印度外币兑换

Foreign Currency Exchange -

India

Foreign exchange transactions in India have become more liberalized with the Foreign Exchange Management Act, 1999 (FEMA) which came into operation as of 1st June 2000. 自1999外汇管理法案在2000年6月一日生效后，印度的外汇交易已经变得更加自由化了。

Foreign exchange dealers in India today have been given powers of making all types of remittances in foreign exchange subject to present rules.依据该法案，在印度的外汇经纪商现在已经有权利从事各种类型的外汇汇款。

The previous requirements of seeking Reserve Bank of India permission has been eliminated for most transactions.对于以前要寻求印度储备银行的允许的要求，对于大部分的交易已经取消了。

I remember leaving India in 1970 when I was allowed to purchase only 8 dollars in foreign exchange for my travel abroad. Things have

indeed changed today in India as far as foreign currency transactions are concerned.在1970年当我要离开印度时，想要为了我的国外旅行，只能允许兑换仅8美元的外汇。现在，事情确实发生了很大的变化。

Here are some of the significant provisions from FEMA

APPLICATION FOR REMITTANCES IN FOREIGN

CURRENCY

申请外汇汇款

∙ A person, firm or bank may apply to an

Authorized Dealer for remittances in any

foreign currency to a beneficiary abroad.

个人、机构或银行可能申请外汇经销商以任何的

外币形式向国外收益人汇款。

∙ Application should be made in FORM -A1, if the purpose of remittance is import of

goods into India.如果汇款的目的是为了进口

货物，则申请应当是以A1的形式进行申请。

∙ For any other purpose in Form -A2 如果是其他的目的，则是Form -A2

∙ The Authorized Dealer may sell the

foreign Exchange applied for provided the purpose of the request is an approved one.

外汇经销商可能出售外汇所提供请求的目的是经

过批准的

MODE OF PAYMENT OF RUPEES AGAINST SALE OF FOREIGN EXCHANGE

Transactions amounting to Rupees 20,000 or more should be made by cheque payments. Payment can also be accepted in the form of a Banker's cheque / Pay Order / Demand Draft. Receipt of Payment in cash in case of such sale of foreign Exchange or remittance in foreign Exchange is strictly prohibited.20000卢比或是更多的交易额应当以支票的方式支付。支付也可以银行支票、支付凭证、即期汇票方式得到接受。现金付款收据的金额被限制在20000卢比内，目的是为了

防范以外汇的方式进行外汇出售或是汇款。EXCEPTIONS:例外

∙If the purpose of sale of

foreign exchange is for

travel abroad for business

etc, cash may be received

by Authorized Dealer from

Applicant up to Rs.

50,000/-如果购汇者是为了出

国的商务旅行，其购汇的限额是50000卢比

∙ Where the rupee equivalent for drawing

foreign exchange exceeds Rs.

50,000 either for any single installment or for more than one installment for a

single journey / visit, it should be paid by the traveler by means of a cross cheque / demand draft/ pay order.在取等值的

50000卢比的外汇或超过50000卢比的外汇，或者为了任何的单次分期付款，或者是为了单程

的旅行/拜访的更多的分期付款。这应当由旅行者

通过划线支票、即期汇票、支付凭证来支付。