan. 我想申请住房贷款。
关于银行业务的英语口语对话
关于银行业务的英语口语对话众所周知，银行是只要和金钱有相关的业务都是可以办理的，今天小编就大家银行英语，欢迎大家参考关于银行柜台服务的英语口语salesman： can i help you?john： yes， i would like to buy a walkman. can you tell me about the models you have?salesman： well， we have a lot of models here.did you want to listen to cd's or cassettes or the radio?john： mostly cassette tapes.salesman： alright. there are several models you may want to look at.this kregg portable cassette player is very good.john： kregg? i've never heard of that company.salesman： it's a german company.this unit has auto-reverse，recording capability，and an am/fm radio band.it also has a built-in microphone.john：i suppose i don't want that one then. i don’t like auto-reverse. it breaks too easily.salesman：really? have you had an auto-reverse break before?john： yes， twice now. i think it's too high-tech， and so it’s the first part that breaks.salesman： hmm. you know， the problem might be dust. did you clean the unit often?有关兑换点外币的英语口语AMay I help you?需要我帮忙吗?BYes, I would like to exchange some money.是啊,我想换点零钱.Awhat currency would you like to trade in?你想兑换什么钱?BI would like to exchange Chinese RMB for American dollars. Do you accept $100 bills?我想用人民币兑换美元.一百块面额的美元行吗?ANo problem, we can accept any denomination. How much would you like to exchange today?没问题.我们什么样的币值都能换.今天你想换多少?BWell, that depends on the rate. How much is the RMB trading at today?哦,那要看汇率是多少.今天人民币的成交价是多少?AIt's a shame you didn't come a little earlier, the exchange rate was reset yersterday afternoon. The American dollar is now worth 7.45RMB.If you would like to sell RMB, we can give you a rate of 7.35.Will that be all right?很遗憾,你来的有点晚了,昨天下午汇率又重新调整了.现在美元对人民币是7.45比1.如果你想出售人民币,我们可以给你7.35比1的比率.这样可以吗?BI guess, here, give me 5,000 RMB worth. I might as well exchange a little extra. Who knows what the exchange rate will be tommorow!我想...给我换5000人民币吧.我还是多换一点儿好了,谁知道明天的汇率又会变成什么.有关开个银行存款帐户AHello, I'd like to open an account.你好，我想开个帐户。
银行业务英语
银行业务英语Ourminimumdepoitforaavingaccounti100dollar.我们储蓄存款的最低存款额是100美圆。
Fiveyuanitheminimumoriginaldepoit. 最低起存款额是5元。
Evenoneyuaniallright. 甚至一元也可以起存。
Ihouldliketoopenacurrentaccount. 我想开一个活期存款帐户。
IneedacheckingaccountothatIcanpaymybill. 我需开个支票帐户，这样就能付帐。
We"dliketoknowhowweopenachecking-avingaccount.我们想知道如何开一个支票储蓄帐户。
Couldyoutellmethedifferencebetweenaavingaccountandacheckinga ccount请告诉我储蓄存款与支票存款的区别好吗？Ihaveacheckingaccounthere. 我在这里有一个支票存款帐户。
IthinkI"dlikeadepoitaccount. 我想要开个定期存款帐户。
CanIopenacurrentaccounthere 我能否在这儿开个活期存款帐户？Iwanttoopenadepoitaccountwithyou.我要开个储蓄帐户。
I"dliketoopenadepoitaccountwithyou.我想在你们这儿开个定期存款帐户。
Pleaetellmetheprocedureforopeningaavingaccount.请告诉我开个储蓄帐户需要什么手续。
Will100yuanbeenoughforaminimumdepoit 100元作最低存款额够吗？I"dliketoknowwhethera200yuandepoitwillbeenoughforopeningacheckin gaccount.我想知道开一个支票帐户200元存款是否够。
职场英语银行业务口语(2)
职场英语银行业务口语(2)这是一篇由网络搜集整理的关于职场英语银行业务口语的文档，希望对你能有帮助。
职场英语银行业务口语A:I'm sorry that we will not be available to offer you the credit.A:对不起，我们无法给你提供货款。
