中国小额信贷的发展和政策

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Overview of Microfinance in China 中国小额信贷概述

Overview of Microfinance in China: Demand 中国小额信贷概述:需求Overview of Microfinance in China: Supply 中国小额信贷概述:供给(1)

Overview of Microfinance in China: Supply 中国小额信贷概述:供给(2)Overview of Microfinance in China: Supply

中国小额信贷概述:供给(3)

There are mainly six major six Microfinance Programs in

Overview of Microfinance in China: Supply 中国小额信贷概述:供给

In general, the MCIs Overview of Microfinance in China: Supply 中国小额信贷概述:供给

★: Policy Environment 中国小额信贷概述:政策环境

The government has considered the Microfinance as a powerful measure for poverty aid to Success of Microfinance in China 中国小额信贷的成功之处

The central and some local governments have realized the value Chinese government and financial institutions are willing Success of Microfinance in China 中国小额信贷的成功之处

Three programs (government-dominated ones, international-funded Success of Microfinance in China 中国小额信贷的成功之处

Weakness of Microfinance in China 中国小额信贷的弱点

The regulations and policies of the government don’t fit in the Weakness of Microfinance

in China 中国小额信贷的弱点

Unequal competition among MCIs

Weakness of Microfinance in China 中国小额信贷的弱点Weakness of Microfinance in China 中国小额信贷的弱点

Weakness of Government Led Project government-dominated programs 政府主The program personnel of the government are not well informed 自身方面的弱点

Microfinance in the traditional mode of benefits (subsidies) II.政府和银行仍以传统的福利性模式运营小额信贷

自身方面的弱点III. The government and the banks has less efficient programs

政府和银行项目的效率相对较低

Program representatives are assigned but not volunteer to engage

自身方面的弱点

Issues with Financial Assistance Program of International Institutions

国际机构资助项目存在的问题

Generally, compared to the government-dominated programs, the

小额信贷项目自身方面的弱点

Weakness of Microfinance in China: Weakness of Microfinance with Rural Credit Cooperatives

农村信用社小额信贷的弱点

自身方面的弱点

Weakness of Microfinance with Rural Credit Cooperatives

农村信用社小额信贷的弱点

The credit cooperative and local rural cadres have no clear relationship of duties

Weakness of Microfinance in China:

Weakness of Microfinance with Rural Credit Cooperatives

农村信用社小额信贷的弱点

Issues on Execution of the Regulations of Central Bank of China on Micro Credit:

Weakness of Microfinance in China: Overview 中国小Weakness of Microfinance in China: Overview 中国小

1.Expand the target customer group and market

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