英国伦敦保险协会C条款(ICC-C)英文版
icc条款(abc)中英对照
《伦敦保险协会货物保险条款》(1982年1月1日修订)(一)伦敦保险协会货物条款(A)(仅供新的海上保险单格式使用)承保范围风险条款1.本保险承保除下列4、5、6、7各条规定除外责任以外的一切风险所造成保险标的的损失。
1. This insurance covers all risks of loss of or damage to the subject-matter insured except as provided in Clauses 4 5 6 and 7 below共同海损条款2.本保险承保共同海损和救助费用,其理算或确定应根据运输契约和/或有关法律和惯例办理。
该项共同海损和救助费用的产生,应为避免任何原因所造成的或与之有关的损失所引起的,但下列4、5、6、7各条或本保险其他条款规定的不保责任除外。
2. This insurance covers general average and salvage charges adjusted or determined according to the contract of affreightment and/or the governing law and practice incurred to avoid or in connection with the avoidance of loss from any cause except those excluded in Clauses 4 5 6 and 7 or elsewhere in this insurance.(“Both to Blame Collision”Clause)船舶互撞责任条款3.本保险负责赔偿被保险人根据运输契约订有“船舶互撞责任”条款规定,由被保险人应负的比例责任,视作本保险单项下应予补偿的损失。
如果船东根据上述条款提出任何索赔要求,被保险人同意通知保险人,保险人有权自负费用为被保险人就此项索赔进行辩护。
英国伦敦保险业协会货物保险条款
英国伦敦保险业协会货物保险条款在国际保险市场上,各国保险组织都制定有自己的保险条款。
但最为普遍采用的是英国伦敦保险业协会所制订的《协会货物条款》(Institute Cargo Clause;简称I.C.C.)、我国企业按CIF或CIP条件出口时,一般按《中国保险条款》投保,但如果国外客户要求按《协会货物条款》投保,一般可予接受。
《协会货物条款》的现行规定于1982年1月1日修订公布,共有6种险别,它们是:(1)协会货物条款(A)[简称ICC(A)];(2)协会货物条款(B)[简称ICC(B)];(3)协会货物条款(C)[简称ICC(C)];(4)协会战争险条款(货物)(IWCC);(5)协会罢工险条款(货物)(ISCC);(6)恶意损害险(Malicious Damage Clause)。
以上六种险别中,(A)险相当于中国保险条款中的一切险,其责任范围更为广泛,故采用承保"除外责任"之外的一切风险的方式表明其承保范围。
(B)险大体上相当于水渍险。
(C)险相当于平安险,但承保范围较小些。
(B)险和(C)险都采用列明风险的方式表示其承保范围。
六种险别中,只有恶意损害险,属于附加险别,不能单独投保,其他五种险别的结构相同,体系完整。
因此,除(A)、(B)、(C)三种险别可以单独投保外,必要时,战争险和罢工险在征得保险公司同意后,也可作为独立的险别进行投保。
协会货物(A)、(B)、(C)三种险别的承保风险,主要规定在各该险第一部分承保范围中所列的风险条款(Risks Clause)、共同海损条款(General Average Clause)和船舶互有过失碰撞责任条款(Both to Blame Collision Clause)之中。
三种险别的区别,主要反映在风险条款中。
险条款ICC(A)险的承保责任范围较广,不便把全部承保的风险一一列出,因此对承保风险的规定采用"一切风险减除外责任"的方式,即除了在除外责任项下所列风险所致损失不予负责外,其他风险所致损失均予负责。
ICC与CIC
国贸111 :胡启晖、徐乐乐、
祁琦、施陈刚、浦沁霞、王楚煜、 吕艳明、钱旻雯
目录
1 2 3 4 5
背景
定义
承保风险 责任起讫 除外责任
背景
在国际海运保险业务中,英国是一个具有悠久历史和比较发达的 国家,目前世界上大多数国家在海上保险业务中直接采用英国伦敦 保险协会所制定的“协会货物条款”(Institute Cargo Clause, 简称I.C.C.)。 “协会货物条款”最早制订于1912年,从1983年4月1日起实施。
I.C.C.
