1997年与2008年两次国际金融危机比较分析

1997年与2008年两次国际金融危机成因、特征和影响比较分析

及对中国企业的影响

摘要

近几十年来，随着人类经济发展的速度加快，随之而来的问题也日益凸现，随着全球化的发展，金融危机也开始向全球蔓延.1997年爆发于泰国、后迅速扩散到整个东南业井波及世界的东南亚金融危机，使许多东南亚国家和地区的汇市、股市轮番暴跌，金融系统乃至整个社会经济受到严重创伤.2008年由美国华尔街引爆的世界金融危机有如巨风海啸，迅速波及全球。不管是同属发达国家的欧洲联盟国家,还是经济尚未开放的非洲，以及是坐享石油美元的中东，或者说是新兴崛起的一系列国家，都在感受着这场金融巨风带来的狂扫与震撼。从1997年泰铢引发的亚洲金融危机到2008年美国次贷危机引发的全球金融危机的全面爆发，我国面临外部需求萎缩带来的经济下滑的风险。本课题通过比较1997年与2008年国际金融危机成因、特征和影响，旨在透过近十几年来两次金融危机的表象，把握经济运行的规律。通过分析比较这两次金融危机的成因，总结出其内在的相同点，再分析我国现阶段经济运行的形式，找出我国经济发展中存在的问题，提出相应的合理化的建议。以及通过比较两次经济危机的特征和影响，总结出金融危机爆发后对中国企业的的影响，并提出合理化的防措施，有利于提早做准备，防患于未然。

In recent decades, with the development of the economic , a series of questions is coming up .with the development of globalization, the financial crisis are spreading across the world .Southeast Asian financial crisis, which broke out in Thailand, quickly spread throughout the entire southeast of the world, made the stock market tumbling in many southeast Asian countries , , repeatedly trading financial system and even the entire social economy suffered serious wounds. the world financial crisis in 2008 detonated by Wall Street like giant wind tsunami, quickly spread around the world. Whether the countries of the European Union, or African ,in which economy have not been open, or the countries of Middle East, or rather, a series of new countries all felt this financial giant wind brings the crazy esau and shock.from world financial crisis caused by the Thai baht in1997 to the subprime mortgage crisis triggered in Amercia in2008, China faces the risk of economic downturn atrophy due to the external demand withered . This topic compared the causes , characteristics and influence of the international financial crisis in 1997 and 2008,through the study on the appearance of the financial crisis past dozens of years, grasp the economic operation of the law. Analysize and

comparied the causes of the financial crisis, the author sums up their inner similarities, then analyzes the current form of economic operation of the economic development of our country, find out the problems existed in the developing of our economic. propose corresponding rationalization suggestion. And through comparing the two economic crisis, summarized the characteristics and effects of the financial crisis after the outbreak of the influence of Chinese enterprises, and puts forward some precautionary measures, which is helpful for the rationalization of preparing early.

正文

一、两次金融危机演变过程比较分析

（一）1997年亚洲金融危机的演变过程分析

1997年6月，一场金融危机在亚洲爆发，这场危机的发展过程十分复杂。其标志性事件是1997年7月2日泰国财政部和中央银行宣布放弃泰币与美元挂钩的一揽子汇率制，实行浮动汇率制。此次金融危机大体上可以分为三个阶段：第一阶段：1997年7月2日，泰国宣布放弃固定汇率制，实行浮动汇率制，当天，泰铢兑换美元的汇率下降了17%，外汇及其他金融市场一片混乱。在泰铢波动的影响下，菲律宾比索、印度尼西亚盾、马来西亚林吉特相继受到影响：货币