美国医疗保障制度 medical care system

Second, set up free medical care hos pital specifically for the lowincome family.
Third, no insurance, pe ople can also apply for t emporary relief.
Fourth, the business sponsor. For establishing public image considerations， some pharmaceutical companies often provide free medicines to patients, to some extent， alleviating the financial burden of medical treatment of the lowincome patients .
Disadvantages
Although the U.S. health care system achieve a full coverage, but there are still many problems. one of that is the heavy financial burden of the federal government
The care is often described as the best in the world, but the cost is a big problem.
Medical science today saves many more lives. But this can also mean major debt. Government programs provide health insurance to the poor and elderlຫໍສະໝຸດ Baidu. Others depend on private insurance. Companies guarantee to pay part or all of the costs of care. But the more the policy covers, the higher the price.
The medical care system in America
--By Macy/Joyce Carissa/willa
In recent years, medical care spending in the United States has grown to fifteen percent of the economy.
Advantages
First, compared with China, what a big advantage the U.S. health care system has is "family doctor system.“ This system enabling doctors to help patients is very understanding; patient doctor is the trustful; a good physicianpatient relationship is conducive to health and health care
one must always exhaust private insurance payment options before applying for Medicare or Medicaid payment, and Medicaid will require someone dually eligible for Medicare and Medicaid to make application to Medicare first.
Principles for reform Of the U.S. health care system are intended to serve as a guide for Congress to encourage bi-partisan action to improve both individual health and the collective health care system in the United States.
Around sixty percent of working Americans have health insurance through their jobs. Their employers usually pay at least part of the cost. But, as those costs increase, employers feel the pressure. Some employers no longer offer health coverage. Others have increased the share paid by their employees
Some uninsured people get care at university teaching hospitals. A number of religious and humanitarian agencies like the Salvation Army offer free or low-cost care. But hospital emergency rooms are where many poor people go even for minor problems. This adds to hospital costs.
Medicaid
Medicare
Medicare is the government insurance program for people age sixty-five and older. It also helps pay for some younger people who are disabled.
Obama's Plan to End Private Health Insurance
Obama Care would create a new National Health Insurance Exchange (NHIE), which would function as a 50-state clearing house in which people could connect with insurers. Through the NHIE, participants would be able to purchase private Coverage or buy into a new federal insurance program.
The third one is the negative effects of the existing mechanism. Tens of millions of people in the United States has no health insurance. These low-income people ，who are not in line with government health insurance program eligibility criteria, refuse to buy more expensive commercial health insurance，because of the legal protection of rights of low-income people enjoying medical treatment and the encourage of lag incentive mechanism of hospital charges .Instead of that, they choose to dependent on government and social assistance. Then that leads to a huge potential risk of the U.S. health care system,
Another issue for a lot of people is the
cost of Prescription medicine,
drugs only a doctor can order.
Drug companies say new medicines cost a lot to develop and market. The industry notes that about one-tenth of every dollar spent on health care in the United States goes to prescription medicines. It says these drugs represent only a small part of health care spending.
Getting insurance can be difficult for those who work only part time, The same is true for people who are already sick. Some Americans have no health insurance.
The largest number of poor get medical help through public programs at several levels of government. The federal government and the states jointly offer an insurance program called Medicaid. States also administer a program to aid children whose families earn too much to receive Medicaid.
Public & Private Insurance
Private insurance is any health insurance policy purchased by an employer or by an individual from a private insurance company. Public insurance is an insurance plan or policy that is subsidized by federal or state funds (Medicaid, Medicare).
Another one is extremely expensive medical expenses. The mechanism of the insurance company paying the most of medical expenses results in costly medical expenses. Because of impressive illness insurance premiums, insurance companies encourage customers actively to buy the insurance of serious illness, and it leads to that prevention programs are no buyers which results in high medical costs.