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中国银行招聘笔试试题及答案

WORD格式.中国银行招聘笔试试题及答案一、专业知识不定项选择题1、一家美国公司将在 6 个月后收到一笔欧元货款，该公司采取的汇率风险防范措施有() 。

A、做即期外汇交易买进欧元B、做远期外汇交易卖出欧元C、买进欧元看跌期权D、做欧元期货空头套期保值E、做货币互换交易标准答案：B,C,D解析：即期外汇交易适用于进口场合，货币互换交易适用于长期对外借贷场合。

2、证券现场检查的重点是() 。

A、盈利B、风险C、财务D、合规标准答案：D3、解决交易成本问题的办法是靠() 。

A、规模经济B、加强管理C、控制支出D、降低交易额标准答案：A4、治理通货膨胀首先要() 。

A、刺激需求B、控制需求C、增加供给D、减少供给标准答案：B5、我国衡量收益合理性的指标包括() 。

A、资本利润率B、资产利润率C、贷款损失准备提取比例D、收入增长率和支出增长率标准答案：A,B,C,D6、可在签约时采用的汇率风险管理方法有() 。

A、即期外汇交易B、贷款和投资C、保险D、选择有利的合同货币E、加列合同条款标准答案：D,E7、下列属于银行市场运营监管的主要内容是()A、资本充足性B、资产安全性C、流动适度性D、收益合理性E、运营效率性标准答案：A,B,C,D8、我国商业银行全面实行资产负债比例管理是在() 年。

A、1997年B、1998年C、1999年D、2000年标准答案：B9、金融相关比率是指某一时点上()A、金融资产存量与国民财富之比B、金融资产增量与国民财富之比C、金融资产存量与对外净资产之比D、金融资产增量与政府财政之比标准答案：A10、金融发展对经济增长和发展最重要的作用是()B、对稳定经济活动的贡献C、对稳定收入的贡献D、对长期经济平均增长水平的总体贡献标准答案：D11、证券交易所的证券交易原则是() 。

A、公开、公平、公正B、价格优先、时间优先C、公开报价、电子配对D、金额大者先行交易12、可以用来解决金融市场逆向选择和道德危害的两个重要工具是() 。

2023年银行笔试试题及答案

一、单项选择题（下列每题备选答案中只有一项是对旳选项，请将答题卡上对应题号旳答案选项涂黑。

）16、现代计算机内部一般采用二进制形式，我国历史上旳________在一定程度上反应了二值逻辑旳思想，它最早记载在__________上。

划横线部分应依次填入：(D)A.八卦图《河图洛书》B.算筹《周髀算经》C.算筹《九章算术》D.八卦图《周易》17、下列有关我国园林说法不对旳旳是：(C)A.将自然美和人工美巧妙结合是我国园林旳重要特点B.圆明园在第二次鸦片战争期间被外国侵略者烧毁C.留园是苏州古典园林建筑中最大旳一种园林D.承德避暑山庄是我国现存最大旳皇家园林18．下列各项所描写旳人物中，与其他三项不处在同一时代旳是：(D)A.功盖三分国，名成八阵图B.治世之能臣，乱世之奸雄C.千万雄兵莫敢当，单刀匹马斩颜良D.江东子弟多才俊，卷土重来未可知19．下列属于气体扩散现象旳是：(A)A.有麝自然香，何须当风立B.火场之旁，必有风生C.扇子有凉风，宜夏不适宜冬D.月晕而风，础润而雨20．我国海域广阔，有四大海域，从南到北排列依次为：(C)A.南海、黄海、渤海、东海B.南海、黄海、东海、渤海C.南海、东海、黄海、渤海D.南海、东海、渤海、黄海21．下列选项中，属于儒家观点旳是：(B)A.天下万物生于有，有生于无B.君子喻于义，小人喻于利C.法莫如显，而术不欲见D.天下兼相爱则治，相恶则乱23．我国地大特博，许多风景名胜和古迹分布在名山大川之中。

下列有关我国风景名胜旳论述中，有错误旳是：(C)A.九寨沟国家级自然保护区以丹霞地貌而闻名，这里赋予大熊猫、金丝猴等珍稀动物以优良旳自然生态环境B.澜沧江、怒江、金沙江并流称为“三江并流”，是地质地貌类型多样性旳博物馆C.地处五陵山脉腹地旳我国第一种国家森林公园--由张家界、天子山、索溪峪、杨家界四个景区构成D.青海西南部玉树藏族自治州境内旳可可西里自然保护区，拥有野牦牛、藏羚羊、野驴等青藏高析上特有旳野生动物24、如下有关航天科技旳说法不对旳旳是：(A)A.在全球旳载人航天中，第一种进入太空旳人是阿姆斯特朗B.电视节目旳转播重要通过地球同步轨道静止卫星来实现C.中国成功研制并发射旳第一颗人造地球卫星是“东方红一号”D.人造地球卫星若在轨道上运行速度过慢，会被地球引力吸引回地球25.下列有关汽油旳说法不对旳旳是：(B)A.汽油标号是实际汽油抗爆性与原则汽油抗爆性旳比值B.为了保护汽车发动机，应尽量选用高标号旳汽油C.汽油可以溶解油污等水无法溶解旳物质，起到清洁油污旳作用D.汽油着火时应使用泡沫、干粉等灭火剂，不能用水灭火26.“二八定律”是指（D）。

中国银联招聘笔试完整真题及答案

中国银联2017年招聘笔试完整真题及答案17世纪的英国学者托马斯，富勒说：“知识使好人更好，坏人更坏。

”塞缪尔，约翰逊则说：“有知识而不正直是可怕的。

”罗素说：“科学是一种权力，而任何权力都可善可恶。

”而爱因斯坦说得更加简洁：“刀子有用，但也能用来杀人。

”最适合作为这段文字标题的是（）。

A.知识需要人文控制B.知识就是力量C.知识与道德D.知识就是刀子答案：A解析：【解析】文段引用几个名人的话来围绕知识展开论述。

前两句说的是知识的作用，后两句把知识分别比喻成权利和刀子，而权利和刀子要想发挥作用，就要看掌握他们的人如何控制，也就是说拥有知识，还需要人文的控制，才能使其发挥更好的作用，总结概括上述内容，A项最符合题意①影响生物寿命最关键的因素是基因②同种生物的自然寿命是类似的③从进化的角度看，灾是生物在长期适应环境的过程中逐渐积累，透过自然选择而形成的④环境可以决定相关基因是否表达，而这些基因的表达与否、又会影响相应蛋白质的表达水平，由此控制生物的寿命⑤在这个前提下，个体的寿命则由环境决定⑥生物的寿命由遗传物质和环境因素共同决定，遗传物质是基础。

将以上6个句子重新排列，语序正确的是：A.②④①⑥③⑤B.④⑤③②⑥①C.①③④⑥⑤②D.⑥①③②⑤④答案：D解析：【解析】首先，能够看到④句和⑤句都是讲的是个体的寿命由环境决定，并且，④句是对⑤句的解释，这两句的顺序应该是⑤④，分析到这里已经能得到正确答案D。

