很有用的很权威的常用金融英语翻译

很有用的金融词汇

按现行汇率计算calculated at the current exchange rate

保持人民币汇率在合理、均衡水平上的基本稳定

maintain the RMB exchange rate basically stable at an adaptive and equilibrium level 保函letter of guarantee

保理factoring

本外币利差interest rate spread between RMB and foreign currencies

避免（经济增长的）大起大落

avoid a roller coaster (in economic growth)

拨备覆盖率the provisioning coverage rates

不良贷款non-performing loans

不良贷款比率NPL(non-performing loans) ratios

不良贷款拨备覆盖率NPL provisioning coverage ratios

(银行)不良资产(banks’) non-performing/bad assets

财务重组financial restructuring

超额准备金率the excess reserve ratio

城市商业银行city commercial banks

城乡居民储蓄存款urban and rural saving deposits

城镇居民人均可支配收入

per capita disposable income of urban residents

城镇居民人均消费支出

per capita living expenditure of urban residents

出厂价格ex-factory price

窗口指导window guidance

创业板Growth Enterprise Market Board

次级债subordinated bonds

存贷款基准利率

the benchmark interest rates for deposit and lending

存贷款利率deposit and loan interest rates

存款利率，一年期

interest rate of saving deposits (S.D.) (one year)

贷款利率，一年期interest rate of one year loans

独立董事independent directors

短期流动性short-term liquidity

短期外债short-term debt

发行利率the issuing rate

法定存款准备金率required reserve ratio

反洗钱anti-money laundering

防范和化解金融风险prevent and defuse financial risks

房地产信贷housing credit

非银行金融机构non-bank financial institutions

分拆上市，整体上市go public by spin-offs or as a whole

风险管理risk management

公开市场操作open market operations

公司治理corporate governance

股份制商业银行joint stock commercial bank

固定资产投资Fixed Assets Investment (FAI)

广义货币供应量broad money supply (M2)

国际收支平衡the balance of international payments

国际收支“双顺差”

balance of payments recorded dual surplus both under current account and capital account

国家开发银行state development bank

国有独资商业银行股份制改革试点

the pilot joint-stock reform of the wholly state-owned commercial banks

国有独资银行wholly state-owned banks

国债state treasury bonds

国债收盘指数the treasury bonds index

合格境外机构投资者

qualified foreign institutional investors (QFII)

宏观调控

macro-control(measures)/macroeconomic regulation/macroeconomic adjustment

货币供应量money supply

货币政策工具monetary policy instruments

基础货币base money

基金管理公司fund management companies

“急刹车” a sudden step on the brake

记账式国债book-entry treasury bonds

加息２７个百分点raise the interest rate by 27 basis points

间接调控机制the indirect management mechanism

交易所国债回购treasury bond repo via stock exchanges

节能省地住宅energy-efficient, land-saving buildings

借款人的资信creditworthiness of a borrower

金融机构不良贷款比率

the ratio of non-performing loans for all financial institutions

金融机构各项存款余额saving deposits of financial institutions

金融机构各项贷款余额loans of financial institutions

金融生态环境financial ecology

金融运行banking and financial operations

经常项目(under) current account

经常项目赤字current account deficit

经国务院批准核销企业银行呆坏账

State Council-sanctioned cancellation of bad bank loans to enterprises

经审计的资产负债表audited balance sheet

净误差遗漏项目net errors and omissions

境内上市外资股the B-Shares

居民储蓄存款household savings deposits