汇丰银行资料
香港汇丰汇丰简介
香港上海汇丰银行有限公司（The Hongkong and Shanghai Banking Corporation Limited， 简称 HSBC 和汇丰）为汇丰控股有限公司的全资附属公司，属于汇丰集团的创始成员以及 在亚太地区的旗舰，也是香港最大的注册银行，以及香港三大发钞银行之一（其他两个是中 国银行（香港）和渣打银行） ，总部位于中环皇后大道中1号香港汇丰总行大厦，现时香港 上海汇丰银行及各附属公司主要在亚太地区设立约700间分行及办事处。
查看词条图册公司名称： 外文名称： 香港上海汇丰银行有限公司 The Hongkong and Shanghai Banking Corporation Limited 总部地点： 香港中环皇后大道中1号香港汇丰总 行大厦 成立时间： 1865年3月3日 经营范围： 公司性质： 公司口号： 母公司： 董事会主席： 行政总裁： 金融业 有限公司 环球金融 地方智慧(2002年) 汇丰控股有限公司 纪勤 王冬胜发起成立 香港上海汇丰银行由苏格兰人托玛斯· 萨瑟兰德(或译苏石兰，Thomas Sutherland) 于1864年在香港发起，资本500万港圆。
最初的担任发起委员会成员的包括宝顺洋行 (Messrs Dent & Co.;委员会主席)、琼记洋行(Messrs Aug Heard & Co)、沙逊洋行 (Messrs Sassoon Sons & Co)、大英轮船(The Peninsular & Oriental Steam)、禅臣 (Messrs Siemssen & Co)、太平洋行(Gilman & Co)、 顺章洋行（Messr P Cama Co) 等十家洋行。
1865年3月3日正式在香港创立。
香港上海汇丰银行开业后的一个 月，在上海的分行开始营业。
银行荣誉《环球金融》(Global Finance)杂志近日评选出2012年全球50家最安全银行榜单， 根据榜单，汇丰银行榜上有名，排名第23。
汇丰银行资料范文.doc
汇丰银行资料范文您需要后才可以 |汇丰银行资料汇丰银行简称汇丰银行，是最大的商业银行，也是*以外的亚洲最大的商业银行.世界最大的跨国银行之一。
1995年该行的资产额3440亿美元，居世界大银行第31位，存款额818.37亿美元，资本和准备金亿美元，一级资本比率9.4%，总资本比率为14.5%，(一九九五年六月)雇佣职工100，000人，总行设在。
汇丰银行是为与中国贸易的公司提供融资效劳于1864年在建立的。
1865年开始营业，同年在上海设立分行，此后在天津.北京.汉口.重庆等地设立分支机构。
该行是英国人更确切地说是苏格兰人建立的。
它是英国资本对进行经济侵略并控制金融市场的机构，在中国发行纸币，垄断外汇市场。
1911年后取得关.盐两税的存款权，又领导对华贷款的帝国主义银行团，提供侵略性的政治借款和铁路.矿山等经济借款。
解放后，该行在中国的分支机构除上海分行经*允可经营外汇业务外，其余先后关闭。
汇丰银行在其建立的最初年代里就加紧海外活动。
1866年该行在*设立第一家分行，并且在泰国开办第一家银行。
1880年该行在纽约创办了第一家英国银行。
19世纪.20世纪之交，汇丰银行在菲律宾.新加坡.斯里兰卡.印度和马来西亚设立了更多的行。
在此期间，该行还在伦敦.里昂.汉堡等地设立了分支机构。
在美国.法国和德国汇丰银行一直是经营年代最长久的英国银行。
第二次世界大战后，经济的开展是相当突出的。
据世界银行的计算，1965至1980年地区生产总值的年平均增长率为8.5%，198O 至1985年为5.9%。
1985年的人均国民生产总值到达6，230美元，超过了西班牙.爱尔兰，接近于意大利的水平。
已经成为新兴的工业化地区。
在战后的重建中，汇丰银行发挥了重大作用。
它的灵活的信贷政策，有助于战后年代的繁荣与兴盛。
在这个过程中，汇丰银行的实力也在逐步增强。
5O年代末，它收购了建于1869年的.阿拉伯世界最大的外资银行中东不列颠银行，从而在中东地区建立了据点。
具体描述汇丰银行的业务
具体描述汇丰银行的业务
汇丰银行是一家全球性的投资银行，为全球客户提供市场交易，
金融服务，投资服务，财富管理，贷款服务，保险服务等一系列服务。
汇丰银行在全球设有超过2,200家分行，在客户群中被誉为“全
球最优质的银行”，以其拥有的网络和服务提供竞争优势。
汇丰银行
的业务分为五大类：消费金融，企业金融，投资银行，资本市场和财
富管理。
消费金融业务提供信用卡、储蓄卡和外汇服务等产品，旨在帮助
客户更好地管理资金。
企业金融业务提供企业贷款、贸易融资、贸易
金融等服务，目的是帮助客户更有效地发展企业。
投资银行业务包括基金、债券、股票、外汇、商品等投资类产品，帮助客户高效、安全地配置投资资产，最大程度地发挥投资收益。
资本市场业务提供资金筹措、资产管理服务等，为客户提供投资
顾问和投资管理服务，为客户提供投资顾问和投资管理服务，最大程
度地实现客户投资目标。
最后，汇丰银行的财富管理业务提供个人财
富管理、信托管理等服务，帮助客户实现财富梦想。
汇丰银行可根据客户需求，提供精准和个性化的金融服务，通过
提供卓越的服务，实现客户的最佳价值和最大投资回报。
此外，汇丰
银行还提供在线网络托管业务、投资绩效分析服务等，不断创新客户
服务，为客户提供极致的体验和便利。
汇丰银行在中国的上市公司
汇丰银行在中国的上市公司汇丰银行是全球领先的国际银行，也是一家跨国金融服务公司。
作为一家有着150多年历史的银行，汇丰银行在全球范围内都拥有广泛的影响力。
汇丰银行在中国的上市公司也是该行在亚太地区的重要组成部分。
下面，我们将分步骤阐述汇丰银行在中国的上市公司：第一步，汇丰银行在中国大陆的业务发展。
汇丰银行在中国大陆的业务发展始于2007年。
2007年，汇丰银行正式进入中国内地市场，并在上海设立总部。
自此以后，汇丰银行开始在中国内地市场拓展业务，不断增加业务范围。
第二步，汇丰银行在中国的投资银行业务。
作为国际银行，汇丰银行在中国的投资银行业务不断发展。
该行为中国大陆地区的企业和政府机构提供投融资业务、并购业务和资产管理服务等。
第三步，汇丰银行在香港的上市公司。
汇丰银行在香港上市的上市公司名称为“汇丰控股有限公司（HSBC Holdings plc）”。
该公司是一家总部位于伦敦的银行集团，是汇丰银行的全球总公司。
第四步，汇丰银行在中国的上市公司。
汇丰银行在中国大陆市场的上市公司名称为“汇丰银行（中国）有限公司”。
该公司于2007年获准在上海设立总行，并于2015年在上海证券交易所上市。
第五步，汇丰银行在中国大陆的业务覆盖范围。
汇丰银行在中国大陆的业务覆盖范围主要包括投资银行业务、商业银行业务、证券市场业务、保险业务和资产管理业务等。
此外，该行还为个人客户提供银行卡、信用卡、贷款、保险等金融服务。
总之，汇丰银行在中国的上市公司是该行在亚太地区的重要组成部分。
汇丰银行在中国大陆市场的快速发展给中国经济的发展带来积极的影响，并为中国企业和政府机构提供更加全面、专业、高效的金融服务。
誉满全球的国际老牌银行-汇丰银行...