按照中央“创新体制、转换机制、面向市场、增强活力”的要求，推进经营性文化单位转企改制，增强国有文化单位的发展活力和市场竞争力，建立现代企业制度和现代产权制度，培育骨干文化企业，打造一批走向世界的、有竞争力的大型企业集团，鼓励民营文化创意企业快速发展，鼓励非公资本以多种形式进入文化创意产业领域，优化文化产业结构，推动一批企业上规模，上档次，抓效益，努力构建统一开放、竞争有序的现代文化市场体系，这是转变文化发展方式的现实途径。

中国民生银行校园招聘考试卷笔试题目内容科目历年考试真题

中国民生银行校园招聘考试卷笔试题目内容科目历年考试真题民生银行招聘考试笔试真题：先说笔试：一，选择题：主要是专业基础知识和最近的热门话题，大概20个.如1、金融体系和结构的变化是因为（）的创新.A金融工具B金融制度C金融政策2、备用信用证的英文翻译（这是最简单的一个），3、我国现行基准利率4、有关房地产的问题（具体记不清了）呵呵，想起来再加.二，简答题：1、信用风险分析的“5C”中英文.2、国际汇兑的风险点主要有哪些？3、一房地产公司有短期借款1亿元，工程尚在建设中，其财务报表反映财务费用为－105.2元，你认为该公司的财务宝报表是否真实？为什么？三，计算题：主要是计算年金，现值等.还有就是给你一公司的资产负债表和现金流量表，计算该企业的经营现金流.四，论述题：诚信在日常工作中的作用？举例说明.五，选做题：应聘不同的岗位选择不同的问题回答.如行业经理－－分析不同行业的现状，发展及风险点；客户经理－－你认为作为客户经理应具备哪些素质？；信息分析人员－－解释EXCEL里面的专业语言（lookup--@#$5^什么什么的呵呵）；贸易融资经理－－国际贸易这一块的.（总结，没有笔试的经历，也不知道是不是什么单位笔试都会这样？）再谈面试：一起面试的人不是正在行与行之间的跳槽中，就是有过密切相关经验的MBA哥哥们，十几个领导坐了大圆桌的三面，留下一面给一起进来的五个面试者，一共十分钟的时间，有时候问题很专业，说说国际结算最新的三种方法并评论，对有工作经验的人就问他们在工作中具体作的事情，注意，他们会刨根问底！！！譬如你申请客户经理，你来上班的第一件事做什么？你的客户资源在哪里？（一个问题就是谁？谁？谁？）（我晕）和我一组的都是有工作经验的，整个面试过程中我就没怎么说话，没有问题问我！呵呵.还有，领导的时间都是很宝贵的，有工作经验的人也不要为了表现自己就说个没完，会引起领导的反感！话要言简意赅，只要精辟的和关键的，其他的他问再说，不问就不要再故意表现了，会弄巧成拙.中国民生银行招聘考试笔试复习资料:1、中国民生银行备考须知及复习计划2、综合知识2.1 银行简介与新闻2.2 最新时事政治（免费更新）2、中国民生银行金融经济知识复习资料2.1、中国民生银行【货币与金融】笔试复习资料2.2、中国民生银行【微观+宏观经济学】笔试复习资料2.3、中国民生银行【财会管理】笔试复习资料2.4、中国民生银行【常考法律】笔试复习资料2.5、中国民生银行【管理类】笔试复习资料2.6、中国民生银行【市场营销】笔试复习资料2.7、中国民生银行【统计相关】笔试复习资料2.8、中国民生银行【国际贸易】笔试复习资料3、行政能力测试做题技巧突破指导+国考真题套卷3.1、【言语理解及表达】做题技巧+典型练习题+答案解析3.2、【数量关系】做题技巧+典型练习题+答案解析3.3、【判断推理】做题技巧+典型练习题+答案解析3.4、【资料分析】做题技巧+典型练习题+答案解析3.5、国家公务员行政能力测试真题+答案解析4、中国民生银行基础常识+计算机4.1 公共基础常识+常识练习题4.2 计算机常识5、中国民生银行英语复习资料与练习题5.1 托业英语5.2 英语词汇5.3 考研英语6、中国民生银行职业性格测试6.1 MBTI职业性格测试6.2霍兰德职业性格测试6.3职场性格测试题6.4心理抗压能力测试6.5事业心测试题7、中国民生银行招聘考试笔试真题与经验分享（回忆版）8、中国民生银行笔试【实战练习题】10套历年考试真题精选：1.根据我国《商业银行资本充足率管理办法》，下列不属于附属资本的是（）.A.重估储备B.一般准备C.长期闪级债务和优先股D.普通股2.2012 年10 月5 日，中国银行新加坡分行获得（）.A.特准全面银行牌照B.最佳银行荣誉称号C.社会管理综合治理工作先进集体D.文明规范服务贡献奖3.按照监管部门不断降低市场成本、提高市场效率、减轻投资者负担的总体要求，A 股证券交易经手费9 月1 日起下调（）.A.10%B.15%C.20%D.30%4.成本加运费价的英文缩写是（）.A.CTRB.CERRD.CFR5.贷款买房体现了货币的（）职能.A.交易媒介B.流通手段3 / 7C.贮藏手段D.支付手段6.《亚洲银行家》杂志（The Asian Banker）“2012 年度零售金融服务卓越大奖”评选结果揭晓，中国银行荣获（）奖项.A.中国最佳手机银行业务B.中国最佳分销渠道银行C.最佳客户关系管理银行D.中国最佳零售银行7.麦格雷归纳了基于对人性的不同看法而形成的两种理论，即XY 理论，其中Y 指的是（）.A.人天生不喜欢工作，只要可能，就会逃避工作B.人只要有可能就会逃避责任，安于现状C.大多数员工喜欢安逸，没有雄心壮志D.人并不是被动的，人的行为受动机支配，只要创造一定的条件，他们会视工作为一种得到满足的因素，就能主动把工作做好8.采取扩张性财政政策时，政府支出（），税收（）.A.减少，增加B.增加，减少C.增加，增加D.减少，减少9.基尼系数是（）.A.居民消费指数B.收入产出比例C.收入分配差异D.支出产出份额10.实行紧缩性财政政策，那么该国货币（），出口（），进口（）.A.贬值，增加，减少B.升值，减少，增加C.升值，增加，减少D.贬值，减少，增加11.关于信用卡消费的特点，错误的是（）.A.循环信用额度B.一定要有资金用途C.一般有最低还款要求D.不能用于通存通兑、代收代付、额度体现12.下列不属于银行业金融机构的是（）.A.中国银行B.民生银行C.中国人民银行D.中国进出口银行13.三沙市政府驻地所在的永兴岛属于（）群岛.A.西沙群岛B.南沙群岛C.中沙群岛D.钓鱼岛及其附属岛屿14.德尔菲法理论中，按照课题所需要的知识范围，确定专家.专家人数的多少，可根据预测课题的大小和涉及面的宽容而定，一般不超过（）.A.10 人B.15 人C.20 人D.25 人15.经过近10 年的发展，当前我国城镇化率已经超过（）.A.50%B.40%C.30%D.20%16.著作权的保护期不受限制的是（）.A.发表权B.使用权C.署名权D.获得报酬权17.中行成功托管并主代销国内首支多币募集QDII 基金创新产品（美元和人民币同时募集）是（）.A.信诚全球商品基金B.华夏恒生指数TEF 联接基金C.国泰大宗商品配置基金D.建信全球资源基金18.下列不属于总供给构成要素的是（）.A.净出口B.居民的消费C.居民的储蓄D.政府的税收5 / 719.马克思的利率决定认为利息量的多少取决于利润总额，利息率取决于（）.A.财政政策B.汇率政策C.资金的供求状况D.平均润率20.商业银行的首要经营原则是（）.A.效益性B.安全性C.流动性D.自由性历年考试真题精选答案：1.D附属资本包括重估储备、一般准备、优先股、可转换债券、长期次级债务等.普通股属于核心资本.2.A 10 月 5 日，中国银行新加坡分行获得新加坡金融管理局正式颁发的特准全面银行牌照（Qualifying Full Bank,简称QFB），从而成为新加坡目前116 家外资银行中第9 家获得此类牌照的商业银行.3.C继年内先后两次较大幅度降低交易手续费和市场监管费后，9 月1 日起，沪、深证券交易所、中国证券登记结算公司和四家期货交易所联手，再次大幅度降低A 股交易经手费，降幅将达到20%.4.D成本加运费价是指卖方必须在合同规定的装运港将贷物交至运往指定目的港船上，负担贷物的一切费用和贷物灭失或损坏的风险，并负责租船或订舱，支付抵达目的港的正常运费.英文全称为：cost and freight.英文缩写：CFR..5.D在发达的商品经济条件下，货币具有这样五种职能：价值尺度、流通手段、贮藏手段、支付手段和世界货币.在贷款客户向银行贷款和借款和偿还贷款时，货币执行支付手段职能，货币就起着支付手段作用，如果在其中某一个商品生产者因为生产和销售的困难而不能按期支付欠款时，就会引起一系列的连锁反应，造成全线崩溃的书面.6.A自2001 年起，《亚洲银行家》设立了零售金融服务卓越大奖，这是目前亚太地区针对零售金融服务评选威望最高的奖项之一.在“2012 年度零售金融服务卓越大奖”评选中中国银行荣获“中国最佳手机银行业务”大奖，招商银行第四次荣获“中国最佳零售银行”大奖，中信银行获“最佳客户关系管理银行”大奖，中国建设银行获“中国最佳分销渠道银行”大奖.7.D为了提高劳动生产效率，就必须采取强制、监督、惩罚的方法.麦格雷戈把这种理论称之为“X”理论.与之相对的是“Y”理论，其基本观点是：人并不是被动的，人的行为受动机支配，只要创造一定的条件，他们会视工作为一种得到满足的因素，就能主动把工作干好.8.B在经济衰退时期，通过发行国债，增加财政支出和减少税收，以刺激总需求增长，降低失业率，使经济尽快复苏，这称之为扩张性财政政策.9.C基尼系数（Gini Coefficient）为意大利经济学家基尼（Gorrado Gini, 1884-1965）于1922 年提出的，定量测定收入分配差异程度.10.B紧缩性财政政策指采取一系列措施减少货币的流通量，本币升值，出口减少，进口增加.11.B 贷款才需要有特定的资金用途，信用卡不需要.12.C中国人民银行（简称央行或人行）是中华人民共和国的中央银行，中华人民共和国国务院组成部门之一，不承担具体银行业务.13.A 永兴岛是中国西沙群岛的主岛，也是西沙群岛及南海诸岛中最大的岛屿.14.C15.A 2012 年8 月17 日国家统计局今日发布报告显示，十六大以来我国人口总量低速平稳增长，人口生育继续稳定在低水平，人口文化素质不断改善，城镇化水平进一步提高，人口婚姻、家庭状况保持稳定.报告显示，2011 年城镇化率达51.27%.16.C作者的署名权、修改权、保护作品完整权的保护期不受限制；公民作品的发表权、使用权和获得报酬的保护期为作者终生及其死亡后50 年.17.B18.A19.D马克思的利率决定论认为利息量的多少取决于利润总额，利息率取决于平均利润率.我国利率的决定与影响因素主要有利润的平均水平，资金的供求善，物价变动的幅度，国际经济环境与政策性因素等.20.B修正前的《商业银行法》将商业银行的经营原则规定为：效益性、安全性、流动性.修正后的《商业银行法》将商业银行的经营原则规定为：安全性、流动性、效益性.这一变动，即将安全性规定为商业银行的首要经营原则.7 / 7。

