普通年金现值系数表
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3.99 3.992 3.993 3.995 3.999 3.999
30% 0.769
1.36 1.816 2.166 2.435 2.642 2.802 2.924 3.019 3.091 3.147
3.19 3.223 3.248 3.268 3.283 3.294 3.303
3.31 3.315 3.319 3.322 3.325 3.327 3.328 3.329
40% 0.714 1.224 1.588 1.849 2.035 2.167 2.262
2.33 2.378 2.413 2.438 2.455 2.468 2.477 2.483 2.488 2.491 2.494 2.495 2.497 2.497 2.498 2.498 2.499 2.499 2.499 2.499 2.499 2.499 2.499 2.499 2.499
4.16 4.165 4.166
25% 0.799
1.44 1.952 2.361 2.689 2.951 3.161 3.328 3.463
3.57 3.656 3.725
3.78 3.824 3.859 3.887 3.909 3.927 3.942 3.953 3.963
3.97 3.976 3.981 3.984 3.987
16.443
14.856
13.488
12.303
10.371
24
21.243
18.913
16.935
15.246
13.798
12.55
10.528
25
22.023
19.523
17.413
15.622
14.093
12.783
10.674
来自百度文库26
22.795
20.121
17.876
15.982
14.375
13.003
普通年金现值系数表（P/A，i，n）表
计算公式
1-（1+i）-n i
n
1%
2%
3%
4%
5%
6%
8%
1
0.99
0.98
0.97
0.961
0.952
0.943
0.925
2
1.97
1.941
1.913
1.886
1.859
1.833
1.783
3
2.94
2.883
2.828
2.775
2.723
2.673
2.577
13.577
12.561
11.652
10.837
10.105
8.851
17
15.562
14.291
13.166
12.165
11.274
10.477
9.121
18
16.398
14.992
13.753
12.659
11.689
10.827
9.371
19
17.226
15.678
14.323
13.133
12.085
14% 0.877 1.646 2.321 2.913 3.433 3.888 4.288 4.638 4.946 5.216 5.452
5.66 5.842 6.002 6.142 6.265 6.372 6.467
6.55 6.623 6.686 6.742 6.792 6.835 6.872 6.906 6.935
22% 0.819 1.491 2.042 2.493 2.863 3.166 3.415 3.619 3.786 3.923 4.035 4.127 4.202 4.264 4.315 4.356
4.39 4.418 4.441
4.46 4.475 4.488 4.498 4.507 4.513 4.519 4.524 4.528 4.531 4.533 4.543 4.545
4
3.901
3.807
3.717
3.629
3.545
3.465
3.312
5
4.853
4.713
4.579
4.451
4.329
4.212
3.992
6
5.795
5.601
5.417
5.242
5.075
4.917
4.622
7
6.728
6.471
6.23
6.002
5.786
5.582
5.206
8
7.651
7.325
45% 0.689 1.165 1.493 1.719 1.875 1.983 2.057 2.108 2.143 2.168 2.184 2.196 2.204 2.209 2.213 2.216 2.218 2.219
2.22 2.22 2.221 2.221 2.221 2.221 2.222 2.222 2.222 2.222 2.222 2.222 2.222 2.222
10.809
27
23.559
20.706
18.327
16.329
14.643
13.21
10.935
28
24.316
21.281
18.764
16.663
14.898
13.406
11.051
29
25.065
21.844
19.188
16.983
15.141
13.59
11.158
30
25.807
22.396
11.158
9.603
20
18.045
16.351
14.877
13.59
12.462
11.469
9.818
21
18.856
17.011
15.415
14.029
12.821
11.764
10.016
22
19.66
17.658
15.936
14.451
13.163
12.041
10.2
23
20.455
18.292
9.385
8.863
8.383
7.536
13
12.133
11.348
10.634
9.985
9.393
8.852
7.903
14
13.003
12.106
11.296
10.563
9.898
9.294
8.244
15
13.865
12.849
11.937
11.118
10.379
9.712
8.559
16
14.717
6.49 6.513 6.533
6.55 6.565 6.641
6.66
16% 0.862 1.605 2.245 2.798 3.274 3.684 4.038 4.343 4.606 4.833 5.028 5.197 5.342 5.467 5.575 5.668 5.748 5.817 5.877 5.928 5.973 6.011 6.044 6.072 6.097 6.118 6.136 6.152 6.165 6.177 6.233 6.246
7.019
6.732
6.463
6.209
5.746
9
8.566
8.162
7.786
7.435
7.107
6.801
6.246
10
9.471
8.982
8.53
8.11
7.721
7.36
6.71
11
10.367
9.786
9.252
8.76
8.306
7.886
7.138
12
11.255
10.575
9.954
20% 0.833 1.527 2.106 2.588
2.99 3.325 3.604 3.837
4.03 4.192 4.327 4.439 4.532