3
备注:Institute Cargo Clause A, 简称I.C.C.(A)
2
协会货物条款(B)
备注:Institute Cargo Clause B, 简称I.C.C.(B) 协会货物条款(C) 备注:Institute Cargo Clause C, 简称 I.C.C.(C)
承保风险 (P132)
平安险
水渍险 一 切 险
1.自然灾害造成的全部损失 2.意外事故造成的全部或部分损失 3.在意外事故发生前后,自然灾害造成的部分损失 4.落海损失 5.施救费用 6.避难港损失和费用 7.共同海损牺牲、分摊或救助费用 8.货方根据运输合同条款偿还船方的损失
9.自然灾害造成的部分损失 10.一般外来风险所造成的全部或部分损失
承保风险
一切风险减去 除外责任 列明风险
ICC(A)险 ICC(B)险 ICC(C)险
一切险 水渍险
重大意外事故 (不承担B中自 然灾害和非重大 意外事故)
平安险
备注:malicious Damage Clause
CIC
CIC条款与ICC条款的比较作者:梁艳来源:《现代交际》2011年第07期[摘要]在国际贸易中,经常被大家关注的保险条款有两种:英国伦敦保险协会制定的“协会货物条款”和中国人民保险公司制定的“中国保险条款”。
而实践中究竟应该选择哪一种,这篇文章我们将对两种保险条款做以简单的比较,以便大家在实际工作中能更好地选择。
[关键词]CIC条款 ICC条款[中图分类号]F744[文献标识码]A[文章编号]1009-5349(2011)07-0135-01实践中,我国的进出口商一般采用“中国保险条款”(China Insurance Clauses CIC),但随着我国业务量的不断扩大,有些外商会要求采用国际保险市场上通用的英国伦敦保险协会制订的“协会货物条款” (Institute Cargo Clause ICC)新条款进行投保,我国出口企业和中国人民保险公司一般都予以接受。
因此,我们有必要对CIC和ICC新条款险别进行比较,以方便我们更好地投保。
一、ICC和CIC的主要内容(一)ICC的主要内容伦敦保险协会货物保险条款(Institute Cargo Clause,简称I.C.C.),该条款共包括6种险别:1.协会货物条款(A)【简称ICC(A)】;2.协会货物条款(B)【简称ICC(B)】;3.协会货物条款(C)【简称 ICC(C)】;4.协会战争险条款(货物)(IWCC);5.协会罢工险条款(货物)(ISCC);6.恶意损害险(Malicious Damage Clause)。
(二)CIC的主要内容中国人民保险公司根据中国保险工作的实际情况,参照国际保险市场的习惯做法(主要是参照ICC,即“伦敦保险协协会保险条款”),经多次修改,于1981年1月1日制定了“中国保险条款”(China Insurance Clauses,简称CIC)。
CIC条款中有基本险和附加险之分。
基本险有平安险、水渍险和一切险三种。
11.3-5伦敦保险协会海洋运输货物保险条款
11.3 伦敦保险协会海洋运输货物保险条款在国际保险市场上,英国伦敦保险业协会所制定的《协会货物条款》(Institute Cargo Clauses,简称L.C.C.)对世界各国有广泛的影响。
目前,仍有许多国家和地区的保险公司在国际货物运输保险业务中直接采用经英国国会确认的L.C.C.条款,或者在制定本国保险条款时参考采用了L.C.C.条款。
I.C.C条款( 01/01/2009 ):L.C.C.(A)险的承保责任范围较广,不便把全部承保的风险一一列出,因此对承保风险的规定采用“一切风险减除外责任”的方式,即除了在除外责任项下所列风险所致损失不予负责外,其他风险所致损失均予负责I.C.C.(B) 险对承保风险的规定是采用“列明风险”的方式,即把所承保的风险一列举,凡属承保责任范围内的损失,无论分损失,保险人按损失程度均负责赔偿。
C险除外责任与B险完全相同L.C.C.(C) 险的风险责任规定,也采用“列明风险”的方式,可是仅对“重大意外事故”所致损失负责,对非重大意外事故和自然灾害所致损失均不负责。
L.C.C.(A)险条款:相当于C.I.C中的I.C.C.(A)险条款一切险罢工除外责任I.C.C.(A) 险承保范围战争除外责任不适航、不适运除外责任一般除外责任I.C.C.(B)险的除外责任:相当于C.I.C.中的水渍险(1L.C.C.(A)的除外责任L.C.C.(A)承保的海盗行为险恶意损害险I.C.C.(C):相当于C.I.C.中的平安险陆上运输工具倾覆或出轨火灾、爆炸抛货避难港卸货船舶或驳船触礁、搁浅、沉没或倾覆运输工具与水以外的任何外界物体碰撞[L.C.C.(C)险承保范围]共同海损牺牲11.4 我国陆、空、邮货物运输保险一、陆运货物保险基本险别:陆运险(类似于海运水渍险)和陆运一切险;保险责任起讫:采用“仓至仓”条款。
二、空运货物保险基本险别:航空运输险(类似于海运水渍险) 和航空运输一切险;保险责任起讫:采用“仓至仓”条款。
伦敦保险C条款
承保风险(风险条款)1 本保险承保保险标的损失或损害的一切风险,但不包括下列第4、5、6和7条规定的除外责任。
1.1 保险标的的损失或损害,若可合理规因于1.1.1 火灾或爆炸1.1.2 船舶或驳船搁浅、擦浅、沉没或倾覆1.1.3 陆上运输工具翻倒或出轨1.1.4 船舶、驳船或运输工具与水以外的外部物体发生碰撞或接触1.1.5 在避难港卸货1.2 因下列原因造成的保险标的的损失或损害1.2.1 共同海损牺牲1.2.2 抛弃(共同海损条款)2 本保险承保根据运输合同、准据法和惯例理算或确定的共同海损和救助费用,其产生是为了避免任何原因造成的损失或与避免任何原因造成的损失有关,但此种原因不是本保险第4,5,6,7条或其他条文除外的危险。
("双方有责碰撞"条款)3 本保险扩展赔偿被保险人诸如下文可补偿的损失方面根据运输合同中的"双方有责碰撞"条款的比例责任部分。
在船东根据此条款提出索赔的情况下,被保险人同意通知保险人,保险人有权自负费用为被保险人对此种索赔提出答辩。
除外责任(普通除外条款)4 本保险决不承保;4.1 可归咎于被保险人的蓄意恶性的损失、损害或费用。
4.2 保险标的的通常渗漏、通常重量或体积损失、或通常磨损4.3 保险标的的包装或准备不足或不当引起的损失、损害或费用(在本款意义上,"包装"应视为包括集装箱或托盘内的积载,但仅适用于此种积载是在本保险责任开始前进行或是由被保险人或其雇员进行之时)4.4 保险标的固有缺陷或性质引起的损失、损害或费用。
4.5 迟延直接造成的损失、损害或费用,即使该延迟是由承保风险引起的(但根据上述第2条支付的费用除外)4.6 因船舶的所有人、经理人、承租人或经营人的破产或经济困境产生的损失、损害或费用4.7 任何人的错误行为对保险标的或其组成部分的蓄意损害或蓄意毁坏4.9 因使用原子或核裂变和/或聚变或其类似反应或放射性力量或物质所制造的战争武器产生的损失、损害或费用(不适航和不适运条款)5 5.1 本保险决不承保损失、损害或费用,如其起因于5.1.1 船舶或驳船不适航5.1.2 船舶、驳船、运输工全、集装箱或托盘对保险标的的安全运输不适合,而且在保险标的装于其上时,被保险人或其雇员对此种不适航或不适运有私谋。
英国伦敦协会(ICC)货物险条款(A)英文版
1/1/82INSTITUTE CARGO CLAUSES (A)RISKS COVERED1.This insurance covers all risks of loss of or damage to the subject—matter insured except as provided inClauses 4, 5, 6 and 7 below.2.This insurance covers general average and salvage charges, adjusted or determined according to thecontract of affreightment and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from any cause except those excluded in Clauses 4, 5, 6 and 7 or elsewhere in this insurance。
3.This insurance is extended to indemnify the Assured against such proportion of liability under the contractof affreightment "Both to Blame Collision" Clause as is in respect of a loss recoverable hereunder. In the event of any claim by shipowners under the said Clause the Assured agree to notify the Underwriters who shall have the right, at their own cost and expense, to defend the Assured against such claim。
货代考试辅导:货代英语协会货物保险条款
《协会货物条款》最早制定于1912年,英国伦敦保险协会在对旧的货物保险条款进⾏修订的基础上,于1982年1⽉1⽇推出“协会货物保险ABC条款”,取代了旧的平安险、⽔渍险和⼀切险。
同时还推出的还有协会战争险、协会罢⼯险和恶意损害险。
并于1983年4⽉1⽇起正式实⾏。
同时,新的保险单格式代替原来的S.G..标准保险单格式,也⾃同⽇起使⽤。
5-1 课⽂:In January 1982, Lloyd’s and the marine insurance companies issued new cargo clauses. 注释:Lloyd’s: 英国伦敦保险⼈协会 marine insurance company: 海上保险公司 issue: 颁布 cargo clause: 货物(保险)条款 这句话是介绍新的协会货物保险条款的颁布时间和颁布的组织:1982年1⽉,英国伦敦保险⼈协会和海上保险公司颁布了新的货物保险条款。