中国民生银行招聘考试笔试资料历年考试真题

中国民生银行招聘考试笔试资料历年考试真题历年真题精选：1．以下哪个同行拆借率是目前被认可和通行的（伦敦同业拆借率）2．世界上第一个商业银行是？（英格兰银行）3．巴塞尔协议规定的资本充足率为多少（8%）4．商业银行的经营目的是什么？（盈利）5．在日本发行的以美元计价的债券称为什么（欧洲市场债券）6．利率互换的条件（币种相同、期限相同、利率计算方式不同）8．以下哪个选项最适合作为回购协议（国债、股票之类）9．以下哪种票据需要承兑（远期汇票）11．布雷顿森林体系崩溃时间（七十年代初期）12．央行和商业银行的货币职能（央行提供原始货币，商业银行制造派生货币）13．凯恩斯的货币需求理论最大的特点是（强调利率的作用）14．菲利普斯曲线描述的是什么？（通货膨胀与失业率之间的关系）15．洛仑兹曲线描述的是什么？（收入分配公平程度）——不确定是不是这道题16．发行国债的最主要目的是什么？（筹集建设资金）17．市场营销的核心环节是（交换）19．泰勒被尊称为什么（科学管理之父）21．某企业生产平均成本达到最小值，那么该企业（利润达到最大值、超额利润为零、边际成本等于平均成本or whatever）22．劳动法对于加班时间的限定（每月不得超过36小时）23．如果企业安排员工周末上班而又不予以调休，那么应支付多少倍工资（2倍）25．以下哪种情况免收个人所得税（保险理赔）26．企业增值税的属性（共享税中央为主）29．某跨国企业子公司财务报告与母公司合并，过程中遭遇的汇率风险属于什么风险（市场风险）33．TCP/IP协议基于什么而写？（基于OSI参考模型）34．世界上第一个网上银行是？（美国SFNB）35．2007年6月召开的八国峰会的主要议题是什么（全球气候变暖问题）36．我国提出十一五期间单位国内生产总值能源消耗降低多少？（20%）37．目前我国的失业情况主要属于（结构性失业）38．某商品需求弹性大于1，则该商品为（奢侈品）39．马斯洛需求层次理论最低层是什么（生理需求）40．构建和谐社会的根本出发点和落脚点是什么（以人为本）41．某投资公司向客户承诺不低于30%的收益率，该行为属于（虚假陈述）42．某国对B国汽车进口限制在10万辆以内，这种配额属于（国别配额）44．我国的外汇交易中心设在哪里（上海）46．股份制公司成立的条件是（半数以上发起人在国内有固定房产）47．LAN是指什么（局域网）48．互联网最早诞生于（1969年美国）49．以下哪个指标反映了全部资产运营情况（全部资产周转率）50．应计入收益性支出而错计入了负债性支出会产生什么后果（虚增利润,多交所得税!）51．国际货物合同纠纷的诉讼期限是（四年）多项选择题（有两个或以上的选项是正确的，多选、漏选、错选均不得分）1．商业银行的负债包括哪些2．商业银行的核心资产包括哪些4．劳动法关于实习期限的规定5．十七大确立的党的指导思想包括哪些6．公有制经济占主导地位的表现7．银行系统性风险包括哪些8．准货币包括哪些9．4R营销理论包括什么（relationship、retrenchment、relevancy 、rewards）10．财政再分配包括11．骆驼评级法CAMEL包括什么（盈利性、流动性、安全性、银行设施。