4.61 4.675 4.729 4.774 4.812 4.843 4.869 4.891 4.909 4.924 4.937 4.947 4.956 4.963 4.969 4.974 4.978 4.996 4.999
19.6
17.292
15.372
13.764
11.257
40
32.834
27.355
23.114
19.792
17.159
15.046
11.924
50
39.196
31.423
25.729
21.482
18.255
15.761
12.233
10% 0.909 1.735 2.486 3.169
3.79 4.355 4.868 5.334 5.759 6.144 6.495 6.813 7.103 7.366 7.606 7.823 8.021 8.201 8.364 8.513 8.648 8.771 8.883 8.984 9.077
18% 0.847 1.565 2.174
2.69 3.127 3.497 3.811 4.077 4.303 4.494 4.656 4.793 4.909 5.008 5.091 5.162 5.222 5.273 5.316 5.352 5.383 5.409 5.432
5.45 5.466
5.48 5.491 5.501 5.509 5.516 5.548 5.554
50% 0.666 1.111 1.407 1.604 1.736 1.824 1.882 1.921 1.947 1.965 1.976 1.984 1.989 1.993 1.995 1.996 1.997 1.998 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999
3.33 3.331 3.331 3.332 3.333 3.333
35% 0.74 1.289 1.695 1.996 2.219 2.385 2.507 2.598 2.665 2.715 2.751 2.779 2.799 2.814 2.825 2.833 2.839 2.844 2.847 2.85 2.851 2.853 2.854 2.855 2.855 2.855 2.856 2.856 2.856 2.856 2.857 2.857
6.96 6.983 7.002 7.105 7.132
15% 0.869 1.625 2.283 2.854 3.352 3.784
4.16 4.487 4.771 5.018 5.233
5.42 5.583 5.724 5.847 5.954 6.047 6.127 6.198 6.259 6.312 6.358 6.398 6.433 6.464
24% 0.806 1.456 1.981 2.404 2.745
3.02 3.242 3.421 3.565 3.681 3.775 3.851 3.912 3.961 4.001 4.033 4.059 4.079 4.096
4.11 4.121 4.129 4.137 4.142 4.147 4.151 4.154 4.156 4.158
9.16 9.237 9.306 9.369 9.426 9.779 9.914
12% 0.892
1.69 2.401 3.037 3.604 4.111 4.563 4.967 5.328
5.65 5.937 6.194 6.423 6.628
6.81 6.973 7.119 7.249 7.365 7.469 7.562 7.644 7.718 7.784 7.843 7.895 7.942 7.984 8.021 8.055 8.243 8.304
30% 0.769
1.36 1.816 2.166 2.435 2.642 2.802 2.924 3.019 3.091 3.147
3.19 3.223 3.248 3.268 3.283 3.294 3.303
3.31 3.315 3.319 3.322 3.325 3.327 3.328 3.329
40% 0.714 1.224 1.588 1.849 2.035 2.167 2.262
2.33 2.378 2.413 2.438 2.455 2.468 2.477 2.483 2.488 2.491 2.494 2.495 2.497 2.497 2.498 2.498 2.499 2.499 2.499 2.499 2.499 2.499 2.499 2.499 2.499
4.16 4.165 4.166
25% 0.799
1.44 1.952 2.361 2.689 2.951 3.161 3.328 3.463
3.57 3.656 3.725
3.78 3.824 3.859 3.887 3.909 3.927 3.942 3.953 3.963
3.97 3.976 3.981 3.984 3.987
16.443
14.856
13.488
12.303
10.371
24
21.243
18.913
16.935
15.246
13.798
12.55
10.528
25
22.023
19.523
17.413
15.622
14.093
12.783
10.674
来自百度文库26
22.795
20.121
17.876
15.982
14.375
13.003
普通年金现值系数表（P/A，i，n）表
计算公式
1-（1+i）-n i
n
1%
2%
3%
4%
5%
6%
8%
1
0.99
0.98
0.97
0.961
0.952
0.943
0.925
2
1.97
1.941
1.913
1.886
1.859
1.833
1.783
3
2.94
2.883
2.828
2.775
2.723
2.673
2.577
13.577
12.561
11.652
10.837
10.105
8.851
17
15.562
14.291
13.166
12.165
11.274
10.477
9.121
18
16.398
14.992
13.753
12.659
11.689
10.827
9.371
19
17.226
15.678
14.323
13.133
12.085
14% 0.877 1.646 2.321 2.913 3.433 3.888 4.288 4.638 4.946 5.216 5.452
5.66 5.842 6.002 6.142 6.265 6.372 6.467
6.55 6.623 6.686 6.742 6.792 6.835 6.872 6.906 6.935
22% 0.819 1.491 2.042 2.493 2.863 3.166 3.415 3.619 3.786 3.923 4.035 4.127 4.202 4.264 4.315 4.356
4.39 4.418 4.441
4.46 4.475 4.488 4.498 4.507 4.513 4.519 4.524 4.528 4.531 4.533 4.543 4.545
4
3.901