5-2 课⽂:The main coverage providing against risks to cargo are on the basis of Institute Cargo Clauses A, B and C. 注释:coverage: (保险)险别,(承保)范围 provide against: 预防 on the basis of: 以...为基础 这句话的意思是:新条款的主要险别是在旧的协会货物保险条款A, B 和 C基础上对货物的投保风险进⾏了修订。
5-3 Institute Cargo Clause C (简称ICC(C) )的风险责任范围: 课⽂:Institute Cargo Clause C is the most restricted coverage and subject to the listed exclusions, covers loss of or damage to the subject matter insured caused by 1) fire or explosions; 2) stranding, grounding, sinking or capsizing; 3) overturning or derailment of land conveyance; collision or contact of vessel, 4) craft or conveyance with any external object other than water; 5)discharge of cargo at port of distress; 6)general average sacrifice; 7)jettison. 注释:restricted: 受限制的,有限的,范围窄的 subject to: 使服从,使遭受 (在这⾥我们引申为“遵循、采⽤”) listed: 列明的 exclusions: 不包含的项⽬ (免责的项⽬) fire: ⽕灾explosion: 爆炸 grounding: 坐浅 capsizing: (船、车的)倾覆 overturning: 翻船 derailment: (⽕车的)出轨 land conveyance : 陆运(conveyance: 运输,运输⼯具) collision: (车、船的)碰撞、互撞 contact:接触,联系(在这⾥是指“(船的)碰触”craft:船舶、飞机 external object: 外界物体 other than: 除了,不同于 discharge:卸下(船上的货物) distress: 危难,遇难(port of distress: 避难港) general average sacrifice: 共同海损牺牲 (average: 海损 sacrifice:牺牲) jettison: 抛货;(船或飞机遇难时)向外投弃(货物等) ICC(C)险是承保范围最⼩的⼀个险别,并且采⽤列明风险的⽅式,它负责保险标的物因以下原因的灭失或损坏:1)⽕灾或爆炸; 2)船舶或驳船搁浅、坐浅触礁、沉没或倾覆; 3)陆上运输⼯具倾覆或出轨; 4)船舶、驳船或运输⼯具与⽔以外的任何外界物体碰撞; 5)在避难港卸货; 6) 共同海损牺牲; 7) 抛货。
ICC
协会货物罢工险条款
1982年1月1日起使用的协会货物罢 工险条款也是由8个部分,共14个 条款组成,结构完整。
在实践中,通常将战争险和罢 工险一起承保,收取一笔额外 的保险费,但罢工险条款亦可 脱离于海上保险单和战争险保 单而单独投保。
ICC与中国人民保险公司(CIC)保险条款的比较
ICC
ICC(A)
CIC
ALL RISKS WPA FPA
ICC(B) ICC(C)
ICC(A) ICC(B) ICC(C) 仓至仓条款(W/W)
组内成员
• 陆琴,吴陈明,龚袁媛,顾凤 • 汪雅琪,金君燕,朱丹,吴思瑶
• 张煜黎,符晓慧,王林,范艳丽
• ICC(A)险的承保风险。新条款对承保风险的规 定有一切风险减除外责任和列明承保险两种方法, ICC(A)就是以一切风险减除外责任的形式出现, 因为这一险别中承保的责任范围最大,采用除列 明风险和损失之外,一切风险损失都予承保的规 定,最为简单明了。
ICC(B)条款
• ICC(B)险的承保风险,新条款自该险别起均采 用列明风险的形式,凡属列出的就是承保的,没 有列出的,不论何种情况均不负责,这种方法明 确、肯定,便于选择投保,便于处理索赔,凡归 因于下列情况者均予承保: • (1)火灾、爆炸; • (2)船舶或驳船触礁、搁浅、沉没; • (3)陆上运输工具碰撞出轨;
ICC(C)条款
• ICC(C)险的承保风险比(A)、(B)险要小 得多,它只承保重大意外事故,而不承保自然灾 害及非重大意外事故,其具体承保风险是: (1)火灾、爆炸; (2)船舶或驳船触礁、搁浅、沉没; (3)陆上运输工具倾覆或出轨; (4)在避难港卸货; (5)共同海损牺牲; (6)抛货。
[CIC条款与ICC条款的比较]建筑施工合同专用条款
[CIC条款与ICC条款的比较]建筑施工合同专用条款实践中,我国的进出口商一般采用“中国保险条款”(China Insurance Clauses CIC),但随着我国业务量的不断扩大,有些外商会要求采用国际保险市场上通用的英国伦敦保险协会制订的“协会货物条款” (Institute Cargo Clause ICC)新条款进行投保,我国出口企业和中国人民保险公司一般都予以接受。
因此,我们有必要对CIC和ICC新条款险别进行比较,以方便我们更好地投保。
一、ICC和CIC的主要内容(一)ICC的主要内容伦敦保险协会货物保险条款(Institute Cargo Clause,简称I.C.C.),该条款共包括6种险别:1.协会货物条款(A)【简称ICC(A)】;2.协会货物条款(B)【简称ICC(B)】;3.协会货物条款(C)【简称ICC (C)】;4.协会战争险条款(货物)(IWCC);5.协会罢工险条款(货物)(ISCC);6.恶意损害险(Malicious Damage Clause)。
(二)CIC的主要内容中国人民保险公司根据中国保险工作的实际情况,参照国际保险市场的习惯做法(主要是参照ICC,即“伦敦保险协协会保险条款”),经多次修改,于1981年1月1日制定了“中国保险条款”(China Insurance Clauses,简称CIC)。
CIC条款中有基本险和附加险之分。
基本险有平安险、水渍险和一切险三种。
附加险别是基本险别责任的扩大和补充,附加险别有一般附加险和特殊附加险。
一般附加险有11种,它包括:偷窃、提货不着险,淡水雨淋险,短量险,渗漏险,混杂、沾污险,碰损、破碎险,串味险,受潮受热险,钩损险,包装破裂险,锈损险;特殊附加险包括:交货不到险,进口关税险,舱面险,出口货物到港九或澳门存仓火险责任扩展条款,罢工险,海运战争险等。
二、ICC与CIC的比较(一)两者在风险大小上的比较1.ICC(A)承保“除外责任以外的一切风险所造成的保险标的损失”,而其中除外责任包括一般除外责任、不适航和不适货除外责任、战争险除外责任和罢工除外责任四项。
英国伦敦保险协会ABC条款
Cargo); • (6)恶意损害险条款(Malicious Damage Clauses)
协会海运货物保险条款的承保风险
一、ICC(A)承保风险与除外责任 ICC(A)的责任范围最广,大体相当于中国人民
保险公司所规定的一切险。协会货物条款采用承 保“除外责任”之外的一切风险的概括式规定办 法,即对于“除外责任”项下所列风险保险人不 予负责外,其他风险均予负责。
二、ICC(B)险的承保风险与除外责任
• 采用适用近因原则和合理归因原则 • (B)险承保的风险是:
ICC(C)险的除外责任与(B)险完全相同
CASE
• 我方按CIF出口冷冻食品一批,合同规定投保平安险加战 争、罢工一险。货到目的港后适逢码头工人罢工,港口无 人作业,货物无法卸载。不久货轮因无法补充燃料以致冷 冻设备停机。等到罢工结束,该批冷冻食品已变质。
• 请问这种由于罢工而引起的损失,保险公司是否负责赔偿? • 分析:保险公司只对因罢工造成的直接损失负责赔偿。对
的全损
• ICC(B)险的除外责任方面:除对“海盗行为” 和恶意损害险的责任不负责外,其余均与(A)
险的除外责任相同。
三、ICC(C)承保风险与除外责任
• ICC(C)承保“重大意外事故”,而不承保自然 灾害及非重大意外事故。主要包括: 1、火灾、爆炸 2、船舶或驳船触礁、搁浅、沉没或倾覆 3、陆上运输工具倾覆或出轨 4、船舶、驳船或运输工具与水以外的任何 外界物体碰撞 5、在避难港卸货 6、共同海损牺牲 7、抛货
AC15章-伦敦保险人协会海运货物保险条款
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1.4索赔(Claims) 包括4个条款:可保利益条款、续运费条款、推定全损条款和增
条款号 4·1 4.2 4.3 4.4 4.5 4·6
4·7 5·1 5·2
6.1 6.2 6·3 7·1 7.2 7·3
除外责任 归因于被保险人故意的违法行为造成的损失或费用 自然渗漏、重量或容量的自然耗损或自然磨损 包装或准备的不足或不当所造成的损失或费用 保险标的的内在缺陷或特性所造成的损失或费用 直接由于延迟引起的损失或费用 由于船舶所有人、经理人、租船人或经营人破产或不履行债务造成的 损失或赞用 由于使用任何原子或热核等所造成的损失或费用
2
1.协会货物(A)险条款内容 1. 1承保的风险(Risks Covered)
除规定的除外责任以外的一切风险所造成的货物 灭失或损坏。 保险责任范围内的共同海损和救助费用。 根据运输合同中订有的船舶互撞责任条款所规定 应由被保险人承担的赔偿责任。
3
1.2 除外责任(Risks Excluded) 这一部分共包括4个条款,即一般除外责任条款、不适航不适货除
但协会货物新条款(A)险中,把恶意损害作 为保险责任予以承保。
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伦敦协会货物保险承保风险责任范围
1.火灾、爆炸造成的损失 2.船舶、驳船的触礁、搁浅、沉没、倾覆造成的损失 3.陆上运输工具的倾覆或出轨造成的损失
(A) ( B) (C)
险
险
险
√ √√
英国伦敦协会(ICC)货物险条款(C)
英国伦敦协会货物险条款(C)(1982年修订)(仅供新的海上保险单格式使用)承保范围风险条款1除下列4、5、6、7各条规定除外责任以外,本保险负责:1.1保险标的损失可合理归因于:1.1.1火灾或爆炸;1.1.2船舶或驳船遭受搁浅、触礁、沉没或倾覆;1.1.3陆上运输工具的倾覆或出轨;1.1.4船舶、驳船或运输工具同除水以外的任何外界物体碰撞;1.1.5在避难港卸货。