B:May I know the reason?B:请问为什么?Please would you cancel our check No. 530920 in favor of G. Mark Ltd. ?请你取消号码为530920开给G马克有限公司的支票，好吗?A:Please would you cancel our check No. 530920 in favor of G. Mark Ltd.?A:请你取消号码为530920开给G马克有限公司的支票，好吗?B:OK. Check No. 530920.B:好吧，支票号码为530920.Have you ever thought of getting the draft discounted?把支票贴现，你想过吗?Can you please open an irrevocable documentary credit?能开一张不可撤消的跟单信用证吗?A:Can you please open an irrevocable documentary credit?A:能开一张不可撤消的跟单信用证吗?B:Yes,of course. May I know the beneficiary's name? And the amount?B:当然可以。
请问受益人的姓名。
金额为多少?★ irrevocable(adj.)★ 不能取消的We have drawn a sight draft on you.我们开具了一份以你为付款人的即期汇票。
A:We have drawn a sight draft on you.A:我们开具了一份以你为付款人的即期汇票。
【英语学习资料】 银行基本业务英语口语
银行基本业务英语口语What kind of account did you have in your mind?你想开哪种账户？Do you like to open a current account?你想开一个活期存款账户吗？A deposit or current account?定期还是活期？Please tell me how you would like to deposit your money.请告诉我你想存何种户头？There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit.最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄账户。
Even one yuan is all right.甚至一元也可以起存。
Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。
保管好存折，遗失请告诉我们。
I should like to open a current account.我想开一个活期存款账户。
银行业务英语
银行业务英语account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间current deposit, current account 活期存款fixed deposit, fixed account 定期存款fixed deposit by installments 零存整取joint account 联名存款帐户to open an account 开户头account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票buying rate 买进价格selling rate 卖出价格exchange table, conversion table 汇兑换算表foreign exchange 外汇exchange rate 外汇率conversion rate 折合率foreign exchange restriction 外汇限额foreign exchange quotations 外汇行情to check the rate for sb. 查牌价to fill in the receipt in duplicate 一式两份填这张收据teller, cashier 出纳员to close an account, to clear an account 结清to draw money 取款drawing-out slip 取款单the number slip 号码牌a withdrawal form 取款单currency, money 货币money changing 兑换货币an exchange form 兑换单bank note 钞票note of large denomination 大票note of small denomination 小票small change 零钱subsidiary money 辅币nickel piece 镍币plastic currency notes 塑料钞票convertible money 可兑换（黄金）纸币interest rate 利率simple interest 单利compound interest 复利legal interest 法定利息prime rate 优待利率payable interest 应付利息lending rate 贷款利率usury 高利贷the subsidy rate for value-preserved savings 保值储蓄补贴率1、银行英语口语－新开帐户What kind of account did you have in your mind? 你想开哪种帐户?Do you like to open a current account? 你想开一个活期存款帐户吗?A deposit or current account? 定期还是活期?Please tell me how you would like to deposit your money. 请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
银行英语口语
银行英语口语银行英语口语是银行工作中必不可少的一部分。
在银行工作中，各种不同的文化背景和语言习惯的客户都需要和银行员工进行交流。
因此，对于银行员工来说，掌握流利、准确的英语口语是至关重要的。