誉满全球的国际老牌银行-汇丰银行（The world famousinternational brand - HSBC bank）The world famous international brand - HSBC bankHongkong and Shanghai Banking Corporation Limited, in order to provide financing and settlement services to engage in trade with China company established in Hongkong in 1864. Opened in 1865, established the first branch in Shanghai in the same year, and then set up branches in Tianjin, Beijing, Hankou, Chongqing and other places.brief introductionThe full name for the British HSBC, is a world famous international old bank, its branches all over the world, including Chinese. Headquartered in London, belonging to the HSBC group. The HSBC Group has approximately 10000 offices in Europe, Asia, America, Middle East and Africa, 82 countries and regions. HSBC is listed on the London, Hongkong, New York, Paris and Bermuda stock exchange, global shareholders about 200000, distributed in more than 100 countries and regions. By connecting with advanced technology of international network and the rapid development of electronic commerce, HSBC provides banking and financial services are: personal financial services; business; corporate banking, investment banking and capital markets; private banking and other business.Chinese backgroundHongkong and Shanghai Banking Corporation Limited (The HongKong and Shanghai Banking Corporation Limited), founded in 1865 in Hongkong and Shanghai. HSBC is a founding member of the HSBC Group and its flagship in the Asia Pacific region, the Hongkong Special Administrative Region is also the largest locally incorporated banks and issuing banks of three. The first objective is for the bank to set up in East Asia (especially Chinese) of the British businessmen to provide financing services, so HSBC established that set up offices in London, and in June 1865 in Shanghai set up a branch Chinese. Subsequently, HSBC has in Tianjin, Beijing, China Hankou, Chongqing, Fuzhou, Ningbo, Shantou, Xiamen, Zhifu, Jiujiang, Macao, Haikou, Takao (Kaohsiung) and other places to set up a branch, the first British bank and in 1866 in Japan, 1880 in New York, 1888 in Thailand set up in the local. In Philippines, Singapore, Sri Lanka, India, Malaysia and other places also has a branch of HSBC. At the beginning of the twentieth Century, HSBC has established a China and Far East region as the center of the branch network has a considerable scale.Brief introduction.HSBC headquarters in HongkongHSBC is to provide financing and settlement services to engage in trade with China company established in Hongkong in 1864. Opened in 1865, established the first branch in Shanghai in the same year, and then set up branches in Tianjin, Beijing, Hankou, Chongqing and other places.HSBC in the old China main business of international exchange, issuing notes, deposit and loan business, handling and give theright Chinese government debt, manager China tariff and business tax.HSBC in the Asia Pacific region in more than 20 countries and regions with more than 600 branches and offices in 8 countries in the Asia Pacific region and set up 23 branches and representative offices. HSBC and its affiliated financial company employs 36350 people, of which 24870 were HSBC employees.HSBC since 1865 opened in Shanghai, the mainland has never stopped,Especially good at trade financing. Since April 2002, HSBC began to offer foreign currency services to domestic residents, is the first approved to operate the business of foreign banks. At present, HSBC has 9 branches in the mainland China, located in Shanghai, Beijing, Dalian, Guangzhou, Qingdao, Shenzhen, Tianjin, Wuhan and Xiamen, is the largest foreign banks in Chinese branch. HSBC in Chinese general representative office in Shanghai, the other a representative office in Chengdu and Chongqing. HSBC has more than 700 employees in China, more than 92% of them in the local recruitment.Hongkong HSBC HSBC, is Hongkong's largest commercial bank, but also Asia outside of Japan's largest commercial bank, one of the world's largest multinational banks. In 1995 the bank's assets of $344 billion, ranking thirty-first in the world bank, the deposit amount of $81 billion 837 million, capital and reserves of billions of dollars, a capital ratio of 9.4%, the total capital ratio was 14.5%, (1995 June) hired 100000employees, the head office in Hongkong.HSBC was established in Hongkong in 1864 to provide financing services and Chinese trade company. Opened in 1865, established a branch in Shanghai in the same year, and set up branches in Tianjin, Beijing, Hankou, Chongqing and other places. In the UK people more precisely the Scots established. It is the capital of economic aggression in old China and control of the old Chinese financial market institutions issued paper money in Chinese, monopoly of foreign exchange market. Get off after 1911, salt tax savings and loans to China's leading power, Imperial Bank Group, providing aggressive political loans and railway and mining economy borrowing. After the liberation, the China branch in Shanghai branch of foreign exchange business by the government to allow China, the other has closed. HSBC in the first in its establishment in stepping up overseas activities. In 1866 the bank established the first branch in Japan, and the first run banks in Thailand. In 1880 the bank was founded in New York, the first British bank. Nineteenth Century, twentieth Century, HSBC in Philippines, Singapore, Sri Lanka, India and Malaysia have set up more lines. In the meantime, the bank is also in London, Leon, Hamburg and other places to set up branches. In the United States, France and Germany, HSBC has been operating in the long Bank of england.Logo InterpretationHexagonal logo HSBC Hexagon, central two red triangle angle relative, which is shaped like an hourglass, a symbol of wealth accumulation; both sides have a sharp red triangle, pointing to the left and right sides, a symbol of business expansion.The origin of historyAfter the Opium War, China portal was opened, the Western powers to expand economic interests in china. Soon, the establishment of the Royal Bank of Mumbai Chinese in India of a group of British businessmen, trying to control the Far East market, which engaged in trade with China in Hongkong, protagonist of discontent. In order to compete with the Royal Bank of China, they decided to set up the bank, the British leader is Hongkong steamship company supervisors Su Shilan. After six months of preparation, the HongKong Shanghai Bank Corporation in 1865 (Tongzhi four years) on March officially opened its headquarters in Hongkong, Queens Road No. 1 wardley building, first manager for French Klebsiella shuttle.For second years, was renamed the Bank of Shanghai Hongkong, Hongkong Chinese call it HSBC. In 1881, Zeng Jize for the bank bill inscription, including "HSBC". Since then, the Qing government and the society are called HSBC.HSBC Shanghai branch and head office set up in the same year, due to British interests in China concentrated in the Yangtze River Basin, Shanghai branch has become China HSBC business hub in China, with each branch of the command authority, turnover far beyond Hongkong head office.The first Shanghai Branch Manager (Taipan) is the Scottish Mcclain, visit the site located in Nanjing the Bund road. In 1874, HSBC in the Bund customs by building a 3 storey building as a new, brick structure, exquisite carving, in the year ofthe Huangpu River are numbered. 