1.2由于下列原因引起保险标的之损失:1.2.1共同海损的牺牲;1.2.2抛货。
共同海损条款2本保险承保共同海损和救助费用,其理算或确定应根据运输契约和/或有关法律和惯例办理。
该项共同海损和救助费用的产生,应为避免任何原因所造成的或与之有关的损失所引起的,但下列4、5、6、7各条或本保险其他条款规定的不保责任除外。
船舶互撞条款3本保险负责赔偿被保险人根据运输契约订有“船舶互撞责任”条款规定,由被保险人应负的比例责任,视作本保险单项下应予补偿的损失。
如果船东根据上述条款提出任何索赔要求,被保险人同意通知保险人,保险人有权自负费用为被保险人就此项索赔进行辩护。
除外责任一般除外责任条款4本保险在任何情况下不负赔偿的责任:4.1被保险人故意行为所造成的损失和费用;4.2保险标的之自然渗漏,重量或容量自然损耗,或自然磨损;4.3由于保险标的之包装或准备不足或不当造成的损失或费用(本条所称的“包装”,包括用集装箱或大型海运箱装载的,但该项装载以本保险开始生效或由被保险人或其受雇人完成的为限);4.4由于保险标的本质缺陷或特性造成的损失和费用;4.5直接由延迟引起的损失或费用,即使延迟是由承保风险所引起(上述第2条可以赔付的费用除外);4.6由于船舶所有人、经理人、租船人或经营人破产或不履行债务造成的损失或费用;4.7由任何个人或数人非法行动故意损坏或故意破坏保险标的或其任何部分;4.8由于使用任何原子或核子裂变和/或聚变或其他类似反应或放射性作用或放射性物质的战争武器造成的损失或费用;不适航与不适宜除外责任条款5本保险在任何情况下不负下列原因引起的损失和费用:5.1船舶或驳船不适航;船舶、运输工具、集装箱或海运集装箱不适宜安全运载保险标的。
英国伦敦协会(ICC)货物险条款(A)英文版
1/1/82INSTITUTE CARGO CLAUSES (A)RISKS COVERED1.This insurance covers all risks of loss of or damage to the subject-matter insured except as provided inClauses 4, 5, 6 and 7 below.2.This insurance covers general average and salvage charges, adjusted or determined according to thecontract of affreightment and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from any cause except those excluded in Clauses 4, 5, 6 and 7 or elsewhere in this insurance.3.This insurance is extended to indemnify the Assured against such proportion of liability under the contractof affreightment "Both to Blame Collision" Clause as is in respect of a loss recoverable hereunder. In the event of any claim by shipowners under the said Clause the Assured agree to notify the Underwriters who shall have the right, at their own cost and expense, to defend the Assured against such claim.EXCLUSIONS4.In no case shall this insurance cover4.1 loss damage or expense attributable to wilful misconduct of the Assured4.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matterinsured4.3 loss damage or expense caused by insufficiency or unsuitability of packing or preparation of thesubject-matter insured (for the purpose of this Clause 4.3 "packing" shall be deemed to includestowage in a container or liftvan but only when such stowage is carried out prior to attachment of this insurance or by the Assured or their servants)4.4 loss damage or expense caused by inherent vice or nature of the subject-matter insured4.5 loss damage or expense proximately caused by delay, even though the delay be caused by a riskinsured against (except expenses payable under Clause 2 above)4.6 loss damage or expense arising from insolvency or financial default of the owners managerscharterers or operators of the vessel4.7loss damage or expense arising from the use of any weapon of war employing atomic or nuclearfission and/or fusion or other like reaction or radioactive force or matter.'.5. 5.1 In no case shall this insurance cover loss damage or expense arising fromunseaworthiness of vessel or craft,unfitness of vessel craft conveyance container or liftvan for the safe carriage of the subject-matter insured,where the Assured or their servants are privy to such unseaworthiness or unfitness, at the time thesubject-matter insured is loaded therein.5.2 The Underwriters waive any breach of the implied warranties of seaworthiness of the ship and fitnessof the ship to carry the subject-matter insured to destination, unless the Assured or their servants are privy to such unseaworthiness or unfitness.6.In no case shall this insurance cover loss damage or expense caused by6.1 war civil war revolution rebellion insurrection, or civil strife arising therefrom, or any hostile act byor against a belligerent power6.2 capture seizure arrest restraint or detainment (piracy excepted), and the consequences thereof or anyattempt thereat6.3 derelict mines torpedoes bombs or other derelict weapons of war.7.In no case shall this insurance cover loss damage or expense7.1 caused by strikers, locked-out workmen, or persons taking part in labour disturbances, riots or civilcommotions7.2 resulting from strikes, lock-outs, labour disturbances, riots or civil commotions7.3 caused by any terrorist or any person acting from a political motive.DURATION8.8.1 This insurance attaches from the time the goods leave the warehouse or place of storage at theplace named herein for the commencement of the transit, continues during the ordinary course of transit and terminates either8.1.1 on delivery to the Consignees' or other final warehouse or place of storage at the destinationnamed