以下是一些常用的银行英语口语：1. Opening an account 开户- Good morning/afternoon, welcome to our bank. How may I assist you today?- I'd like to open a checking/savings account, please. - Certainly. Can I see your ID and social security card, please?- Sure, here they are.- Thank you. Now, please fill out this application form and sign here.- Okay, done.- Great. Your account has been opened. Here's your account number and debit card.2. Depositing money 存款- Good morning/afternoon. How may I assist you today?- I'd like to deposit some money into my account.- Okay, please insert your debit card and enter your PIN number.- Sure, here it is.- Thank you. How much would you like to deposit?- $500.- Alright. Please insert the cash into the machine.- Done.- Thank you. Your deposit has been accepted. Is there anything else I can help you with today?3. Withdrawing money 取款- Good morning/afternoon. How may I assist you today?- I'd like to withdraw some money from my account.- Alright. Please insert your debit card and enter your PIN number.- Sure, here it is.- Thank you. How much would you like to withdraw?- $200.- Okay. Please enter the amount on the screen and select the account you wish to withdraw from.- Done.- Great. Here's your cash. Is there anything else I can help you with today?4. Transferring money 转账- Good morning/afternoon. How may I assist you today?- I'd like to transfer some money to another account.- Alright. Please provide me with the account number and name of the recipient.- Sure, it's 123456789 and the name is John Smith.- Thank you. How much would you like to transfer?- $100.- Okay. Please verify the details on the screen and confirm the transfer.- Done.- Great. Your transfer has been completed. Is there anything else I can help you with today?5. Checking account balance 查询账户余额- Good morning/afternoon. How may I assist you today?- I'd like to check my account balance, please.- Alright. Please insert your debit card and enter your PIN number.- Sure, here it is.- Thank you. Please select the account you wish to check. - Okay, done.- Here's your balance. Is there anything else I can help you with today?以上就是一些常用的银行英语口语。
银行里的常用英文对话
银行里的常用英文对话在日常生活中，我们经常需要去银行办理一些业务，如存款、取款、办理贷款等。
在银行里，英语是一种常用的语言。
本文将为您提供一些在银行里常用的英文对话，帮助您更好地应对这些情景。
Dialog 1: Opening a Bank Account对话1：开立银行账户Customer: Good morning. I would like to open a bank account.顾客：早上好。
我想开立一份银行账户。
Bank Teller: Good morning. Sure, I can help you with that. Do you have any specific type of account in mind?银行职员：早上好。
当然，我可以帮您办理。
您有什么特定类型的账户想要开立吗？Customer: I would like to open a checking account.顾客：我想要开立一份支票账户。
Bank Teller: Okay, we have different options for checking accounts. Are you interested in a basic checking account or one with added benefits?银行职员：好的，我们有不同的支票账户选项。
您对基本支票账户还是有附加福利的账户感兴趣？Customer: I would like a basic checking account for now.顾客：我暂时想要一个基本支票账户。
Bank Teller: That's not a problem. Could you please fill out this application form? And do you have your identification documents with you?银行职员：没问题。
有关于银行卡业务的英语情景口语
有关于银行卡业务的英语情景口语我们在银行不会讲英语吗?下面小编今天就给大家整理关于银行的英语情景口语，大家快来看看吧英语口语A: Good morning, Sir. Welcome to IBJ, what can I do for you?早上好，先生。
欢迎光临IBJ银行，我有什么可以效劳的吗?B: Hi. I hope you can help me. I contacted your Client Services Department last night. Unfortunately, I've misplaced my card.你好。
我希望你能帮助我。
我昨晚联系过你们的客户服务部。
真倒霉，我找不到我的信用卡了。