2010年中国银行总行招聘笔试试题+答案

第一部分：英语能力测试一、阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists. You would have seen 115,000 people buzzing with confidence and excitement. On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics. Instead, it was the 2003 Consumer Electronics Show, also known as CES, held in Jan. 9th –12th. No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件). Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion). This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times. The interest and innovation in PCs is nothing next to the action in other realms of high tech. As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site. Thanks to the severe decline in the PC industry, the 2002 Las Vegas Comdex was only half the size of its 2000 incarnation. The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters. But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer. There were 46 exhibitors in the alarm-clock category alone, and even an electric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made. This proliferation(丰富) of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television, which the Federal Communications Commission hopes to see completed by 2006.But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that y ou can’t record them, and so on. (As many seminar panelists observed, however, strides are being made in all those areas.)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Personal Object Tech nology (SPOT) software. Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-room mock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny. It’s only a matter of time before you'llsee people rebooting their toasters.The digital camera models on display were cheaper, better and smaller than their predecessors. Olympus’s Stylus 400, for example, is a tiny, silver, pocketable wonder that takes four-megapixel photos (enough resolution for 13-by-19-inch prints). It’s due in the s pring for $400.1. Why are 115,000 people buzzing with confidence and excitement?[A] They are truly strange people to feel overexcited at seeing new things.[B] They are going to be pleased by the passers-by.[C] They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2. The 2002 Las Vegas Comdex was held only half the size of its 2000 incarnation because ___________.[A] the industry lacks exciting innovations.[B] the industry slowed down its development.[C] the sale volume greatly shrank that year[D] its production declined for short of capital3. The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is the fastest developmental section in electronics industry[D] the exhibitors in the alarm-clock category are particularly active in displaying their products4. By 2006 it can be expected to __________according to paragraph 6.[A] reach those smaller booths.[B] see high-definition plasma television sets available on the US market[C] reach those smaller booths with the $10,000 plasma TV screens[D] proliferate wide screen sets in the USA5. The digital camera models on display __________________.are cheaper in price, and higher in quality than their predecessorsII. .are pocketable due to its being tiny in sizeIII. are all worthy of no more than 400 US dollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been using laser based analysis system to increase the understanding of the workings of the internal combustion engine. The laser has been incorporated into systems to measuredrop size, velocity and vibration to name but a few. But few laser-based systems are able to aid the study of all these phenomena with the same system. The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD. The High Speed Imaging system comprises an Oxford Lasers LS20 Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second. The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis. The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light. Another feature of the system is the ability to focus down the light. This has two benefits. The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects. This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine. Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle. The second is the ability to shine the laser light down a fiber optic cable. This aids in the illumination of areas of the running engine very difficult to access by normal optics. This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them. The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing.6. How many uses of the laser-based analysis system does the author want to show us?[A] One [B] Two [C] Three [D] Much more than three7. Which of the following does the High Speed Imaging system comprise ________.[A] an Oxford Lasers LS20 Copper Vapor laser[B] 4540 Digital High Speed Motion Analysis system[C] DRAM memory allowing immediate play back of the recorded images for viewing[D] a High Speed Imagining Division of Oxford Lasers LTD.8. Which of the following is the main advantage of the laser flashes?[A] Keeping image contrast [B] getting rid of image blur[C] Increase the intensity of light [D] All is said in A, B, and C9. Which of the following uses is NOT TRUE according to the passage?[A] The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B] The air-flow can thus be made easier to be mapped with the laser.[C] The turning speed of the combustion engine can be accelerated by using vapor laser.[D] The exposure time of the camera can be reduced by the laser flashes.10. Which of the following can be the best title of the passage?[A]At the Speed of Light[B] A High Speed Imagining Division Made by the Oxford Lasers LTD.[C] A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years. My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final. When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why. At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home. Although she wasn't watching the match, she was listening to it on the radio.England won 4:2 and so my brothers and I ran to the post office. As we burst in, my mother was standing behind the counter. She was waiting to sell us a very special limited edition with ENGLAND WINNERS on each stamp. We were over the moon.We still have it today, and perhaps it is worth a lot of money.11. This passage mainly tells us __________.A. the author and her brother used to like stamps very muchB. the author had a very kind motherC. the author and her brother had an unforgettable experience in collecting stampsD. their mother used to support them by working in the post office12. According to the passage, her mother worked in the post office ________.A. during the weekB. on SaturdaysC. on SundaysD. for six days13. Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why. Why do you think she did that?A. She wanted to give them a surprise.B. She doubted if she would get the stamps.C. She forgot to do that.D. She thought it unnecessary to tell them the reason.14. What does the sentence "We were over the moon." mean?A. We jumped high.B. We were extremely happy about it.C. We watched the moon for a long time.D. We couldn't sleep the whole night.15. What is the best title for this passage?A. My Childhood.B. My Mother.C. A Precious Stamp.D. A Memorable Experience in Collecting Stamps.答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings. What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signa ls from the body’s sensors and interpreting what must be happening—that your brain must have moved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion. The sensors that make this magic are of two kinds. Each eye contains about 120 million rods, which provide somewhat blurry black and white vision. These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones. Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue.Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve. We see an image for a fraction of a second longer than it actually appears. In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture. Like apparent motion, color vision is also subject to unusual effects. When day gives way to night, twilight brings what the poet T.S. Eliot called “the violet hour.” A light levels fall, the rods become progressively less responsive. Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” col or—white, not red. Our eyes are constantly comparing an object against its surroundings. They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color. Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp. As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so smalla space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year. The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thin powder fuse that burns steadily and haltingly until it finally reaches the charge and explodes.”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends. Rapid growth is a comparatively recent phenomenon. Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history. For most of our ancestors, life was hard, often nasty, and very short. There was high fertility in most places, but this was usually balanced by high mortality. For most of human history, it was seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods. Often, societies were in clear danger of extinction because death rates could exceed their birthrates. Thus, the population problemthroughout most of history was how to prevent extinction of the human race. This pattern is important to notice. Not only does it put the current problems of demographic growth into a historical perspective, but it suggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD. 1650. In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650. Between 1650 and the present, the population has increased from 500 million to more than 4 billion. And it is estimated that by the year 2000 there will be 6.2 billion people throughout the world. One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable. Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year. At present, this number is added every six hours. The increase is about 80,000,000 persons annually. 21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A.A virtually stable or slightly decreasing period and then a sudden explosion of population.B.A slow growth for a long time and then a period of rapid, dramatic increase.C.Too many people on earth and a few rapid increase in the number added each year.D.A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A.only one in ten persons could live past 40.B.there was higher mortality than fertility in most places.C.it was too dangerous to have babies due to the poor conditions.D.our ancestors had little enthusiasm for more children.