herein,8.1.2 on delivery to any other warehouse or place of storage, whether prior to or at the destinationnamed herein, which the Assured elect to use either8.1.2.1 for storage other than in the ordinary course of transit or8.1.2.2 for allocation or distribution,or'.8.1.3 on the expiry of 60 days after completion of discharge overside of the goods hereby insuredfrom the oversea vessel at the final port of discharge,whichever shall first occur.8.2 If, after discharge overside from the oversea vessel at the final port of discharge, but prior totermination of this insurance, the goods are to be forwarded to a destination other than that to which they are insured hereunder, this insurance, whilst remaining subject to termination as provided forabove, shall not extend beyond the commencement of transit to such other destination.8.3 This insurance shall remain in force (subject to termination as provided for above and to theprovisions of Clause 9 below) during delay beyond the control of the Assured, any deviation,forced discharge, reshipment or transshipment and during any variation of the adventure arisingfrom the exercise of a liberty granted to shipowners or charterers under the contract ofaffreightment.9.If owing to circumstances beyond the control of the Assured either the contract of carriage is terminated ata port or place other than the destination named therein or the transit is otherwise terminated beforedelivery of the goods as provided for in Clause 8 above, then this insurance shall also terminate unless prompt notice is given to the Underwriters and continuation of cover is requested when the insurance shall remain in force, subject to an additional premium if required by the Underwriters, either9.1 until the goods are sold and delivered at such port or place, or, unless otherwise specially agreed,until the expiry of 60 days after arrival of the goods hereby insured at such port or place, whichevershall first occur,or9.2if the goods are forwarded within the said period of 60 days (or any agreed extension thereof) to thedestination named herein or to any other destination, until terminated in accordance with theprovisions of Clause 8 above.10.Where, after attachment of this insurance, the destination is changed by the Assured, held covered at apremium and on conditions to be arranged subject to prompt notice being given to theUnderwritersCLAIMS'.11.11.1 In order to recover under this insurance the Assured must have an insurable interest in the subject-matter insured at the time of the loss.11.2 Subject to 11.1 above, the Assured shall be entitled to recover for insured loss occurring during the period covered by this insurance, notwithstanding that the loss occurred before the contract of insurance was concluded, unless the Assured were aware of the loss and theUnderwriters were not.12.Where, as a result of the operation of a risk covered by this insurance the insured transit is terminated at aport or place other than that to which the subject-matter is covered under this insurance, theUnderwriters will reimburse the Assured for any extra charges properly and reasonably incurred in unloading storing and forwarding the subject-matter to the destination to which it is insured hereunder.This Clause 12, which does not apply to general average or salvage charges, shall be subject to theexclusions contained in Clauses 4, 5, 6 and 7 above, and shall not include charges arising from the fault negligence insolvency or financial default of the Assured or their servants.13.No claim for Constructive Total Loss shall be recoverable hereunder unless the subject-matter insured isreasonably abandoned either on account of its actual total loss appearing to be unavoidable or because the cost of recovering, reconditioning and forwarding the subject-matter to the destination to which it is insured would exceed its value on arrival.14.14.1 If any Increased Value insurance is effected by the Assured on the cargo insured herein theagreed value of the cargo shall be deemed to be increased to the total amount insured under this insurance and all Increased Value insurances covering the loss, and liability under this insurance shall be in such proportion as the sum insured herein bears to such total amount insured.In the event of claim the Assured shall provide the Underwriters with evidence of the amountsinsured under all other insurances.14.2 Where this insurance is on Increased Value the following clause shall