A: Oh dear, Sir. I am sorry.哎呀，先生。
我很抱歉。
B: I was told to go to the Emergency Assistance Service.我被告知来办紧急援助业务。
A: That's correct. What you need to do is fill in this form for the loss of your card, then we can get authorisation to let you have some cash.是的。
您所需要做的是填写这张信用卡挂失的表格，然后我们可以去请求授权，给您一些现金。
B: Great. Sign here and here, right? How long do you think this will take?太好啦。
是在这里还有这里签字，对吗?你认为这将需要多久啊?A: It'll just be a moment, Sir. We are contacting the card-issuing office to get authorisation for a withdrawal.就一会儿，先生。
银行基本业务英语口语
银行基本业务英语口语Whatｋind ｏfａcｃount did yｏｕ hｅ inｙoｕr ｍｉnd你想开哪种帐户Do yｏuｌikｅ tｏ opeｎ aｃｕｒrｅnt accouｎt你想开一个活期存款帐户吗Ａdesiｔ or current accouｎt定期还是活期Plｅase tｅll meｈoｗｙou would lｉkｅ to deｓiｔ your ｎｅy．请告诉我你想存何种户头Thｅre ｓ a servｉce rge for thｅ checkinｇａccｏunｔ buｔ nｏrge for the sings．支票户头要收服务费，现金户头不收。
Our m**m deｓit ｆoｒ a sinｇs acｃｏｕnt is1００ｄｏlｌars．我们储蓄存款的最低存款额是100美圆.Ｆive yｕan iｓthe m**m orｉginal dｅsｉt．最低起存款额是5元。
You ｃａn oｐｅn a sinｇｓ aｃcount at ａny tiｍe witｈ aｎ iｔｉal desiｔ of 50 dｏllaｒs.你可随时以50美圆的起存额开立储蓄帐户。
Eveｎｏｎe yuaｎ is all right.甚至一元也可以起存.Heｒe is your pａooｋ. Please bｒing it ｂack ｗheｎｙou desit or ｗｉtｈdraw nｅy ａｎy time yoｕｌｉkｅ. Keeｐ it weｌl and inｆｏｒm us w ｈeneveｒｙｏu ｌoｓe it。
这是你的存折，存取款时请带来.保管好存折,遗失请告诉我们.I sｈould likｅto oｐeｎ a currｅnt aｃcoｕnt．我想开一个活期存款帐户。
I ｎｅed ａ cheｃkiｎg accountｓo thａｔI can pａｙmｙ bill.我需开个支票帐户，这样就能付帐。
Wｅ d lｉkｅ to know how weｏｐｅn a checkｉnｇ-sings accoｕnt。
常用银行英语口语
常用银行英语口语小编为大家整理了常用银行英语口语，希望对你有帮助哦!一、信用卡付款John：May I see those shoes, please?我能看看那双鞋吗?Salesperson：They're really a good buy. Here you are.它们真的很值得买。
鞋拿来了。
John：they aren't the latest style, are they?这不是最新的款式是吧?Salesperson：No, sir. But that's why they're a bargain.是的，先生。
但就是因为这样才会是特价品。
John：I see.原来如此。
Salesperson：These are top-quality shoes.这双鞋的质地非常好。
John：All right. I'll take them. Can I give you a check?好吧。
我就买这双。
我可以用支票付款吗?Salesperson：I'm sorry, sir. We do not accept personal checks.对不起，先生。
我们不接受私人支票。
John：A credit card?信用卡呢?Salesperson：Yes.可以。
John：OK. Then charge it to my card, please.好吧。
就用我的信用卡付款吧。
Salesperson：All right, sir.好的，先生。
二、填写存款单Bank clerk：Good morning, sir. Can I help you?早上好，先生。
我能帮您点什么吗?Benjamin：Yes, I want to deposit 1000 Yuan in my bank account.是的，我想在银行账户中存1000元钱。
Bank clerk：Please fill out this deposit form, first.请先填一下这张存款单。
银行英语常用口语取钱及存钱
银行英语常用口语取钱及存钱出国,即使没有一口流利的英语，了解一些常用的英语口语也是很有必要的!今天在这里为大家分享一些银行取钱及存钱常用英语口语,希望这些实用口语会对大家有所帮助！银行英语常用口语：存钱How mucｈｄo you t tｏｄeｓiｔ with us存多少Ｈow much doｙｏｕｗiｓｈ tｏ pay into your accｏunt你想在户头上存多少How much nｅy do yｏu plａｎ tｏkeep in yｏur acｃｏunｔｏｎ aｒeｇuｌar baｓis你计划在你的户头上定期存放多少钱Woｕld yoｕ pleaｓe fill iｎｔhe desitiｎｇｆｏrm, ｇiving the sｕm of ney yoｕ re tｏｄesit as well as yｏｕｒ namｅ anｄｙour ａccｏｕnt nｕmｂer请填张存款单，写明要存的数额以及你的姓名和帐号.I t ｔｏ desｉt 30０ yｕan ｉｎ my accouｎt。
我想在我的户头上存300元。
Ｉ t ｔoｄｅsit thｅsｅ cheueｓｉn my accouｎｔ。
我想把这些支票存在我的户头上.Ｉ t to dｅｓｉt my ｐaｙｃheck。
我想存入我的工资支票.Whａt s the inteｒｅｓt rate for the sings acｃounｔ存款利率是多少Do ｙｏｕｐａy ｉnｔｅrest on ｔhｉs account这种存款有利息吗Please teｌl meｗhat ｔｈe ａnnualｉnteresｔｒate is。
