演示文稿第三章国际结算方式(一)汇款
合集下载
相关主题
- 1、下载文档前请自行甄别文档内容的完整性，平台不提供额外的编辑、内容补充、找答案等附加服务。
- 2、"仅部分预览"的文档,不可在线预览部分如存在完整性等问题,可反馈申请退款(可完整预览的文档不适用该条件!)。
- 3、如文档侵犯您的权益，请联系客服反馈,我们会尽快为您处理(人工客服工作时间：9:00-18:30)。
汇款是一种顺汇方式，是银行(汇出行)应汇款人(债务人)的要 求，以一定的方式将一定的金额，通过其国外联行或代理行 作为付款银行(汇入行)，付款给收款人(债权人)的一种结算 方式。
4
Based on commercial credit
Exporter /seller
Advance payment预付
6
3.2.2 Payee or beneficiary 收款人/受益人 A person who is addressed to receive the
remittance is named the Payee or beneficiary, exporter.
7
3.2.3 Remitting bank 汇出行 A remitting bank is the bank transferring funds at the request of a remitter to its correspondent or its branch in another country and instructing the latter to pay a certain amount of money to a beneficiary.
8
3.2.4 Paying bank 汇入行/解付行 A paying bank is the bank entrusted to by the remitting
bank to pay a certain amount of money to a beneficiary named in the remittance advice. The paying bank must do in strict compliance with the payment order sent by the remitting bank. It should authenticate the relevant signature or test key to ensure it genuineness. Usually, the paying bank will not effect payment to the payee until its receipt of the funds from the remitting bank.
A remitting bank is the importer’s bank. The remitting bank must do as instructed in the
application until the whole remittance is finished.
Outward Remittance 汇出汇款
优质文档精选第三章 国际 结算方式(一)汇款
1
International exchange国际汇兑
International exchange国际汇兑refers to operational activities related with the currency conversion货币兑换 and transfer of funds between countries in order to settle the claims and debts by payment instruments through banks.
1payment 2Ship goods
Open account赊账
Importer /buyer
Exporter /seller
2payment 1Ship goods
Importer /buyer
5
3.2 Parties related to a remittance
3.2.1 Remitter 汇款人 A remitter is the person who request his bank to remit funds to a beneficiary in a foreign country. He is also called the payer, importer.
payee
payer
资金
Bank B
Bank A
contract 结算工具
payee Bank B
2
Remittance (顺汇)：也称汇付法，是由债务人 或付款人主动将款项交给银行，委托银行使用 某种结算工具，交付一定金额给债权人或收款 人的结算方法。结算工具的传递与资金的运动 方向一致。
Reverse remittance (逆汇)：又称出票法，是 由债权人以开出汇票的方式，委托银行向国外 债务人索取一定金额的结算方式。结算工具传 递方向与资金运动方向相反。
A remitter should first submit a remittance application, which, upon acceptance by the remitting bank, evidences a contract between the remitter and the remitting bank.
3
3.1 definition
Remittance refers to the transfer of funds from one party to another among different countries. That is, a bank (the remitting bank), at the request of its customer (the remitter), transfers a certain sum of money to its overseas branch or correspondent bank (the paying bank), instructing them to pay to a named person or corporation (the payee or beneficiary) domiciled in that country.
In broad sense--the international settlement
In narrow sense-源自international bank remittance
Types:
Remittance顺汇
Reverse remittance逆汇
payer
资金 Bank A
contract 结算工具
4
Based on commercial credit
Exporter /seller
Advance payment预付
6
3.2.2 Payee or beneficiary 收款人/受益人 A person who is addressed to receive the
remittance is named the Payee or beneficiary, exporter.
7
3.2.3 Remitting bank 汇出行 A remitting bank is the bank transferring funds at the request of a remitter to its correspondent or its branch in another country and instructing the latter to pay a certain amount of money to a beneficiary.
8
3.2.4 Paying bank 汇入行/解付行 A paying bank is the bank entrusted to by the remitting
bank to pay a certain amount of money to a beneficiary named in the remittance advice. The paying bank must do in strict compliance with the payment order sent by the remitting bank. It should authenticate the relevant signature or test key to ensure it genuineness. Usually, the paying bank will not effect payment to the payee until its receipt of the funds from the remitting bank.
A remitting bank is the importer’s bank. The remitting bank must do as instructed in the
application until the whole remittance is finished.
Outward Remittance 汇出汇款
优质文档精选第三章 国际 结算方式(一)汇款
1
International exchange国际汇兑
International exchange国际汇兑refers to operational activities related with the currency conversion货币兑换 and transfer of funds between countries in order to settle the claims and debts by payment instruments through banks.
1payment 2Ship goods
Open account赊账
Importer /buyer
Exporter /seller
2payment 1Ship goods
Importer /buyer
5
3.2 Parties related to a remittance
3.2.1 Remitter 汇款人 A remitter is the person who request his bank to remit funds to a beneficiary in a foreign country. He is also called the payer, importer.
payee
payer
资金
Bank B
Bank A
contract 结算工具
payee Bank B
2
Remittance (顺汇)：也称汇付法，是由债务人 或付款人主动将款项交给银行，委托银行使用 某种结算工具，交付一定金额给债权人或收款 人的结算方法。结算工具的传递与资金的运动 方向一致。
Reverse remittance (逆汇)：又称出票法，是 由债权人以开出汇票的方式，委托银行向国外 债务人索取一定金额的结算方式。结算工具传 递方向与资金运动方向相反。
A remitter should first submit a remittance application, which, upon acceptance by the remitting bank, evidences a contract between the remitter and the remitting bank.
3
3.1 definition
Remittance refers to the transfer of funds from one party to another among different countries. That is, a bank (the remitting bank), at the request of its customer (the remitter), transfers a certain sum of money to its overseas branch or correspondent bank (the paying bank), instructing them to pay to a named person or corporation (the payee or beneficiary) domiciled in that country.
In broad sense--the international settlement
In narrow sense-源自international bank remittance
Types:
Remittance顺汇
Reverse remittance逆汇
payer
资金 Bank A
contract 结算工具