apply:The agreed value of the cargo shall be deemed to be equal to the total amount insured under the primary insurance and all Increased Value insurances covering the loss and effected on the'.cargo by the Assured, and liability under this insurance shall be in such proportion as the sum insured herein bears to such total amount insured.In the event of claim the Assured shall provide the Underwriters with evidence of the amountsinsured under all other insurances.BENEFIT OF INSURANCE15.This insurance shall not inure to the benefit of the carrier or other bailee.MINIMISING LOSSES16.It is the duty of the Assured and their servants and agents in respect of loss recoverable hereunder16.1 to take such measures as may be reasonable for the purpose of averting or minimizing such loss,and16.2 to ensure that all rights against carriers, bailees or other third parties are properly preserved andexercisedand the Underwriters will, in addition to any loss recoverable hereunder, reimburse the Assured for any charges properly and reasonably incurred in pursuance of these duties.17.Measures taken by the Assured or the Underwriters with the object of saving, protecting or recovering thesubject-matter insured shall not be considered as a waiver or acceptance of abandonment orotherwise prejudice the rights of either party.AVOIDANCE OF DELAY18.It is a condition of this insurance that the Assured shall act with reasonable despatch in all circumstanceswithin their control.LAW AND PRACTICE19.This insurance is subject to English law and practice.'.。
第四节 伦敦保险业协会海运货物保险条例
三、 I.C.C.(C)险的责任范围和除外责任 险的责任范围和除外责任 (一) I.C.C.(C)险的责任范围 险的责任范围 ® I.C.C.(C)险对承保风险的规定也采用列明风 险的方法,但承保的风险比I.C.C.(A)、(B) 险要小得多,它只承保重大意外事故,而不承保 自然灾害及非重大意外事故,其具体承保的风 险有 (1)火灾、爆炸;(2)船舶或驳船触礁、 搁浅、沉没或倾覆;(3)陆上运输工具倾覆 或出轨;(4)船舶、驳船或运输工具同除水 以外的任何外界物体碰撞;(5)在避难港卸 货;(6)共同海损牺牲;(7)抛货。
伦敦协会新条款保险期限,规定被保险货物在 最后卸载港全部卸离海轮后满60天为止。 ® 我国对外贸易所使用的保险条款,绝大部分是 使用中国人民保险公司1981年1月1日修订的 《运输货物保险条款》。部分国家开来信用证 有的使用新的《伦敦协会货物条款》,目前我 国人民保险公司也接受办理伦敦协会海运货物 保险新条款。
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国际上还有《美国协会货物保险条款》 (American Institute Cargo Clauses)、《法 国海上货物保险单条款》(French Marine Insurance Policy"Cargo")和《联合国海上货 物保险条款》等。这几种保险条)险的除外责任 I.C.C.(C)险的除外责任 ® I.C.C.(C)险的除外责任与I.C.C.(B)险完全相 同。 ® 由上可见,I.C.C.(A)险承保的风险类似我国的 一切险,I.C.C.(B)险类似我国的水渍险, I.C.C.(C)险则类似我国的平安险,但比平安险 的责任范围要小。
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(10)海水、湖水或河水进入船舶、驳船、运 输工具、集装箱、大型海运箱或贮存住所; (11)货物在装卸时落海或摔落造成整件的全 损。
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(FOR USE ONLY WITH THE NEW MARINE POLICY FORM)INSTITUTE CARGO CLAUSES(C)RISKS COVERED(Risks Clause)1 This insurance covers, except as provided in Clauses 4,5,6 and 7 below,1.1 loss of or damage to the subject-matter insured reasonable attributable to1.1.1 fire or explosion1.1.2 vessel or craft being stranded grounded sunk or capsized1.1.3 overturning or derailment of land conveyance1.1.4 collision or contact of vessel craft or conveyance with any external object other than water1.1.5 discharge of cargo at a port of distress,1.2 loss of or damage to the subject-matter insured caused by1.2.1 general average sacrifice1.2.2 jettison.(General Average Clause)2 This insurance covers general average and salvage charges, adjusted or determined according to the contract of affreightment and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from any cause except those excluded in Clauses 4,5,6 and 7 or elsewhere in this insurance.("Both to Blame Collision" Clause)3 This insurance is extended to indemnify the Assured against such proportion of liability under the contract of affreightment "Both to Blame Collision" Clause as is in respect of a loss recoverable hereunder. In the event of any claim by shipowners under the said clause the Assured agree to notify the underwriters who shall have the right, at their own cost and expense, to defend the Assured against suchclaim.EXCLUSIONS(General Exclusions Clause)4 In no case shall this insurance cover4.1 loss damage or expense attributable to wilful misconduct of the Assured4.