郑州市房价波动原因及趋势分析

2012届毕业生

毕业论文

题目: 郑州市房价波动原因及趋势分析

学院名称：经济贸易年级专业：金融学

学生姓名：龚东旭学号： 200846910722 指导教师：王贵民教师职称：副教授

2012年月日

摘要

房价已经是近年以来我国人民和政府乃至经济学者都十分重视的焦点问题。本文以郑州市房地产为研究对象，从政府的调控政策及决心心入手并以房地产统计数据为基础，使用定量和定性的分析相结合的研究方法，具体分析郑州市房价波动的原因。

首先对郑州市房地产现状2010——2012年数据为基础分上涨、曲折上升、曲折下降对波动原因展开论述。根据房价的波动原因对郑州市房价将来的走势进行预测，为，为个人和企业进行房地产投资提供参考。全国“两会”明确要求，要继续坚持房地产调控不动摇，促进房价合理回归，房地产的相关政策不见松动。楼市调控成效显现，房地产形势不容乐观，最后对郑州市房地产市场的平稳发展提出建议。希望通过实行差别化信贷政策、降低按揭贷款门槛、调整商品房供应结构、继续加快保障性安居工程建设、积极发展商业地产、旅游地产等办法，扩大商品房销售，促进郑州市房地产市场健康平稳的发展，市房价回归到理性。

关键字：房地产房价住房限购政策

Title：Zhengzhou City, price fluctuations causes and trend analysis Abstract

The home prices are already the focus of recent years, our people and government, and even economists are very important. In this paper, Zhengzhou City real estate, start from the government's control policy and determination of heart and real estate statistics, the use of quantitative and qualitative analysis of the combination of research methods, Zhengzhou City, the reason of price fluctuations.

First the real estate status in Zhengzhou City, 2010 - 2012 based on data points rise, the twists and turns rose and tortuous decline in volatility reasons discussed. Predict the future trend of housing prices in Zhengzhou City, according to the price fluctuations reasons, in order to provide a reference for individuals and businesses, real estate investment. The "two sessions" clear requirements, and to continue to adhere to the regulation of real estate without wavering, to promote reasonable prices return to the relevant policies of the real estate but not loose. The control effectiveness of the property market show, the real estate situation is not optimistic, and finally the stable development of the real estate market in Zhengzhou City, to make recommendations. Through the introduction of differentiated credit policy, reducing the threshold for mortgage loans, to adjust the housing supply structure, continue to accelerate income housing projects, and actively develop commercial real estate, tourism, real estate and other measures to expand the sales of commercial, promoting the healthy and stable development of the real estate market in Zhengzhou City house prices return to a rational.

Keywords:the real estate house prices housing restriction policy

目次

1 引言 ........................................................... - 1 -

2 郑州市2010—2012房地产现状 .................................... - 1 -

3 房价波动原因分析 ............................................... - 3 -

3.1第一阶段房价持续高涨的原因如下： ........................... - 3 -

3.1.1 从供给的方面(开发商为主要供给) ....................... - 3 -

3.1.2从需求的方面.......................................... - 4 -

3.2 第二阶段房价曲折上升....................................... - 5 -

3.2.1新国八条政策的出台.................................... - 6 -

3.2.2住房限购政策的中心内容................................ - 7 -

3.2.4调控之下房地产价格未下降的原因........................ - 8 -

3.3第三阶段房地产价格曲折下降 ................................. - 8 -

4 2012年郑州市房地产开发市场走势判断............................. - 9 -

4.1郑州市房地产开发投资总量不高，发展空间较大 ................. - 9 -

4.2受房地产宏观调控政策影响的刚性需求将逐步释放 ............... - 9 -

4.3从紧的货币政策将有可能宽松 ................................ - 10 -

5 促进郑州市房地产市场健康快速发展的政策建议 ................... - 10 -

5.1 着力扩大住房销售量........................................ - 10 -

5.2 积极正确引导合理的消费需求................................ - 10 -

5.3 尽最大努力缓解资金紧张.................................... - 11 -

5.4 努力增加有效供给.......................................... - 11 -

5.5 切实做好以房价稳定为目标的相关工作........................ - 11 -

5.6 进一步采取措施规范房地产市场秩序.......................... - 12 - 结论 ............................................................. - 12 - 致谢 ............................................................. - 13 - 参考文献 ......................................................... - 14 -