答案：B23.Which statement is true about population increase?A.There might be an increase of 2.2 billion persons from now to the year 2000.B.About 50,000 babies are born every six hours at present.C.Between 8000 BC and the present, the population increase is about 80,000,000 persons each year.D.The population increased faster between 8000BC and 1650 than between 1650 and the present.答案：A24.The author of the passage intends to___.A.warn people against the population explosion in the near future.pare the demographic growth pattern in the past with that after 1650.C.find out the cause for rapid increase in population in recent years.D.present us a clear and complete picture of the demographic growth.答案：D25.The word “demographic” in the first parag raph means___.A.statistics of human.B.surroundings study.C.accumulation of human.D.development of human.答案：A资料6：On the 36th day after they had voted, Americans finally learned Wednesday who would be their next president: Governor George W. Bush of Texas.Vice President Al Gore, his last realistic avenue for legal challenge closed by a U. S. Supreme Court decision late Tuesday, planned to end the contest formally in a televised evening speech of perhaps 10 minutes, advisers said.They said that Senator Joseph Lieberman, his vice presidential running mate, would first make brief comments. The men would speak from a ceremonial chamber of the Old Executive office Building, to the west of the White House.The dozens of political workers and lawyers who ha d helped lead Mr. Gore’s unprecedented fight to claw a come-from-behind electoral victory in the pivotal state of Florida were thanked Wednesday and asked to stand down.“The vice president has directed the recount committee to suspend activities,” William Daley, the Gore campaign chairman, said in a written statement.Mr. Gore authorized that statement after meeting with his wife, Tipper, and with top advisers including Mr. Daley.He was expected to telephone Mr. Bush during the day. The Bush campaign kept a low profile and moved gingerly, as if to leave space for Mr. Gore to contemplate his next steps.Yet, at the end of a trying and tumultuous process that had focused world attention on sleepless vote counters across Florida, and on courtrooms form Miami to Tallahassee to Atlanta to Washington the Texas governor was set to become the 43d U. S. president.The news of Mr. Gore’s plans followed the longest and most rancorous dispute over a U. S. presidential election in more than a century, one certain to leave scars in a badly divided country.It was a bitter ending for Mr. Gore, who had outpolled Mr. Bush nationwide by some 300000 votes, but, without Florida, fell short in the Electoral College by 271votes to 267—the narrowest Electoral College victory since the turbulent election of 1876.Mr. Gore was said to be distressed by what he and many Democratic activists felt was a partisan decision from the nation’s highest court.The 5-to –4 decision of the Supreme Court held, in essence, that while a vote recount in Florida could be conducted in legal and constitutional fashion, as Mr. Gore had sought, this could not be done by the Dec. 12 deadline for states to selecttheir presidential electors.James Baker 3rd, the former secretary of state who represented Mr. Bush in the Florida dispute, issued a short statement after the U. S. high court ruling, saying that the governor was “very pleased and gratified.”Mr. Bush was planning a nationwide speech aimed at trying to begin to heal the country’s deep, aching and v aried divisions. He then was expected to meet with congressional leaders, including Democrats. Dick Cheney, Mr. Bush’s ruing mate, was meeting with congressmen Wednesday in Washington.When Mr. Bush, who is 54, is sworn into office on Jan.20, he will be only the second son of a president to follow his father to the White House, after John Adams and John Quincy Adams in the early 19th century.Mr. Gore, in his speech, was expected to thank his supporters, defend his hive-week battle as an effort to ensure, as a matter of principle, that every vote be counted, and call for the nation to join behind the new president. He was described by an aide as “resolved and resigned.”While some constitutional experts had said they believed states could present electors as late as Dec. 18, the U. S. high court made clear that it saw no such leeway.The U.S. high court sent back “for revision” to the Florida court its order allowing recounts but made clear that for all practical purposes the election was over.In its unsign ed main opinion, the court declared, “The recount process, in its features here described, is inconsistent with the minimum procedures necessary to protect the fundamental right of each voter.”That decision, by a court fractured along philosophical lines, left one liberal justice charging that the high court’s proceedings bore a political taint. Justice John Paul Stevens wrote in an angry dissent:” Although we may never know with complete certainty the identity of the winner of this year’s presidentialel ection, the identity of the loser is perfectly clear. It is the nation’s confidence in the judge as an impartial guardian of the law.”But at the end of five seemingly endless weeks, during which the physical, legal and constitutional machines of the U. S. election were pressed and sorely testedin ways unseen in more than a century, the system finally produced a result, and one most Americans appeared to be willing at lease provisionally to support. The Bush team welcomed the news with an outward show of restraint and aplomb. The governor’s hopes had risen and fallen so many times since Election night, and the legal warriors of each side suffered through so many dramatic reversals, that there was little energy left for celebration.26 The main idea of this passage is[A]. Bush’s victory in presidential election bore a political taint.[B]. The process of the American presidential election.[C]. The Supreme Court plays a very important part in the presidential election.[D]. Gore is distressed.27 What d oes the sentence “as if to leave space for Mr. Gore to contemplate hisnext step” mean[A]. Bush hopes Gore to join his administration. [B]. Bush hopes Gore to concede defeat and to support him.[C]. Bush hopes Gore to congraduate him. [D]. Bush hopes Gore go on fighting with him.28 Why couldn’t Mr. Gore win the presidential election after he outpolled Mr. Bush in the popular vote? Because[A]. the American president is decided by the supreme court’s decision. [B]. people can’t directly elect their p resident.[C]. the American president is elected by a slate of presidential electors. [D]. the people of each state support Mr. Bush.29 What was the result of the 5—4 decision of the supreme court?[A]. It was in fact for the vote recount. [B]. It had nothing to do with the presidential election.[C]. It decided the fate of the winner. [D]. It was in essence against the vote recount.30 What did the “turbulent election of 1876” imply?[A]. The process of presidential election of 2000 was the same as that.[B]. There were great similarities between the two presidential elections (2000 and 1876).[C]. It was compared to presidential election of 2000. [D]. It was given an example.答案：A B C D B二、完型填空Business and government leaders also consider the inflation rate to be an important general indicator. Inflation is a period of increased __1__ that causes rapid rises in prices. __2__ your money buys fewer goods so that you get less for the same amount of money as before, inflation is the problem. There is a general rise __3__ the price of goods and services. Your money buys less. Sometimes people describe inflation as a (n) __4__ when "a dollar is not worth a dollar anymore". Inflation is a problem for all consumers. People who live on a fixed income are hurt the ___5__. Retired people, for instance, cannot __6__ on an increase in income as prices rise. Elderly people who do not work face serious problems in stretching their incomes to __7___ their needs in time of inflation. Retirement income __8__ any fixed income usually does not rise as fast as prices. Many retired people must cut their spending to keep up with rising prices. In many cases they must stop __9__ some necessary items, such as food and clothing. Even for working people whose incomes are going up, inflation can be a problem. The __10__ of living goes up, too. People who work must have even more money to keep up their standard of living. Just buying the things they need costs more. When incomes do not keep __11__ with rising prices, the standard of living goes down. People may be earning the same amount of money, but they are not living __12__ because they are not able to buy as many goods and services.Government units gather information about prices in our economy and publish it as price indexes __13___ the rate of change can be determined. A price index measures changes in prices using the price for a __14__ year as the base. The base price is set at100, and the other prices are reported as a __15__ of the base price. A price index makes it possible to compare current prices of typical consumer goods, for example, with prices of the same goods in previous years.1. A. spending B. demanding C. consuming D. saving2. A. Because B. While C. Since D. When3. A. in B. on C. at D. to4. A. chance B. time C. moment D. occasion5. A. best B. least C. most D. worst6. A. rely B. rest C. depend D. count7. A. meet B. obtain C. care D. acquire8. A. or B. and C. excluding D. including9. A. to buy B. buying C. having bought D. from buying10. A. price B. level C. cost D. standard11. A. race B. pace C. speed D. step12. A. as usual B. as such C. as before D. as well13. A. in which B. of which C. from which D. by which14. A. given B. last C. fixed D. definite15. A. portion B. percentage C. proportion D. fraction参考答案： ADABC DAABC BDCAB三、字词理解1. The forecast for this evening is wind and rain, theoutlook for tomorrow is fine and sunny.A. out of handB. on every handC. on the other handD. on all hands答案：C2. - I wonder if you could help me.- _________________________________.A. I couldB. Yes, I doC. No, not at allD. Of course答案：D3. She paid the builder _________ the gate.A. to repairB. repairC. repairingD. repaired答案：A4. Not until most of the people had left the airport _________ his sister was there.A. that he saw。