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured4.3 loss damage or expense caused by insufficiency or unsuitability of packing or preparation of the subject-matter insured (for the purpose of this clause 4.3 "packing"shall be deemed to include stowage in a container or liftvan but only when such stowage is carried out prior to attachment of this insurance or by the Assured or their servants)4.4 loss damage or expense caused by inherent vice or nature of the subject-matter insured4.5 loss damage or expense proximately caused by delay, even though the delay be caused by a risk insured against (except expenses payable under Clause 2 above)4.6 loss damage or expense arising from insolvency or financial default of the owners managers charterers or operators of the vessel4.7 deliberate damage to or deliberate destruction of the subject-matter insured or any part thereof by the wrongful act of any person or persons4.8 loss damage or expense arising from the use of any weapon of war employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter.(Unseaworthiness and Unfitness Exclusion Clause)55.1 In no case shall this insurance cover loss damage or expense arising from unseaworthiness of vessel or craft.unfitness of vessel craft conveyance container or liftvan for the safe carriage of the subject-matter insured where the Assured or their servants are privy to such unseaworthiness or unfitness, at the time the subject-matter insured is loaded therein.5.2 The Underwriters waive any breach of the implied warranties of seaworthiness of the ship and fitness of the ship to carry the subject-matter insured to destination, unless the Assured or their servants are privy to such unseaworthiness or unfitness. (War Exclusion Clause)6 In no case shall this insurance cover loss damage or expense caused by6.1 war civil war revolution rebellion insurrection, or civil strife arising therefrom, or any hostile act by or against a belligerent power6.2 capture seizure arrest restraint or detainment, and the consquences thereof or any attempt thereat6.3 derelict mines torpedoes bombs or other derelict weapons of war.(Strikes Exclusion Clause)7 In no case shall this insurance cover loss damage or expense7.1 caused by strikers, locked-out workmen, or persons taking part in labour disturbances, riots or civil commotions7.2 resulting from strikes, lock-outs, labour disturbances, riots or civil commotions7.3 caused by any terrorist or any person acting from a political motive.DURATION(Transit Clause)88.1 This insurance attaches from the time the goods leave the warehouse or place of storage at the place named herein for the commencement of the transit, continues during the ordinary course of transit and terminates either8.1.1 on delivery to the Consignees' or other final warehouse or place of storage at the destination named herein8.1.2 on delivery to any other warehouse or place of storage, whether prior to or at the destination named herein, which the Assured elect to use either8.1.2.1 for storage other than in the ordinary course of tranist or8.1.2.2 for allocation or distribution.or8.1.3 on the expiry of 60 days after completion of discharge overside of the goods hereby insured from the oversea vessel at the final port of discharge. whichever shall first occur.8.2 If, after discharge overside from the oversea vessel at the final port of discharge, but prior to termination of this insurance, the goods are to be forwarded to a destination other than that to which they are insured hereunder, this insurance, whilst remaining subject to termination as provided for above, shall not extend beyond the commencement of transit to such other destinaiton.8.3 This insurance shall remain in force(subject to termination as provided for above and to the provisions of Clause 9 below) during delay beyond the control of the Assured, any deviation, forced discharge, reshipment or transhipment and during any variation of the adventure arising from the exercise of a liberty granted to shipowners or charterers under the contract of affreightment.(termination of Contract of Carriage clause)9 If owing to circumstances beyond the control of the Assured either the contract of carriage is terminated at a port or place other than the destination named therein or the transit is otherwise terminated before delivery of the goods as provided for in Clause8 above, then this insurance shall also terminate unless prompt notice is given to the Underwriters and continuation of cover is requested when the insurance shall remain in force, subject to an additional premium if required by the Underwriters, either9.1 until the goods are sold and delivered at such port or place, or, unless otherwise specially agreed, until the expiry of 60 days after arrival of the goods hereby insured at such port or place, whichever shall first occur,or9.2 if the goods are forwarded within the said period of 60 days (or any agreed extension thereof) to the destination named herein or to any other destination, until terminated in accordance with the provisions of Clause 8 above.