40 years later, the the Bund high-rise buildings standing side by side, HSBC and build a new building, inferior by comparison, founded in May 5, 1921. In June 23, 1923, HSBC was inaugurated, Chinese and foreign people to celebrate, this is recognized as the Bund's most striking building. 10 years later, a new building HSBC headquarters in Hongkong, on the use of local granite, more modern style, delivered in October 1935.After the outbreak of the Pacific War, the Japanese in the occupied area over the HSBC branch, most of its businesses were forced to stop, the situation is very embarrassing. In January 13, 1943, the Privy Council ordered the HSBC headquarters moved to set up in London, at the beginning of the same year, the new manager Morse decided to open a branch in Chongqing, mainly to the British government's military officials to open account.Japan surrendered in 1945, HSBC quickly resumed full head office moved back to Hongkong, 1946. In March 1947, HSBC branches all over the world business almost all of the industry, after 1 years of business institutions increased to 46.With the change of political situation in China, HSBC business in China have been shrinking, the liberation of the mainland, HSBC branch only Shanghai, Beijing, Tianjin and Shantou. 1954 Shantou, Tianjin branch of Beijing branch business closed, 1955. In April of the same year, HSBC in the mainland property including the Shanghai branch building to Chinese government, Shanghai branch to continue operating on rental housing for workers in Old Summer Palace road address, Shanghai branch to narrow the scope of business.History and evolutionNotes issued in 1907HSBC (HSBC, Hongkong&ShanghaiBankingCorporation) was founded in Hongkong in 1864, March 3, 1865 officially opened, founder of Scottish Thomas Su Zelan (Thomas Sutherland) and some other mainly engaged in trade with China Merchants in Shanghai set up a branch in June 1865 Chinese.HSBC in 1866 in Japan, 1880 in New York, 1888 in Thailand established the first UK local banks.In 1959, HSBC acquired in 1889, the Arabia region's largest foreign banks, the British Bank of the Middle East (The British Bankof theMiddleEast), the HSBC bank network extended to the Middle East, especially in the United Arab Emirates, Saudi Arabia and Iran.In 1959, HSBC bought India's oldest bank, founded in 1854 in Mumbai India Commercial Bank (The Mercantile Bank of India)In 1965, HSBC acquired the second largest bank in Hongkong, the Hang Seng Bank (Hang Seng Bank) 61.5% of the shares.The 1980 acquisition of the seventeenth largest commercial bank - the Bank of Haifeng (MarineMidland Bank, Inc.) 51% of the shares, and in July 1987 to HK $5 billion acquisition of the remaining shares of the bank.In 1983, HSBC acquired the U.S. Treasury bonds. Mccann Carroll primary dealer pedicle and McKinsey (CarrollMcEntee&McGinley) 51% of the shares.In 1987, HSBC bought four British clearing bank shares of Midland Bank in 14.9%, and in June 1992 acquired the line more than 50% of the shares, this is the pinnacle of the HSBC Group expansion activities, is also the largest ever bank acquisitions.HSBC was founded in Malaysia in 1994, it was first registered in Malaysia foreign banks.In 1995 WellsFargo&Co. and HSBC in California was Wells Fargo HSBC Trade Bank, provide trade financing and international banking services to two corporate customers. In HSBC through mergers and acquisitions, rapid development has become a global financial institutions, overseas branches, HSBC has made great development. At present, HSBC has been in the world more than 70 countries and regions (including 45 for emerging markets) opened about 3000 branches, of which about 600 more than in asia.HSBC honorsHSBC services has been widely recognized, including awards:"Asian financial" Chinese best foreign bank"Assets" best fund management bank China"GlobalFinance" best private bank"Banker" Asia and the best bank in Western Europe"European currencies" named "best foreign bank China" (for 4 years)The operating principleThe HSBC group with the five basic principles of operation: Maintain excellent customer serviceOperating efficiency, benefitStrong capital and liquidityPrudent lending policyStrict control of expensesGroup of loyal employees, the implementation of the above principles, while strengthening the establishment of long-term relationship with customers, employees and promote international cooperation.Sense of worth1, the company under the highest standards of personal integrity with everyone2, maintain the fact that even bargain3, encourage hands-on management style4, pay attention to quality and practice ability, establish a good image of the public praise5, eliminate bureaucracy6, to rapidly develop and implement decisions7, team interests, personal interests for the light8, appropriate delegation of authority over the required to bear the responsibilities9, the principle of objectivity, fair treatment of employees10, to choose the principle of recruitment, selection and promotion of employees, the diversified team11, the business area with all regulations and the provisions of the spirit12, actively fulfill the social responsibility of the enterprise, including a detailed assessment of the loan and investment plan, the promotion of good environmental practice and sustainable development, to contribute to the welfare and development of people everywhere.HSBC in ChinaHSBC President Long DeanHSBC (China) Co. Ltd. was officially opened in April 2, 2007, headquartered in Shanghai, Hongkong and Shanghai Banking Corporation Limited is a wholly-owned foreign bank, its predecessor is China mainland branch of Hongkong and Shanghai Banking Corporation Limited.Hongkong and Shanghai Banking Corporation Limited 143 years uninterrupted service in the mainland, is one of the largest investment in foreign banks in mainland China, the total investment in the mainland Chinese financial institutions and their development has more than $5 billion, including a 19% stake in Bank of communications, a 16.80% stake in Ping An insurance, and an 8% stake in Bank of Shanghai. Hongkong and Shanghai Banking Corporation Limited has a branch in Shanghai, engaged in the wholesale business of foreign exchange.At present, China HSBC has a total of 75 outlets, including 18 branches in Beijing, Chengdu, Chongqing, Changsha, Dalian, Dongguan, Guangzhou, Hangzhou, Qingdao, Shanghai, Shenyang, Shenzhen, Suzhou, Tianjin, Wuhan, Xiamen, Xi'an and Zhengzhou; and 57 sub branches in Beijing, Chengdu, Chongqing, Dalian, Guangzhou, Hangzhou, Qingdao, Shanghai, Shenzhen, Suzhou, Tianjin, Wuhan, Xiamen and Xi'an.The leading one of the largest networks of foreign banks in the mainland. Blend of international experience and in-depth understanding of the local market, HSBC China unique advantages, providing a wide range of banking