上海银行招聘考试：货币需求考试题

上海银行招聘考试：货币需求考试题本卷共分为1大题50小题，作答时间为180分钟，总分100分，60分及格。

一、单项选择题（共50题，每题2分。

每题的备选项中，只有一个最符合题意）1.链表不具有的特点是。

A：不必事先估计存储空间B：可随机访问任一元素C：插入删除不需要移动元素D：所需空间与线性表长度成正比E：以上都不正确2.在文档编辑过程中，为了防止突然断电等意外造成的数据丢失，应经常单击工具栏上的“保存”按钮或按快捷键。

A：B：C：D：E：以上都不正确3使用的多路复用技术是。

A：频多分路复用B：时多分路复用C：码分多址D：空分多址E：以上都不正确4.在操作环境下，要将整个屏幕画面全部复制到剪贴板中应该使用键。

A：B：C：4D：E：以上都不正确5. 汉字的字形码存放在。

A：汉字库文件中B：键盘管理程序中C：汉字系统启动程序中D：显示管理程序中E：以上都不正确6. 算式(1110)2-(4)10的运算结果是。

A：(1010)2B：(1011)2C：(9)10D：(11)10E：以上都不正确7. 在中，可以显示分页效果的视图是。

A：普通视图B：大纲视图C：页面视图D：主控文档E：以上都不正确8. 与广域网相比，局域网不具备的特点是。

A：较大的地理范围B：较高的数据传输速率C：较低的误码率D：机器间最远距离在几公里内E：以上都不正确9. 在中，用户可以同时打开多个窗口，这些窗口可以层叠式或平铺式排列，要想改变窗口的排列方式，应进行的操作是。

A：右击任务栏空白处，然后在弹出的快捷菜单中选取要排列的方式B：右击桌面空白处，然后在弹出的快捷菜单中选取要排列的方式C：先打开“资源管理器”窗口，选择“查看”菜单下的“排列图标”项D：先打开“我的电脑”窗口，选择“查看”菜单下的“排列图标”项E：以上都不正确10. 在中，键的作用是。

A：关闭应用程序B：打开应用程序的控制菜单C：应用程序之间相互切换D：打开“开始”菜单E：以上都不正确11. 的文件，可在“另存为”框的“保存类型”列表框中选择。

中国银行招聘考试笔试真题及答案

中国银行招聘考试笔试真题及答案江苏权威银行培训机构天梯金融培训独家汇编一.单项选择题1.国际收支全面反映一国的对外( )关系。

A.政治B.经济C.军事D.文化科技2.各国政府可以根据本国的需要调整纸币的( )。

A.铸币平价B.金平价C.购买力平价D.黄金输送点3.资本国际流动更多采取的是( )形式。

A.固定利率债券B.固定利率贷款C.浮动利率贷款D.浮动利率债券4.1997年下半年由( )贬值开始引起亚洲金融危机，最终演变为冲击全球的金融动荡。

A.英镑B.日元C.韩元D.泰铢5.对企业影响最大，企业最关心的一种外汇风险是( )。

A、汇率风险B、交易风险C、经济风险D、会计风险6.在现货市场和期货交易上采取方向相反的买卖行为，是( )。

A.现货交易B.期货交易C.期权交易D.套期保值交易7.在国际银团贷款中，借款人对未提取的贷款部分还需支付( )。

A、担保费B、承诺费C、代理费D、损失费8.企业或个人的未来预期收益因汇率变化而可能受到损失的风险称为( )。

A、交易风险B、经济风险C、会计风险D、汇率风险9.世界上最大的贴现市场是( )。

A.伦敦贴现市场B.纽约贴现市场C.苏黎士贴现市场D.香港贴现市场10.以下哪种说法是错误的( )。

A、外国债券的付息方式一般与当地国内债券相同。

B、欧洲债券不受面值货币国或发行市场所在地的法律限制。

C、由国际性承销辛迪加承销的国际债券称为欧洲债券。

D、外国债券不受所在地国家证券主管机构的监管。

11.抛补套利实际是( )相结合的一种交易。

A.远期与掉期B.无抛补套利与即期C.无抛补套利与远期D. 无抛补套利与掉期12.根据外汇交易和期权交易的特点，可以将外汇期权交易分为( )A. 现货交易和期货交易B.现货汇权和期货期权C. 即期交易和远期交易D. 现货交易和期货交易13.以下哪种说法是错误的( )A. 外币债权人和山口商在预测外币汇率将要上升时，争取延期收汇，以期获得该计价货币汇率上涨的利益。