(Change of Voyage Clause)10 Where, after attachment of this insurance, the destination is changed by the Assured, held covered at a premium and on conditions to be arranged subject to prompt notice being to the Underwriters.CLAIMS(Insurable Interest clause)1111.1 In order to recover under this insurance the Assured must have an insurable interest in the subject-matter insured at the time of the loss.11.2 Subject to 11.1 above the Assured shall be entitled to recover for insured loss occurring during the period covered by this insurance, notwithstanding that the loss occurred before the contract of insurance was concluded, unless the Assured were aware of the loss and the Underwriters were not.(Forwarding Charges Clause)12 Where, as a result of the operation of a risk covered by this insurance, the insured transit is terminated at a port or place other than that to which the subject-matter is covered under this insurance, the Underwriters will reimburse the Assured for any extra charges properly and reasonably incurred in unloading storing and forwarding the subject-matter to the destination to which it is insured hereunder.This Clause 12, which does not apply to general average or salvage charges, shall be subject to the exclusions contained in Clauses 4,5,6 and 7 above, and shall not include charges arising from the fault negligence insolvency or financial default of the Assured or their servants.(Constructive Total Loss Clause)13 No claim for Constructive Total Loss shall be recoverable hereunder thesubject-matter insured is reasonably abandoned either on account of its actual total loss appearing to be unavoidable or because the cost of recovering, reconditioning and forwarding the subject-matter to be destination to which it is insured would exceed its value on arrival.(Increased Value Clause)1414.1 If any Increased Value insurance is effected by the Assured on the cargo insured herein the agreed value of the cargo shall be deemed to be increased to the total amount insured under this insurance and all Increased Value insurances covering theloss and liability under this insurance shall be in such proportion as the sum insured herein bears to such total amount insured.In the event of claim the Assured shall provide the Underwriters with evidence of the amounts insured under all other insurances.14.2 Where this insurance is on Increased Value the following clause shall apply:The agreed value of the cargo shall be deemed to be equal to the total amount insured under the primary insurance and all Increased Value insurances covering the loss and effected on the cargo by the Assured, and liability under this insurance shall be in such proportion as the sum insured herein bears to such total amount insured.In the event of claim the Assured shall provide the Underwriters with evidence of the amounts insured under all other insurances.BENEFIT OF INSURANCE(Not to Inure Clause)15 This insurance shall not inure to the benefit of the carrier or otherbailee.MINIMISING LOSSES(Duty of Assured Clause)16 It is the duty of the Assured and their servants and agents in respect of loss recoverable hereunder16.1 to take such measures as may be reasonable for the purpose of averting or minimising such loss,and16.2 to ensure that all rights against carriers, bailees or other third parties are properly preserved and exercised and the Underwriters will, in addition to any loss recoverable hereunder, reimburse the Assured for any charges properly and reasonably incurred in pursuance of these duties.(Waiver Clause)17 Measures taken by the Assured or the Underwriters with the object of saving, protecting or recovering the subject-matter insured shall not be considered as a waiver or acceptance of abandonment or otherwise prejudice the rights of either party AVOIDANCE OF DELAY(Reasonable Despatch Clause)18 It is a condition of this insurance that the Assured shall act with reasonable despatch in all circumstances within their W AND PRACTICE (English law and practice Clause)19 This insurance is subject to English law and practice.NOTE:-- It is necessary for the Assured when they become aware of an event which is "held covered "under this insurance to give prompt notice to the Underwriters and the right to such cover is dependent upon compliance with this obligation .。