金融科技的应用架构

有什么风险？
• 最大的风险是不知道的风险 • 金融安全比利润更重要 • 隐私、欺诈、洗钱、主权、系统性风险。。。。 • 监管必须更开放，但也更强大
MORE THAN HARDWARE, CONNECTIVITY AND SOFTWARE
Tools Front-ends
Trading
Open API
Charts
Distribution
Subscriptions
Aggregation
Corrections
Order Management
Order Routing
Order Monitoring
Algo Orders
Fill Management
Life-cycle Management
Reference Data
• 对于机构
• 更挣钱
谁来用？
• 金融机构：更准确，更高效 • 客户：更方便，更安全 • 监管机构：更及时，更宏观，更微观
怎么用？
• 早年金融科技：电报，电话，ATM，信用卡 • 现代金融科技：网上银行，网上交易，电子支付，货币数字化，衍生品，资产证券
化 • 未来金融科技：大数据，云计算，个性化，数字货币，。。。
Trading(Account News/Charts Price alert
SaxoTraderGO
Dist Server
B2B Server
Operations/Back office
Web connect
WLC Tools
MM Station
Front office Commander
Sales Station
Corporate Actions
Cash Management
Liquidity Management
Netting & Matching
Expiry Management
Funding & Withdrawal
谢谢聆听！
FREE TO SHARE
结语
• 金融科技并不是新事物，但非常重要 • 科技对金融从来都是核心竞争力之一 • 科技是金融服务能力提升的重要工具 • 科技的使用必须服从金融业务本身的需要 • 金融应充分利用科技的最新发展 • 金融科技水平决定了未来金融机构的竞争力
Business Intelligence
Regulatory Reporting
Accounting Services
Deposit Interest
CFD Financing
Tax & Fees
Commission Sharing
Position Services
Custody Management
Trading
Instruments Charts
Ego Exposure
Risk managementt Bank exposure
Core Component Connectivity Hedging Market making
Price Distribution
Pricing Charts Feeds
Connectivity/STP
Exchange Connectivity
Liquidity Provider
Feed Provider
Back office Application
UCR
Cash Commander
Back Office Processing
Netting Interest calculations Commissions Corporate actions
BO DB
Cash management
Funds in/out
Cash DB
Reporting
G/L Bookkeeping
Nav DB
DW/BI
BME Reporting, Statistics
DW
BUSINESS AS A SERVICE
Platform Services
Open APIs
Activity Logging
Instrument Data Maintenance
Feeds
Content
News
Research
Connectivity
Exchange
Liquidity Providers
Feed Providers
ECNs
Transaction & Quote Management
Trade Capture Trade Allocation
Order commander
Margin Calculation
Client risk management Exposure/Margin calc Stop out
Order Monitor
Order management Order routing Order execution/monitoring
Account Summary
Business Intelligence
Client & Account Configuration
Price Alerts
Platforms
Desktop
Web
Single Sign-On
Content
Mobile
Tablet
Demo Account
Portfolio Management
金融科技的应用架构
智慧金融 变革未来
什么是金融科技？
• 金融：银行/保险/券商/基金/资管/支付。。。 • 科技：计算机/手机/互联网/云计算/大数据。。。
• 金融科技还是科技金融？
• 提高金融服务能力的科技，就是金融科技 • 金融服务能力：客户满意度/功能/效率/盈利
有什么用？
• 对于客户
• 更快 • 更多 • 更安全 • 更便捷 • 更贴心
Risk Management
Exposure Management
Credit Risk Management
Pre-Trade Validation
Compliance Managபைடு நூலகம்ment
Margin Calls
Stop Outs
Data Management
Market Data
Pricing
Trade Amendments
Fees, Tax & Commissions
Streaming Quotes RFQ
Trade Confirmation
Settlement & Clearing
Reporting Services
EOD Files
Client Online Statements
Real time event notifications