银行系统公开招聘考试经济·金融真题2010年

2010年银行系统招聘考试真题汇编第一部分客观题一、单项选择题1．[中国银行] 下列选项中，属于间接税的是( )。

A．企业所得税 B．财产税 C．个人所得税 D．消费税2．[中国农业银行] 地方固定收入包括( )。

A．消费税 B．企业所得税C．关税 D．车船税3．[中国工商银行] 以费雪和庇古为代表的传统货币数量说认为货币对实物经济不起作用，他们的基本观点是( )。

A．假定其他因素不变，商品价格水平与货币数量成正比，货币价值与货币数量成反比B．假定其他因素不变，商品价格水平与货币数量成正比，货币价值与货币数量成正比C．货币数量说是关于货币需求的理论D．人们对货币的需求量取决于他们的流动性偏好4．[渤海银行] 在现代信用货币制度下，经常出现的货币失衡形式是( ) A．货币供应量相对于货币需求量偏小 B．货币供应量相对于货币需求量偏大C．结构性失衡 D．总量性失衡5．[中国建设银行] 下列中央银行的活动中，体现其“国家的银行”的职能是( )A．集中准备金 B．对政府提供信贷C．对商业银行提供信贷 D．组织全国的清算6．[中国银行] 属于货币政策较为理想的中介目标的是( )。

A．通货膨胀率 B．货币供应量C．长期利率 D．基础货币7．[中信银行] 银行接受客户的委托，为工商企业办理与货币资本运动有关的技术性业务，如汇兑、非现金结算等，使银行成为企业的总会计、总出纳，成为社会的总账房，这是商业银行的哪种职能?( )A．信用中介 B．支付中介C．信用创造 D．吸收存款8．[中国光大银行] 国际货币基金组织第八条款规定的货币可兑换类型主要是指( )。

A．完全可兑换 B．资本项目可兑换C．经常项目可兑换 D．有条件可兑换9．[中国民生银行] 作为国际货币体系的核心机构，以促进国际货币领域的合作为宗旨的国际金融机构是( )。

A．国际开发协会 B．国际货币基金组织C．国际清算银行 D．国际金融公司10．[恒丰银行] 下列误差中哪一项属于登记性误差产生的原因?( )A．没遵循随机原则 B．抄录错误C．样本结构与总体结构存在差异 D．样本容量不足11．[中国进出口银行] 下列说法中，不能成为导致我国财政支出规模扩大的是( )。

申万数量分析笔试题

申万数量分析笔试题申银万国2009年校园招聘数量分析笔试题：（前两道是本人在网上找的资料附上）1,经济景气指数与股票指数的异同。

什么是经济景气指数？经济景气指数来源于企业景气调查，它是西方市场经济国家建立的一项统计调查制度。

它是通过对企业家进行定期的问卷调查，并根据企业家对企业经营情况及宏观经济状况的判定和预期来编制的，由此反映企业的生产经营状况、经济运行状况，猜测未来经济的发展变化趋势。

经济景气指数目前主要通过两个指标来反映，一是企业家信心指数，是根据企业家对企业外部市场经济环境与宏观政策的熟悉看法、判定与预期(主要是通过对“乐观”、“一般”、“不乐观”的选择)而编制的指数，用以综合反映企业家对宏观经济环境的感觉与信心。

二是企业景气指数：是根据企业家对本企业综合生产经营情况的判定与预期(主要是通过对“好”、“一般”、“不佳”的选择)而编制的指数，用以综合反映企业的生产经营状况。

景气指数的表示范围为0—200之间。

100为景气指数的临界值，表明景气状况变化不大；100—200为景气区间，表明经济状况趋于上升或改善，越接近200越景气；0—100为不景气区间，表明经济状况趋于下降或恶化，越接近0越不景气。

计算股票指数时，往往把股票指数和股价平均数分开计算。

按定义，股票指数即股价平均数。

但从两者对股市的实际作用而言，股价平均数是反映多种股票价格变动的一般水平，通常以算术平均数表示。

人们通过对不同的时期股价平均数的比较，可以认识多种股票价格变动水平。

而股票指数是反映不同时期的股价变动情况的相对指标，也就是将第一时期的股价平均数作为另一时期股价平均数的基准的百分数。

通过股票指数，人们可以了解计算期的股价比基期的股价上升或下降的百分比率。

由于股票指数是一个相对指标，因此就一个较长的时期来说，股票指数比股价平均数能更为精确地衡量股价的变动。

1.股价平均数的计算股票价格平均数反映一定时点上市股票价格的绝对水平，它可分为简单算术股价平均数、修正的股价平均数、加权股价平均数三类。

中国银联招聘笔试完整真题及答案解析

中国银联招聘笔试完整真题及答案解析Standardization of sany group #QS8QHH-HHGX8Q8-GNHHJ8-HHMHGN#中国银联2018年招聘笔试完整真题及答案以节俭清正________奢靡之风，________勤俭节约传统美德和“八项规定”，保持质朴和勤俭的本色，刹住公款吃喝，规范接待标准，精简活动规模，杜绝浪费陋习，狠刹挥霍享乐和骄奢淫逸的不良风气。

填入划横线处最恰当的一项是：A.克制恪守B.克服遵守C.克制遵守D.克服恪守答案：D解析：第一步，第一空搭配“奢靡之风”。

“克制”指抑制（多指情感），侧重抑制主观方面；“克服”指用坚强的意志和力量战胜（缺点、错误、坏现象、不利条件等），侧重战胜客观方面。

“奢靡之风”是一种坏现象，填入“克服”合适，排除A项和C项。

第二步，第二空“刹住”“杜绝”“狠刹”可知，此空应填入语义较重的词。

辨析选项，“恪守”指严格的遵守，程度要比“遵守”重，因此“恪守”符合语境，排除B项。

因此，选择D选项。

①《四库全书》与《四库全书总目》_________，构成一个巨大的研究空间，潜藏着重大的学术价值。

②这个老头大冷的天还在早晨打着赤膊跑步，让人____③一个时期以来，歌剧《图兰朵》的上演，成了许多人_________ 的话题。

A.珠联璧合匪夷所思津津乐道B.交相辉映不可思议津津乐道C.交相辉映匪夷所思口口相传D.珠联璧合不可思议口口相传答案：A解析：第一步，第一空根据“构成一个巨大的研究空间，潜藏着重大的学术价值”可知，该空应体现“两者结合一起，更有效果”这一含义。