3.807
3.717
3.629
3.545
3.465
3.312
5
4.853
4.713
4.579
4.451
4.329
4.212
3.992
6
5.795
5.601
5.417
5.242
5.075
4.917
4.622
7
6.728
6.471
6.23
6.002
5.786
5.582
5.206
8
7.651
7.325
45% 0.689 1.165 1.493 1.719 1.875 1.983 2.057 2.108 2.143 2.168 2.184 2.196 2.204 2.209 2.213 2.216 2.218 2.219
2.22 2.22 2.221 2.221 2.221 2.221 2.222 2.222 2.222 2.222 2.222 2.222 2.222 2.222
10.809
27
23.559
20.706
18.327
16.329
14.643
13.21
10.935
28
24.316
21.281
18.764
16.663
14.898
13.406
11.051
29
25.065
21.844
19.188
16.983
15.141
13.59
11.158
30
25.807
22.396
11.158
9.603
20
18.045
16.351
14.877
13.59
12.462
11.469
9.818
21
18.856
17.011
15.415
14.029
12.821
11.764
10.016
22
19.66
17.658
15.936
14.451
13.163
12.041
10.2
23
20.455
18.292
9.385
8.863
8.383
7.536
13
12.133
11.348
10.634
9.985
9.393
8.852
7.903
14
13.003
12.106
11.296
10.563
9.898
9.294
8.244
15
13.865
12.849
11.937
11.118
10.379
9.712
8.559
16
14.717
6.49 6.513 6.533
6.55 6.565 6.641
6.66
16% 0.862 1.605 2.245 2.798 3.274 3.684 4.038 4.343 4.606 4.833 5.028 5.197 5.342 5.467 5.575 5.668 5.748 5.817 5.877 5.928 5.973 6.011 6.044 6.072 6.097 6.118 6.136 6.152 6.165 6.177 6.233 6.246
7.019
6.732
6.463
6.209
5.746
9
8.566
8.162
7.786
7.435
7.107
6.801
6.246
10
9.471
8.982
8.53
8.11
7.721
7.36
6.71
11
10.367
9.786
9.252
8.76
8.306
7.886
7.138
12
11.255
10.575
9.954
20% 0.833 1.527 2.106 2.588
2.99 3.325 3.604 3.837
4.03 4.192 4.327 4.439 4.532
4.61 4.675 4.729 4.774 4.812 4.843 4.869 4.891 4.909 4.924 4.937 4.947 4.956 4.963 4.969 4.974 4.978 4.996 4.999
19.6
17.292
15.372
13.764
11.257
40
32.834
27.355
23.114
19.792
17.159
15.046
11.924
50
39.196
31.423
25.729
21.482
18.255
15.761
12.233
10% 0.909 1.735 2.486 3.169
3.79 4.355 4.868 5.334 5.759 6.144 6.495 6.813 7.103 7.366 7.606 7.823 8.021 8.201 8.364 8.513 8.648 8.771 8.883 8.984 9.077
18% 0.847 1.565 2.174
2.69 3.127 3.497 3.811 4.077 4.303 4.494 4.656 4.793 4.909 5.008 5.091 5.162 5.222 5.273 5.316 5.352 5.383 5.409 5.432
5.45 5.466
5.48 5.491 5.501 5.509 5.516 5.548 5.554
50% 0.666 1.111 1.407 1.604 1.736 1.824 1.882 1.921 1.947 1.965 1.976 1.984 1.989 1.993 1.995 1.996 1.997 1.998 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999
3.33 3.331 3.331 3.332 3.333 3.333
35% 0.74 1.289 1.695 1.996 2.219 2.385 2.507 2.598 2.665 2.715 2.751 2.779 2.799 2.814 2.825 2.833 2.839 2.844 2.847 2.85 2.851 2.853 2.854 2.855 2.855 2.855 2.856 2.856 2.856 2.856 2.857 2.857
6.96 6.983 7.002 7.105 7.132
15% 0.869 1.625 2.283 2.854 3.352 3.784
4.16 4.487 4.771 5.018 5.233
5.42 5.583 5.724 5.847 5.954 6.047 6.127 6.198 6.259 6.312 6.358 6.398 6.433 6.464
24% 0.806 1.456 1.981 2.404 2.745
3.02 3.242 3.421 3.565 3.681 3.775 3.851 3.912 3.961 4.001 4.033 4.059 4.079 4.096
4.11 4.121 4.129 4.137 4.142 4.147 4.151 4.154 4.156 4.158
9.16 9.237 9.306 9.369 9.426 9.779 9.914
12% 0.892
1.69 2.401 3.037 3.604 4.111 4.563 4.967 5.328
5.65 5.937 6.194 6.423 6.628
6.81 6.973 7.119 7.249 7.365 7.469 7.562 7.644 7.718 7.784 7.843 7.895 7.942 7.984 8.021 8.055 8.243 8.304