附录1中英文关键词索引

附录1：中英文关键词索引1．交易的双重巧合double coincidence of wants 消费者主权consumer sovereignty 货币流通规律law of money circulation 货币职能functions of money 价值尺度measure of value 流通手段medium of exchange 贮藏手段storage of value 支付手段means of payment 流动性liquidity 货币money 代用货币representative money 电子货币electronic money (e-money) 准货币quasi-money 活期存款demand deposit 定期存款time deposit 2．

货币制度monetary system 主币standard money 辅币fractional currency 无限法偿unlimited legal tender 有限法偿limited legal tender 本位货币standard money 金本位制gold standard 银本位制silver standard 金银复本位制dual standard 格雷欣法则Gresham's Law 劣币驱逐良币bad money drives out good 法币fiat money

纸币paper money

不兑现货币制度irredeemable paper money institution 3．

信用credit 商业信用commercial credit 银行信用banker 's credit 国家信用government credit 消费信用consumer credit 信用卡credit card 证券信用security credit 信用工具financial instruments 票据bill/notes 汇票bill of exchange 本票promissory note

支票check/cheque 出票draw 背书endorsement 承兑acceptance 保证guarantee

贴现discount 公司债券corporate bond 政府债券government bond 股票stock 大

额可转让定期存单large denomination negotiable certificate of deposit 回购协议repurchase agreement 流动性liquidity 4．

收益资本化yield capitalization 单利simple interest

复利compound interest

现值present value

终值value

到期收益率yield to maturity 基准利率b enchmark interest rate

差别利率differential interest rate 优惠利率prime interest rate

固定利率fixed interest rate

浮动利率flexible/floating interest rate

市场利率market interest rate

公定利率pact interest rate

官定利率official interest rate

实际利率real interest rate 名义利率nominal interest rate 古典利率理论classical

interest rate theory 可贷资金利率理论loanable funds theory 预期理论expectations theory 市场分割理论segmented markets theory 流动性贴水和偏好利率结构理论

liquidity premium and preferred habitat theories

5．

金融市场financial market 货币市场money market

资本市场capital market

同业拆借inter-bank lending 回购协议repurchase agreement 大额可转让定期存单

large denomination negotiable certificate of deposit

债券bond

股票stock

政府债券government bonds

金融债券 financial bonds 公司债券 corporate bonds 发行市场 issue market/primary market

流通市场 circulation market/secondary market

衍生证券 derivatives

期货合约 futures contracts 期权合约 options contracts 套期保值 hedging 互换 swaps 6．

金融中介 financial intermediaries 金融机构 financial institutions

金融体系设计 financial system design

银行主导型金融体系 bank-led financial system 市场主导型金融体系 market-led financial system

中央银行 central bank 商业银行 commercial bank 专业银行 specialized bank 政策性银行 policy bank

non-bank financial institutions international financial institutions International Monetary Fund World Bank

Bank for International Settlement 7． 商业银行 commercial bank 信用中介 credit intermediation 支付中介 payment intermediation 信用创造 credit creation 资产负债表 balance sheet 资产 assets 负债

liabilities 资本金

capital 存款

deposit 贷款

loan/lending 现金

cash assets 正常贷款 normal loans 关注贷款 concerns loans 次级贷款 sub-prime loans

可疑贷款

suspicious loans 损失贷款 loss loans 抵押贷款 mortgage loans 质押贷款 pledge loans 保证贷款 guaranteed loans

非银行金融机构

国际金融机构 国

际货币基金组织

世界银行 国际清

算银行