and financial services forthe public service.social responsibilityHSBC China main corporate social responsibility activities include:HSBC since 2006 and the Tongji University Institute of environment and sustainable development of the United Nations Environment Programme of cooperation, the establishment of "environment and sustainable development of the future leaders of the seminar". In April 2007, the State Environmental Protection Administration and education center to join HSBC and Tongji, the three parties jointly held third "environment and sustainable development of the future leaders seminar", created three party cooperation of government, universities, enterprises, the new model teamed up to promote environmental protection and sustainable development. Provides a platform for two times a year, each time for three days of training classes, so that local government officials and international well-known environmental experts China forefront of environmental protection, environmental protection and the sharing of best practices.Actively support the Shanghai municipal government of the city green action, the adoption of the 20000 square metres of green city, support environment construction, and the adoption of Shanghai Baoshan District Forest Park gun Taiwan wetland along Yangtze River within the 10000 square meters of wetland.For HSBC group spent $one hundred million to carry out five yearplan "HSBC Climate Partnership" to provide local support and help to solve the urgent threat of global climate change.Tsinghua University School of economics and management support for a period of three years of "China rural financial development research project", to support the new rural construction of China. In 2006 and 2007, more than 50 HSBC employees Chinese volunteers and teachers and students together, deeply in many provinces in rural areas, to assist in the collection of local financial needs first-hand information.In cooperation with the State Department's "China development research foundation, carry out the" project "nutrition of poor children in rural". HSBC is the main sponsor of the project unit. This project aims to provide suggestions for the formulation of relevant policies, improve government decision-making and execution efficiency, finally establish the guarantee mechanism of children's nutrition policy based on government.The long-term sponsorship held at Fudan University, "Fudan - HSBC Economic Forum" held at the Peking University and Peking University HSBC "Economic Forum", is committed to promoting international exchange economics, support the mainland education.Full participation in the 2007 Special Olympics World Summer Games held in Shanghai, sponsored by the "special issue", issued in all of the city's primary and secondary schools. In addition, there are nearly 300 HSBC Chinese colleagues as Special Olympics volunteer.。
英格兰银行简介
的特许。汇丰虽然是家英资银行，但在近代中国有着相 当大的影响，尤其是旧中国相当多的对外借款是通过汇
丰银行来操作的，可以说书写中国的金融史是无法绕开 汇丰银行的．
▪
1949年，大陆经历政治变更，汇丰银行经历了一
次很大的挫折，绝大多数网点被迫关闭，只剩下上海一
个代表处。但是，汇丰银行因此不得不深耕香港市场．
截止今天，汇丰集团是全球管理资产最大规模 的金融机构，管理着超过18，600亿美元的资产， 同时在伦敦、香港、巴黎、百慕大上市，并通过 ADR在美国证券市场交易。汇丰在82个国家设有 大约10，000个分支机构，拥有大约316，000员 工，服务于125，000，000客户，它的200，000 股东亦来自于100多个国家，是家名副其实的全球 性银行。可以说，汇丰眼中的竞争对手只有一个， 即同样作为全球性银行的老牌银行Citibank。当然， 两个银行各有千秋，花旗在高端理财（尤其是信用 卡方面）有着领先优势，而汇丰在贸易服务方面有 着难以匹敌的地位
万美元，折合人民币3.639亿元。
▪ 2005年8月18日，汇丰银行在内地首家卓越理财支行在上海开张。
卓越理财是汇丰在个人财富管理方面的全球品牌，为客户提供全 球范围的专属银行服务。9月27日，汇丰银行在华南地区的首家 卓越理财支行在广州开业。
2005年12月，汇丰获批成为银行间外汇市场做市商，在中国银 行(3.62,-0.02,-0.55%)间外汇市场人民币与外币交易中履行做市 义务，成为国家外汇管理局批准的首批人民币做市商。
二、汇丰银行－历史与演变
▪ 汇丰银行（HSBC，Hongkong & Shanghai Banking
Corporation）于1864年在香港成立，1865年3月3日正 式营业，创办人是苏格兰人托马斯.苏泽兰（Thomas Sutherland）及其他一些主要从事对华贸易的商人
汇丰银行笔试题及答案
汇丰银行笔试题及答案数字推理1: 1，3，15，（c）A 46B 48C 255D 2562: 5 25 6 12 （a）A 8B 11C 37D 72理由是:5,先按平方升到25,然后回落到6(5+1),然后倍增到12,然后回落到8(6+2)3: 3 1 9 12 (c )A 5B 8C 14D 204: 8把144 张卡片平均分成若干盒，每盒在10 张到40 张之间，则共有（b）种不同的分法。
A 4 B 5 C 6 D 75.甲、乙、丙、丁、戊5 人各借了一本小说，约定读完后相互交换。
这5本书的厚度和他们的阅读速度都差不多，因此5 人总是同时换书。
数次交换后，5 人每人都读完了这5 本书。
现已知：（1）甲最后读的书是乙读的第二本书。
（2）丙最后读的书是乙读的第四本书。
（3）丙读的第二本书甲在一开始就读了。
（4）丁最后读的书是丙读的第三本书。
（5）乙读的第四本书是戊读的第三本书。
（6）丁第三次读的书是丙一开始读的那一本。
根据以上情况，你能说出丁第二次读的书是谁最先读的吗？（戊）6.红、蓝、黄、白、紫五种颜色的珠子各一颗，都用纸包着摆在桌上。
有甲、乙、丙、丁、戊五个人，猜纸包里的珠子的颜色，每人限猜两包。
甲猜：第二包是紫的，第三包是黄的。
乙猜：第二包是蓝的，第四包是红的。
丙猜：第一包是红的，第五包是白的。
丁猜：第三包是盘的，第四包是白的。
戊猜：第二包是黄的，第五包是紫的。
猜完后打开纸包一看，每人都猜对了一种，并且每包都有一个人猜对。
请你也猜一猜，他们各猜中哪一种颜色的珠子？（第一包是红的。
第二包是蓝的。
第三包是黄的。
第四包是白的。
第五包是紫的）7.住在某个旅馆的同一房间的四个人A ，B ，C ，D 正在听流行音乐，她们当中有一个人在修指甲，一个人在写信，一个人躺在床上，另一个人在看书。
（1）A 不在修指甲，也不在看书。
（2）B 不躺在床上，也不在修指甲。
（3）如果A 不躺在床上，那么D 不在修指甲。
汇丰银行在中国的机构
汇丰银行在中国的机构汇丰银行是一家拥有150多年历史的国际化银行，在全球50多个国家和地区设有分支机构。
在中国，汇丰银行也有着广泛的业务覆盖和深厚的历史积淀。
汇丰银行在中国的机构主要包括汇丰中国、汇丰银行（中国）有限公司和汇丰信托有限公司。
其中，汇丰中国是汇丰银行在中国的全资子公司，成立于2007年，总部位于上海，是中国最早的外资银行之一。
汇丰银行（中国）有限公司则是汇丰银行在中国的分支机构，成立于2008年，总部位于广州，是中国第一家获得人民币业务牌照的外资银行。
汇丰信托有限公司则是汇丰银行在中国的信托业务子公司，成立于2011年，总部位于上海。
汇丰银行在中国的业务范围涵盖了零售银行、商业银行、投资银行、资产管理、信托等多个领域。
在零售银行方面，汇丰银行提供个人银行、财富管理、保险等服务，为客户提供全方位的金融解决方案。
在商业银行方面，汇丰银行为企业客户提供融资、贸易融资、国际结算等服务，帮助客户拓展国际市场。
在投资银行方面，汇丰银行提供股票、债券、外汇等交易服务，为客户提供专业的投资建议。
在资产管理方面，汇丰银行为客户提供多元化的投资组合，帮助客户实现财富增值。
在信托方面，汇丰银行为客户提供信托计划、遗产规划等服务，帮助客户实现财富传承。
汇丰银行在中国的机构不仅业务范围广泛，还拥有一支专业化、高素质的团队。
汇丰银行注重人才培养和发展，为员工提供广阔的职业发展空间和良好的工作环境。
同时，汇丰银行还积极参与社会公益事业，为中国的经济发展和社会进步做出了积极的贡献。
总之，汇丰银行在中国的机构是中国金融市场的重要组成部分，为客户提供了全方位的金融服务，为中国的经济发展做出了积极的贡献。
随着中国金融市场的不断发展和开放，相信汇丰银行在中国的业务将会不断拓展和深化。
汇丰银行大楼导游词
汇丰银行大楼（现为浦东发展银行）位于中山东一路11~12号，1923年建成，造价1000万银元。
古典主义建筑风格，又带有新希腊建筑风格的装饰。
大楼为钢框架结构，是外滩占地最广、门面最宽、体积最大的建筑。
建筑主体5层，中部7层，地下1层。
大楼以正大门与正大门上面的穹顶为中轴线，两侧形成严格对称，主立面成横3段，竖3段的格式。
建筑气质华贵，给人以坚固、稳重、典雅的视觉效果，主人曾自诩是从苏伊士运河到白令海峡最讲究的一幢建筑。
大楼主入口由3个罗马石拱券形花饰细腻的铜质大门组成，左右各有高低圆柱灯一个，门前有铜狮一对。
2至4层中段中部贯以6根希腊式科林斯柱子，顶部为古罗马神庙的穹窿顶，顶端有巴洛克式尖塔。
大楼的顶部犹如一顶巨大的皇冠，显出华丽庄严的风范。
进入大门是八角形门厅，上面是穹顶，下半部是由8个圆拱形门洞构成。
门洞上方有马赛克壁画展现汇丰在伦敦、纽约、东京、上海、香港、巴黎、曼谷、加尔各答的八家银行。
每幅壁画的主题人物是不同装束和寓意的女神。
主营大厅有4根完整无拼接的意大利大理石柱，据说，世界上这种大理石柱只有6根，另2根在法国卢浮宫内。
石柱、壁画、铜狮称为汇丰“稀世三宝”。
大楼采用了当时上海最先进的通风和取暖系统，冷暖设备属上海第一家。
HSBC汇丰银行详细介绍
Who is HSBC?We are the world's local bank.Headquartered in London, HSBC is one of the largest banking and financial services organisations in the world. HSBC's international network comprises around 9,500 offices in 85 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa.With listings on the London, Hong Kong, New York, Paris and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 200,000 shareholders in some 100 countries and territories. The shares are traded on the New York Stock Exchange in the form of American Depositary Receipts.Through an international network linked by advanced technology, including a rapidly growing e-commerce capability, HSBC provides a comprehensive range of financial services: personal financial services; commercial banking; corporate, investment banking and markets; private banking; and other activities.Business principles and valuesThe HSBC corporate character defines the values and principles inherent in all our everyday dealings.Group HistoryThe HSBC Group has an international pedigree which is unique. Many of its principal companies opened for business over a century ago and they have a history which is rich in variety and achievement. The HSBCGroup is named after its founding member, The Hongkong and Shanghai Banking Corporation Limited, which was established in 1865 to finance the growing trade between China and Europe.The Board of Directors of HSBC Holdings plcS K Green, Group ChairmanAge 59. An executive Director since 1998; Group Chief Executive from 2003 to May 2006. Joined HSBC in 1982. Chairman of HSBC Bank plc, HSBC North America Holdings Inc. and HSBC Private Banking Holdings (Suisse) SA. A Director of HSBC France and The Hongkong and Shanghai Banking Corporation Limited. Group Treasurer from 1992 to 1998. Executive Director, Corporate, Investment Banking and Markets from 1998 to 2003. Chairman of The British Bankers' Association.M F Geoghegan, CBE, Group Chief ExecutiveAge 54. An executive Director since 2004. Joined HSBC in 1973. Chairman of the Group Management Board.Chairman of HSBC Bank USA, N.A., HSBC USA Inc. and HSBC Bank Canada. Deputy Chairman of HSBC Bank plc. A Director of The Hongkong and Shanghai Banking Corporation Limited, HSBC France, HSBC North America Holdings Inc. and HSBC National Bank USA. President of HSBC Bank Brasil S.A.