银行业监管英文词汇

口译监管术语
中国银监会国际咨询委员会The CBRC Council of International Advisers

国有商业银行 state-owned commercial banks.

风险控制 risk control

金融创新 financial innovation

银行业 Banking sector

中国工商银行 Industrial and Commercial Bank of China

中国银行 Bank of China

中国建设银行 China construction Bank

中国交通银行 Bank of Communications

农业银行 Agricultural Bank of China “ABC”

财务重组 financial restructuring

股份制改革 joint-stock reform

经营机制 operation mechanism

可持续发展 sustainable development

风险定价机制 risk pricing mechanism

综合竞争力 overall competitiveness

不良贷款 Non Performing Loan “NPL”

农村金融体制 rural financial system

国务院 State Council

联合重组 merger and reorganization

城市商业银行 City commercial Banks “CCB”

总资产 Total Assets

账面利润 book profit

不良贷款率 NPL Ratio

加权平均资产充足率 weighted average capital adequacy ratio

损失拨备 loan loss provisions

所有者权益 owner’s equity

境外战略投资者 overseas strategic investors

银行管理经验和技术 banking techniques and management expertise

跨区域经营 cross－region operations

城市信用社 urban credit cooperative

风险处置 risk resolution

中小型银行 small and medium－sized banks

贷款分类 loan classification

公司治理结构和机制 corporate governance structure and mechanisms

核心竞争力 core competence

小企业贷款 small enterprise loans

银行贷款 syndication loans

中间业务 fee－based business

资本约束 capital constraint

资本补充机制 Capital replenishment hierarchies

精简管理层级 streamline management hierarchies

合规经营 compliance operations

特色业务 featured businesses

战略联合 strategic business unite “SBU”

国际先进银行 internationally advanced banks

西部 Western region

消费者信贷 consumer credit

人民币业务 Renminbi business

信贷增长 credit growth

贷款偏离 loan classification derivation

贷款迁徙度 loan migration condition

最优组合贷款 optimized loan portfolio

住房贷款 real state loan

信贷合理增长 rational credit growth

国家经济 national economy

打包贷款 package loan

授信协议 credit authorization agreement

信息系统 information system

股份制商业银行 joint-stock commercial banks

农村商业银行 rural commercial banks

次级类贷款余额 substandard loans

可疑类贷款余额 doubtful loan

压缩产能过剩 control of overcapacity

产业结构调整 industrial restructuring

贷款损失准备金缺口 loan loss provisioning gap

抵补率 provisioning coverage ratio

不良准备金资产 provision

for impaired assets

不良资产impaired assets


现场检查 on-site examination (examination =surveillance)

非现场检查 off-site examination

抽样检查 sampling checks

正常类贷款 pass loans

关注类贷款 special mention loan

信贷管理 credit management

贷款分离准确度 accuracy of loan classification

不良资产 Non-performing Assets

资产管理公司 Assets Management Corporation

东方资产管理公司: China Orient Assets Management Corporation

我国金融机构境内外本外币资产

The domestic assets of banking institutions in China (In both local and foreign currencies)

总负债 Total liabilities

上年同期 a year-on-year basis

保监会 CIRC

证监会 CSRC

互相发展 mutual development

金融创新能力 innovation capacity

联合会谈 joint meeting

信贷投放 credit extension

进出口结构性矛盾 structural imbalance of trade

存贷比率 loan-to-deposit ratio

(长)短期贷款 (long)short-term loans

商业贿赂 commercial bribery

公司治理 corporate governance

农村金融改革 rural financial reform