年利率是多少Ｉntｅrest iｓ pａid aｔ tｈe raｔe ｏf 1％ perａｎnｕｍａｔ presen ｔ。
目前每年的利率是1%。
The ａccount carriesｉnｔerest ｏf 4％.该存款有4％的利息。
Thｅ inｔeｒｅｓt ｉs ａdｄed ｔoｙｏｕr accｏunt eｖeｒｙ year。
银行常用英语情景口语对话汇总
银行英语口语，银行常用英语情景口语对话1、我想从户头里提出一些钱May：I’d like to withdraw some money from my account.我想从户头里提出一些钱。
Clerk：Can I see your passbook and the withdrawal slip, please?可不可以让我看您的存折及提款单呢？May：Sure.当然可以。
Clerk：Let me just make sure. You want to withdraw one thousand dollars?让我确定一下。
您要提1000 美元?May：That’s right.是的。
2、您要办理什么业务？Clerk：What can I help you with?您要办理什么业务？Denny：I'd like to deposit some money.我要存钱。
Clerk：How much would you like to deposit?您要存多少？Denny：Twenty thousand.两万。
Clerk：Give me your money and passbook.把您的钱和存折给我。
Denny：Here you are.好的。
Clerk：Hold on. Please sign on the deposit receipt.稍等. 请在这张存款凭条上签一下字。
Denny：OK.好的。
Clerk：Please take good care of your passbook.请收好您的存折。
3、帮我查一下卡里现在总共有多少钱吧Mary：Hello, I'd like to deposit ten thousand RMB.你好，我要存一万元。
Clerk：Please give me your money and bank card.请把您的钱和卡给我。
Mary：Can you check the balance in my account?再麻烦你帮我查一下卡里现在总共有多少钱？Clerk：Sure, hold on…Please sign on the sheet.好的，稍等……请在这张单子上签一下字。
银行基本业务英语口语
银行基本业务英语口语银行基本业务英语口语经常出国旅游?或者刚移民到外国，需要办银行业务?下面整理了一些银行基本业务英语口语，希望对大家有所帮助!hat kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit.最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right.甚至一元也可以起存。
Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。
保管好存折，遗失请告诉我们。
银行办理业务常用口语1
1. I'd like to open an account in your bank. Should I take a number first?我想在你们银行开户。
我要先取号码牌吗？2. What's your interest rate for your checking accounts?你们的活期存款利率是多少？3. I'd like to transfer my account.我要转帐。
4. I'd like to withdraw $10,000 from my account.我想从户头提领一万元出来。
5. I'd like to report the loss of my credit card and cancel it.我要办理信用卡挂失并取消那张卡。
6. I'd like to exchange some U.S. dollars. What's today's exchange rate?我想兑换一些美金。
今天的汇率是多少？7. Where's the ATM? / Do you have an automatic passbook entry machine?自动提款机在哪里？/你们这里有没有存折自动补登机？8. Do you offer an inter-bank transfer service?你们有提供跨行转帐的服务吗？9. My credit card is expired. Can you renew it for me?我的信用卡过期了。
你可以换发新卡给我吗？10. Can my credit limit be increased?我的信用额度可以提高吗？存款口语How much do you want to deposit with us?你想在我们这存多少？How much do you wish to pay into your account?你希望在你的户头上存多少？How much money do you plan to keep in your account on a regular basis?你计划在你的户头上定期存放多少钱？How much cash do you plan to deposit in your account?你有多少钱要存入呢？I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.我认为你可把钱存入银行，或留在银行暂保管起来。
银行日常英语之口语
请问您要存/取多少金额？
From which account do you want to take this money?
请问您要从哪个账号中取款？
Please could you give me your passbook?
能提供您的护照吗？
Could you please input your password?
请输入密码。
Please input it (password) one more time.
请再次输入密码。
Please could you sign here
请在这里签名。
银行英语口语
(D) Withdrawal / Deposit取/存款
Deposit存款
How much do you want to deposit on your account?
银行英语口语
(A) Basic English基础英语
Customer Departure客户离开
Do you need to do another transaction?
您还要办理其他业务吗？
Thank you, goodbye!
谢谢，再见。
Thank you for coming!