-Banco Múltiplo from 1997 to 2003 andresponsible for all of HSBC's business throughout South America from 2000 to 2003. Chief Executive of HSBC Bank plc from 2004 to March 2006.A non-executive Director and Chairman of Young Enterprise.S A CatzAge 46. A non-executive Director since 1 May 2008. President and Chief Financial Officer of Oracle Corporation. Managing Director of Donaldson, Lufkin & Jenrette from 1997 to 1999. Joined Oracle in 1999 and appointed to the Board of Directors in 2001.V H C Cheng, OBE, Chairman of The Hongkong and Shanghai Banking Corporation LimitedAge 59. An executive Director since 1 February 2008. Chairman of HSBC Bank (China) Company Limited and HSBC Investments (Hong Kong) Limited and a Director of HSBC Bank Australia Limited. Joined HSBC in 1978. Appointed a Group General Manager in 1995 and a Group Managing Director in 2005. A Director of Great Eagle Holdings Limited and a Member of the Exchange Fund Advisory Committee of the Hong Kong Monetary Authority. Vice Chairman of the China Banking Association from 10 December 2007. Appointed a member of the 11th Chinese People's Political ConsultativeConference ('CPPCC') and a senior advisor to the 11th Beijing Municipal Committee of the CPPCC. Deputy Chairman and Chief Executive Officer of Hang Seng Bank Limited from 1998 to 2005. A Director of Swire Pacific Limited from 2005 to January 2008.J D CoombeAge 63. Chairman of Hogg Robinson plc. A non-executive Director since 2005. A member of the Group Audit Committee and of the Remuneration Committee. A non-executive Director of Home Retail Group plc. A trustee of the Royal Academy Trust. Former executive Director and Chief Financial Officer of GlaxoSmithKline plc and a former member of the Supervisory Board of Siemens AG. A former Chairman of The Hundred Group of Finance Directors and a former member of the Accounting Standards Board.J L D uránAge 43. Chief Executive of Carrefour SA and Chairman of its Management Board of Directors. A non-executive Director since 1 January 2008. Joined Carrefour SA in 1991. Chief Financial Officer and Managing Director, Organisation and Systems of Carrefour SA from 2001 to 2005.R A FairheadAge 46. Chief Executive Officer and Director of the Financial Times Group Limited and a Director of Pearson plc. Chairman of Interactive Data Corporation. A non-executive Director since 2004. Chairman of the Group Audit Committee. A non-executive Director of The Economist Newspaper Limited. Finance Director of Pearson plc from 2002 to June 2006. Former Executive Vice President, Strategy and Group Control of Imperial Chemical Industries plc.D J Flint, CBE, Group Finance DirectorAge 52. Joined HSBC as an executive Director in 1995. Non-executive Chairman of HSBC Finance Corporation. A non-executive Director of BPp.l.c. and a member of the Consultative Committee of the Large Business Advisory Board of HM Revenue & Customs. Chaired the Financial Reporting Council's review of the Turnbull Guidance on Internal Control. Served on the Accounting Standards Board and the Standards Advisory Council of the International Accounting Standards Board from 2001 to 2004. A former partner in KPMG.A A Flockhart, CBEAge 56. Chief Executive Officer of The Hongkong and ShanghaiBanking Corporation Limited and Global Head of Commercial Banking. An executive Director since 1 May 2008. Joined HSBC in 1974. A Director of Hang Seng Limited, HSBC Bank Australia Limited, HSBC Bank (China) Company Limited, and Chairman of HSBC Bank Malaysia Berhad. Managing Director of The Saudi British Bank from 1997 to 1999 and SeniorExecutive Vice-President, Commercial Banking, HSBC USA, N.A. from 1999to 2002. Chief Executive Officer, Mexico from 2002 to October 2006. President and Group Managing Director Latin America and the Caribbean from October 2006 to 20 July 2007. Appointed a Group General Manager in 2002 and a Group Managing Director in 2006.*W K L Fung, OBEAge 59. Group Managing Director of Li & Fung Limited. A non-executive Director since 1998. A member of the Corporate Sustainability Committee. Deputy Chairman of The Hongkong and Shanghai Banking Corporation Limited.A Director of King Lun Management Limited. A non-executive Director of CLP Holdings Limited, Integrated Distribution Services Group Limited, Convenience Retail Asia Limited, Shui On Land Limited and VTech HoldingsLimited. A member of the Hong Kong Trade Development Council. A former non-executive Director of Bank of Communications Co. Ltd. Former Chairman of the Hong Kong General Chamber of Commerce, the Hong Kong Exporters' Association and the Pacific Economic Co-operation Committee.S T GulliverAge 49. Head of Global Banking and Markets and HSBC Global Asset Management. An executive Director since 1 May 2008. Joined HSBC in 1980.A Director of HSBC Bank plc, HSBC Private Banking Holdings (Suisse) SA, HSBC USA Inc. and The Hongkong and Shanghai Banking Corporation Limited.A member of the Supervisory Board of HSBC Trinkaus & Burkhardt AG. Head of Treasury and Capital Markets in Asia-Pacific from 1996 to 2002. Head of Global Banking and Markets from 2003 to May 2006. Appointed a Group General Manager in 2000 and a Group Managing Director in 2004.J W J Hughes-HallettAge 58. Chairman of John Swire & Sons Limited. A non-executive Director since 2005. A member of the Group Audit Committee and of the Nomination Committee. A non-executive Director of The Hongkong and Shanghai Banking Corporation Limited from 1999 to 2004. A non-executive Director and formerly Chairman of Cathay Pacific Airways Limited and Swire PacificLimited. A Director of China Festival 2008. A trustee of the Dulwich Picture Gallery and the Esmée F airbairn Foundation. A member of The Hong Kong Association and of the Governing Body of the School of Oriental and African Studies, University of London.W S H LaidlawAge 52. Chief Executive Officer of Centrica plc. A non-executiveDirector since 1 January 2008. A Trustee of RAFT, a medical charity for burns and reconstructive surgery. A member of the Business Council for International Understanding. President and Chief Operating Officer