“交相辉映”指各种光亮、色彩等互相映照，常用于形容美好的景象，不符合文意。

排除B项和C项。

“珠联璧合”指杰出的人才或美好的事物结合在一起，符合文意。

第二步，再看第三空。

根据“成为……的话题”可知，文段强调大家对《图兰朵》的上映很感兴趣。

“口口相传”指不着文字，仅以口头传布或传授，不符合文意，排除D项。

招商银行招聘考试职业能力测验真题及答案解析

招商银行招聘考试职业能力测验真题及答案解析一、单项选择题( 共 20，分数： 20.00)1. 美国联邦储藏银行的股本全部由参加联邦储藏体系的会员银行所拥有，会员银行按自己实收资本和公积金的( ) 认购所参加的联邦储藏银行的股份，先缴付所认购股份的一半，另一半待通知随时缴付。

A．2%B．3%C．5%D．6%√【解析】美国的中央银行属于全部资本非国家所有的资本构造，此种资本构造是指中央银行的资本全部由民间资本形成，国家政府不持有股份的中央银行资本构成形式。

美国联邦储藏银行的股本全部由参加联邦储藏体系的会员银行所拥有，会员银行按自己实收资本和公积金的6%认购所参加的联邦储藏银行的股份，先缴付所认购股份的一半，另一半待通知随时缴付。

2. 美国采用的银行制度是( ) 。

A．单一银行制度√B．分支银行制度C．持股公司制度D．连锁银行制度【解析】单一银行制度又称为单元银行制或独家银行制，就是银行业务完全由各自独立的商业银行经营，不设或不允许设分支机构。

这种银行制度在美国比拟典型。

3. 从业务运作实质来看，福费廷就是( ) 。

A．保付代理B．银行保函C．远期票据贴现√D．质押贷款【解析】福费延业务是指银行对国际贸易延期付款方式中出口商持有的远期承兑汇票或本票进展无追索权的贴现，从业务实质来看，就是远期票据贴现。

4. 保付代理业务的流程的正确顺序是( ) 。

(1) 进口商付款(2) 出口商转让应收账款给保理银行(3) 保理行催收债款(4) 出口商发出货物(5) 保理行提供融资效劳A． (4)(5)(2)(1)(3)B． (4)(2)(5)(3)(1) √C． (4)(2)(3)(5)(1)D． (2)(3)(4)(5)(1)【解析】保付代理业务流程：出口商发出货物并取得发票然后将发票卖给保理银行( 转让应收账款) ，保理银行为出口商提供融资效劳，然后保理行向进口商催收债款，进口商付款。

5. 以下关于利率双轨制说法正确的选项是( ) 。

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申银万国笔试题两段英翻中各30讲美圆贬值和dell的好象不是很bt虽然我也做不来中翻英40不知道各位怎么样我是了很久100分专业知识100填空1.持股票享有而持债券无的三项权利是？2.央行三大货币政策工具？3.迈克尔.波特认为一个行业的五种竞争力量是？4.反映企业短期偿债能力的财务指标列举其二反映企业盈利能力的财务指标列举其二5.产品生命周期四阶段？6.拉动中国宏观经济的三驾马车？7.波士顿矩阵把公司业务分为四类？8.列举进入某行业可能的四种障碍9.管理的五大职能？10.列举四条会计核算原则（客观原则权责发生原则已给出）填空每题2分应该是答完全才有分吧公司分析30每题十分（放在财务管理的试卷里应该不难不过现在去做呢...）1.会计题企业将利息支出从财务费用资本化净利润（增减or不变后同）总资产（）负债（）研发费用从生产费用转为管理费用存货（）广告费支出由资本化改为费用化总资产（）净资产（）净利润（）销售费用（）管理费用（）财务费用（）2.计算某公司每股收益条件a公司总股本20，000万股流通股6，000万股所得税率30%控有b公司40%股份c公司15%股份b公司税前利润1，000w元派发先进红利500wc公司税前利润500w派发红利300w3.投资理论计算南方航空05年每股收益0.5元股息发放率20%股票beta值为0.8市场无风险报酬率6%市场要求的回报率为11%（1）预测南航05年每股股息投资该股票要求的回报率（2）公司今后的股息增长率固定为6%结合前面结论用固定增长股息贴现模型计算其理论股价（3）如目前南航股价为1.8元给出投资建议简答：50分1.20众所周知中国移动联通所在的行业是明显的寡头垄断结合寡头垄断的特点分析预测我国移动通信行业发展趋势注意采用的分析方法与分析逻辑不超过800字2.15假设a公司开发出一新产品分析预测该新产品未来五年内能否带来利润和利润多少你准备分析哪些因素尽量详细（原文下有着重号）完整的列举不用分析3.15不超过500字给申银万国人事部经理写一封自荐信突出表达自荐理由以及对未来职业发展设想要求条理清晰文笔流畅申银万国数量分析师笔试题题目分为英语和专业两部分，题目如下：英译中：1.关于美国federal fund rate和贴现率调整的一篇短文翻译。

下半年上海银行招聘性格测试题之事业心测试题考试试题

2016年下半年上海银行招聘性格测试题之事业心测试题考试试题一、单项选择题（共25题，每题2分，每题的备选项中，只有1个事最符合题意）1、在我国，收入变动与货币需求量变动之间的关系是。

A：同方向B：反方向C：无任何直接关系D：A和B都可能E：全国人大常委会2、关于股东的表述，下列哪一选项是正确的？A:股东应当具有完全民事行为能力B：股东资格可以作为遗产继承C:非法人组织不能成为公司的股东D：外国自然人不能成为我国公司的股东E:注销库存股3、甲、乙两村分别位于某市两县境内，因土地权属纠纷向市政府申请解决,市政府裁决争议土地属于甲村所有。

乙村不服,向省政府申请复议，复议机关确认争议的土地属于乙村所有。

甲村不服行政复议决定，提起行政诉讼.下列哪个法院对本案有管辖权?【银行真题】A：争议土地所在地的基层人民法院B：争议土地所在地的中级人民法院C：市政府所在地的基层人民法院D：省政府所在地的中级人民法院E：注销库存股4、城市商业银行是在（）的基础上成立起来的.A：股份制商业银行B:城市信用合作社C：农村合作银行D：农村商业银行5、在数据管理技术发展过程中,文件系统与数据库系统的重要区别是数据库系统具有.A：数据可共享B：数据无冗余C:特定的数据模型D:专门的数据管理软件E:以上都不正确6、下列关于西方国家金融深化和发展顺序的说法，正确的是____A：先金融中介机构，后金融市场B：先金融监管，后金融中介C：先资本市场，后货币市场D：先股票市场，后债券市场7、中国人民银行在金融市场上购入国库券时,相应会____基础货币.A：买断B：投放C：购入D：回笼8、银企存款对账采取哪两种核对方式。

A：“日间”核对和“日终"核对B：“往来账务”核对和“余额”核对C：“流水账”核对和“余额”核对D：“往来账务"核对和“客户账务”核对E：现金流量表9、更能观察借款方资金成本的利率是____A:名义利率B：实际利率C:固定利率D：浮动利率10、在下列几项反映国民经济发展的指标中,属于数量指标的是。

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