金融英语真题和答案

Financial English Certificate Test

( Banking: Comprehensive)

2007

Part One Listening

Part One Listening

Section One (10%)

Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. Now you will hear the example:

She went to the bank with Mr. Smith. ,

A. She went home.

B. She liked Mr. Smith.

C. She went to the bank.

D. She went to Mr. Smith's house.

Sentence C, " She went to the bank." is the closest in meaning to the statement " She went to the bank with Mr. Smith. " Therefore, you should choose answer C. Now listen to the statements.

1. A.House mortgage has a short history.

B.House mortgage appeared in recent years in China.

C. Nowadays, people still couldn't accept the idea of house mortgage.

D.Many years ago people accepted house mortgage in China.

2. A. If a country wants to be a member of the World Bank, it should first be the member of the International Monetary Fund.

B. The membership of the International Monetary Fund is not so important.

C. The membership o f the International Monetary Fund is not important at all.

D. A few countries want to be members of the World Bank.

3.A.Face value is not important. B.Maturity date is not important.

C. Coupon rate is important.

D.Nothing is important.

4. A.The value of the U.S. dollar changed a lot.

B. The value of the U.S. dollar didn't change a lot.

C. The value of U. S. dollar had no change.

D. The value of the U.S. dollar had little change.

5.A.They will pay 100 francs in advance. B.They will pay 130 francs in advance.

C.They will pay 130 francs later.

D.They will pay 120 francs later.

6.A. He forgot to bring his safe. B. He forgot to close his safe.

C. He forgot the code of his safe.

D.He forgot to open his safe.

7.A. In the U.S., the Federal Gold Reserve acts as the central bank.

B. In the U.S., the central bank is the commercial bank.

C. In the U.S., there is no central bank.

D.In the U.S. , the central bank is not so important.

8.A. Don't change your ideas. B.Don't change the accounts.

C. Don't leave the bank.

D. Don't forget to take your change.

9. A. Barter trade was very important.

B. Barter trade was not the original form.

C. Money was very important.

D. Barter Trade was the original form of international transaction.

10.A.If you lose your bank notes, you will not get them back.

B. If you lose your bank notes, you will get compensation.

C. If you lose your bank notes, you can get them back soon.

D.If you lose your bank notes, most probably, you will not get them back.

Section Two (10 marks)

Directions: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and the question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. Now you will hear:

M: Does our bank have a direct correspondent relationship with the Bradlays' Bank? W: No, we don't. So we have to advise this L/C via another bank.

Q: Which of the following is right? ; r ;

Now you will read:

A.We can advise this L/C to the Bradlays' Bank.

B.The Bradlays' Bank is our correspondent.

C.The L/C has to be advised by a third bank.

D.We should advise this L/C by ourselves.

From the conversation we know that we have to advise this L/C via another bank. The best answer is

C.Therefore you should choose answer C.

11.A. You must report the loss of your card immediately to the bank.

B. You will be scolded.

C.You must give a new card to the bank.

D. You must pay for the new card.

12.A.Checks. B.Traveler's checks. C. Travelers' letters of credit. D. Securities. '13. A.The third bank is the issuing bank.

B.The third bank is not the confirming bank.

C. The letter of credit should be confirmed by the third bank.

D. The letter of credit should be confirmed by the issuing bank.

14.A.The beneficiary doesn't want to carry the money with himself.

B. The beneficiary does so for the sake of safety.

C. The beneficiary does so for the sake of convenience.

D.The beneficiary doesn't want to pay the money.

15.A.In order to avoid problems arising from fluctuations of exchange rate.

B. In order to get more money.