of Amerada Hess Corporation from 1995 to 2001. Chief Executive Officer of Enterprise Oil plc from 2001 to 2002. Executive Vice President of Chevron Corporation from 2003 to 2006, and a non-executive Director of Hanson PLC from 2003 to 24 August 2007.Sir Mark Moody-Stuart, KCMGAge 67. Chairman of Anglo American plc. A non-executive Director since 2001. Chairman of the Remuneration Committee and a member of the Corporate Sustainability Committee. A non-executive Director of Accenture Limited, Saudi Aramco, a Governor of Nuffield Hospitals and President of the Liverpool School of Tropical Medicine. Chairman of theGlobal Business Coalition on HIV/AIDS and the Global Compact Foundation.A former Director and Chairman of The ‘Shell' Transport and Trading Company, plc and former Chairman of the Committee of Managing Directors of the Royal Dutch/Shell Group of Companies.G MorganAge 62. A non-executive Director since October 2006. A member of the Remuneration Committee. Non-executive Chairman of SNC-Lavalin Group Inc.A member of the Board of Trustees of The Fraser Institute and the Energy Advisory Board of Accenture Limited. A non-executive Director of HSBC Bank Canada from 1996 to April 2006. Former founding President and Chief Executive Officer and Vice Chairman of EnCana Corporation. A former Director of Alcan Inc.N R N MurthyAge 61. A non-executive Director since 1 May 2008. Chairman and Chief Mentor and former Chief Executive Officer of Infosys Technologies Limited. An independent non-executive Director of Unilever plc and New Delhi Television Limited and a Director of the United Nations Foundation. An independent non-executive Director of DBS Bank Limited until 2 April 2008.S M Robertson Senior independent non-executive DirectorAge 67. Non-executive Chairman of Rolls-Royce Group plc and the founder member of Simon Robertson Associates LLP. A non-executive Director since January 2006 and senior independent non-executive Director since 25 May 2007. A Member of the Nomination Committee. A non-executive Director of Berry Bros. & Rudd Limited, The Economist Newspaper Limited and The Royal Opera House Covent Garden Limited. Chairman of Trustees of the Ernest Kleinwort Charitable Trust. A trustee of the Eden Project and of the Royal Opera House Endowment Fund. A former Managing Director of Goldman Sachs International. Former Chairman of Dresdner Kleinwort Benson and a former non-executive Director of Inchcape plc, Invensys plc and the London Stock Exchange.Sir Brian Williamson, CBEAge 63. Chairman of Electra Private Equity plc. A non-executive Director since 2002. Chairman of the Nomination Committee. A non-executive Director of Resolution plc. A member of the supervisory Board of Euronext NV. A Director of Climate Exchange plc. A senior adviser to Fleming Family and Partners. Former Chairman of London International Financial Futures and Options Exchange, Gerrard Group plc and ResolutionLife Group Limited. A former non-executive Director of the Financial Services Authority and of the Court of The Bank of Ireland.* Non-executive DirectorIndependent non-executive DirectorD J Shaw, Adviser to the BoardAge 61. An Adviser to the Board since 1998. Solicitor. A partner in Norton Rose from 1973 to 1998. A Director of The Bank of Bermuda Limited and HSBC Private Banking Holdings (Suisse) SA. A non-executive Director of Kowloon Development Company Limited and Shui On Land Limited.R G Barber, SecretaryAge 57. Group Company Secretary. Appointed a Group General Manager in October 2006. Joined HSBC in 1980. Company Secretary of HSBC Holdings plc since 1990. Chairman of the Disclosure Committee. A Member of the Listing Authority Advisory Committee of the Financial Services Authority and of the Primary Markets Group of the London Stock Exchange. Corporation Secretary of The Hongkong and Shanghai Banking Corporation Limited from 1986 to 1992 and Company Secretary of HSBC Bank plc from 1994 to 1996.HSBC PremierA new way of banking that provides the exclusive service, global insight and financial tools you need to explore a wealth of opportunities worldwide.A Premier bank, providing a premier experience.HSBC Premier is an individually tailored package of exclusive premier banking services that can be accessed from anywhere you choose to live or work and offers you the following benefits:● International recognition and emergency support across more than 300 international Premier centres across 40 countries and territories.● Overseas bank account opening and mortgage arrangements so that your life in a new country is up and running before you get there.● Worldwide online premier banking so that you can view all your HSBC accounts in one place● The only credit card you and your family need when travelling● Local experiences worldwide that earn you rewards and save you money● Access banking and investment specialists with both global and local knowledge who will help you make the right decision for you and your family’s future.● Offshore banking services in centres in Jersey, Dubai, Hong-Kong, Singapore and Miami.如何可晋身为汇丰卓越理财客户？●您只需维持账户总余额于人民币500,000元/等值外币或以上，即可晋身汇丰卓越理财客户行列。
汇丰银行全球领先的国际银行之一在中国有业务
汇丰银行全球领先的国际银行之一在中国有业务汇丰银行是全球领先的国际银行之一，也是在中国开展业务的重要机构之一。
作为一家历史悠久、信誉卓越的银行，汇丰银行在中国市场上拥有广泛的业务覆盖范围，为客户提供综合金融服务。
本文将介绍汇丰银行在中国的业务情况及其全球领先的特点。
作为一家国际化银行，汇丰银行在中国已经建立起了一系列的金融业务，包括个人银行业务、企业银行业务和投资银行业务等。
首先，汇丰银行的个人银行业务提供了各类金融产品和服务，包括个人储蓄账户、信用卡、贷款和投资等。
无论是财富管理还是保险服务，汇丰银行都能为客户提供优质的服务和全面的保障。
其次，汇丰银行重视企业银行业务的开展，为各类企业提供多元化的金融解决方案。
不论是跨国企业还是本土企业，无论规模大小，汇丰银行都能根据客户需求提供专业的咨询和高效的服务。
汇丰银行的企业银行业务涵盖贸易金融、现金管理、融资、支付结算等方面，以满足客户多方面的金融需求。
此外，汇丰银行在中国的投资银行业务也备受认可。
作为全球领先的投资银行，汇丰银行凭借其专业的团队和领先的地位，为客户提供包括融资、并购、首次公开募股（IPO）等一系列服务。
汇丰银行深知市场的需求和潜力，将积极助推中国企业的国际化和发展。
汇丰银行之所以能成为全球领先的国际银行之一，得益于其独特的经营理念和专业的团队。
汇丰银行一直注重创新和技术的应用，不断提升客户体验和业务效率。
同时，汇丰银行拥有全球网络和丰富的资源，能够为客户提供多元化的金融产品和服务。
无论是个人客户还是企业客户，汇丰银行都能根据其需求提供定制化的解决方案。
此外，汇丰银行高度重视风险管理和合规性，确保业务的安全稳健。
在中国，汇丰银行秉承了本土化的经营理念，充分遵守当地的法律法规，高度重视社会责任并积极参与公益活动。
综上所述，汇丰银行作为全球领先的国际银行之一，在中国的业务覆盖范围广泛。
无论是个人银行业务、企业银行业务还是投资银行业务，汇丰银行都能为客户提供全面的金融解决方案。
具体描述汇丰银行的业务
具体描述汇丰银行的业务汇丰银行是全球最大的金融服务集团之一，成立于1865年，现有员工超过22.4万人，业务遍及全球72个国家和地区，总资产超过2.9万亿美元。
汇丰银行业务分为十大板块，具体如下：1、存款业务：主要是招收客户的活期和定期存款，还提供不同利率的定期存款，以满足客户不同的存款需求，同时也提供一些电子存款服务，如网上存款和ATM存款服务。
2、贷款业务：汇丰银行提供个人和企业贷款，提供还款期限长（最多为30年）、利率贴息等优惠政策，以满足客户不同的贷款需求。
3、信用卡业务：汇丰银行提供各种信用卡服务，包括个人信用卡、商务卡以及零售卡。
通过信用卡可以实现各种快捷的消费及转账服务，还能实现网上支付功能，提高消费者的便利性。
4、投资服务：全球投资是汇丰银行标志性的财富管理产品，帮助客户获得最优投资收益，通过以不同国家股票、债券、期货及外汇等投资工具，帮助客户拓展全球投资范围。
5、保险服务：汇丰银行推出了多种人寿保险服务，包括个人寿险、少儿保险、尊贵保险等，通过汇丰银行的服务，客户可以得到全方位的保障，确保平安度过人生。
6、汇款服务：汇丰银行提供个人客户及企业客户的货币汇款服务，客户可以把货币以各种形式通过汇丰银行完成国际或本国间的汇款，以此来满足客户的汇款需要。
7、贸易金融服务：汇丰银行提供各种贸易金融服务，为客户提供信用证开出、信用状况追踪、运费支付、进出口融资等服务，以帮助企业更好的管理贸易风险。
8、财富管理服务：汇丰银行提供财富管理服务，帮助客户实现金融投资目标，根据客户不同的投资规模和目标，为客户量身打造一份理财方案，使客户可以获得最优投资效果。
9、咨询服务：汇丰银行提供个人和企业客户的咨询服务，包括金融领域、税务领域等方面的咨询，根据客户不同的需求，提供个性化的解决方案，以帮助客户更加有效的把握市场发展的趋势。
10、其他服务：汇丰银行还提供多种特色服务，如全球旅游保障卡、外币兑换服务等，帮助客户更好的享受全球金融服务。
汇丰银行
What's in the archives?
The team in Hong Kong is responsible for the modern records of HSBC in the Asia Pacific Region and also for some historic records relating specifically to Hong Kong. The archives teams in France and the US are responsible for the historic records of HSBC in those countries.
