金钱观

中国文人认为钱财罪恶有九： 1导致贪婪 2只考虑自己 3违反法律 4对朋友傲慢 5自吹 6吝啬 7攀比财富； 8铺张浪费； 9不务正业。
• Americans concern about money, they think that money is the ability, success, symbol of strength; but for the earning that from their daily lives, the money spent on specific, they are actually did not care. Americans do not like earned money that accumulated, they like consumption, excessive consumption, consumer lending. Americans realize that life is more than having things. As well，they realize that happiness can't be bought, but it can be shared.
马克思主义认为金钱作为物质财富，是人类创造的，并为人 类服务，人类应当是金钱的主人，而不是金钱的奴隶。人们 依靠自己的劳动创造财富，获取财产，金钱在促进商品交换 的过程中起了重要作用，但金钱并非万能，世界上有比金钱 更重要、更宝贵的东西。
• Let's have a look at Chinese traditional values about money.
中国人的金钱观念非常谨慎。进行金钱交易时，中国人注重当面 点清。中国人投资时，不管当时多么有把握，都不会当场拍板。 中国人也很忌讳欠债。如果有欠钱的情况，中国人一定会把钱还 上。中国人借钱时，通常不需要有人担保，因为中国人相信信誉。 喜欢存钱储蓄已经成为了中国人生活的一部分，每当手中有了钱， 中国人都会先存起来。
另一方面，中国人要么视金钱为粪土，自视清高；要么一味挥 霍，认为有钱万能，或为追逐它而不择手段：无论什么地方， 都是需要钱的，没有钱是万万不能的,有了钱万事都是可能的. 人们发现：生活越来越受到金钱的制约。 “多挣钱”几乎成了 这个时代人们的口号。
• People's values about money is very carefully, when Conduct financialBaidu Nhomakorabeatransactions, the Chinese count clearly on face to face. Chinese investment, regardless of how much was sure, will not spot closed. Chinese people also hate debt. When Chinese people borrow money, usually do not need guarantee, because the Chinese have good reputation. Like to save money has become a part of Chinese life, when they have money, the Chinese people will save.
美国人重视金钱，认为金钱是能 力、成功、力量的象征；而对于 他们日常生活中所挣、所花的具 体的钱，他们其实看得很轻。美 国人不喜欢积攒挣来的钱，而喜 欢消费、超前消费、借贷消费。 美国人明白生活不只是拥有物资， 他们明白快乐不能用金钱获得， 但是可以跟别人分享。
• Can money bring happiness? 75% of
金钱观是对金钱的根本看法和态度，是和人生观紧密相连的。 资产阶级金钱观有两个特征，一是“金钱至上”,它把金钱放在 至高无上的地位，二是“金钱万能”，夸大金钱的作用， 认为 “金钱决定一切”，“金钱就是幸福”。
• The Marxism think of money as material wealth, is created by human beings, and to the service of humanity, the human should be the master of money, not the slave of money. People live on their own labor to create wealth, access to property. Money played an important role in the promotion of the commodity exchange process, but money is not everything, there are more important than money, more valuable things.
中国人有钱后一般做两件事：购房置业、组建家庭。而西方人有钱后 是为国家或全人类花钱。中国人喜欢存钱，欧美人恰相反，他们认为 钱只有在花时才有用，否则只是张好看的纸。再之这个世上没什么真 正属于某人，即使你付了款买下了，也不过暂时使用而已 .
• The concept of money in Chinese is conservative. Chinese Pay attention on saving, but Westerners pay attention on spending. Chinese people emphasize on saving, Westerners emphasize on consuming. Chinese people used to spend the money in the past, Westerners used to spend future money. This fully reflects the differences money culture between Western and china.
• For generally speaking, after Chinese people have money they always do two things: buy house, have a family. While in Western they pay money to the country and humanity. Chinese people like to save money, but Europeans and Americans is in contrary, they think that money spent only when useful or just a good-looking sheets of paper. No longer of this world really belongs to someone, even if you paid for bought, but also temporary use only.
中国人的金钱观：保守。中国人重存钱，西方人 重花钱。中国人讲节约，西方人讲消费。中国人 习惯花过去的钱，西方人习惯花未来的钱。这充 分反映了中西方理财文化所存在的深刻差异。
• On the other hand, Chinese people believe that money worthless, since, as lofty; or blindly spend, they believe that money is power, or for the pursuit of it they can do everything: no matter what, money is essential, no money is totally unacceptable, money is everything. It was discovered: the living is constraints with the money more and more. "Making more money" has simply become the slogan of the people in recent years.
• Chinese scholars believe that money has nine evil things:
• • • • • • • • • 1 Lead to greed 2 Only consider their own 3 Violation of the law 4 Arrogant for friends 5 Boast themselves 6 Mean 7 Comparisons of wealth 8 Extravagance and waste; 9 Did not do the right thing
Our values about money
March.2016
• What is the concept of the values about money? • It is the fundamental view and attitude of money, and is closely linked with the view of life. • There are two features of the bourgeois value(资产阶级金 钱观) about money, one is "money is first", it put money on the highest position. Second, "money can do everything", this exaggerate the role of money, that is "money is everything" and “Money is happiness".
Germans have a complex relationship with money. For the Germans, they need extreme security. Germans do not want to accept the abstract money, they go through a variety of ways to get money. Excessive consumption is unpopular in Germany.德国人与金钱有着一种复杂的
French people do not doubt，74% of French people would rather use the money to buy “happiness”. The Interest on the money and work, 55 percent of French respondents are: willing to choose interesting work, even if money was less. French did not seem to give up their pursuit of personal interest, as long as this work in line with their interests, even if not much reward, they are still willing to accept.金钱是否 能带来快乐？75％的法国人对此深信不疑。 74％的法国人宁可用金钱去买“快乐” .在 金钱和工作兴趣上，55％的法国人回答是： 愿意选择有兴趣的 工作，哪怕钱赚得少些。在法国，喜欢干得 多、同时也挣得多的人数并不占绝大多数， 大约46％。当然，愿意干得少挣得少的人也 不多，约42％。法国人看来并未放弃自己个 人兴趣的追求，只要这工作符合他们的兴趣， 即使报酬不多，他们还是愿意接受。