国际结算复习提纲

国际结算期末复习要点一、选择题(1) SWIFT is _____ B ____________A. in the United StatesB. a kind of communications belonging to TT system for interban'ks fund transferC. an institution of the United NationsD. a governmental organization(2) Fund transfers are processed and settlement through ____ C _______A. banksB. SWIFTC. Clearing systemD. telecommunication systems(3) An additional risk borne by the seller when granting a credit to the buyer is that the later will notD ___________A. accept the billB. take up the documentsC. take deliveryD. make payment at maturity(4) To the importer, the fastest and safest method of settlement is ____ C ___A. letter of creditB. cash in advanceC. open accountD. banker's draft(5) ____ A ______ refers to an exchange of services or assets between countries.A. Invisible tradeB. visible tradeC. International tradeD. Balance of trade(6) From the point of view of a Chinesebank, ___B___is our bank'asccount in the books of an overseas bank , denominated in foreign currency.A. a vostro accountB. a nostro accountC. a mirror accountD. a record account(7) The exporter can receive the payment only when __ C _______A. he has shipped the goodsB. he has presented the documentsC. the documents presented comply with he credit termsD. the importer has taken delivery of the goods(8) The person paying the money is a ____ of a check.A. payeeB. endorserC. drawerD. endorsee(9) If a bill is payable “ 60 days after date ”, the date of payment is decided according to ____ .A. the date of acceptanceB. the date of presentationC. the date of the billD. the date of maturity(10) A(n) ______ is a financial document.A. bill of ladingB. bill of exchangeC. insurance policyD. commercial invoice(11) Each country has to earn _________ to pay for imports.A. moneyB. foreign exchangeC. cashD. currency(12) A time bill may be accepted by _________A. drawerB. draweeC. holderD. endorser(13) ________ is drawn by the exporter and sent to the buyer.A. DraftB. Promissory noteC. I. O. UD. Check(14) Large payments should be made by ________A. TTB. SWIFTC. MTD. A or B(15) Mail tran sfer are sent to the corresp ondent bank _______ , uni ess other wise in structed by clie nts.A. by courier serviceB. by ordinary mailC. by airmailD. by seamail(16) The only means of authenticating a cable transfer is the ___ .A. SWIFT authe ntic keyB. payme nt orderkey D. authorized sig natures(17) Which type of collection offers the greatest security to the exporterA. Docume nts aga inst accepta neeB. Docume nts aga inst payme ntC. Clea n collectio nD. Accepta nee D/P(18) Con firmati on of a credit may be give n by .A. the ben eficiary at the request of the importerB. the issu ing bank after the receipt of correct docume ntati onC. the advis ing bank after the receipt of correct docume ntatio nD. the advis ing bank at the request of the issu ing bank(19) _______ gives the ben eficiary double assura nee of payme nt.A. The irrevocable creditB. The revocable creditC. The con firmed creditD. The irrevocable con firmed credit(20) The red clause credit is ofte n used as a method of .A. providing the buyer with funds prior to shipmentB. providing the seller with funds prior to shipmentC. providing the buyer with funds after shipmentD. providing the seller with funds after shipment(21) All the parties to a collection are bound by ___________500 C(22) To the exporter, the fastest and safest method of settleme nt is _______A. letter of creditB. adva nee payme ntC. collect ionD. ban ker'draft(23) All guarantees should include the principle debtor, the ___________ and the guara ntor.A. ben eficiaryB. creditorC. mortgageeD. le nder(24) The docume nts will not be delivered to the buyer until _________ .A. the goods have arrivedB. the bill is paid or acceptedC. the buyer has cleared the goodsD. both A and B(25) When is a bill of lad ing issued ______A. Whe n the shipper makes up the orderB. Whe n the carrier received the goodsC. Whe n the producer manu factures the goodsD. When the carrier delivers the goods to the con sig nee(26) When a customer ask its bank to make a telegraphic tran sfer to a ben eficiary abroad, the charges may____________A. be paid either the remitter or the remitteeB. be debited aga inst the no stro acco untC. be credited to the vostro acco untD. be paid by the remitting bank（27） ___________________________________________________________ It will be more convenient if the collecting bank appointed by the seller ____________________A. is a large bankB. is the remitting bank's correspondent in the place of the importerC. is in the exporter's countryD. acts on the importer's instructions（28） ________________________________________________ If it is stated as D/P, the documents can be released _______________________________A. against paymentB. against acceptanceC. in either wayD. against acceptance pour aval（29） ______________________________________________ Before opening a credit, the issuing bank should __________________________________________A. go through the contract termsB. fill in the application formC. sign an agreement with the customerD. inquire into the customer's credit standing（30） ________________________________________________ The bond should state that claims must be received __________________________________ than the expirydate.A. a litter earlierB. a little laterC. not earlierD. not later二、操作题（一）汇票BILL OF EXCHANGENo.（汇票号码）_______________________Exchange for 汇票金额（小写）_________________ _____________ ，___________At 票期____________________ sight of this FIRST of exchange （second of exchange Being Unpaid）pay to the order of 收款人 _________________________________the sum of SAY: 汇票金额（大写） _______________________________________To: 受票人（付款人）For and on behalf of （出票人）（二）电汇（cable 格式的）FM 汇出行TO汇入行DATE发电日期TEST密扌甲OUR REF NC汇款编号NO ANY CHARGES FOR US行不负担费用PAY金额VALUE起息日TO 收款人MESSAGE附言FOR CREDITING ACCOUNT IN收款账号ORDER汇款人COVER头寸拨付BANK OF CHINADocume ntary Collect ion In struct ionSPECIAL INSTRUCTION 托 收要求10) □ Please deliver docume nts aga inst payme nt/accepta nee 11) □ All your charges are to be borne by the drawee12) □ In case of a time bill, please advise us of acceptance giving maturity date.13) □ In case of dishonor, please do not protest but advise us of non-payment/non-acceptance givi ng reas ons.14) □ Please in struct the collect ing bank to deliver docume nts upon receipt of all their banking charges. 15) □ 公司盖章：（四）托收申请书16）联系人:电话:(五)托收指示COLLECTION INSTRUCTION(1)DATE:』收日期___________________⑵PLEASE ALWAYS QUOTE 01交易编码___________________(3)MAIL TO:代收行____________________________DEAR SIRS,WE ENCLOSEDRAFT(S)AND DOCUMENTS AS UNDERMENTIONEDWHICH PLEASECOLLECTIN ACCORDANCE WITH THE INSTRUCTIONS INDICATED HEREIN.1ST MAIL票据要求(11) DRAFT _____________________(12) COMMERCIAL INVOICE ______________________(13) CLEAN ON BOARD OCEAN BILLS OF LADING(14) CERTIFICATE OF ORIGIN ______________________(15) PACKING LIST ________________________(16) REIMBURSEMENT INSTRUCTIONS分):拨头寸指示（六）开证申请书IRREVOCABLE DOCUMENTARY CREDIT APPLICATION。