汇丰银行总部设于伦敦，其在五个地区经营 业务，欧洲，香港，亚太其他地区，包括中 东和非洲，北美以及南美。
业 务 范 围
HSBC for personal, commercial, corporate, institutional and private banking clients provide a full range of fienancial services.On 1999, HSBC integrated Global business , and established a unified global brand name.In 2002, through the implementation of 'global finance, local wisdom' HSBC will own distinctive brand, unique. 汇丰为个人，商业，公司，机构和私人银行 客户提供全面的金融服务。1999年，汇丰对 全球业务进行整合，并建立了全球统一的品 牌名称。2002年，通过实施‘环球金融，地 方智慧’汇丰银行将自己品牌鲜明化，独特 化。
汇丰银行中国业务分析
一、汇丰银行简介
目录
CONTENTS
二、发展历程
三、汇丰银行主要国内业务
四、汇丰银行国内发展的优劣势
HSBC
简介
汇丰银行于 1864 年在香港建 立，是全球规模最大的银行及金 融机构之一，目前总部设于英国 伦敦。汇丰集团在欧洲、亚太地 区、美洲、中东及非洲 76 个国家 和地区拥有约 9,500 间附属机构。 汇丰在伦敦、香港、纽约、巴黎 及百慕大等证券交易所上市，全 球 股 东 约 有 200,000 ， 分 布 于 100 个国家和地区。雇有 232000 名员 工。汇丰银行在全球拥有超过了1 亿1千万的顾客。
贷款
• 包括循环贷 款、透支等多 种灵活贷款产 品
投资
包括单位 信托、债券、 存款证、证 券和结构产 品
• 多种货币 • 被美国《环球 金融》杂志评为 “环球最佳个人 网上银行”。
•
•占有香港信 用卡市场最大 份额
HSBC
工商金融服务
主要业务
进出口押汇
房地产贷款
的贷款与房地产贷款、进出口押汇与票据托收、 证券托管与B股业务、外汇资金安排等4个方面。
HSBC
汇丰银行在中国对比本土银行的竞争优势主要在以下三方面：
业务 能力
业务能力
1. 高端零售业务 2. 外汇业务
并存
风险管理能力
1.不良贷款率比较 2.对风险与回报的认识
风险 管理
3.
中间业务
3.管理风险的组织架构
激励机制
产权激励
经理市场竞争
实行等级行员制
HSBC
汇丰银行较内资银行相比存在很多优势，但依然有其弱势的业务
HSBC
汇丰中国
汇丰银行资料
以下为部分整理与合并，希望能够帮助你了解这家世界Top10的商业银行发展和壮大的轨迹。
汇丰银行的诞生，实际上是由Thomas sutherland起草的一份计划书促成的。
Sutherland时任大英轮船公司的香港监督，他按照稳健的苏格兰银行业务原则编写了一份创办香港本地银行的计划书，广受当时在港经营商贸的各国商人的关注和支持，其中包括许多美国与印度的知名商行以及其他欧洲公司。
初期筹集的500万港币资本很快被来自香港，上海，加尔各答的商人全数认领。
汇丰银行因此于1865年3月3日在香港正式开业，总部设在香港皇后大道中1号租借的获多利大厦，时至今日，该地址仍旧是香港上海汇丰银行总部所在。
公司初期注册的名字为Hongkong and shanghai banking company 1866年12月改为The hongkong and shanghai banking corporation.早期的汇丰银行主营业务主要以提供贸易融资为主，黄金买卖，外汇业务和商人银行服务业务为辅。
而后在1876-1902年间Thomas jackson三次出任汇丰银行总经理并且带领汇丰成为亚洲出色的金融机构。
汇丰银行在19世纪末20世纪初向亚洲政府大量提供金融服务。
它是英国政府在中国，日本和新加坡等地所开账户的重要往来银行。
其中值得一提的是中国第一宗国债（1874年息8厘的福州贷款）就是由香港上海汇丰银行所经办的。
A.H.Saunders是后来汇丰的掌舵人，也是他在汇丰银行百年华诞之际，把香港最大的华资银-恒生银行收入旗下，从而使汇丰银行在香港树立了重要的地位。
恒生银行成立于1933年，与汇丰银行一直以来所走大客户路线不同，恒生银行的主要客户群是中小型企业和人民大众。
其实汇丰银行能够收购恒生银行也是因为当时发生了一次金融动荡，1965年4月，经营手法一项比较稳健的恒生银行遭受到挤兑风波，其流动性风险与信用风险剧增，濒临倒闭。
汇丰银行SWOT分析
汇丰银行SWOT分析金融（2）班124062009089 徐志钦企业概况:汇丰银行中文全称：香港上海汇丰银行有限公司，英文全称：The Hong Kong and Shanghai Banking Corporation Limited。
汇丰银行是为了向从事对华贸易的公司提供融资和结算服务而于1864年在香港建立的。
1865年开始营业，同年在上海设立第一家分行，而后在天津、北京、汉口、重庆等地设立分支机构。
汇丰银行在旧中国的业务主要有国际汇兑、发行纸币、存贷款业务、经办和举放对中国政府的外债、经理中国的关盐税业务等。
汇丰银行（中国）有限公司于2007年4月2日正式开业，总行设于上海，是香港上海汇丰银行有限公司全资拥有的外商独资银行，其前身是香港上海汇丰银行有限公司的原中国内地分支机构。
香港上海汇丰银行有限公司于1865年在香港和上海成立，是汇丰集团的创始成员和集团在亚太区的旗舰，亦是香港特别行政区最大的本地注册银行及三家发钞银行之一。
汇丰集团乃世界规模最大的银行及金融服务机构之一，在世界88个国家和地区设有超过8000个分支机构。
香港上海汇丰银行有限公司145年来从未间断在内地的服务，是在内地投资最多的外资银行之一，入股内地中资金融机构及自身发展的总投资已超过50亿美元，其中包括入股交通银行19% 的股份，平安保险16.80% 的股份，以及上海银行8% 的股份。
香港上海汇丰银行有限公司在上海设有一间分行，从事外汇批发业务。
目前，汇丰中国共有104个网点，而这些网点正在不断扩大。
这一不断扩大的分行网络在内地外资银行中首屈一指。
融汇国际经验和对本地市场的深入了解，汇丰中国独具优势，为您或您的业务提供广泛的银行和金融服务汇丰银行在中国各分行的主要业务可分为两类：一是工商银行业务（Corporate Banking），包括项目方面的贷款与房地产贷款、进出口押汇与票据托收、证券托管与B股业务、外汇资金安排等四个方面：二是零售银行业务（Retail Banking），如储蓄账户、银行汇款、旅行支票、信用卡、商户服务等。
HSBS汇丰银行
HSBC Asia-Pacific Chairman
Vincent Chen郑海泉， (1948－ ) Originally from zhongshan, Hong Kong banker, 1998, the hang seng bank transfer to vice chairman and 银行广告睡觉篇_app-320x240.mp4
HSBC China Branches
Tianjing
Beijing
Wuhan
China
And so on…
Guangzhou
Hefei
Business in China
一是工商银行业务（Corporate
Banking）
二是零售银行业务（Retail
Banking）
Group operating principles
Full Name
The Hong Kong and Shanghai Banking Corporation.
Status
HSBC is the world’s largest banking and financial services group.
Established Time and Headquarter
HSBC Bank (China) Company Limited
2007 was established in Shanghai . Belonging to HSBC Hong Kong branch .
Historical origin历史渊源
After
the opium war, China portal is opened, western powers scramble to expand economic interests in China.鸦片 战争后，中国门户被打开，西方列强争相 扩大在华经济利益Contend with royal bank of China .与中国皇家银行抗衡.