谢谢您的光临！
To know the fee when using our ATM’s, you should contact the issuer of your card
如果要了解用ATM的费用，您应该与您的发卡行联系。
银行英语口语
(C) ATM’s / Cards ATM机/卡
Card Application申请办卡
银行英语口语
(B) Foreign Exchange货币兑换
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银行基本业务英语口语Unit1 Daily reception 日常接待Useful Words and Phrases 常用词汇与短语head office 总行branch 分行sub-branch 支行savings office 储蓄所banking service manager 大堂经理Practical Sentences and Patterns 实用句型Hello.您好。
Good morning. What can I do for you?早上好，我可以为您做些什么吗?Pardon?能再说一遍吗？Would you mind repeating your question, please?请重复一遍您的问题好吗？No problem. I’ll do it for you right away.没问题，我马上为您办理。
Please go to counter No.1. It’s over there.请到一号柜台办理，在那边。
Please wait a minute.请稍等。
Would you mind showing me your passport?请把您的护照给我。
Could you please fill in this form and sign your name here?请填写这份表格并签上您的名字。
Please use Arabic numbers.请用阿拉伯数字填写。
Please fill in your address and phone number here.请您在此处填写地址和电话号码。
Please enter your code number.请输入您的密码。
We are open for business from 8:30 a.m. to 4:30 p.m. with no break at noon. 我们的营业时间是上午8点半至下午4点半，中午不休息。
We are open for business all week including Saturday and Sunday.我门星期六、星期日照常营业。
Thank you so much.谢谢。
With pleasure.不客气。
Hope to see you again.欢迎您再次光临。
Dialogue 对话OneClerk: Good morning, madam.Customer: Good morning.Clerk: May I help you?Customer: Yes, I want t o change some money.Clerk: This way, please.Customer: Thank you.Clerk: You're welcome.TwoClerk: Good afternoon, Mr. Anderson.Customer: Good afternoon, Miss Li.Clerk: How nice to see you again!Customer: Nice to see you, too.Clerk: It's been a long time, hasn't it? How are you? Customer: Fine, thank you. And you?Clerk: Very well too, is there anything I can do for you? Customer: Yes. Could you guide me to where I can change money? Clerk: Sure, Mr. Anderson, please come along with me. Customer: Thank you.Clerk: My pleasure.Unit2 Opening an account 开立账户Useful Words and Phrases 常用词汇与短语current deposit, current account 活期存款fixed deposit, fixed account 定期存款fixed deposit by installments 零存整取Practical Sentences and Patterns 实用句型What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?Our minimum deposit for a current account is 1 yuan.我们活期存款的最低存款额是人民币1元。
Here is your passbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。
保管好存折，遗失请告诉我们。
Can I open a current account here?我能否在这儿开个活期存款帐户？I should like to open a current account.我想开一个活期存款帐户。
I think I'd like a deposit account.我想要开个定期存款帐户。
Is there any minimum for the first deposit?第一次储蓄有最低限额吗？Please tell me the procedure for opening a savings account.请告诉我开个储蓄帐户需要什么手续。
Dialogues 对话OneClerk: May I help you, sir?Customer: Yes, please. I'd like to open a bank account with you. Can you give me some information?Clerk: Yes, I'd be very happy to help you. Usually we offer current accounts and fixed accounts for individuals.Customer: Oh, it's almost the same in America.Clerk: What kind of account did you have in mindCustomer: Well, I'd prefer to open a current account.TwoCustomer: Could you tell me something about current accounts?Clerk: I'd love to. You may open an account in your name. Then you can make deposits or withdrawals at anytime with presenting your passbook.Customer: Is there any minimum balance?Clerk: Yes, one yuan is the minimum balance.Customer: I see. There is one more thing I'd like to know, that is, do I earn interest on the account? Clerk: Yes, of course, we pay the interest rate permitted for banks. Every quarter we credit the earned interest into your account automatically.Customer: I see. Thank you. By the way, when does the bank close?Clerk: It closes at 4:30 p.m.Customer: Thank you very much for the information.Clerk: You are welcome.Unit3 Handling deposits and withdrawals 办理存取款Useful Words and Phrases 常用词汇与短语certificate of deposit 存单deposit book, passbook 存折account number 账号slip 存取款凭条to deposit 存款deposit receipt 存款收据to draw money 取款drawing-out slip 取款单to close an account, to clear an account 结清teller, cashier 出纳员interest rate 利率simple interest 单利compound interest 复利legal interest 法定利息Practical Sentences and Patterns 实用句型How much do you want to deposit with us?你想在我们这存多少？How much money do you plan to keep in your account on a regular basis?你计划在你的账户上定期存放多少钱？I think you may deposit your money with the bank, or leave it here for temporary safe-keeping. 我认为你可把钱存入银行，或留在银行暂保管起来。
I want to deposit 300 yuan in my account.我想在我的户头上存300元。
I'd like to pay 200 yuan into my deposit account.我想在在我的定期存款账户上存200元。