香港汇丰银行开户条件
香港汇丰银行开户条件在香港汇丰银行开户时需要提供的文件及资料，并亲临本行开户。
1、如果您是十八岁或以上的香港永久性居民，请携同：香港身份证，及居住地址证明(适用于开立综合理财账户及投资账户)，请参考「地址证明例子」部分的说明2、如果您年满十八岁或以上而非香港永久性居民，请携同：身份证明文件例如：（1）香港身份证及国籍证明，例如载有个人照片的有效旅游证件，相关国民（即由政府或国家发出）身份证，任何由政府或国家发出而可证实国籍的文件。
（2）附有个人姓名、出生日期、国籍及旅游证件号码的有效旅游证件，及现时居住地址证明(适用于开立综合理财账户及投资账户)，请参考「地址证明例子」部分的说明3、如果您年满十八岁或以上而非香港居民，但现时身处香港，请携同：附有个人姓名、出生日期、国籍及旅游证件号码的有效旅游证件及现时居住地址证明(适用于开立综合理财账户及投资账户)，请参考「地址证明例子」部分的说明4、如果您年满十一岁至十七岁°，请携同：根据以上各项中因应不同的在港居留状况出示相关的身份证明文件请与您的父亲、母亲或监护人亲临本行开户。
我们可能要求您的父亲、母亲或监护人出示身份证明文件以作核实及纪录。
°综合理财账户及投资账户不适用于年满十一岁至十七岁的客户。
扩展资料：一、如有需要，我们可能要求您提供以下资料：1、职业状况包括工作职位，雇主／公司及每月收入2、户口用途3、在香港开设户口的理由4、财富及／或收入的初次及持续来源5、预计户口活动，例如交易金额及次数6、开户资金来源7、将使用服务类型8、居留司法管辖区（即申请人因居民身份而有责任纳税款的地方）及税务编号或具有等同功能的识辨编号（税务编号）9、如果您有供款人定期提供款项到您的户口：供款人的英文全名、出生日期、所持有国借以及居住地，并就您向本行披露该供款人的个人资料取得他/她的同意。
请注意，以上资料只是一般的开户参考。
如有需要，我们可能要求您提供额外文件及资料。
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汇丰银行概况简介
about HSBC
• 香港上海汇丰银行有限公司（The Hongkong and Shanghai Banking Corporation Limited，简称HSB C和汇丰）为汇丰控股有限公司的全资附属公司 ，属于汇丰集团的创始成员以及在亚太地区的旗 舰，也是香港最大的注册银行，以及香港三大发 钞银行之一（其他两个是中国银行（香港）和渣 打银行），总部位于中环皇后大道中1号香港汇 丰总行大厦，现时香港上海汇丰银行及各附属公 司主要在亚太地区设立约700间分行及办事处。
基本户 人民币基本户可用于人民币款项的收付和 提现 一家企业只可开立一个人民币基本户 员工工资和奖金必须通过基本户支付 一般户 人民币一般户可用于人民币款项的收付， 但不能提现 一家企业可以按实际需求开立多个人民币 一般户
产品优势
人民币账户可以是活期账户、存款账户、 贷款账户或用于结算的账户
存款有息，在您随时轻松运作账户的同时 为您带来利息收益
卓越理财账户
• 免费享受于汇丰中国内地各分支行之间的异地现金存取服务 • 用汇丰卓越理财借记卡从全球的汇丰集团ATM机上免费提取现金 • 通过“汇丰环球网上银行”浏览世界各地的汇丰账户情况，并可通过网上银
行在汇丰同名账户间免费转账 • 在汇丰卓越理财中心获得优先服务，满足您的日常理财需求以及跨国银行需
• 双周定额还款（双周供）
• 双周定额还款节省贷款利息，缩短还款期。
• 每月递减还款（等额本金）
• 还款本金按贷款本金平均每月分摊额计算，利息则按尚欠本金计算， 令供款额按月递减，替您节省利息开支
非本地居民银行按揭贷款
• 主要特点
• 提供优惠的贷款利率* • 灵活性 -最高贷款金额可达房产价值的70%，行服务-住房贷款
2
商业贷款-应收账款融资
3
商业贷款-贸易融资
4
实习资料分享-贷款新规
个人贷款业务-住房按揭贷款
19
住房按揭贷款
本地居民 银行按揭贷款
非本地居民 银行按揭贷款
按揭贷款 申请步骤
住房贷款
本地居民银行按揭贷款
• 3种还款方式
• 每月定额还款（等额本息）
• 每月供款在还款期内将保持不变* 方便您预计每月支出。
求 • 通过24小时紧急支援热线可在200个国家的245，000个取款点获得全球应急
现金服务 • 尊享汇丰卓越理财借记卡特约商户为您带来的美食、旅行、生活、购物和教
育移民等优惠。 • 海外汇入汇款存入汇丰账户免费
个人银行服务—汇丰运筹理财借记卡
8
汇丰运筹理财借记卡
主要优势
本币外币 一卡囊括 一卡关联多达3个本地账户（其中主账户须为人民币结算账户，另两个附属账户 可为人民币或外币账户），可根据客户需求，随时调整关联的附属账户。
您可通过汇丰任何一种支付渠道进行人民 币付款
通过汇丰网上银行与电话银行，可随时随 地管理您的人民币账户，带给您24小时无 限制的财务便利。
工商金融服务—外币账户
12
外币账户
外币账户
功能
特点
优势
外币账户帮助企业 顺利开展海外业务。
多种货币可供选择，包 括港币、美元、欧元、 英磅、日元、澳元、新 加坡元、加元及其它自 由兑换的货币 各类用途账户满足所需， 如结算账户和资本金账 户 账户存款有息，每6个 月支付 境内或境外的企业均能
存款期限从7天到24个月（7天定期存款只适用于部分外币，不适用于人民币）
最低存款额：人民币10万元或等值外币
其中，通知存款通知期限可为1天（只适用于人民币）或7天，最低存款额：人民 币50万元或等值外币
定期存款存期
*表示该存期仅适用于存款额高于三百万美元或等值货币的定期存
款
汇丰银行中国大陆业务
HSBC in China
汇丰银行中国大陆业务
HSBC in China
汇丰银行在中国各分行的主要业务可分为两类
一是工商银行业务（Corporate Banking），包括项 目方面的贷款与房地产贷款、进出口押汇与票据 托收、证券托管与B股业务、外汇资金安排等四 个方面；
二是零售银行业务（Retail Banking），如存储账户 、汇款、旅行支票、信用卡、商户服务等。汇丰 银行上海分行还为客户提供房地产按揭贷款等业 务。汇丰的优质服务已获得广泛的认可。
汇丰银行的存款业务
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个人银行服务—汇丰卓越理财
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个人银行服务—汇丰运筹理财借记卡
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工商金融服务—人民币账户
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工商金融服务—定期存款
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工商金融服务—外币账户
个人银行服务—汇丰卓越理财
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卓越理财账户
• 卓越理财账户可享用专设的卓越理财柜台、专属客户经理 等服务。
• 同一账户号码下的所有存款或投资类账户月内日均总余额 不足人民币500,000元或等值外币，客户需支付人民币300 元的服务月费。
汇丰银行在中国各分行的主要业务可分为两类
一是工商银行业务（Corporate Banking），包括项 目方面的贷款与房地产贷款、进出口押汇与票据 托收、证券托管与B股业务、外汇资金安排等四 个方面；
二是零售银行业务（Retail Banking），如存储账户 、汇款、旅行支票、信用卡、商户服务等。汇丰 银行上海分行还为客户提供房地产按揭贷款等业 务。汇丰的优质服务已获得广泛的认可。
开立外币账户。
可作为用于进行支付的 活期账户、接受注入资 本金的资本金账户、存 款账户及贷款账户 可通过汇丰任何一种支 付渠道进行外币付款。 通过汇丰网上银行与电 话银行，可随时随地管 理客户的外币账户。
工商金融服务—定期存款
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定期存款
主要特点
多种货币可供选择，包括人民币、美元、港币、欧元、日元、新加坡元、加元、 澳元、英磅及其它自由兑换的货币
境内取款 高额便利
单日境内最高取款限额为人民币2万元（适用于中国银联和汇丰中国ATM网络）。
贴心优惠 费用减免
汇丰中国借记卡无年费要求。并且您在境内无论同省还是跨省的汇丰ATM机上取 款都免收手续费。
工商金融服务—人民币账户
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人民币账户
人民币账户助您轻松管理境内财务、信心把握国内商机
产品特点：四类人民币账户供选：基本户、 一般户、专用账户和临时账户 存款有息、每季支付 各类账户均可提供人民币支票 汇丰已成为在中国内地拥有最大服务网络 的外资银行之一，其所有分行均提供人民 币账户服务